₦airaland Forum

maaji:
. U just comfirmed it. U still do not understand it. D system is dere to help u. As u help others u will b helped. And do u know d number of people willing to help is almost 5 times d number of people ready to give help?? Just like bank. D money people deposit is more than d money people witdraw. If its d reverse den do u think a bank will function?? If 10 people deposit 10 10 thousand each and 5 people witdraw 5 5 thousand each den money will remain abi?? Its fromdat remaining money bank uses for buisness to help sustain demselves pay staffs and all oder things. Comon man. Think well go to d site and read it well and investigate

What analogy are you making? Can you withdraw more money than you have in a bank? And when give out loan, they have to pay back rihgt? They don't wait on others to pay back the loan taken by someone else. Banks are not perfect in my view, but they are way better than mmm. And those "helpers"---- A deceptive word by the way--- are going to become exhausted eventually right. I know it is human nature to be greedy and that is why you guys are trying very hard to justify this mmm of a thing.

maaji:
so u praying it collapses or wat Banks collapses wit ur money too. So keeping money in bank is haram because u hear dat skybank has collapse u will not save money in firstbank again?? Notin in dis world has assurances. As am browsing now I fit die. So cos u hear say as I dey browse I die den u will not use pone again so u will not die again abi Habaaaa

This is not a matter of prayers. It is a fact, any pyramid can not survive, more so a crude one like mmm. And yes, banks do collapse, but they are more regulated to protect having too many victims and that is why islamic banking is still the ultimate solution in my own opinion.

And you know the thing with those pyramid scheme like mmm? it will eventually lead to public unrest when it eventually collapses after having being too widespread. Again, I am not praying it collapses but, that is what usually happens in countries where it had collapsed in the past. Countries like albania, ireland and colombia are examples.

airmark:


Haram bawo ? So those muslims with fixed deposits are also into haram.

Well we all know that banks have different investments, but what does the mmm operators do with your money if not just to take from a+b and give it to c, then take from d+e+f+g and give to a and b. And this is exactly what a pyramid scheme is. No matter how mild the pyramid is, it will eventually collapse under it's own weight

maaji:
Am a muslim and if any imam says mmm is a scam then d imam is not to blame cos he does not know how it works. D INTEREST on mmm does not come from d owner but from people. If mmm is a scam den savings (adashi ) as d hausas call it is a scam tooo. Dis is people helping each other. Not dat ur money is used to do buisness and u are now given interest. Pls understand dis mmm. My frend and I had an agument. I seek advice from a powerfull imam. He said intetest is haram. I now explained to him how d interest is gotten dat is from other people giving u. Provide help and get help. Lika a community of people he said if dats how d interest come about den its allowed. Do wats will all dese D problem wit d muslim broders and sisters is dey refuse to investigate were d 30% come from. Make I go mosque come back. I need challengers please. Jummat mubarack

So how will you give that money back to that your brother? Because for corperative savings, you have to pay back. If for example everyone has registered for this mmm, how will the last to register get their own "helper"?

Obas101:
You are wrong sir.. Its not by attracting ppl you get ur money. Tho enlighten ppl to join is needed cos it's a collective effort. Gambling is a game of chance, u win or u lose bt MMM always yield a 30% in investment made.

You win for as long as the scheme is sustainable. Eventually, some people will fall victim when it collapses and that is not being your brother's keeper. I remember when similar scheme came to Ibadan some ten years ago, some people actually committed suicide when it collapsed. MMM is gambling and riba combined because nobody knows when it will collapse and because it assures you of a fixed return on an investment not used for real trade.

Islamic finance is all out to ensure social justice and the viability of the society. If majority decide to start doing mmm and refrain from real trade, then how will the society move forward?

Imb.ecile

That source dey somehow o

adult91:
native Americans voted trump. immigrants are protesting. I don't understand the whole thing. if my bet enter this week, I go sew cloth for Xmas. that's my own problem

Do you mean these people? Because as far as I know 99% of Americans were immigrants

How much do you charge?

Are they both carrying their wive's bags?

Congrats to him

Anyway, beans is more nutritious than rice.

Love Machine:
Let's also take a look at the infrastructures,basic amenities and wages of those countries whose fuel prices are higher than Nigeria you will know that it will not affect their wellbeing.They use their oil to better the lives of their countrymen while the politicians down here embezzled the same funds

Em.. do you mean like Gabon, Indonesia and Angola?

How do they match the colours

opeaceo:
Is it that expensive?? If yes, then it must be heavily subsidised.

