Then what I’m also saying is that it is foolish for GTBank to prolong it, see now what the should have paid 2.4b because of their foolishness the will pay 8.7b plus the media damage innoson has done to them.
You are not looking at the big picture. Let's assume things are exactly as you claim, don't you think GTB would have been making more than 22% profit on that 2.4b since 2014? No matter how you look at it, GTB is the winner in this case, because if innoson had access to his 2.4b for business purposes, he would have made more than 22% annually.
And does that warrant the "Shut up man"? Or do you want a generational curse that will last you a lifetime ? If you know what's good for you, whenever you see my moniker you just pass. It's not Children's day yet pls!
As a fan I want to see wizkid produce more meaningful songs too, but you seem to judge them differently. If not why not criticise davido too, cos I don't know any of his songs that will last a decade. At least wizkid has ojuelegba to point to.
TonyRoland: have read all comment here bt u are d only one dat say d bitter truth, let him win everything now bt if doesn't give us a good nd beta song dat can last for decades he will never be remembered, if z only giving us hits songs,hits songs z just for a while nd it get fade bt good songs will never. everything is time nd season use urs wisely.
I also have vicecrime.com, waysnotto.com, and currentlyinvogue.com. I got them to work on but currently don't know what to do with vicecrime.com. I think I will take @biuti's advice too.
You missed the point, which is that they are all political office holders. As for DGs (federal workers), their official salaries are less. True they might make more through corrupt means, but who is more corrupt than our senators?
You guys should learn how to think like proper graduates.
Are you insinuating that Senator Akpabio earn more than what he got while serving as the Governor of Akwa Ibom state?
You guys should learn how to analyze the simplest of the simplest concern without necessarily basing your judgment on what an illiterate in Aso Rock thinks about NASS.
The poorest Governor in the current day Nigeria is way richer than the richest 1st time serving NASS member - That's a fact from me.
Senators basic salaries are determined by the Federal Government. For the Governors, they set their own preferred Salary, they can so choose to divert the allocation of 21 local governments and heaven will not fall, and of course, the dum.bass citizens will not do anything.
Kogi state Governor has currently diverted several months allocation on investment. That's what an average Governor does. They get the funds, invest like N3billion in a bank in order to realize at least N300million interest within 6 months. During this period, civil servants can die, and protest all they want, and heavens will not fall, after all, the dum.bass citizens care more about a NASS that has little or no contributions to make to an average citizen even if they earn N5 per month.
Our lives won't improve even if all the Senators decide to work for FREE. We are so diverted from the real issues in this country.
An ordinary DG of an agency was caught with billions of Naira and people still assume that Nigerian Senators are the ONLY or biggest thieves in the country..
Lol!
Before you mention Saraki, Dino, etc, remember where they came from. They didnt start looting 2 years ago.
If you care to know how "poor" the Legislators are when compared to an average Governor, go and check the lifestyle of a 1st time serving Senator, not Saraki, Dino, David Mark, or Stella Oduah.
Any illiterate that really wants to loot would envy a gubernatorial position or any of those NNPC subsidiaries far ahead of a poor Legislative position.
Thank you very much for this advice. Truly I wasn't specific on the other thread, My bad, sorry about that. After looking at things critically, I believe I need to come back to Guyana for clinical experience like you said. Thanks once again.
vcole: Hello. We may have got off on the wrong foot on the other thread as there was some info you didn't quite provide and I read you wrong. I would suggest you consider sask and nova scotia as recommended by shinarambo, i also know of some imgs who were able to get residency spots in alberta. I am not so clear on how the alberta system works but for saska and NS they have special progs for imgs. However, I think you need clinical experience as one of the pre-requisites and mccee and mccqe1. I would advise you do a short landing and get your documentation and PR card then go back to Guyana and get at least one year clinicals in. i'm pretty sure that would be a requirement for a full license there right? Most if not all graduate progs have closed apps for admission this fall. So, whatever school you are looking at, would be for progs with a summer or fall 2018 start date.
