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Religion / Re: Your Dreams Explained by Mitjyland(m): 9:19pm On Jan 05, 2022
TayehJiboluwa:


There is a problem you have to solve, a task you have to complete, or a solution to find or provide, that will change your life. You have to begin to count challenges and difficulties as blessings in disguise and never lose or avoid any opportunity no matter how difficult it looks. Give every challenge and opportunity your best shot, try your best, solve all problems and all tasks that you come across, and your breakthroughs will come.

You are the first person I will interpret dreams for this year on Nairaland. I prophesy that you will impact, influence and affect your generation positively, in the name of Jesus.


Amen man of God. I claim this prayer with faith in Jesus name. Amen. It's true I've been going through a lot of challenges and difficulties in my place of work for the past 3 months. I have been praying and fasting over it, a lot of Pastors also prayed for me. I believe i will pass through this tunnel. With God all things are possible. Thank you.
Religion / Re: Your Dreams Explained by Mitjyland(m): 1:02am On Jan 04, 2022
Greetings sir. God increase your wisdom.

Sir, I had a dream and I wish to know it's interpretation.

In the dream, I saw myself in the midst of people in what looks like a class or work place (because I saw faces of some of the people we work with). The lecturer or the person in charge has given us an assignment to solve and if anyone got it right his life may probably be changed. When the lecturer was going out of the premises I saw myself escorting him, we were gisting and laughing. Everyone was surprised, at a point he nearly gave me the answer of that question, but he kept quiet and then he told me that he knew I can solve it, I told him yes I can do it bcs there's nothing that is impossible. Then when I'm coming back to that premises I saw myself coming back driving a car.

Please help. Thanks.
Business / Re: My Updated BTC Buying Rates by Mitjyland(m): 8:58am On Nov 13, 2021
How legit are you?
Politics / Re: Akin Alabi Moves Motion To Stop Harassment By Online Loan Providers by Mitjyland(m): 9:23am On Nov 10, 2021
Whoever in support of this loan apps is inhumane just like them.

These loan Apps tell all sort of lies against people. They tagged them as fraudsters even with a default of just 1 day.

One of them called me and lied that he is from the EFCC and that if I didn't pressure the person that collected the loan to pay them they will add me join in the crime.

Another one called that he is a barrister, bla bla bla, etc. They always lie to the public and they are always in the hidden.

They are faceless that's why they can do whatever they want. They cannot come out physically because they are unregulated. Nigeria needs to be cleansed from this people.


Government should regulate them, this way they can recover their money legally. Harassment with lies is a purnishable offence by law.

2 Likes

Business / Re: Do Not Pay If They Send Blackmailing Sms To Your Contacts - Loan Apps by Mitjyland(m): 11:59pm On Oct 30, 2021
3verblazing:
you such an idiot with no sense ... if u had sense u won't spill all the rubbish u spilled here ... nobody blackmail anyone ..unless u default... since u don't have sense ... make I give u sense...every company have their T&Cs ... and once u agree to it ..u are bounded by it... maybe next time before you apply for that loan... try n be more sensible to read T&Cs..... and when you collect... pay up when u are supposed to... not when u want to...Ode!!


Since you insulted me first, let me start by calling you a ba*stard. You fool, stop disgracing yourself. Where in their T&C that permit them to defame my character on a due date when am willing to pay? Any measure to be taken to recover a loan should be done after a payment default. Any form of harassment on a due date is illegal. I Pity your parents for sending you to a local school, that's why u are displaying your stupidity. Bas*tard.

3 Likes 1 Share

Business / Re: Do Not Pay If They Send Blackmailing Sms To Your Contacts - Loan Apps by Mitjyland(m): 7:53am On Oct 30, 2021
3verblazing:
Bunch of ingrates ... spits on thread!!! They should lock u up... criminal


Take your frustrations elsewhere. You are part of the bad people who work with them. But listen, when Nemesis catch-up with you, you will forever live in pains.

