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TravelRe: My Experience Traveling To China For Business by MonogramMaster(m): 5:49pm On Nov 01, 2025
OlaGbagiMarket:
By Olayemi Olatilewa

Traveling to China for business has been both exciting and challenging for me. As a Nigerian entrepreneur, I’ve faced a few hurdles that taught me important lessons along the way.

1. Visa and Travel Issues
Getting a Chinese visa isn’t always straightforward. The process can be slow and sometimes confusing. I once had my application delayed because my invitation letter wasn’t “official enough.” Now, I make sure my documents are complete and I work with trusted travel agents who understand the system.

2. Language Barriers
Communication can be tough. Many Chinese suppliers don’t speak English well, and misunderstandings can easily happen. These days, I use translation apps, basic Chinese phrases, and WeChat for business chats. For serious meetings, I hire a local interpreter — it makes everything smoother.

3. Payment Challenges
Sending money from Nigeria to China is another big issue. Bank restrictions and exchange rates can delay transactions. I’ve learned to use verified platforms like Alibaba Trade Assurance and trusted partners with Chinese accounts. Keeping a domiciliary account also helps.

4. Fake Suppliers and Scams
Not every supplier is genuine. I once lost money to a fake company, and that experience taught me a hard lesson. Now, I always verify suppliers with video calls, registration papers, and customer reviews. I also use agents in China to check goods before shipment.

5. Cultural Differences
Chinese business culture values patience and relationships. I used to rush deals, but now I focus on building trust first. A little courtesy — like giving small gifts or staying in touch — makes a big difference.

Every trip has taught me something new. Doing business in China isn’t easy, but with patience, preparation, and reliable connections, it’s definitely possible.

— Olayemi Olatilewa
PhonesRe: See How Many Subscribers Glo Has Lost In 10 Years by MonogramMaster(m): 11:31pm On Jul 28, 2025
Bookmarked
HealthRe: Menopause: At What Age Does This Affect Ladies Reproductive Lifestyle? by MonogramMaster(m): 9:34pm On Mar 23, 2025
MORIERA:
Menopause typically occurs in women between the ages of 45 and 55, with the average age being around 51 years old. However, it can start as early as a woman's mid-30s or as late as her early 60s....

Keep in mind that every woman's experience with menopause is unique, and the age range can vary depending on various factors, such as lifestyle, genetics, and if juju level lol
PoliticsRe: Tinubu Flags Off Lagos-ibadan-sagamu Expressway Expansion by MonogramMaster(m): 4:15pm On Feb 25, 2025
AgricultureRe: 7 Steps To Successfully Export Palm Oil In 2025 by MonogramMaster(m): 8:31am On Feb 08, 2025
TV/MoviesRe: Netflix: Producers Spend 10% On Movie, Use Rest To Buy Properties – Basketmouth by MonogramMaster(m): 4:42pm On Dec 07, 2024
EducationRe: If You Really Want To Become A Confident Speaker, Say Goodbye To These 10 Habits by MonogramMaster(m): 9:12pm On Oct 07, 2024
Noted
PropertiesRe: Sloppy Or Flat/Hidden Roof: Which Is Better? (Pictures) by MonogramMaster(m): 8:28pm On Sep 04, 2024
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BusinessRe: Meet 24 Nigerian Billionaires In Oil And Gas Industry by MonogramMaster(m): 4:58am On Aug 18, 2024
BM
BusinessRe: CBN Lists Deposit Money Banks In Nigeria (see Full List) by MonogramMaster(m): 9:21pm On May 10, 2024
PropertiesRe: My Experience With Building Approval In Lagos by MonogramMaster(m): 8:29am On Mar 10, 2024
Following
CareerRe: Chronicles Of My Life On Board Ship by MonogramMaster(m): 11:11pm On Oct 06, 2023
Tbozun:
Day 2 (Wednesday 9th August, 2023)

I resumed for work a few minutes to 0800 today and went straight to the workshop to continue my rag cutting task. I had already being told by my cabin mate that I should always endeavor to get to work by 0750H. One of the ladies working in the ECR (Engine Control Room) came to call me and said that the chief engineer didn't know I had come that I should always come to the ECR first or else the chief engineer(CE) will think I came late. On getting to the ECR met some other officers of the engine room. The CE addressed all of us on being hardworking and avoid being negligent. He said he's watching and will take disciplinary action if necessary. He then dismissed us. After sometime he called me to ask for the ship I had worked before and I answered that this was my first time on board. He said I should be very careful being a first timer I should take things easy and should stay away from moving machinery until I know how to operate it. He asked for my career ambition which I told him I wish to progress to oiler then upwards. He then informed me that I should come to his cabin on Saturdays or Sundays to collect his boiler and civil suit to wash. Below is the hierarchy of the engine room ( from top to bottom):
Chief Engineer
2nd Engineer
3rd Engineer
Electrician
Fitter
Motorman
Oiler 1
Oiler 2
Wiper
(I may update in the future in case it's not correct)
One of the expatriate (of which I am yet to know his designation) came to call me that the CE wants to do some work that I should assist him. I went to help him bring in some of the things he wants to use to work in the workshop. He later instructed me to empty the dustbin which I did with the help of my cabin mate and the motorman. I also went down the engine room with both of them to clean the filter of the high sea check.
Veronica one of the ladies came to call us that provisions for the ship had arrived and that we should collect and put in store. While we were collecting the provisions I moved close to Alhaji Sariyu He told me he wondered why people are so selfish. He said the monthly allocation for the ship for food provisions is 1.2m but that everyone wants to cut their own share. From the captain, Chief Cook up to the people bringing it. We both agreed that that is the general attitude of Nigerians always wanting to get selfish benefits for any chance given to them. I was called to the 'Bridge' (Office of the captain and the ship's navigation center)today at several times to get my personal data and documents.
BusinessRe: Forex Scarcity Persists As CBN Resumes Intervention by MonogramMaster(m): 5:07am On Jun 27, 2023
PropertiesRe: Tenant In Shock After Lagos Landlord Passed Toilet Pipe Through His Apartment by MonogramMaster(m): 7:05am On May 25, 2023
Nwadu:
This is manageable... Mine tapped my meter light to his poutry farm... when asked he said he said he went through stress in getting the meter