I just stumbled on this thread and I think it is wonderful. The interest rates quoted for these mutual funds are very good compared to what obtains in the western world. For someone who has access to foreign funds, is there a way to invest in these mutual funds without converting to local currency? The fear I have is that the Naira is not stable and might have lost ground against the dollar before the maturity of the investment. A response on how best to go about this would be appreciated. Thank you.
There really is no need for a response like this. The guy has a B.Sc. in Anatomy and previous work experience.The idea was to use his medical degree as a second degree, but I do not know if he would be able to assess it without a license hence the question. I never mentioned having a degree in Physiotherapy. What I said was Physiology. Sorry for wasting your precious time.
vcole: I really didn't respond earlier because I felt the question was a bit ridiculous. The basic 101 of fsw is that the minimum requirement is 1 year of work experience. You should know that seeing as you just got PR status You should encourage your friend to read up if he is interested in applying. You can also google and read up about your options as well taking into cognizance your degrees. I don't know anything about physiologists, only pointed you in the direction of physiotherapy since you mentioned you had a degree in it.
I know sask and i think nova scotia both have program to accelerate MDs into family health positions in rural communities or small cities within a space of 3 to 4 years. Due to the nature of my work...i travel alot around sask and over 50% of the doctors are Nigerians. You might want to research on those special programs in sask/nova scotia. I am not sure if other provinces have such programs.
Your pof of 3k in cash should work. Not sure bout the statement though. I converted mine to bank draft but they did not even ask to see it. They only counted the cash i had on me.
Thank you for this post. I think I will start considering Alberta now. My PR application was approved 5 days ago. Please do you have any advice as to which province a young medical doctor should settle in? I have had no clinical experience but I have a masters degree in Physiology. I am interested in Research and Academics and hope to get a masters in public health or biotechnology
I can’t answer everything, just the things I’m sure about, as it’s been a while.
# Was first in Ontario now Alberta. With Alberta having oil I found there were more jobs, and Alberta has one of the lowest taxes in the country. Sales tax is only 5 percent.
# Live in a middle-class neighborhood. I have no complaints. Choosing a neighborhood depends on you personally, nobody can answer that. Mortgage plans depends on your credit score, the down payment you’ve made, etc. Again this is something personal that nobody can answer.
#It’s not hard to settle in a civilized/developed country. All schools are decent really.
#You can combine work and taking care of the kids, but it’ll be hard and you may not see the kids as much. Welcome to North America.
# Other than the cold which you’ll become climatize, there’s no real culture shock. Everyone from around the world lives here, and western culture is popular and not as foreign as other cultures. Plus you have enough Nigerians here to feel comfortable if you start feeling homesick.
# Just buy warm clothes. As for the cold weather, you have heaters literally everywhere you go. Plus we get a good 6 months of warm weather, so it’s not cold 12 months out of the year like stereotyped.
# A naija dish can go for 10-12 dollars a plate. Jelloff, stew, goat meat, and a can of coke for example.
#You can start any business you want as long as you follow rules/regulations
# How much someone can survive on depends on that family. Again, this is a personal question.
Calgary is a good, clean, and progressive city. I find Alberta to be more progressive than other provinces. Choosing Calgary was a wise choice in my opinion. What made you pick Calgary ? Welcome to Calgary.
Thank you for this thread. It will be very useful.
oohunt: I am opening another thread about life in Canada for immigrants or Permanent Residents.
I am one of the lucky ones to have been invited (ITA) to apply for PR. I have never been to Canada before. And I will like to prepare myself and my family for this major CHANGE.
Let this thread be an avenue for people that immigrated to Canada (with their families) to share their experiences and help newbies not to make mistakes.
