demiiii:
50k as a monthly salary is so small as an income. The VO complained about how I accumulated over N3m, even though I earned over N200k as salary. So you see, this is a major problem.

You need to show how you accumulated funds or earnings.

na wa. what's your plan?

JustMellow:



Hello Foski01,

Good to have change your program to something much progressive. The note is well simplified and addressing the VO's concerns as stated therein may help you application.

Since the VO raised concerns about the availability of the funds to you, why not make some part payment of your tuition fees from your sponsor's account and have the rest funds cool off in your BA.

You should ensure this time that you sponsor have a good closing balance after making these commitments. There is no need getting a new affidavit of sponsorship or LOI if the details contained therein are valid and updated.

Don't just focus only on trying to prove that your sponsor is financially stable. If you're a matured applicant, demonstrate your employment situation and level of establishment in your home country. There should be evidence and good convincing. If this can be settled, you will have less concern in regards to your HT.

If your sponsor is your in-law, why not briefly tell the VO why the sponsorship intent is important to him. You may also want to demonstrate that your parents are well-established and any close family member of utmost concern to your application.

Don't leave out your future plans and the importance of the prospect course to its fulfillment. Be realistic about it and ensure to use your environment to measure the plans and if possible, briefly discuss the blueprint(s) of its attainment.

The most important thing, avoid too many story telling in your letter, be direct and make it terse.

All the best

Good evening Mr. Just mellow.

As you might know, I was rejected based on finance.

In my previous application, I submitted 11Million and i also paid $12K to the school which covered first semester.


I am battling with arranging my profile my profile currently as i intend reapplying in january.


My sponsor will be paying my full tuition by jan. Also, sponsor's account balance has dropped to about 4Million but it will probably get higher after full tuition payment and at the time of my reapplication. I have funds in my account worth over 4million but i submitted my employment letter which i got from my parent since i am with the family business. The letter has 50,000 as my monthly salary even though i am not being paid but i have investments with the business that generates me income.


Note that I left the investment out of my application in order not to complicate it. I also did not submit my account statement during my first application.




Question:

1. Should i draft a new employment letter stating that i earn 300k and above?

2. Can you suggest a neat way that i can include my personal account in my application without complicating my application?

3. Is there any suggestion for me?

Please can someone explain the financial part of this clause?

Does it say;

1. Show 30,000 cad dollars
2. bring 1 year statement of acct?


Also, what will happen if my sponsor has paid my full tuition and has just about 5M left in his accout?

adeenzo:
PPR just dropped... yes yes yes
I am so happy right now...
Timeline
1st time applicant
Submitted 7th of September
I didn’t receive any medical request for close to 2-3 months so I decided to do my upfront medicals, my medicals was updated to pass on the 27th of NOV and my BVL and PPR dropped 3rd of December...

Thank God.
Please guys don’t give up abeg... just believe.
I will be back with more info

pls could you share documents you submitted?

akinajibola:
Please I need help with deciding if to defer my admission below is my application timeline.

My school resumes winter semester classes Jan 11th. With the way things are it not likely I meet classes. In addition to this, I cant apply for refund after Jan 22nd 2021. New student are not admitted in spring semester so I have to wait till Sept 2021.

Application date : Sept 30th
Medical passed: Nov 25
NSE letter requesting for IELTS : Nov 19th submitted same day.

Self sponsored N10.5m closing balance
Raised web form on 7th Dec with 12 months bank statement to prove banking history. I only submitted for 4 months initially.

The 10Million ehn, has it been in the acct for more than 6 months?

SmartPolician:
Nwanyiokpa, when will you propose to me?

never

NairaLuck:
ONLINE APPLICATION

Hello everyone, I'm about to start my study permit application, just want to be sure I'm not forgetting anything. Please notify me if there's any wrong document below;

Passport page
Two passport photograph
Acceptance letter
Acceptance fee receipt
Statement of result
Statement of purpose
Cost of study for 12 month (but study is 8-9mnth)
Waec result
Birth certificate
Letter of recommendation from my VC
Letter of recommendation from my Dean of Students
Transcript
Personal Statement of Account
Sponsorship letter from my Cousin (Same Surname)
Sponsors SOA
Sponsors land/buildings documents
Sponsors Business information
His passport
His employment letter
Police certificate

Are there any ommissions or additions.


Thanks �

okay. here is the complete list of what you submitted.

congrats man

Luckymama:
@nwanyiokpa please don’t be discouraged. Almost everybody gets a refusal. I didn’t see the GCMS notes you posted but if you say there was nothing specific in it, then the only point of issue will be your finances.

Like everyone else has said, pay your tuition and point that out in your letter of explanation, then get the full amount for your living expenses transferred into your account from your sponsor
Make sure your brother also highlights that in his letter of sponsorship.

I believe you will be successful second time around.

thank you luckymama

nairaluck... Please can i get a sample of your affidavidt of sponsorship?

i am anticipating in thanks.

Atiku Trump Abubakar

Kobi2:


He used he's business account and not personal account so it was quite alot
Sorry to the late reply

okay. Thanks a lot. How did he prove that he has access to the whole company funds?