Do you know that I can help you monitor your spouse's social media messages (Whatsapps, phonecalls and even Facebook) messages and get them delivered directly to your own phones

I am @ zero eight one one three 077 one 67

The world is now a digital global village
Incredible.
FamilyRe: My Newly Wedded Wife by MonogramMaster(m): 7:37am On Mar 10, 2023
woginid967:
Enjoy yourself with tinder, SFS, coddedruns.
What's sfs?
Jobs/VacanciesRe: Your Weakness Is Not Your Interview Weakness. by MonogramMaster(m): 5:55pm On Jan 31, 2023
[quote author=Oyindamolah post=120521557][/quote]
CultureRe: Yoruba Names Whose Meanings Are Now Lost by MonogramMaster(m): 7:21am On Dec 23, 2022
duro4chang:
There are many Yorùbá names whose meanings are now lost due to the fact that the words forming their roots are no longer in use.
For instance, ask the young Master Ọlọ́pàádé the meaning of his name and he will probably tell you that his name means “the policeman has come“. Ask Mr. Ọlọ́paádé, his father, and he would probably tell you it means “the owner of the staff has come“. The two of them would be wrong as Ọlọ́pàádé actually means “the Ọpa (re|re) devotee has come“. The same goes for all other Ọpa names like Opadotun. Those names show that the ancestors of the bearers of the names were worshippers or devotees of the Ọpa Cult otherwise called Awo Ọpa, one of the religious cults or secret societies proscribed by the British in colonial days.

Or imagine another scenario: Pastor Ọbáfẹ́mi (re|mi|mi|re), the pastor of a Pentecostal church, is asking Deacon Ògúnyẹmí to change his name because he believes that the name of the deacon is associated with Ògún, an idol (so-called), without realizing that his own name is also idolatrous in its origin.

Even Professor Wọlé Ṣóyínká in his book “The Man Died” gave the meaning of his surname Ṣóyínká to be “surrounded by wizards“. This is far from being the case. Names like Soyinka, Sonuga etc. do not derive from “Oṣó“(wizard) but rather they derive from Òrìṣà-Oko, the Yorùbá deity of agriculture.
The name Ṣóyínká in full is Òrìṣàokoyínká which became shortened by a gradual declension to Ṣóókóyínká, Ṣóyímiká and finally to Ṣóyínká. It is the same for all the other “Ṣóó…” names.
If a whole Professor Ṣóyínká, a master of literature and language can be thus mistaken on the derivation and meaning of his own name, what about we lesser mortals. It is in order to put these various misconceptions right that I am publishing this little work via this medium.

This list is by no means exhaustive and others inputs are welcome so it can be in writing for generations yet unborn so that the knowledge of the meaning of our names will not die out.
Also, if you want to know the meaning of your Yorùbá name, you are welcome to ask.
Àgbà ò ní tán lórílẹ̀ (the elders’ wise counsel will never be scarce in our midst).

The “Okù” (re|do) names like Okusanya, Okusaga etc are not derived from “Òkú” (dò|mí), a dead person. They are derived from “Okù“, the Ijebu deity of wealth which corresponds to “Ajé“, the Ọ̀yọ́ Yorùbá deity of wealth. Thus, Okùsànyà means the deity of wealth has rewarded me for my sufferings and not dead person has rewarded me for my sufferings.

Ọrẹ̀ (re|do)names like Oresanya. They do not derive from Ọ̀rẹ́, (dò|mí), friend, but from Ọrẹ̀, (re|do), a deity. A phrase like “A kìí ọmọ Ọrẹ̀ bọ Ọrẹ̀” (you don’t use the child of Ọrẹ̀ to propitiate Ọrẹ̀) comes to mind.

Igbin names like Onigbinde etc do not derive from ìgbín (do|mi), snail, but rather from Igbin, (re|re), a drum beaten for the Òrìṣàálá or Ọbàtálá worship. The ancestors of people bearing these names were drummers for Òrìṣàálá worshippers.