Kindly share your experiences and comments on:
* When you landed at the airport? * What are the immigration rules to follow? * How do you carry all that cash with you? For example: a family of 5 will need $25,923. * Which province did you settle in and why. * Where you live and why you like it or don't like it? Tips on choosing the right neighborhood, mortgage plans, proximity to work etc. * How easy was it to settle in, with your kids? How did you go about finding the right schools for them? What is their school system like for toddlers (age 5 and below)? * Can a mother combine work and taking care of the kids with the husband being in Nigeria? * What culture shock have you experienced? * Tips on how to cloth and cope with the cold weather * Are there Nigerian food/restaurants etc? Are they very expensive? * Can one start a business (exportation, consultancy) in Canada? * How much does your family survive on in a month? * And any other ...
We are looking at settling in Calgary, Alberta, and will appreciate any advice at all.
Hello Justwise. Please consider the importance of a thread like this which is essential to prepare families. I opened a similar one in the past: https://www.nairaland.com/3273411/living-canada-life-canadian-immigrant. And you pointed me to the thread about "Students coping in Canada" which contains a lot of information focused on the life of a student. Similarly, the "Travel to Canada" threads contain guidance for applications. I think we need a thread that is not about application or education but about LIVING in Canada. Thanks.
Thank you for this detailed response. I just finished studying medicine in Guyana and my PR application was approved 5 days ago. I intend to land in canada by the end of May this year. Please concerning the POF at the airport, do I need to show proof of the entire money required while making my application? I am coming with my wife who intends to leave as soon as possible to complete her studies in Guyana. I was thinking of carrying just 3000 usd along with my statement of account from my Guyanese bank, will that work? Thank you.
Most of the question have been answered but i would add a little more.
I landed in calgary, alberta. I had a choice between Manitoba and Alberta. Friends in manitoba and family in Alberta. I went the family route. You should be out of the airport in 30min or less. I dont remember of any immigration rule to follow. You would be asked for your copr and passport. An overzealous offficer could ask for your pof. cash was in bank draft and notes...both US dollars. You would deposit same in your new bank account.
The school system...kids dont really start school till age 4. You can put your child between 3-4 in a pre-school(not free)...3hrs per day of instructions, but it really helps communication skills. Once over 4, you can register them in schools free of charge if i remember. Schools registration are usually done through the board of education and schools are chosen based on where you live. Areas and schools are zoned.
If you making less than a certain amount...your child could get up to a certain amount per month as benefit(this would help with toys, diapers, feeding e.t.c...not sure of d exact amount as it varies with income.
Yes you can combine work and taking care of kids..minders, nanniez, daycare are available but pricey. For daycare, there could be waitlist at times. Alot of families live apart in canada. Like husband working in ontario while the family lives in BC. So It's not much of a big deal if your husband is in Nigeria.
Culture shock could be encountered if you are fresh from naija. I mean your boss could be a gay or lesbian or atheist. A lot of Nigerians tend to be rude (not deliberate) ...e.g Dont tell people that they are fat or added weight ecvept they ask for an honest opinion..lol Telling someone that you are strong when you are ill is a concept not understood in developed countries... using words like half caste is derogatory, keep your religious believes to yourselves e.t.c. You would need to book appointments for many services...from barbing your hair to seeing a doctor. Women and kids are Kings here.... This wasnt a shock to me cos i had previously lived and worked in the UK. You would need to invest in deodorants...These are not commonly used back home.
If you are a Christian..there are lots of churches including rccg. Same for mosques, but they worship in soundproof halls.
Yes. Canada can get extremely cold. Its called the great white north for a reason. It was -46c wind chill this morning in Regina while it was +4c in Iceland. There are sometimes extreme weather warnings in effect. There is one in effect at the moment in Regina. Usually put in place when the air gets colder than -35c. I am sure you read about the ghanaian refuge claimant that would be losing his toes and fingers for crossing into manitoba by foot around christmas. You would need to invest in good parka jackets, snow boots, head warmers and very thick gloves. The trick is to prevent anypart of your body getting exposed. It starts getting warm in may and starts getting very cold in Novembre. Some provinces are also warmer e.g its currently -1c in vancouver plus summers are very warm and awesome.