Lekiboboe:

Yes I did

please could we converse via mail? after payment of tuition how much was in sponsors statement of acct? could you give me a range? thanks

Kobi2:
Hello everyone I have been reading through niaraland for a while now and it really helped me alot and made my application progress immensly find my timeline below

First time applicant
Submitted application July 7th
Biometrics request July 8th
Medical request July 23rd
Got AIP august 6th
Did medicals august 6th
Medicals passed august 10th
Bvl October 21st
Passport request October 22nd

Documents submitted-personal document
Birth certificate
My Mother international passport
School fees and accommodation fees
Passport photograph
Sop letter
Admission letter
My dads death certificate
Waec result
Statement of good behavior from secondary school
Bank account balance of 3.6M
Family photograph showing me and sponsor


Sponsor documents
Letter stating why he wants to sponsor me
Affidavit of support
Sponsor company details
Sponsors utility bill payment
Sponsors company account details
Sponsors uk passport
Sponsor morgage bill payment
Tip- make all documents well arranged and if possible make a table of content for personal document amd sponsors document wishing everyone success and visa approval too

hello. please how much was left in your sponsor's account after tuition payment?

i was rejected based on finance. i am gathering clues.

Thanks in anticipation

Dampops:
China too

hello, did you pay full tuition?

Lekiboboe:
BVL (Correspondence Letter) just dropped Now !!!!!!!

congratulations my man.

did you pay full tuition?

Good evening everyone.

I have a question to ask;

would it be okay if i use 1 sponsor (brother) and then also attach affidavit of support from my sister and parents?

please i need advice.

Thanks

Good evening everyone;

In the spirit of re-application; I have some questions to ask

1. Aside paying my full tuition and submitting an account statement of 9M+, how else can i tackle rejection based on finance?

2. I was delayed because of only financial reason. Is it possible for them to include other reasons for denial after a reapplication? if yes, how can i avoid it?


regards
Nwanyiokpa

samuelchimmy:
if the debtor is a customer, (that's the only way I can even borrow you money) just keep calm and pretend as if you've forgotten, trust Nigerians they will never remind of that money until you tell them, but don't disturb them, they will soon forget they owe you, so when they come to do new business with you, once their spare cash is in your hands, take the money as your repayment, some will use their sense to know that they owe you, but some will still want it gragra just chirp this word 'you forget say you dey owe mean ' it doesnt stop there, some will still be persistent that you give them their spare money, that they want to used for a very important thing, but the logic is make your own need of the money more important than he's in that particular time

this works for small sum.

Memories12411:
Any money you can't forfeit don't give out to a debtor. If someone asks for 10k and you know you can't wait for forever to your money back is better you help the person with 1k and let him go.

this is the Wisest talk on this forum. I have applied this severally and it works!!!

librangyps:


I saw max of 40days on their site. Wait it out a few more days.

for real?

Day 40 and i still have not gotten my GCMS note

Lekiboboe:


So sorry about ur Refusal ma'am,

I think ur GCM note will be a POINTER for you on how to address the refusal reasons

Do check out the LOE (tackling refusal reasons) in the link below (Video), it tackled some things that has to do with Refusal Based on Finances, am sure you gonna get some insights after checking it out and also check out some links on
Common Refusal Reasons & how to tackle them

https://www.nairaland.com/5818588/canadian-student-visa-thread-part/28#89356538

All the best in your next application NwanyiOkpa,
Nothing do you nwanyi oma

thanks a lot Leki

Chocs:
Hello NwanyiOkpa,

Your case has been bothering me. I’ve been checking to see if I could see what went wrong. Since your cousin is your sponsor, did you submit his payslips? Or his business registration docs if he’s self-employed? Basically, did you prove his source of funds?

my blood brother is my sponsor.

i submitted his business CAC documents

Nastan:


Is quite a pity they rejected your application, but I'm confident you will be approved if you address the issue of fund and reapply.

Meanwhile you may go a bit further to share your full profile. Also assist with sample of "affidavit of good character).

The Affidavidt of good character would be done in a court. There is no particular sample for it. Just go to the court and tell them to do it for you.


Full profile: I am 25years, single and finished my NYSC last year.

Studied Mechanical Engineering, Bachelors and going for Oil and Gas Engineering (Masters of Applied Science, Course Based)

MadeMan01:


Sorry about this. Wish you the best next time

thanks

Onweke:
Can we see the documents you submitted ?

Bank statements of sponsor(13million)
Necessary IMM forms
Passport
Sponsor's birth cert
LOE of 2 pages
Employment letter
Recommendation letter
Affidavidt of sponsorship
Affidavit of good behavior
Letter of sponsorship
Birth cert of sponsor
Admission letter
First semester tuition receipt
Police character cert


Note: Those are the only documents i submitted and my refusal was based on Finance as stated in the screenshot.


my GCMS note would tell us more.

Chocs:
Hello NwanyiOkpa,

Sorry to hear about your refusal. I was really expecting a positive response. I hope the next one will be successful.

Have you ordered your gcms?

How much is your tuition for a year? How many years is the course?

first year is $21k CAD. MAsc in oil and gas engineering.

I have ordered GCMS notes.


Since it's just one reason why my application was denied, guess i have to focus on finance for my next app.

what i submitted was about $45k CAD.

Frankrobbn
Luckymama
Tonyodg
Vibrant99
Frathermathy
Seun
Lalasticlala

Awaiting GCMS notes