₦airaland Forum

Omihanifa:
That sokoloan should be avoided at all cost
Those guys are something else. Heard if you default by just 1 day they will start calling all your contacts saying you are a fraudster

They company even went as far as creating other apps with different names again to hoodwink Nigerians

How can you borrow 5k to pay back 12k in 10days CBN should do something fast about these fintechs

Nigerians are very dishonest people

When a Nigerian borrows money, at the point of taking the loan he already has an inherent intention not to repay the loan.

All these excuses about falling sick is usually bull.sht!

kennyphilly:
Hi everyone, I own ecommere store, I need to promote my store and get customers. I realised it's not something I can do on my own except if i want to keep loosing money cause I have little idea about how the social media marketing works.
I need a loan of #60,000 to run Google ads .The money will be paid to the company that will handle the marketing. My agreement with the firm is I will pay them their handling fee when profit is made.

The loan will be paid back after a month. I am paying #70,000 .

If there is anyone willing to be a partner, no problem, you're welcome. I need just 6 partners. Each partner will contribute #10,000 each and the profit will be shared equally. Thanks

Please read the conditions on this thread.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000

If you can meet the conditions type "interested" and you will get a response

southniyikaye:
I think where I missed it was being a sole proprietor of the company and truly I don't have a business partner. And while I was answering questions seems the scheme takes special interest in partnership businesses

Partnership business have better chances of survival

ddestiny20:
I need a loan of 1 million naira to pay back 1,100,000
every month I will pay 120000 monthly till I complete it.

Read the conditions on this thread.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000

If you can meet the conditions type "interested" and you will get a response

Seeeeeeee:
Anyone with any knowledge how I can get the loan, I am a federal government staff. The deductions can be done directly from my salary monthly. Thanks

Read the conditions on this thread.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000

If you can meet the conditions type "interested" and you will get a response

spencestanlis:
Hello, nairalanders. I have been having some difficulties in keeping my business up and running hence I decided to go for a loan. I searched and discovered some institutions offer loans from N400, 000 to 20million. I did apply and got an approval letter from them via email. The issue now I was told to pay a processing fee of N38, 000 from all the institutions. Please are they real or scammers. They are
1. Cityway capital ltd, 7A Airport road,warri delta state
2. clarrentta credits nig, 5 worlu st, D-line porthacourt
3.loannage, kenyennte enugu.
Please I need to know if anyone has done transactions with them.

No reputable finance company will ask you to pay an upfront processing fee!

Moralgladiator:
Experience is the most painful but realest teacher.

To say that Nigerians are terrible people when it comes to repaying a loan would be a gross understatement.

Very dishonest people, they will come grovelling and begging for a loan then you give it to the person on friendly terms. When it's time to pay back he would adopt all manner of schemes to avoid repaying the loan!

dojnr4real:
I am a salary earner.
I need to sorted out some issues. the loan will be paid in four months

Please go to this thread and read the conditions.

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000/1#85839520

When you're done type "Interested" there

ddestiny20:
10 months and I have a full plot of land with 3 bedroom flat uncompleted in it.

also would pay 120,000 for the first 6 month

Please go to this thread and read the conditions then type "Interested" if you want to proceed

https://www.nairaland.com/5355285/access-short-term-loans-up-n100000/1#85839520

Moralgladiator:
No collateral,no discussion.

It seems they have dealt with you before also...

There is no teacher like experience

dojnr4real:
I need a loan of 400k to pay back in four months
see my signature if you can help
let's talk more

Where are you based?

Purpose for the loan?

Are you a salary earner or business person?

ddestiny20:
I need a loan of 1 million naira to pay back 1,100,000
every month I will pay 120000 monthly till I complete it.

How many months are you looking at?

What's the purpose for the loan?

What collateral do you have?

Seeeeeeee:
Anyone with any knowledge how I can get the loan, I am a federal government staff. The deductions can be done directly from my salary monthly. Thanks

What's the purpose of the loan?

Tenor?

What level are you in the civil service?