Ọ̀pẹ̀ (do|do) names like Opetola do not derive from Ọ̀pẹ, (do|re), palm tree, but rather from Ọ̀pẹ̀, (do|do), an Ifá appellation.

Ọnà (re|do) Onasanya; these names are not derived from ọ̀nà (road) but they derive from Ọnà (craft). The name bearers of these names would be people who were craftsmen like sculptors etc in their origin.

Alalade (re|mi|do|do|mi) does not derive from àlá (do|mi), dream, but derives from Àlà (do|do), white, symbol of purity – the insignia of the Òrìṣàálá or Ọbàtálá deity and it means the owner of àlá has come, the Òrìṣàálá devotee has come and not the dreamer has come as many have supposed it means.

Elégbèdé does not derive from egbé (re|mí) – the supposed magical means of teleporting – and is not supposed to be pronounced as Elégbédé (re|mi|mi|mi) as Sunny Ade sang it in one of the records, on the Erelú of Lagos. The name is derived from ègbè (do|do) meaning support. Thus, the name is more properly pronounced as Elégbèédé (re|mi|do|mi|mi) – the defender, the one who will fight or support my cause has come.

Onipede (re|mi|do|mi|mi) does not derive from ìpẹ́ (do|mi) fish scales, but derives from ìpẹ̀ (do|do) – consolation. So, it should not be pronounced as Onípẹ̀dẹ́ (re|mi|do|mi) the owner of scales has come but rather as Onípẹ̀ẹ́dẹ́ (re|mi|do|mi|mi) – the consoler has come.

Baba (re|re) and Ọba (re|re) name such Babasanmi, Babafemi Obasanjo do not derive from father or king. They both derive their roots from Ṣọ̀npọ̀nná, the deity of small-pox, which used to be referred to in reverent tone in olden days as Baba so that he would not kill them. If you will recall, in olden times, the marks left on the faces of anyone who recovered from small-pox attack used to be referred to as Ila-Baba, that is father’s marks.
In Chief Olúṣẹ́gun Ọbásanjọ́’s book, My Watch, he gave us an insight into the origin of the names starting with Ọba. Such names are related to Ọbalúaiyé (also calledṢọ̀npọ̀nná), the deity of smallpox. So the Ọba in Ọbasanjọ́, and Ọbafẹ́mi, is derived from Ọbalúaiyé and not from king.
So, Pastor Ọbafẹ́mi, in the hypothetical case mentioned above would do well to remove the log in his own eyes first by changing his own name first before insisting that Deacon Ògúnyẹmí should change his name.

Oloko (re|mi|do) does not derive from the word ọkọ̀ (re|do) – lorry or canoe and it does not mean the owner of a lorry or the owner of canoe, but it derives from the word ọ̀kọ̀ (do|do) – spear, and it means the owner, master or lord of the spear. It is a war title which has become a name. It is the title borne by the group of warriors whose chosen weapons of warfare is the spare.

Adekogbe (re|mi|do|mi) does not mean the crown rejects excreta as the word ìgbẹ́ (do|mi) in the name does not mean excreta; rather it means a bush or a light forest. The name means the crown rejects the bush, that is to say a prince shouldn’t be involved in manual labour or farming activities. Adékọ̀gbẹ́ is a name much favoured by the Ìjẹ̀bú, as they are of all Yorùbá tribes a tribe that is more averse to farm work or manual labour than any of the other Yorùbá tribes. They prefer to trade instead.

Adé (re|mi) names like Adeboye Adebayo, Adebola are not derived from Adé (crown) but rather they are derived from the verb dé which means to come. Adébóyè means he who came at a time when chieftaincy has just entered into the family. Adébáyọ̀ means he who comes to meet when a thing of joy has just come into the family and Adébọ́lá means he who comes to meet when wealth has just come into the family.

Apart from the misconstrued names, there are other names whose meanings are now recondite as many people no longer know what the names mean.
Sadare, Sadela etc, these names derive from the Òrìṣàálá otherwise called Ọbàtálá deity. Ṣàdáre is an hyphenated form of Òrìṣàdáre. The word Orisha whenever used alone invariably refers to Ọbàtálá otherwise called Òrìṣànlá. So, those names are names of people named after the Òrìṣàálá deity. Ṣàdáre then would mean Ọbàtálá has vindicated (me). Ṣàdẹ̀kó would mean that an Ọbàtálá worshipper has arrived at Èkó (Lagos). Ṣàdẹ̀là would mean Ọbàtálá has arrived into wealth.
Akeredolu (re|mi|mi|re|mi) means he who reduces himself in order to become a king. He who humbles himself to become a king like the title of that play “She Stoops To Conquer” by Oliver Goldsmith.
Adewuyiì (re|mi|re|do) means the crown grows honour, that is, the crown produces honour.
Olofa (re|mi|do) means the owner of arrows or the master or lord of arrows. It is another war title that has become a name and it is the title given to those whose weapons of war in battle is the bow and arrow, that is archers.

