₦airaland Forum

In response to those who want higher amounts, yes a higher amount could be approved but that is only if your performance is deemed satisfactory after the initial six months

For clarification, this facility is only for enhancement of working capital.

It is not for purchase of fixed assets for the business

teekay2cool:
Are you just being foolish on purpose? Your opinions are truly yours but they simply don't make any sense. Yes, we have the rights not to pay due to loan recovery method harassments because even CBN has instructed banks to extend loan repayments for their clients for a year due to the pandemic. So the loan apps doing the harassment are operating illegally by carrying matters into their own hands.

Victims being harassed clearly didn't know the viscous schemes they were falling into else they would have stayed clear. Being a victim myself I have put it upon myself to see the end of every loan app that is operating illegally like Sokoloan and 9credit.

How do you mean that Sokoloan and 9credit adopt unconventional means to recover their money from dishonest Nigerians who borrow and refuse to pay back does not mean that they are operating illegally.

The loans they give out are largely unsecured and Nigerians being what they are will not pay back without a little prodding.

You may go and set up your own fintech company and give out unsecured loans on very liberal terms...I assure you that the company will go bankrupt in less than 6 months due to the wickedness of Nigerians with regards to repayment of loans!

This offer is only open to businesses that have already started operations

Are you in need of additional funds in order to scale up the operations of your business?
We have created a special finance facility offer for businesses that deal in Fast Moving Consumer Goods (FMCG) only.
Businesses that deal in the products of blue chip manufacturing companies (Flour Mills, Promasidor, Nestle Foods, Deunited Foods,Nigerian Breweries , Guinness etc) are welcome to apply for this loan facility which does not require a collateral.

Conditions that must be met to be considered

* Must have a registered business name

* The business must be up to 3 years

* Must have a business bank account

* Must be based in Lagos

* Must not have pending or ongoing litigation with a lender or bank with regards to outstanding debt

* The business owner must apply directly (No intermediaries or middlemen permitted)

* Maximum facility of N1,000,000 per qualifying applicant

* Maximum tenor of 6 months

You may indicate your interest here or by sending us an email. Our email address is on our signature

haon:
You must meet there requirements before you're eligible.
1) have a salary account, amount of at least #10k(per month) with Gtbank.
2) have a lodgement of at least #20k per month (if you're not a salary earner)

Finally, if you have their banking app, you can check your eligibility status. Thanks

Good of you to list the requirements

Most people think they can just bounce in and bounce out with the N5million loan without fulfilling any obligations on their own part.

qwertyboss:
Abeg me myself want that loan, my collateral is my B.Eng degree cert and my monthly salary is less than 50k though with the money I will upgrade to 200-300k monthly

Have a look at this thread.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000

If you can meet the conditions type "interested" on the thread and you will get a response

Seeeeeeee:
Please I need a loan or anyone here to borrow me 500,000 naira. I have a building I want to finish and rent it out. It's a self-contained rooms here in Abuja.

I am a Federal Government Staff, so it will be possible to get your money back.

I live in Abuja.


Lalasticala

Have a look at this thread.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000

If you can meet the conditions type "interested" on the thread and you will get a response

olamy7:
Have you been disappointed by your bank as regard getting a loan or maybe you need a platform where you can get a loan without collateral.

Here are some online Loan lending platforms that will offer you loans without requesting for collateral.

https://www.emilojunews.com/2020/05/top-10-online-money-lending-platforms.html?m=1

It is very risky to give unsecured loans to Nigerians.

We found out the hard way!

The most prudent thing to do at this moment is to apply extreme caution when giving out loans...Nigerians generally do not like repaying when the economy is stable, how much more when there is an economic upheaval

honsule:
For now they don't give immediate loan.
Even migo has packed up

I won't be surprised if small fintech companies in Nigeria start packing up

Nigerian are a terrible set of people, they like to borrow but they don't like to repay loans!