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Business / Re: Laolu Mudashiru Knocked Down And Killed By Hit-And-Run Driver In Ikoyi by officializzijac: 8:57am On Dec 12, 2022 |
ennyrah:Give it shall be given unto you good measure press down and running Over shall men give unto your Bossom. I won't say more |
Crime / Re: Police Arrest "Baby Factory" Operators In Nasarawa State. by officializzijac: 7:18pm On Nov 23, 2022 |
BATified2023:please stop tribalism it won't help |
Sports / Re: David De Gea Becomes The 1st Goalkeeper To Make The Least Saves At The World Cup by officializzijac: 11:13am On Jul 03, 2018 |
myners007:this is how some of you create problems for our nation. 4 Likes |
Celebrities / Re: 2face Idibia Reacts To D'banj's Son's Death by officializzijac: 10:39am On Jun 26, 2018 |
Diickrider:2face is not a Muslim and will never be. I can assure that |
Politics / Re: Father's Day: Dino Melaye His Parents And His Children Pictured Together by officializzijac: 8:31pm On Jun 17, 2018 |
[quote author=NwaNimo1 post=68569853]Those children are miserable.... I pity them. Be careful what you write about other peoples children.... Your children in mind... 1 Like |
Politics / Re: Donald Duke Releases 2019 Campaign Posters For Presidential Election by officializzijac: 10:32pm On Jun 09, 2018 |
I used to like this man, until the formal finance minister stated his relationship with the cabal. And then I lost trust for him. He is just like any other cr....... Contesting. 16 Likes |
Romance / Re: Has Pornography Ever Landed You In Trouble? by officializzijac: 8:24pm On May 19, 2018 |
Hmmm |
Politics / Re: Ekiti Governorship: Tinubu Reveals Details Of Meeting With APC Aspirants by officializzijac: 8:09pm On May 09, 2018 |
Fayose will just be smiling right now. 2 Likes |
Nairaland / General / Re: What Is The Funniest/weirdest Name You've Ever Heard? by officializzijac: 6:14pm On Apr 27, 2018 |
Bucket. 2 Likes |
Education / Re: ‘Same’ Things That Most People Don’t Know Are Actually Different by officializzijac: 12:38am On Apr 14, 2018 |
Very educative |
Family / Re: "I Am Still In Love With My Ex, But I Am Married To A Stranger" by officializzijac: 7:03am On Apr 13, 2018 |
Give the marriage time to work, even if you had married your ex, you would feel the same way at some point. The marriage can work, all you need to do is put your heart to it. Thank you... Izzi Jackson |
Culture / Re: Tobi Philips Dating Ooni Of Ife, Adeyeye Enitan Ogunwusi? by officializzijac: 3:19pm On Apr 05, 2018 |
Facebooker:you are a man not a woman. 27 Likes |
Car Talk / Re: See The Car Brands That Have The Most Loyal Customers by officializzijac: 7:17am On Mar 15, 2018 |
[quote author=xreal post=65850147]I know honda got loyal customers despite the fact that the front wheel will behave this way sooner.[/quote The reason is because their engine is very strong, durable and fuel economy is far better than any other car including toyota. I have the two and I can tell |
Car Talk / Re: See The Car Brands That Have The Most Loyal Customers by officializzijac: 7:14am On Mar 15, 2018 |
[quote author=xreal post=65850147]I know honda got loyal customers despite the fact that the front wheel will behave this way sooner. The reason is because their engine is very strong, durable and fuel economy is far better than any other car including toyota. I have the two and I can tell |
Religion / Re: God First - Ugandan Lady Shares Pics Of Herself Reading Bible Wearing Only Shirt by officializzijac: 7:58am On Oct 02, 2017 |
HeWrites:this is blasphemy and the major reason Christianity is fading out. Christian association should do some thing about things like this. Can you do this with the quran?. Please don't take this to front page 1 Like |
Romance / Re: Can You Fart Infront Of Your Fiancé/fiancée? by officializzijac: 7:39am On Oct 02, 2017 |
Lol. There was this common saying that if your spouse cannot fart in your presence, it means she is hiding some from you. It all depends on your relationship. |
Investment / 7 Money Mistakes Nigerians Never Stop Making by officializzijac: 12:12pm On Sep 07, 2017 |
7 Money Mistakes Nigerians Never Stop Making I will like us to go straight to the point. 1). Buying Things They Want, Instead Of What They Need: The most successful organisations in the would market their products around people’s wants, not just their needs. They appeal to the masses’ fantasies and use their brilliant campaigns to make them desire the need to settle their appealing wants before their core needs. The problem with this is it does nothing but keep a large part of the masses in degrading financial situations, while the owners of the businesses running these campaigns continue to get wealthier. When you place you wants above your needs, you activate misplaced priorities, which in-turn negatively affects your financial situation. By spending more money on what you don’t need over what you need, breaking out of the rat race would be very difficult for you to achieve. 2). Piling Up Excess Debts: The people who borrow money the most are the middle class, and a large part of them haven’t realised that yet. In underdeveloped countries where credit cards aren’t rampant, people borrow so much from family and friends to settle their immediate wants and needs, and as these debts pile up, they realize they have little to nothing to save after repayments at the end of every month. It gets even worse in developed countries where credit cards are the norm. Too many people swipe-away with their cards for almost everything they need. There by piling up extraordinary debts that can only hardly get settled. One money mistake to avoid no matter what class you belong to in the society is to stray far away from debts that are not taken towards making you more money. If borrowing will only build up your liabilities, you should avoid it at all costs. 