Alokolaro (re|mi|re|mi|do|mi) means he who has a large farm and also has a cooperative society to assist him to do the farm work. Aarọ́ is a cooperative system among the Yorùbá whereby the members agree to work jointly in the farm of each member of the group in turn until they have finished the farm-work of all the members.

Olowe (re|mi|do) means he who has an ọ̀wẹ̀ (do|do) cooperative group. Ọ̀wẹ̀ is another type of cooperative society whereby the members assist each other to work in the farm of each other. Olowe is thus somebody who has a large number of people at his beck and call whom he can call upon to assist him any time in his farm or other work

Apara (re|re|re) is short for Apara-ogun-bí–ẹní-palé (re|re|re|re|re|mi|re|mi|re|mi) implies he who sets war at naught. It means literally somebody who gets ready for war as easily as other people get ready for home affairs.

Okoya (re|mi|re) means the hoe has torn into pieces. It is an Àbíkú name. It implies an imploration to the Àbíkú not to die again as the hoe for burial has torn into pieces.

Ọkọ́ṣẹ́ means the hoe has broken, same as Ọkọ́ya.

Popoola (mi|mi|re|mi) means the avenue of Honour or nobility. Pópó (mi|mi) means a broad street or avenue, Ọlá means honour or nobility.

Adesiyan (re|mi|re|re) means the crown is good.

Adelabu (re|mi|mi) means the crown has passed through the deep (the sea).

Banmeke (mi|re|mi|mi) means hold or sustain the rafter of the house with me. Ẹkẹ (re|re) is the underlying structure upon which the leaves used to roof the house was be placed. It served the purpose now served by the rafter as forming the superstructure of the roof. It thus a very important part of the house or family.

Falade (mi|re|mi) means the god of divination has intermingled with royalty, probably a name given to a child who was born of an Ifá priesthood parent and a royal parent, like the mother of the first

Olowu (re|mi|re) who being a princess married his father’s priest.

Oláníyan (re|mi|mi|re) means nobility has swagger, that is to say noble people have a special way in which they carry themselves.

Adeleke or Délékè (re|mi|mi|do) means he who comes to become a very important part of the house. Eke (the rafter) being the superstructure of the roof. The Adé there is not crown but is from the verb dé meaning to come or arrive.

Oluwusi (re|mi|do|do) means kingship has increased.
Adebosin (re|mi|mi|do) means he that came to meet kingship.
Osinbajo (re|do|mi|do|do) – Ọṣìn-bọ̀-làjò – means the king has returned from a journey. Ọṣìn (re|do) means king. Bọ̀ means to come back from àjò (do|do) which means a journey.
Asaju or Aṣíwájú (re|re|mi|mi) means the leader of the van. It is the war title of the chief of the unit that fights at the head of the army.
Seriki derived from the Hausa word for king Sarkin. He is the head of all the junior war chiefs.
Sarumi (do|do|mi) is another war title given to the head of the Cavalry, that is the unit of the army that fight with horses or on horseback.
Aláásà (re|mi|mi|do) is a war title that has now become a name. It does not refer to aasa tobacco, but to asà (re|do) the shield. Aláásà means the owner or lord of the shield, that is the shield bearer, perhaps of the king.

Sadipe or. Òrìṣàdípẹ̀. The deity (Obatala) has used this one (the newly born baby) to console by using him to replace a loss recently suffered by the family.

Sonibare (mi|re|mi|mi) – Ṣọ́-ẹni-tí–ò-nbá-ṣe-ọ̀rẹ́ – means be careful in choosing whom you allow to get close to you.

Eesuola (do|mi|mi|re|mi) means the pool that is the reservoir of honour or nobility.

Bangbegbin (mi|re|mi|do) means assist me to carry the Igbin. It is a name borne by drummers for Orisala worship. (Igbin is the drum beaten in the worship of Òrìṣàálá/Ọbàtálá deity).

Tẹ̀là (Tẹ̀llà) (do|do) – Tẹ̀ẹ́-kó-là (do|mi|mi|do) – is a name borne only by Ọ̀yọ́ princes and it means bend or bow in order to become wealthy.

Oladoyinbo (re|mi|do|do|mi) – Ọlá-da-iyì-bòó – means Honour surrounds him.

Olasope (re|mi|re|mi) means honour has emerged completely.

Kotoye (do|mi|mi) is short for Kò-tó-yẹ́-sí (do|mi|mi|mi), which means not worthy of being honoured, a name given to a child believed to be an Àbíkú because the Yorùbá believe that such a child if shown any love or regard by being given sweet and affectionate names would go back to his group of bad children but if shown he is despised and of scant regard and is expected by his parents to die anytime, he would stay; because Abikus have a perverse tendency to do just the opposite of what you expect them to do. For that reason, they are given derogatory names like Kòtóyẹ́sí Ajá (dog) etc.
Bamgbose (mi|re|mi|mi) means assist me in carrying the Oṣe, that is Sango’s wand. It is a name given to children born by Ṣàngó
Copied
AgricultureRe: Ugu Farming And Setup Analysis by MonogramMaster(m): 7:01am On Dec 12, 2022
veggieman2be:
Weakness

Irrigation factor
Ugu needs water especially during the dry season.
Recall we farm it especially for its leaves.