If you drive, try to get an original drivers license. from Nigeria. A whole year could get discounted if you come with your license. Make sure its original except you are ready to pay fines that could be as high as 1000cad if you submit a fake one. I havent seen someone with a fake license that got verified succesfully..They only got hefty fines. Learn the road rules before you get on the wheels. Cops and cameras are everywhere. Drivers license is a privilege that could be withdrawn anytime. If you buy a car, it would be a good idea to invest in block heaters so your car can stay plugged to the mains when its very cold. Cars dont like extremely cold weathers.
I dont visit Nigerian restaurant..i havent seem one in Saskatchewan or Alberta. I am sure there are lots in Ontario. You can always get nigerian food easily anyway from African or east indian shops.
How much a family survive on depends on your taste and lifestyle. it varies from family to family.
Hi vcole, please can you help with a response to this post?
olandofire: Thank you for the response. My first degree is in Physiology, will that help? I also want to ask a question on behalf of my friend who wants to apply as a medical doctor. Do you need to be licensed before applying or would just the medical degree suffice? I ask because he is a fresh medical graduate who is yet to do Internship. Would he be able to assess just his medical degree?
Thank you for the response. My first degree is in Physiology, will that help? I also want to ask a question on behalf of my friend who wants to apply as a medical doctor. Do you need to be licensed before applying or would just the medical degree suffice? I ask because he is a fresh medical graduate who is yet to do Internship. Would he be able to assess just his medical degree?
vcole: I don't have all the details. Nova scotia and saskatchewan and newfoundland have been mentioned as having pathways for IMGs but to be honest I do not know the details. Do you have a first degree in physiotherapy? If you do, I think nova scotia is favourable for PTs, you my consider working as a PT at least for the first few years.
Thank you for the response. My first degree is in Physiology, will that help? I also want to ask a question on behalf of my friend who wants to apply as a medical doctor. Do you need to be licensed before applying or would just the medical degree suffice? I ask because he is a fresh medical graduate who is yet to do Internship. Would he be able to assess just his medical degree? [quote author=vcole post=53559758]I don't have all the details. Nova scotia and saskatchewan and newfoundland have been mentioned as having pathways for IMGs but to be honest I do not know the details. Do you have a first degree in physiotherapy? If you do, I think nova scotia is favourable for PTs, you my consider working as a PT at least for the first few years.
Hello vcole. While going through your timeline I noticed you are a Medical Doctor. I made my application using my M.Sc. in Physiology as I was still in medical school. Now that I have both my medical degree and the permanent residency, I would like to know which province is the most favorable to International Medical Graduates. I heard the path towards license is long, so I would like to know every detail that may help reduce the stress. Thank you.
vcole: Thanks everyone. I truly appreciate your support, advise, recommendations and all through this journey and wish everyone a speedy app process.
I submitted my app on Nov 6, 2016. Details of my prep- eca, ielts, EE pool entry, ITA, etc etc can be found in my previous posts, you can click on my moniker and read old posts for more info.
Timeline: FSW-EE, NOC 3112, CRS 482. EE profile created: Oct 14th 2016 ITA: Oct 19th 2016 eAPR submitted: 6th Nov 2016 AOR: 7th Nov 2016 Medicals passed: 8th Nov 2016 BG NN>>IP : 30th Dec 2016 GCMS notes requested January 11th, issued on 21st January and received on February 2nd. Its 129 pages of lots of very confusing info and I had to google a lot and ask people who had gone through the process before to try to explain. The short summary is that it showed my app had moved from central office in ottawa to Accra on 8th Nov and from Accra to London VO in Dec, and as at 30th Dec, it showed eligibility: passed, criminality:passed, medicals:passed and final:approved and the last notes made by a VO same date was "appears RFV" I was very worried as to why I had not received PPR when app was supposedly approved since Dec but was encouraged by "forerunners" lol! to just wait and expect ppr soon and they were spot on.