As stupid as you are, tell me what law permits a lending company to start blackmailing a customer when he has not even defaulted? People like you would not end in good way.

You will reap what you sow.

6 Likes 2 Shares

Business / Re: Do Not Pay If They Send Blackmailing Sms To Your Contacts - Loan Apps by Mitjyland(m): 7:49am On Oct 30, 2021
DriverX:
When you were requesting the loan, did you ask anyone for advice? Why must you wait till the dying minutes of the day before you pay back a loan you happily collected and agreed to the terms and conditions of repayment?

Don't litter with unnecessary topics, kid.


You are evil. Did u even read at all? Did u read where I said I didn't default but on my due date they started tarnishing my image. Why are some Nigerians so wicked because they are not in other people's shoes?

15 Likes 2 Shares

Business / Re: Do Not Pay If They Send Blackmailing Sms To Your Contacts - Loan Apps by Mitjyland(m): 10:29pm On Oct 29, 2021
Vansam:
Your experience reminds me of what i'm going through right now. There are many ways to treat defaulting customers without being hostile.

For example, if the loan duration is up to a month, the rate of defaulting will reduce. But you cannot give me a loan of 30k to pay back 42k in just 7 days. Things like this make lots of people to default.

May God save us from these apps.



Exactly, this is inhumane. They could not even allow the day runs out to see whether I will pay or not.

This is evil.

3 Likes 1 Share

Business / Do Not Pay If They Send Blackmailing Sms To Your Contacts - Loan Apps by Mitjyland(m): 10:16pm On Oct 29, 2021
With great disdain, I want to reiterate that whoever that is in support of these unregulated loan apps, it shall never be well with them. Amen.

I Collected a loan from Cyclecash - a sokoloan subsidiaries I guess, on my due date today they sent me threatening SMS that if I didn't pay back my loan by 2pm derogatory sms will be sent to my contacts. I told them that today is my due date and the day is not yet over until 11:59pm. I told them I will pay in the evening.

They replied me very rudely that I will see. By 3pm they have already started tagging me as a fraudster sending sms to my contacts when I'm already working to pay the loan on my due date. One of them even sent me a WhatsApp message bragging that soon my contacts will begin to call me.


Please I have these questions:


Why are some Nairalanders still in support of this loan apps recovery methods even they know that it is evil to blackmail an innocent man into criminal act?

Why is the Nigerian government slow in investigating the activities of these companies?

Why are Nairaland Mods not interested in pushing complain topics about the evil acts of all these loan sharks to the frontpage?


After today's experience, I swore that any loan App that tries to tarnish my image while I'm working hard to pay them I will never pay again. You cannot harm me and then expect me to pay you.

6 Likes 1 Share

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 6:34am On Oct 27, 2021
All this is happening because we do not have good governance. All our politicians do is to loot money for their families.

May God help us.

1 Like

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 10:21pm On Oct 26, 2021
Rightmindset:


Na them dey cause the defaulting. I tried to borrow just 10k but to pay back 16k in just 14 days, so I declined. It's pure exploitation.

Yes they are the ones causing the defaulting, but I'm surprised some Nairalanders are even supporting these loan sharks in some threads. We are our own problem. Our leaders need to work harder.

If u give a man time to pay ofcoure he will not default.

1 Like

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 10:01pm On Oct 26, 2021
mocipe:
It is well brother. I understand what you are passing through. Don't give up. Look at your family.
Let me you a lil story

Some years back, my popsi met a certain man. The man had a contract to construct a road so he involved my popsi. Popsi borrowed a lot of money with interest. Road was completed, money was cashed out but popsi was played out.
We suffered, feeding was a big issue. No body to come to our rescue. No side business.
Well, popsi was able to clear all that he took after 3 years or so.

Don't allow depression kill you, be strong, it you can't pay the loan buckle up and do not reason anyone.

You sef, collect 70k to pay 100k in 4 days, na so your business dey get returns abi na person dey pressure you.