And the freshness of the leave is tantamount to the availability and sufficiency of water.

Mechanization
planting ugu from my research will still have to be done manually because of the positioning of the seed while planting.

There's yet to be a planter that will accurately sow ugu seed.

Cost of seed
Ugu seed is one of the most expensive among its pairs. Imagine a single seed going for N50-N70. And the probability of it germinating is not even 100%.

But i have a good news for you. The seeds would be sold for as low as #30 per seed for anyone who is buying from through me.

Bad seed
The market women will do anything to promote their sale by telling you this seed or that seed is igbo or calabar or port harcourt seed (Note: These are the names for the good seeds).
You will know a good seed only from the parent stalk.

Setup cost
No matter how you see it, the setup cost is relatively high. I mean despite a good ROI, any mistake on the part of the farmer or investor may lead to a huge loss due to the high startup cost.

Threats
Everything around us is threatened including the air we breathe in.
So goes for Ugu farming. Proper understanding of these threats and ways to curb them will go a long way to make the ugu farmer profitable. I will state some of the threats but in generic form.

Diseases Most of the diseases that affect ugu leaves are airborne. Fungi growth on leaves is also a big threat to ugu farming considering that it is majorly farmed for its leaves.

Insects
Yes, insects are attracted to good looking broad, greenish ugu leaves. It's not only we humans that know good things. A simple solution to this is spraying a mixture of neem oil mixed with water. This has proved to be highly effective.

Animals &Humans: Part of the solution is to create a form of barrier around your farm. Though costly, with little time frame, one will recoup his/her investment. The barriers can be a fence block or welded Iron bars.

Lack of irrigation
Anything can happen but it is better to be prepared especially during the dry season farming.
Make sure your pumping machine and source of water is intact. You never can tell.

Market:
How accessible are you to the marketplace? Please give this a very serious thought before delving into this enterprise. If your farm is far from a settlement, do you have a form of transportation aid (bike, motor) to convey your produce to the market?

Poor Understanding:
The good book i.e. the bible, states that my people perish for lack of understanding. Understanding is a synonym for acquiring knowledge. Have you done your homework to better understand the rudiments of ugu farming? This will go a long way, I tell you.
We're getting to the interesting part.

NOW LET'S TAKE A LOOK AT THE COST ANALYSIS

For a plot of land
1. Depending on your area (country, region, state), you can rent or lease a plot for as low as
5,000 or 10,000 (Naira).
It becomes better if you have your own Land. Also, there are various Farm Settlements across the country where you can have access to farmlands, water and equipment at a cheaper rate.

2. Another important factor to consider is access to water, especially for dry season production. It is the first factor to consider before even thinking of setting up the farm. The land can be situated in a swampy area, or an environment with source of water (borehole, river, stream, or canal).

Let's do a little calculation.

You can also use this for any crop.
How to calculate the amount of seeds required to plant any size of Land
Let's take a plot for instance
Formula= Size of Land x Seed rate (number of seeds to be planted per hole) ÷ Planting Distance.
- Total Land Area of a plot = 60ft by 120ft or 18m by 36m (648sqm).
- Planting Distance is 60cm by 60cm, convert to meters = 0.6m by 0.6m.
- Number of seeds to be planted per hole = 1
Therefore: 648 x 1 ÷ 0.6 x 0.6 = 1,800 Seeds
So, 1,800 ugu seeds would be required to plant a full plot of land. You get about 250 to 300 seeds per paint depending on the size but of seeds, so you'll need an average of 5 paints.
Let's look at what it'd cost to set up on a plot
1. Land lease = 10,000
2. Land Preparation (which includes Clearing, Packing, Tilling + addition of organic manure) = 20,000
3. Seeds* 5 paints @ 8,000 each = 40,000
4. Planting = 5,000
5. Fertilizer (Poultry droppings) = 5,000
6. Weeding = 5,000
7. Miscellaneous = 15,000
Total #100,000
With 100,000 to 110,000 (Naira) you'll set up your farm on a plot.


Let's look at what you'd make from this.

REVENUE
You will begin harvesting from 8 weeks after Planting.

Some start harvesting after 5weeks but i would always advise that you make your first harvest at 8th week.

- Harvest is done every 3 weeks for 8/9months.
- You'll get at least 30 bundles or more per harvest from a plot.
- Each bundle is sold at 3, 000 to 5,000(Naira) depending on your location. Though higher during dry season.


- So, let's use 3, 000, to calculate;
3, 000 x 30 Bundles= 90,000 per harvest

Then let's assume you make your harvest, two times in a month
So in a month you would realize over 180,000

Then over 6months
That's 1million plus
Revenue will also be generated from the sales of seeds at the end of 6months.
A seed is sold @ N 30 at least, and a pod contains a minimum of 50 seeds.
- You can get over 50 pods from your plot if properly managed
Let's take a look at producing ugu on an acre(6plots)
- Lease of Land 10,000
- Clearing with Tractor 10,000
- Fertilizer 10,000
- Purchase of Seeds (30 paints@ 8000 per paint) 240,000,

I would subsidize if you are buying from me.

