I wish 2 more Nigerians could set up a refinery that is as large as that of Dangote...then this war in price reduction would be a very interesting movie to watch
Nice2023: "A man without assets is a man without leverage.
Before 35, you need to stop living like time is on your side. It isn’t. Every year wasted is a year you don’t get back. Owning a car and land isn’t about luxury....it’s about control. Control over your mobility, your options, and your future.
Here’s the game plan:
1. Master a High-Income Skill – Forget chasing quick cash. Learn a skill that will pay you consistently, whether it’s sales, coding, trading, or business. Money follows skill.
2. Control Your Expenses – Stop flexing for people who don’t care. Cut out useless spending, overpriced trends, and social validation that does nothing for your future. Every unnecessary dollar spent is a dollar stolen from your dreams.
3. Build Credit & Save Ruthlessly – Use credit wisely, not recklessly. Stack your savings like your life depends on it, because it does. A land deposit today is wealth tomorrow.
4. Make Money Work for You – Invest. Whether it’s real estate, stocks, crypto, or a side hustle, put your money in places where it grows while you sleep.
5. Move in Silence, Win in Private – Announce nothing, just execute. Let them see your success, not your struggle.
Why? Because past 35, life doesn’t get easier....it gets realer. Your value as a man is tied to what you build, not what you fantasize about. A man with assets moves differently. He doesn’t beg, he negotiates. He doesn’t wait for opportunities, he creates them.
Start now. The future is coming whether you're ready or not."
Most of these works either in Europe or Asia, not really Africa
SIRTee15: Forget it. None of these japarians have 30 million swimming in their bank accounts. They raise that money when they need to relocate by selling their cars, land or house or borrow from friends/families. I repeat nobody has 40 million lying in one bank account and then decide to waste it on relocation. U guys don't even know what 40 million is. Only politicians and yahoo/shady dealers have such amount in their account.
99% of genuine hustlers do not even have 50 million lying dormant in one account just like that. They know what to do with the money if they have one.
Well, which ever way, we are still bring colonised.
fullclub: The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa
Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.
Breaking Down Earnings in the UK
For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.
Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships. 144 hours × £11.44 = £1,647.36 per month After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.
Monthly Expenses in the UK Here’s a breakdown of my fixed monthly costs:
House rent – £700 Gas & electricity – £120 Council tax – £110 Water bill – £43.46 Food – £200 Transport – £140 Phone bill – £52 (for two people
Total expenses: £1,365.46 Remaining balance: £114.09 Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids
Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh
Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month. Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.
More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na
A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income. In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck
Comparing Life as a Single vs. Married Individual Abroad
Single individuals have a higher chance of saving since they have fewer responsibilities.
Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.
Families with children face higher expenses, including childcare, health insurance, visa fees.
This is why adequate preparation is crucial before relocating, especially for families
Is Dele Momodu Right? Should You Japa with ₦30M? We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America. His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.
Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill
Final Thoughts: Should You Japa?
Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.
Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.
Picture below is my phone bill
There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing
Indeed, anyone with N30m in his or her account and wants to japa, shouldn't say that is because Nigeria is bad that's why...with such money in your account, u could start a lucrative business in nigeria and make good profit...the grass isn't always greener as we think it is...after reading Lord Lugard's book...the man really understood how an average Nigerian behaves...we are still in modern day colonialism
Alamkiir: All this paid actors are making me laugh. Why is her fellow women from the same tribe ganging up on her and supporting Akpabio? Isn't it suspicious? What do they have to gain by supporting Akpabio? All this just make me believe there is truth in what natasha is saying and that Akpabio is guilty
If there's truth in her claims, pls what is holding her from producing heavy evidences that would shut up everyone supporting Akpabio? Why is it taking her too long?
She got a court injunction not to be probed by the committee but told the IPU that she wished Akpabio would've joined her to face the Committee. Reminds me of a governor that after ruling for 8yrs, got a court injunction stopping EFCC from investigating him.
GistMedia0: A Ghanaian gym instructor has been laid to rest in an extraordinary fashion, as his funeral featured a custom-made dumbbell-shaped coffin. The bizarre yet symbolic send-off has sparked conversations online, highlighting Ghana’s long-standing tradition of fantasy coffins.
The deceased, a well-known fitness trainer in his community, was celebrated for his dedication to bodybuilding and healthy living. To honor his passion, his family opted for a uniquely crafted coffin resembling a large gym dumbbell, a fitting tribute to his life’s work.
Viral videos from the funeral show pallbearers carrying the heavy, dumbbell-shaped casket while mourners paid their respects. The sight has left many amazed, with reactions ranging from admiration for the creativity to surprise at the unconventional design.
Ghana is famous for its personalized coffin culture, where people are buried in caskets that reflect their professions or interests. From airplane-shaped coffins for pilots to fish-shaped ones for fishermen, the tradition is deeply rooted in celebrating life even in death.