Rearrange your spending habit, if the business cannot pay itself after a reasonable investment then change business. Plenty online business dey wey go give you joy every month.

No dey reason like weak man o.



OP please read this. It is a motivation for you.

1 Like

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 10:00pm On Oct 26, 2021
CryptoClub2018:
I want to believe that I am in a worst situation than you are, at the moment, I owe 75% of the loan apps on play store starting from; Sokoloan 35k, Gocash 69k, Fastcash 32k, xcredit 38k, Lcredit 17k, creditall 10k, GGmoney 16k, Hcredit 32k,Opay 8k, Cashpal 18k, Ajelon 14k, loannaira 7k,Quick check 24k, Branch 80k, allacredit 18k, Papacash 5k, Fair money 13k, Migo 6k, 9credit 23k, N-cash 23k,carbon 102k, sycamore 175k,kashkash 13k, I/money 14k, Easycredit 16k, Nairaplus 18k, next credit 7k, imoney 4k, palm credit 19k, cashlion 4k, cashsea 14k, nodcredit 4k,easymoni 6k and cashcredit 16k.
I receive nothing less than 70 calls on a daily basis. And I don't have a job yet. I don't even know how to pay this money. They have also finished me through derogatory messages to my contacts but we meave

The way I see this, if these Apps have their repayment duration starting from 30 days I'm sure a lot of people won't default. Can you imagine the OP is saying he collected 70k but to pay back 100k in just 4 days? Nigerian leaders which way nah? This is total wickedness from these lending Apps.

8 Likes

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 9:47pm On Oct 26, 2021
OlawaleBammie:
Reputable firm and underemployment shouldn't be in same bracket na


If ur company is truly reputable as u claim den u should not be underemployed

Why are some people always try to be so unfortunate? Don't u see where the guy wrote that he is a contract staff? Do you even know how contract staff are being treated? Metcheww

2 Likes

Business / Re: Loan Apps Have Put Me Into Longlasting Depression by Mitjyland(m): 9:37pm On Oct 26, 2021
Vansam:
I am writing this with tears in my eyes and with the feeling that i may not live to see tomorrow as a result of what online lending apps did to me. I have never for once thought that my life could turn this way until the year 2021 when circumstances forced me to become a regular debtor from online loan Apps.

I am a masters degree holder, working with a reputable firm in Nigeria but also underemployed because the pay couldn't sustain me, my family, and my dependents. The organisation i work with pays their permanent staff well, a diploma holder can earn up to 300k a month but as a contract staff i only go home with 63k monthly even with my educational qualification. I am a committed and dedicated staff of the organisation i work for but all my efforts always go in vain year in year out. I have been a contract staff for over five years with this organization and served them diligently and having being a key team player with problem solving skills, yet they never wanted to convert me into a permanent staff to enjoy the benefit of my labour. I believe many talented Nigerians are facing this same problem where they give cheap labour to the employers who prefers to keep incompetent and less qualified staff based on reasons known to them.

I know some people here will begin to judge me for taking a loan, others may likely mock or ridicule me; etc. Let me say this, pray for yourself not to be in a situation where you have no one to help you except yourself alone. That was the type of situation i found myself that made me started taking online loans to carter for myself and family. I used every loan i took to boost my small side business. However, because these loan apps are unregulated, they do anything they like to harm you in any possible ways.

I am not a loan defaulter, i always pay my loan when due but i found myself in a situation where i have no other option than to reapply for another loan immediately after repayment because their outrageous interest of up to 50% with 7-14 days duration of payback has made me a slave in bondage with no where to run. My salary always goes to loan repayment, my side hustle also goes to loan repayment.

Many times i cried loud alone in my room that why is Nigeria not interested in investigating how these apps operate? Why can't Nigeria setup a law that will make these companies lower their high interest charges with very short duration? I have taken a loan of 70k to pay back 100k in 4 days; i also took a loan of 80k to pay back 120k in just 7 days, etc. and once you missed a day of your repayment these loan apps will begin to tarnish your image sending sms to all your contacts calling you a criminal eve if you have a clean repayment record.