- Purchase of irrigation system 300,000
- Purchase of Reservoir/Tank 30,000
- Purchase of Pressure pump 20,000
- Cost of Installation of irrigation system 30,000
- Electrical/Plumbing works 20,000
- Cost of Planting 10,000
- Knapsack sprayer (2) 12,000
- Miscellaneous 20, 000
TOTAL #722,000 (Naira)

Expected monthly income from sales of Leaves for first 8 Months
- Harvesting is done every three weeks
- Each Harvest Produces 70 Bundles or more
- Each bundle is sold at 3,000 to 5000
- Revenue per harvest= 70 bundles x 3,000= 210, 000
You can make up to 500k or more per month with good farm management
500,000 times 8

That's over 4,000,000

Expected Income from sales of Seeds at 6 Months
- Each seed is sold at #30
- A pod contains an Average of 50 seeds
- An acre produces an average of 200 pods
- Total Seeds = 50 seeds X 200 pods= 10,000
Income from Seeds= 10,000 seeds x #30= 300, 000
TravelRe: My Visit To Chad (live Update). by MonogramMaster(m): 10:09am On Nov 16, 2022
Love this thread.
FamilyRe: My 5 yr old Cousin Behaves like Ancestor by MonogramMaster(m): 3:31am On Oct 19, 2022
gaby:
A three-year-old boy in Syria's Golan Heights region has suddenly become the centre of attention after he revealed that he was murdered with an axe in his previous life.

The boy, of the Druze ethnic group, was born with a long, red birthmark on his head. According to Druze beliefs, birthmarks are related to past-life deaths. When the boy was old enough to talk, he told his family that he had been killed with an axe blow to his head.

As is the custom, the elders took the child to the home of his previous life to see if he remembers it. And sure enough, the boy knew the village he was from and once he arrived there, he remembered the name he had in his past life.

Locals told the elders that the man who the boy was claiming to be had gone missing four years earlier. When asked, the boy also remembered the full name of his killer. When the alleged killer was confronted, his face turned white, but he did not admit to murder.

The boy then took the elders to where the body was buried and in that very spot, they found a man's skeleton with a wound to the head that corresponded with the boy's birthmark. They also recovered the axe with which he had been killed.

Faced with the evidence, the killer then admitted to the crime.

The boy's full story has been documented in the book, "Children Who Have Lived Before: Reincarnation Today" by German therapist Trutz Hardo.
Nkan nbe.
IslamRe: A Comprehensive Note On Janābah Bath by MonogramMaster(m): 7:44am On Oct 15, 2022
Bookmarked.
RomanceRe: Is My Girlfriend Trying To Pull My Legs? by MonogramMaster(m): 12:35pm On Aug 11, 2022
EmiDon11:
Cuz the food wey ah chop since yesterday no gree digest.

Lol
PropertiesRe: Check Out This 7 Amazing Secret that will turn Real Estate Into A Great Fortune by MonogramMaster(m): 10:32pm On Aug 05, 2022
StellaAyomide:
"Most people think buying is investing, but they're wrong, it doesn't make you an investor any more than buying groceries makes you a chef" - Gary Keller


Selling high after buying low has been the recommended tip for achieving success in real estate. Though this age-held secret is true, it is not the way to make it big in the world of real estate. The real estate industry is known to have produced many multi-billionaires.

…Hence, being acclaimed as one of the easiest ways to make money and create wealth.

The real estate industry can be your way towards making a real fortune for yourself. We shall be looking at seven secrets on how you can easily turn the real estate market to your real fortune, with little or no money.



1.BEGIN ON A SMALL SCALE.
Many individuals enter the real estate industry as full-time real estate businessmen or as part-time real estate dealers combining it with other businesses.

I am a part-time real estate investor with interests in other business concerns.

….You can also do likewise.

All you have to do is to have and maintain a business or job that brings regular cash flow for you and you diversify some of your income into real estate investment on a part-time basis. Many individuals have practiced this and became successful in it.

If you are considering investing in real estate or you are a newcomer to real estate, it is always advisable to start on a small scale.

Begin on a small scale by using some of your money…..

Do not use all your money so as not to get your fingers burnt.

As you start small, you begin to grow big as you learn daily on how to maximize profits and take advantage of deals.

No one in real estate has ever had his first deal as being the best….

You have to learn daily on new things from building networks, reading the lines of contracts and developing a good eye for great deals. All these can be brought about through experience.

One of the beauties of real estate investment is that you can learn all that needs to be discovered as you start small.

Just advantage of cheap properties around you such as single-unit homes, multiple-unit homes, or small business properties, renovate them and flip them for sale at increased prices. Get yourself committed into this.


2.THINK BIG
Anyone, especially the newcomers can easily give up on real estate investment as a result of lack of funds.

But the truth is that what matters in any real estate investment is the deal and not the budget…..It is therefore advisable that you pursue the deal and ensure you get it irrespective of how much you have.