Daylight2002:
There are many people that come over to the office and complain of why they're only entitled to 2k or 8k as the maximum option for the opay loan.

The solution (as to many problems in Nigeria today) is Information. The loan can only be given to agents and that's the way opay designed it. So as to access the loans fastest follow my guide and thank me later.

But bear in mind, being an agent doesn't mean you must have a shop, startup Capital, and all. You can be an agent and still go about your daily hustle without any wahala.

1. Get the opay app and upgrade to kyc level 2 (don't upgrade to 3 yet)
You do that by clicking on account option which is on the bottom right corner of the screen and filling your details.

2. Send clear pictures of following to 081 2231 3958 (WhatsApp only)
*Passport
*Valid ID card (national ID card or voters card or international passport) any can serve
*NEPA bill
The accreditation period takes approximately 1-2 hours. Depending on the work load at the time.

3. After those are done, open the app and request for a loan. Follow the onscreen instructions and you're good to go!
Other benefits of upgrading your account include:
*Eligibility to collect free POS
* Commissions(money) sent to you for every transfer made to any opay account
* Up to 50% Discount for any Airtime bought through d app and many more
* Special price slashes for rides around your city
For any other inquiry, send a message to 081 2231 3958

Remember: Opay doesn't ask you for any money throughout the whole process. Be warned against fraudsters or any Agent that ask you for money for the upgrade. The entire process is 100% FREE!

How do you validate the documents the person sent to be sure they're genuine?

mascot87:
Flee from Soko loan. If you owe them, they will send embarrassing messages to all your contact that you are fraudulent and that they will arrest you.

Sometime you need to adopt stringent tactics if you want to recover your money

77up:
chai , guy you be thief o

You're correct he is a very big thief

Patoski7:
I will advise anyone taking loans from any loan app to avoid 9credit, Sokoloan those guys can disturb for Africa ehh

If you don't call the borrower then you will never recover your money from Nigerian borrowers who we all know are evil

RedPanda:
very true. had this experience with sokoloan. As in, it was terrible....I just didnt have the money, it wasnt even that i didnt want to pay. Give me more time na lie, always bombarding me with calls and then they started spaming my contacts with messages like I used them for reference which i never did and then saying I was an alleged fraudster on the run for 5k ........mehn it wasnt funny.... when about 5 people called me, I was so infruriated and then now decided I was never going to pay back. I sent messages to all my contacts they my gmail contacts had been hacked and i'm being defamed by scammers desperately trying to tarnish my image. All my contacts got the message so people stopped contacting me. They were even piting me sef, that was how i was able to overcome. After a while I blocked all their contacts, there is this particular rude girl sending threatning messages everytime that they will arrest me, they will do this....untop 5k abeg shift comot. e don reach about 4 months now. The last person to call me I said if i pay now will they retract their lies and defaming mesages, if they defame me they should take that as the money abeg, no time. Now me and folks laugh about them as Scammers.

But seriously something meeds to be done about Sokoloan, they have very unethical practices. Somebody needs to sue them and put them out of business, get them banned on playtore or something. Very rude HND or OND loan recovery agents that cant even spell well.

By holding on to the lender's money you're depriving him of use of it thereby preventing him from earning revenue!

Edoziesmart:
Nothing will happen to you brother.

I'm owing kwikmoney 20k since September 2019.
And I don't intend paying them because there service was not fair to me at all.
I migrated to branch last November and collected 2k from them. Which I even forgot do to busy schedule.
I saw there warning messages yesterday, as I power on the phone number I used to register my bvn and bank related stuff telling me I had unpaid debt of ₦2400.

Anyway I will try and pay branch tonight.

But you see kwikmoney I don't intend paying those people till next 50 years.

Their service was poor and their loan interest was high as I collected this last money.
Imagine paying 28% of ₦20k loan within 14 days. I called to their customer care about the problem and error, and they told me they will rectify it. They refused rectifying it till my loan balance was due for repayment.

That's why I harden my heart to pay them their money.

You are evil