The reason why i am making this post is to advice people who are taking loans from these apps that give just 7 days duration with almost 50% interest to please for your own good desist from them. I am in a situation whereby i have defaulted some loans i took because i have no choice anymore, their outrageous charges has put me into depression.

For over a week now, I've been embarrassed a lot, sms were sent to my contacts tarnishing my image as a fraudster even when these companies know i have a very clean repayment record with them and i will eventually pay. Please pray for me, i'm really scared, i don't sleep, i am a hypertensive patient, i do not have anything now, i sold my belongings, etc in order to settle some of these loans but yet their high interest rate already got me into their trap.


Pray for me please so i can survive this. Thank you.







Awwww, I really feel your pains.

It's a pity we do not have leaders who can checkmate all these things. People are dying silently as a result of these greedy loan sharks.


Mods you guys need to help a lot of people by putting this in front page if possible. This is so disturbing.

5 Likes

Car Talk / Re: Your Motor Guru Is Here! Ask Your Questions... by Mitjyland(m): 11:17am On Mar 20, 2020
@ Our GURU, please what are the Pros and Cons of Peogueot 406 (AUTOMATIC CAR). Thanks.
Car Talk / Re: What Used Car To Buy In Nigeria With 1.2m Either Lexus Or Toyota Or Honda Evil S by Mitjyland(m): 11:12am On Mar 20, 2020
Please can someone help me with a picture of Honda Evil Spirit V6 here? Thanks.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 4:33pm On Mar 12, 2020
Qu3sT:

Shayna is now a raw superstar and Garza will sometimes appear on nxt but as of right now, he's a full time raw superstar

Okay. Thanks.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 2:33pm On Mar 12, 2020
Guys abeg i need some clarity, has Shayna Baszler completely drafted to RAW now, or is she still with the NXT? the same with that Zelina Vega puppet - GAZA, because they have been active on RAW recently.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 12:13pm On Mar 11, 2020
pu7pl3:


Lmaooooooooo grin grin this guy grin grin

WWE is working you like a tool grin

I just hate it when fans criticise other wrestlers just bcs they prefer somone esle to win. I don't support this shit whether wrestling is real or fake.

The fans that annoy me most are those who always say Wrestling is not real but are always watching it.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 11:20am On Mar 11, 2020
I don't like A.J styles matches, because his dumb ass fellow the OC will always intrude and interrupt matches.

Some wwe dafts fans never seems to amaze me:

So it is okay for the OC to attack Ray Mysterio at the Supershowdown but it is not okay for undertaker to come after them? smh.

So it is okay for the OC to attack Aleister Black when fighting with A.J but it is not okay for Undertaker to help Aleister Black? This nonsense and preferential treatments from fans needs to stop.

This same fans too wants the FIEND to keep his belt but they are happy when Sami Zayn and his crooks defeated Broun Strowman who just had a week spell with IC belt.
Politics / Re: Yahaya Sharif-Aminu: Protest In Kano Over "Blasphemy Against Prophet Muhammad" by Mitjyland(m): 4:08pm On Mar 04, 2020
I stay in the North and I don't know why Mus*lims all over the world are potential terrorists. I was amazed when i heard my Boss in the office who happens to be a Muslim saying that Buhari is not doing well, but since he is a better Mus*lim than Atiku people should just be patient with him. Since that day i lost respect for my Boss.

No matter how educated (even if he is a professor) a Northern Mus*lim is, he still has 100% tendency to be violent as far religion is involved. May God save us from the hands of this people.

9 Likes 1 Share

Politics / Re: Gombe To Begin Construction Of Madaki- Bamusa- Yelenguruza Road by Mitjyland(m): 9:36am On Mar 03, 2020
Gombe is one of the neatest and beautiful cities in Nigeria. Their governors have all done well for them in terms of physical development. They employ people who sweep their streets very early in the morning daily. Environmentically, Gombe is a good place to live.