I know of someone who had $500,000 and was chasing a deal worth $2,000,000…

It is obvious the person can’t get it, but he chased it and got it sealed…….Hence, it is important that you have a plan of growing big from the start. Do not go for anything less.

Dedicate your time and attention to real estate so that you can reap big from it.


3.LEARN FIRST AND THEN EARN
Education is very important….

In becoming a successful real estate investor, the importance of education cannot be over-emphasised. Nothing can take the place of right knowledge and information in the world of real estate. It is therefore important that you get yourself educated.

Before you think of investing in real estate, go for the right education and knowledge.

As important as education is in real estate industry, do not spend so much money on seminars, workshops and coaches. Do not be misled with the common notion that you should go for an expensive education.

Information is available, plentiful and inexpensive. So, why spend more than necessary on the right education? Find it online as it is readily available there or seek the expertise, knowledge and experience of someone who has been successful in real estate.

You need to understand that holding on to assets is a fundamental way of creating wealth for yourself in real estate, as the shelter is an underlying universal need.

By having a rental, you are in control of a business that will steadily bring income for you.

Many young individuals want apartments close to the cities….

It is therefore advisable that you buy houses in your cities. It is also good that you do not inflate your budget.

Majority of the projects you will embark on have surprises. See this as part of the real estate business. Expect the unexpected and lower your funds for increased returns and reduced risks.

As a beginner, it is wise you begin with one project at a time. Devise your model, modify it, and keep buying ass the opportunities avail themselves. Continue with this system until you build a portfolio for yourself.

The tip is making a success out of your real estate business is that you educate yourself… Get yourself actively involved in the industry;

Create values for clients and prospects….

Cultivate the habit of taking positive, determined actions on a daily basis towards the achievement of your set goals.

Go for meet-ups, seminars, network and learn from others. When you are ready, and it’s time to take decisive action on deals, act immediately.


4.START NOW
There is no place for procrastination in the world of real estate….

As a smart real estate investor, you have to be quick in taking action. You act immediately on prospective good deals. In making a veritable fortune from real estate, I have personally used three strategies that have helped all along.

I will share them with you….

Buy properties at low rates: Costs of properties can be low sometimes while demands are always consistent. When you buy properties and rent out, you create for yourself a passive income annually with returns of 10% on the worth. If you continue buying two or three cheap properties on a yearly basis, you will end up having 20 to 30 in 10 years’ time.
Flip up: All you need do is to purchase a house that requires a little renovation at a great deal, live in it for a short time and then flip it at an increased value for sale. When you do this consistently for a space of ten years, you will generate for yourself a significant amount of money, to the tune of $150,000,000 net profits. You can then decide to buy your own house readily or re-invest in properties for rental purpose.
Go for joint venture when necessary: You can make a joint venture deal with someone who has the money but lacks the eye to spot an opportunity in real estate. Look for a juicy deal and seal the contractual agreement while leaving the financial approval to be done a frame of 30 days. Then get an investor to partner with and split the revenue into agreed p[percentage. You can easily get a joint venture partner but ensure you get the right one.


5.PROFIT COMES IN THE DEAL
The earnings in real estate only come in deals….

Strike good deals quickly after you must have done your thorough investigation, assessment monitoring.

When you take a short time to seize on potential real estate deals, you not only position yourself to get maximum profits, but you also bring to minimum possible risks and the initial amount of money invested.

Before going ahead to seal a deal, ensure that you have solidified your team of advisors.

Once you have done all necessary things according to your plan, go ahead to pull the trigger immediately….

In maximizing profits, ensure you have an exit strategy so that when the winds are against you, there won’t be much to lose in your investments.

It is essential you know the distinction between buying, selling and trading…

Your success in real estate market is not solely hinged on your buying of properties but on what you do with the property. The recommended strategy is to hold on to commercial real estate property for a very long period while you trade on small residential properties via rentals.


6.HAVE A STRONG UNDERSTANDING OF THE ECONOMICS AND DYNAMICS OF REAL ESTATE.
The real estate market is one filled with mixtures. There are good and bad deals. Deals that seem to look good and worthy of investment are the most common and easy ones.

Such deals as getting a property and letting out for rentals to tenants are easy to come by but give the lowest returns on investment. You can easily find the most lucrative deals and opportunities in real estate.

They are the ones you can spot and create….

There is no better time to flip houses than now as there are low-interest rate and high level of consumer confidence.



7.GO FOR A MENTOR
We cannot over-flog the place of a mentor in real estate business as they play a great role in your attainment of success.

Mentors are there to teach, guide and lead you in the way towards making maximum profits in real estate. Having a good mentor in real estate business is an excellent way to go.

……Do not under look this strategy as it determines to a large extent the outcomes of your investment in real estate.

The real estate market is one with great levels of fulfillment and pitfalls….

To avoid being a victim of the misfortunes in real estate, go for the services of a mentor…..

Getting educated through researches, books, and articles will help, but they can’t take the place of a mentor as they will only provide little and limited assistance.

Times will come when you are in the heat of a good deal, and then a mentor will be your only help.