@esosa4real, i have been receiving your pms and i have been responding, maybe you should check your junk or spam? @boldinc, I also responded to yours.
I have also received a couple of pms from newbies to the thread, I didn't reply because I am more than happy to respond to all your questions on this thread as that way, it yields maximum benefit. You are able to get responses from several persons and it also benefits current and future readers. This thread would be dead if we all opted to pm when we just joined instead of discussing on the thread. So, kindly ask your questions on the thread.
That is good. Then your province of choice will actually help in streamlining your options. Meanwhile check these websites Kijiji dot ca Workopolis dot ca Indeed dot ca Canada job bank
I am yet to land in Canada. I have a masters in Physiology but I know I might have to retrain myself to work in my field so for now I just want the highest paying job I can get as I settle down. I am open to any opportunity I get. Thank you.
Hello everyone. I just came across this thread as I was looking for Jobs in Canada. I submitted my application on the 30th of september 2015, and was finally given my permanent residency yesterday. I would appreciate it if anyone with the knowledge of good-paying unregulated jobs can share with us here. I am also willing to answer any question that I can about the process. Thank you
I got my visa yesterday, so I will just tell you what I did. The gift was from my mum, so she swore an affidavit at the high court stating the reason for the gift and the fact that she would not be collecting it back. What I uploaded was a pdf containing the affidavit, transfer slip and my own bank statement. I also stated in my explanation letter that I am a student without a job and my mum was my sponsor. You should however note that my visa office is Trinidad as I am a student in the Caribbean. As for your spouse, I don't know what to say since I did my court wedding before applying. You should look into the requirements for common law relationships and see if you guys fit in.
IamIye: Hello all. Trust you're having a good weekend.
Please how do I go about getting a gift deed? Can I see a sample if anybody has one?
Also can the gurus in the house please suggest when would be the best time to add my spouse to my application and how to go about it because my court wedding is after I've submitted my application.
This is good, but the 40,000 limit per day is a problem for me. I have about $1000 worth of bitcoin that i need to sell in order to buy more. If anyone here is interested at a rate of 505naira per dollar, they can drop their number, i will be in touch.
Ae you a doctor? so because the cancerous tumor has spread to other parts of the lady's body, she should be left to die? May God not allow you & any member of your family experience what that lady & her family is going through.
I am a medical student and I will be taking my MD exit exams in less than 2 months so I know what I speak of. I respect human lives and don't believe anyone deserves to die but there is a limit to what we as humans can do. That was why I said only God can save her. Like I said earlier, what she needs is love and prayers, not this drama.
Ae you a doctor? so because the cancerous tumor has spread to other parts of the lady's body, she should be left to die? May God not allow you & any member of your family experience what that lady & her family is going through.
Immediately I saw her medical report online, I knew it was all a scam. What medical intervention can you possibly offer a patient with stage IV ovarian cancer that has metastasized to the liver? Only God can save her at this stage. Why else do you think her family are now talking about going to Dubai instead of America? It's because no hospital there will accept a patient they know they can't help, and the embassy won't grant visa in that kind of scenario. The family should seek forgiveness. What their daughter needs is their love and prayers.
teasel: Congrats to Toyin and Aramide for spreading lies because of their greed. This is their fault! The NPF is corrupt and doesn't care about human life. After all, they're responsible for most murders in Nigeria. I really hope that poor girl will be fine. If anything happens to Mayowa, her blood will be on Toyin and Aramide's hands. Rubbish!
Car Talk / Re: Looking For Landrover Defender 110 For Sale In 9ja by olandofire(m): 2:22am On Jan 03, 2021 
You should encourage your friend to read up if he is interested in applying. You can also google and read up about your options as well taking into cognizance your degrees. I don't know anything about physiologists, only pointed you in the direction of physiotherapy since you mentioned you had a degree in it.