6 Likes

TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 9:33pm On Feb 27, 2020
Mitjyland:
Someone said it will be Goldberg Vs Roman Reigns and The Fiend Vs John Cena at the Wrestlemania.

The prediction is that Goldberg will defeat the Fiend at SSD today (but i doubt if the Fiend will be defeated).

Guys I told ya. I sense it myself that Goldberg gonna win. The Fiend Weakness has finally being exposed, but I trust the FIEND he will bounce back. Great entertainer.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 3:37pm On Feb 27, 2020
Someone said it will be Goldberg Vs Roman Reigns and The Fiend Vs John Cena at the Wrestlemania.

The prediction is that Goldberg will defeat the Fiend at SSD today (but i doubt if the Fiend will be defeated).
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 4:59pm On Feb 09, 2020
From all indication, Shayna Baszler will likely be unbeatable on Raw.

Roman will beat the Fiend.

And AOP may likely bulldoze Seth Rollings and Murphy to get hold of the Raw tag team title.

Bayley Vs Sasha is unavoidable at the Wrestemania.

Too much entertainment coming in this year.
TV/Movies / Re: BBNaija 2019 Live Updates (Big Brother Naija 2019 Thread) by Mitjyland(m): 4:54pm On Feb 09, 2020
I have never seen, a public good for nothing prosti.tute like like MERCY.

It is evident that she didn't win BBN based on legal votes, the organisers pushed her up and they're still trying to sell her again.

Where is the boy IKE she has used to deceive you stupid viewers? Where is he now? She will soon dumb that sweet guy bcs her Pus.sy has been busy servicing her masters. Her fake life will soon be exposed.

2 Likes 1 Share

TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 12:44pm On Feb 07, 2020
Kaycee7:
But no wrestler booked as a face has been booed consistently for 4 years. I remember how I pity the guy from 2014 to 2018. The Fiend is one of the best things in WWE right now and he hasn't even had a decent run yet. Having a polarizing figure like Roman beat him at this stage will definitely have some negative backlash for Roman. Negativity that even his leukemia immunity may not cover.

I agree with you on some points thou, but when was the last time has Roman Reign won a single title match for himself? its quite long sha. Perhabs, rotating title winnings will only make the game more competitive.

Roman Reigns will not find it easy with the FIEND, because the FIEND is something else; If the FIEND can kill his own blood sister, buried her alone without the help of others in order to gain powers then he surely is something to reckon with and may seems unbeatable, but Roman may likely expose his weakeness.

that match is a 50-50 for me if it happens at the wrestlemania. No favourite.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 3:44pm On Feb 04, 2020
Kaycee7:
Balor actually has a more believable rep of beating The Fiend than Drew. And if Roman beats The Fiend and goes back to being booed, I'll be here to laugh in y'all faces.


Even the FIEND gets booed at times, so its not a big deal. Every wrestler can get booed when the time comes.
TV/Movies / Re: Purpl3's WWE (and Pro-wrestling in general) Discussion And Banter House by Mitjyland(m): 1:36pm On Feb 04, 2020
Kaycee7:
There's a truckload of stars back there that can beat The Fiend in a clean match. They just need to stop dumping all their resources on Roman and push some of the stars that they've been misusing.
In a perfect world, Aleister or Demon Balor should be the ones to beat The Fiend not Roman.

The Aleister Black or Fin Balor that you are hyping cannot beat the FIEND at the moment. This is just the fact. Roman Reigns, Drew Macintyre, or Brock Lesnar are the perfect fit to compete with the FIEND. So i will settle for the FIEND Vs Roman match.
Politics / Re: Dankwambo Wants TSA, Other Reforms Strengthened by Mitjyland(m): 9:42am On Jan 31, 2020
Dankwambo will be a perfect fit as Nigeria's President. He did very well as a governor in Gombe State; he never delays salary payments in the state, he is not a fanatic, and he is never nepotic.

This guy will make Nigeria great, but the Mafias won't let that happen.

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