It is free in government hospitals. My kids took theirs both in Ilorin and Ibadan.

The images are too blurry.

No nonsense woman

Congrats

Beyblade Beaded rose flower


https://www.youtube.com/watch?v=OxEPjdLhLkc

wadetaw202:
You are right. Nigerian Muslims are known to wear traditional and cultural dresses of people from the middle east. And because you nigerian Muslims are mentally backward, you now link the garments to religion; whereas, there is no link between hijab and Islam. Hijab is the cultural and traditional way of dressing of Arabians.

Even when it is mentioned in the quran? (the muslim's holy book)

zealfredrick:
hello nice work, please can i get free pictorial steps for these beads u posted here. tks

Hi, the pictorials are on my blog. Check my signature/profile for the link.

Millipede design


https://www.youtube.com/watch?v=IEf14NkvCog

Good

ADEWUMIMichael:
Read this. Very useful to absorb bacterials around , and dangerous for a left over.
ONIONS : PLEASE READ TO THE END: IMPORTANT
In 1919 when the flu killed 40 million people there was this Doctor that visited the many farmers to see if he could help them combat the flu.. Many of the farmers and their family had contracted it and many died.
The doctor came upon this one farmer and to his surprise, everyone was very healthy. When the doctor asked what the farmer was doing that was different the wife replied that she had placed an unpeeled onion in a dish in the rooms of the home, (probably only two rooms back then). The doctor couldn't believe it and asked if he could have one of the onions and place it under the microscope. She gave him one and when he did this, he did find the flu virus in the onion. It obviously absorbed the bacteria, therefore, keeping the family healthy.
Now there is a P. S. to this for I sent it to a friend in Oregon who regularly contributes material to me on health issues. She replied with this most interesting experience about onions:
Thanks for the reminder. I don't know about the farmer's story...but, I do know that I contacted pneumonia, and, needless to say, I was very ill... I came across an article that said to cut both ends off an onion put it into an empty jar, and place the jar next to the sick patient at night. It said the onion would be black in the morning from the germs. ..sure enough it happened just like that...the onion was a mess and I began to feel better.
This is the other note.
Lots of times when we have stomach problems we don't know what to blame. Maybe it's the onions that are to blame. Onions ABSORB BACTERIA is the reason they are so good at preventing us from getting colds and flu and is the very reason we should NOT eat an onion that has been sitting for a time after it has been cut open.
LEFT OVER ONIONS ARE POISONOUS
when food poisoning is reported, the first thing the officials look for is when the 'victim' last ate ONIONS and where those onions came from (in the potato salad?). It's probably the ONIONS, and if not the onions, it's the POTATOES.
onions are a huge magnet for bacteria, especially uncooked onions. You should never plan to keep a portion of a sliced onion.it's not even safe if you put it in a zip-lock bag and put it in your refrigerator.
It's already contaminated enough just by being cut open and out for a bit, that it can be a danger to you (and doubly watch out for those onions you put in your hotdogs at the baseball park!). If you take the leftover onion and cook it like crazy you'll probably be okay, but if you slice that leftover onion and put on your sandwich, you're asking for trouble. Both the onions and the moist potato in a potato salad, will attract and grow bacteria faster than any commercial mayonnaise will even begin to break down.
Also, dogs should never eat onions. Their stomachs cannot metabolize onions.
PLEASE REMEMBER IT IS DANGEROUS TO CUT AN ONION AND TRY TO SAVE IT TO COOK WITH THE NEXT DAY, IT BECOMES HIGHLY POISONOUSFOR EVEN A SINGLE NIGHT - AS IT CREATES TOXIC BACTERIA WHICH CAUSES ADVERSE STOMACH INFECTIONS BECAUSE OF EXCESS BILE SECRETIONS AND EVEN FOOD POISONING.
Please pass this to all the people whom you love and care about.

HOAX. The microscope that could be used to view a virus was not yet discovered by that time.

Just realized I haven't posted the continuation of the right angle weave illustration




https://www.youtube.com/watch?v=83pjpm7p7jQ

Bugle bead spiral necklace or bracelet tutorial


https://www.youtube.com/watch?v=g_LEykpcOHg

St. petersburg stitch beaded leaf Tutorial


https://www.youtube.com/watch?v=0-knzY1CZF8

Hi, I am sorry for replying this late. No I don't have a video on either of them.

Thanks for this explanation and this should be on frontpage.

Suddenly those threatening brine and limestone over a 14yrs old girl are silent over a 10yrs old

Why can't the wife simply stay in one place for a while and the husband comes vising regularly