₦airaland Forum

Hello everyone.

On the 2nd of December 2022, I went to a POS stall in my street to make a withdrawal of fifteen thousand naira for some weekend expenses. The first attempt by the POS attendant to make the transaction failed, as was stated in the receipt, yet I was debited the said amount from my First Bank account.

I never experienced such before and I enquired from the POS attendant as to the next step to take to reverse it. She said to wait for 24 hours for a reversal and lodge a complaint at any First Bank branch if there's no reversal of the money to my account within 24 hours.

I waited for 24 hours and it wasn't reversed, so I had to go to the First Bank main branch in town. At the Customer Service desk they gave me a form to fill and said to wait for 2 weeks for the money to be reversed.

I waited for 2 weeks yet it wasn't reversed. I decided to call the First Bank customer service line, I.e the First Contact line, it's the customer care line at their head office in Lagos. The agent who picked the call after hearing my complaint and taking my details assured me that he will send an email immediately to the POS bank concerned to know the status of the money. And promised me that I will receive the reversal in 3 working days.

Yet again, I didn't receive my money. I had to call them again, the agent that picked the call this time apologized and said he'll send another mail because there was no response to the complaint that was earlier lodged. He said it is the POS merchant bank that will respond and tell them where the money is, whether it's with the POS agent where I made the transaction or with First Bank, so that they will take the necessary action.

To cut the long story short, I have called them 3 more times since then, yet the same story. I have gone to my local branch again and they expressed surprise that it hasn't been resolved since it shows in the system that a complaint has been lodged severally. They advised me to keep calling their head office. I am really tired of the whole stuff.

Please, I want to know if anyone here has ever experienced this and steps they took to resolve it cos I'm totally pissed off by this. I'm contemplating going to my local branch with sledge hammer and breaking stuff in the banking hall to make them take action immediately, but I want to make sure I've exhausted all the peaceful means available.

I know 15k isn't too big, but it can buy a few things in this current dispensation and hardship we're experiencing. Someone please help with useful ideas. Thanks in anticipation.

Mods, please help.

Nlfpmod

I love this lady to bits.

You need not worry your head over a multi billionaire who has enough money to take care of himself if he has a medical issue.


Btw, he looks perfectly okay.

akaleb2015:
is it manual or automatic?

See this man o! You're inquiring about a post made in 2009, which is 13 years ago? For your mind the car is still available after 13 years.

For your information, those born in 2009 are now in SS1.

BATified2023:
The way these people go take thief money if them give them chance ehn

Even our flag go weep

And what will happen if we vote Tinubu who has been milking Lagos state since 1999?

Richy4:
Don't mind Them.. And the OP couldn't come out to apologize to say she omitted it. And even correct those thinking we can't read... She was just silently watching like a slowpoke while people made fun of our intelligence.... How I hated some Nigerians mentality.. thanks goodness I made part of the screen shots just to show my friends the break down before she edited it..She would have also denied changing anything

Seriously, some Nigerians are something else. The mentions I got was too much with some of them questioning my intelligence and others calling me an illiterate that doesn't know anything. I had to reply to each one of them to explain that it was the Op that initially committed the error . The Op no try at all.

olusola200:
English English English


Runner up means second

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it. I sabi English pass you.

Himtulie247:
People like your are the reason why schools introduced " SECOND PERIOD " in school time table ( lessons time )

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it.

Lionking1913:
Eye dey pain u?

Oga, eye no dey pain me. The original post did not state what the runners-up will get. That was why I asked the question. He later edited it.

ibtommy:
You go school so?

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it. I go school pass you.

blowjohn:
No be update.
U no settle down read am well

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it.

easzypeaszy:
Una no dey read?

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it.

skuribeebo:
runner up now

Oga, the original post did not state what the runners-up will get. That was why I asked the question. He later edited it.

It came to pass.

Afolarin18:
$30M

Okay. Thanks for the update.

A certain guy on Twitter posted this below in 2015.

Will it come to pass? We're only a few hours from finding out.


https://www.facebook.com/566760030037879/posts/pfbid02T9zgYwoxSW8Qr2FZ2wrGdKjQ8fSa8wE1FMgtZPcaK6dNCMgb1bFNokkd4Z4Zxzs2l/?app=fbl

Nothing for the second positions I guess.

Just look at the ugly mofo she fell for.

Really disappointed in her. You're desperate to get married to the point of falling for an ugly Liberian refugee?

Pathetic!

Now the id1ot has fvcked you in all positions and gotten a nude video of you, now your eye don clear.

Really pathetic!

Always producing babies outta wedlock. That's what that tribe is known for.

Disgusting way of life.

What kinda story is this?

Someone asked you to come over to Lagos for what purpose? For Xmas holiday? You no get job wey you dey do for Cotonou? You travel all the way from Cotonou to Lagos without having enough money for any eventualities?

This your story get k-leg. You never talk wetin really happen. In fact, I smell blatant, cooked-up lies.

Khaleesi4lyf:
Thank you

Welcome.

Khaleesi4lyf:
I've given birth

Good to know you're fine. You just went off the radar. Got me worried.

Congratulations on becoming a mother. Hope the little one is fine a bubbling?

Musty112:
One week wages of Ronaldo at united can buy the whole Npfl.

Akfrenzy:
E don choke ooooo

So Saudi Arabia is tearing my tickets intentionally

I played them to win ECUADOR they lost , now I played Argentina to win them

They're winning Argentina

It's like you don't know the difference between Qatar and Saudi Arabia.

I hate that Yoruba accent from that narrator.

Hen di hel hay. Like fvcking seriously?!

Since 2016. 6 fvcking years ago.

Etche one of the most crime ridden areas of Rivers state. All sorts of crimes committed in that area No sane person should step foot in that place.

temitope27:
Very good

CLEAR THE WAY, JAGABAN IS COMING

Put a monkey in a suit, he'll still be a monkey.

What a terrible sight.

Wealthoptulent:
Last time I checked he ain't your family member,
Guy see i didn't right here cos of u, didn't mention you.
I ain't member of ur keyboard warrior.
I cuddle my time in life very much, I only while a way time here to ease my moments. I am entitled to my opinions. Don't just write people n QUOTE dem in assaults MANNERS like u WONDERED OFF ETIQUETTES! God will HEAL U! I will remember you in my prayers, I know many are out there damaged in their soul, angered ! But as dollar come down, ur problems n anger s, bitterness will find total reduction. Amen

Thank you for remembering me in your prayers, but desist from making stupid comments. It pisses me off ! How can you fvcking insinuate that a whole 50cent wants to shine with lowly Hushpuppi? As if you just crawled out of a rock after many many years. Or perhaps you just woke up from a coma.

It took me 3days to reply you cos I haven't been here in 3 days. Shows you I don't spend much time here either.

Ciao!

Wealthoptulent:


Our man e wan take catch glimpse of the moment and use am TRANSFORM his Music career now??
50bullets fr him this time around

Stupid and inane comment!

Transform his music career how? What concerns his music career with making movie about Hushpuppi? He's been making movies over these years and making real money and earning massive accolades from it, so what concerns him with music?

It's like your head is paining you?

brandsoncharlie:
I know his son very well my course mate in school back then his son is studying for masters in the UK.

Who ask you?