……The importance of mentors in your real estate business is invaluable.
CareerRe: How lucrative are IT courses? by MonogramMaster(m): 1:18pm On Aug 04, 2022
JoeyNaza:
Yes, IT Courses can be very lucrative if you are a good Learner not just a good Student. If you are just a good student, you would pay for a million and one courses before you ever amount to anything significant.

My advice, if you want a qualitative experience that has huge potential upside I will advise:

1. Pay for Pluralsight Courses. Usually above $200
Udemy and co. will be cheaper but Pluralsight provides job-ready context. It is preferred by tech companies in uptraining their staff. Pick quality over price.

2. Leetcode Pro
To practice your Data Structure and Algorithm Knowledge. This is the foundation of your application of programming concepts. DSA is highly sought after. Coding Job Interviews are hinged on DSA knowledge.

3. Read Technical Books and Documentation:
We love audio-visual learning materials, but books written by experts in the selected fields give you a whole lot of retained value you can never get out of hour long videos where the creator tries to minimize time and size and sacrifice value/content. Read Documentations on the languages , frameworks and packages you are working with. Books on the Computer Science Fundamentals should be prioritized.

4. Learn Extensively and :
IT field is really broad and dynamic. Tools, resources become obsolete quickly. So you have to refresh your knowledge frequently.
Try to know as much as the next
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 8:01pm On Jul 21, 2022
mrsage:
Questions 9 amd 10

To prevent issues like theft, damage and all.

First Know your customer

Then you make guests sign an indemnity agreement. Basically they agree to pay for any damage.

Ensure you have someone on ground during check out.


Also you insure all assets in the apartment. Tv, all electronics, furniture etc.

Yes Insurance helps too.
Thanks for doing justice to all 10 questions.
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 3:28am On Jul 18, 2022
mrsage:
Question 7

Investment pay back period

Short let owners / investors can expect to get back their return on investment in just 5 years compared to 20 years for local rental income and then experience year on year profit after each consecutive year.


Investing in short let apartments is a very wise and strategic business investment with even more significant potential in the years to come.
Thanks for treating the questions up to 7. I've been waiting for answers to the rest and I kept checking. It's been 3 days now since you were last seen here. This is checking to know that all is well with you.

Have a great week ahead.
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 3:21pm On Jul 14, 2022
Some quick questions.

1. What measures do you put in place to avoid the Ataga/Chidinma problem that got the shortlet accommodation owner into trouble and got the place closed for a while (I don't know if it's been reopened now)?

2. In what currency do your clients pay - NGN and/or USD?

3. Aside Airbnb what other platforms do you advertise on?

4. What fee do you pay to the advert platforms?

5. What's your typical annual occupancy rate?

6. How do you manage cleaning and incidentals? Do you send in managers at end of stays?

7. What's your average investment payback period?

8. Who is responsible for keeping the building in a good state given the long lease that you advise? A building will in 15 or 20 years require an extensive repair/renovation. Who picks this bill up?

9. What measures do you put in place to prevent damage to equipment and service materials e.g. beddings? Do you make lodgers pay?

10. What measures do you put in place to prevent theft by lodgers and how do you ensure restitution?

I'll stop here for now. Other questions to follow later. Thanks once again MrSage.
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 3:20pm On Jul 14, 2022
MonogramMaster:
I've finished reading it all. I must commend MrSage for his good heart to enlighten people and to guide others in their journeys to real estate business establishment.

Thanks once again for all the info. I've saved your number and will certainly give you a call.
Thanks once again. Please find some questions below.
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 11:05am On Jul 14, 2022
I've finished reading it all. I must commend MrSage for his good heart to enlighten people and to guide others in their journeys to real estate business establishment.

Thanks once again for all the info. I've saved your number and will certainly give you a call.
BusinessRe: My Journey Into The Short Let Apartment Business In Lagos. by MonogramMaster(m): 9:52am On Jul 14, 2022
mrsage:
What is the ideal Apartment for short let business

Research has revealed that 2 and 3 Bedroom apartments are the most sought after in the industry.

However there is also reasonable demand for Studio apartments and Mini flats.
Thanks MrSage for starting this class. I'm a late entrant. I saw this yesterday and I'm bidding my time to read through all posts.

The part in bold here took me by surprise. I'd thought that selfcon and minis would be the favourites as against 2 bed and 3 bed.

Please elucidate on this.

I must thank you for starting a useful thread like this.
EducationRe: How Do I Teach Little Children Coding? by MonogramMaster(m): 7:53am On Jul 07, 2022
Newusername:
Good afternoon educated fellows.
I am about to get a job that entails teaching children how to code., children in primary schools most likely. But I don't know how to go about it in terms of the materials to use. Please I need contributions on what to use to make them understand and most importantly what materials anything at all. I am supposed to return before the weeks runs out.
@ fynestboi please help me push
FamilyRe: Paternity Fraud At Its Peak! by MonogramMaster(m): 11:39am On Jun 29, 2022
Re: Paternity Fraud At Its Peak! by Ultravintage5: 9:50am


dm me to get WhatsApp spy app : see all your partner's WhatsApp messages without them knowing,both sent and received. at only 3k.

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