3). Not Having A Retirement Plan: A retirement plan is what determines how well you’ll be taken care of in your later years. It ensures you have all you need even if you have no other means of income, and it guarantees that your basic concerns surrounding financial independence in your later years are to a great extent, solved. Most people have no retirement plans. They look at it as a long-term process, and instead, choose to live for the now, because after all, “You Only Live Once (YOLO)”. When you have the YOLO mentality, regrets will almost inevitably build up in your later years when reality sets in and there’s no way for you to raise money. Having a retirement plan is planning for the future. And planning for the future, is one of the first steps to make a move out of the rat race. 4). Having Little To No Savings: Most people have little to no savings. They spend everything on their immediate needs and make little to no efforts to put out at least 10% of their monthly income in an emergency fund or a form of savings. When you have no savings, you’d have no money to take advantage of any sudden opportunities that come your way. Likewise, you’d also have no funds to take care of any unexpected emergencies that also hit you. A key money mistake the middle class keep making is having little to no savings. And until they can learn to put aside at least 10% of their monthly earnings, breaking free from their financial situations would prove to be very difficult. 5). Depending Purely On Salaries: A large part of the population lives pay cheque to pay cheque. Their lives revolve around their next salaries, and the only thing they aspire towards is to attain a promotion at work, so they can earn an even higher salary. They brag about whose organisation pays better, complain about most of their bosses who do nothing but frustrate them, and spend a large part of their time talking about people they know are doing big things. If you find yourself in these circle, change your association as soon as possible. People are infectious, and their way of life will affect yours. You need to be amongst people who motivate you to act, who push you with their success, and who do nothing but help each other grow. 5). Putting Their Children In Expensive Schools: Every parent wants the best for their kids. But when they go as far as putting the family’s finances in harm’s way because they want their kids to attend one of the most expensive schools, they do nothing but threaten the family’s financial future. The people who make this mistake the most are those who earn a considerably fat salary. They equate a huge monthly pay cheque to success, and so, ensure they step up most of their expenditures, including the class of schools their children attend. Instead of putting your kids in the most expensive schools, you can put them in really good schools that charge a modest fee. A #100,000 a term school will never guarantee your child would be better off in life than a child attending a #10,000 a term school. Afterall, some of the wealthiest people around the world today didn’t even have any form of education. 7). Making Financial Decisions Solely Based On How They Feel: One of the biggest mistakes people make in life is to make decisions based on how they feel, and not based on what is practical. There’s always a time to follow your guts, but when that time feels like every time, you’d always find yourself ending up with mistakes. Hope is not a strategy, and making financial decisions based on emotional connections will do you no good. Brands build emotional connections with their customers so they can keep selling more products. The emotional appeals of their campaigns confuse the prospects and drive them into making decisions they think they’re completely in control of. Experienced marketers also know this, and so, design their sales pitches around getting a sizeable number of people to act immediately. When you make financial decisions based on how you feel, you lose money. And when you lose money, you push yourself deeper into the rat race. By realising your emotions could be your biggest enemy in making financial decisions, you can better understand how to control it, tame it, and shape it into what could become your best bet in avoiding many money mistakes that the middle class never stop making. What are your thoughts on these 7 money mistakes Nigeria never stop making? Let me know by leaving a comment below. |
Romance / Re: When She Knows You Don't Love Her But She Is Still Coming Closer by officializzijac: 9:09am On Jun 29, 2017 |
My brother, in such ladies you will find true love, infact don't let her go. try to develop feeling for her and you will not regret it because such ladies will stay with you till the end of time. |
Romance / Re: My Being Handsome Is Putting Me Into Trouble by officializzijac: 11:01am On Jun 27, 2017 |
Is true ooooo you are very handsome, I just checked your picture. eyaa! |
Crime / Re: RCCG Pastor Who Stabbed And Killed His Wife Begs Gov Ambode For Pardon(pictured) by officializzijac: 9:46am On Apr 27, 2017 |
MakeWeTalk:even the devil quoted the bible to deceive Jesus. Who are you to judge |
Events / Re: Kenyan Couple Who Wedded In Tshirts Cry During Lavish 3.5million Wedding (Photo) by officializzijac: 6:46am On Feb 15, 2017 |
Wow. This is great 1 Like |
Properties / Re: Enquiry On Cost Of Aluminium Roofing Sheet by officializzijac: 7:17am On Feb 06, 2017 |
Use tower aluminium, they have the best roofing sheets it's of different grades... You 0.55, 0.45. 0.33. Depending on your location. If the house is located where you have wind, is best adviced you do 0.55. Thanks[color=#990000][/color] 1 Like |
Nairaland / General / stay focus to your dream by officializzijac: 11:44am On Jan 20, 2017 |
Yes is an attitude... a very inspiring short video to help you stay focus to your dream in life. this is the link https://www.youtube.com/watch?v=8QFqHYe8v_o Cc seun, lalastilala... please listen to this and be convince to move it to FP |
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