Travel › Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Oracleforce: 4:57pm On Jun 10, 2021 |
Basalt: Good morning, good afternoon, good evening to all my fellow Nigerians. It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.
1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone. Student hostels are usually subsidized for students, and you save more money when you pay less for rent.
2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old. If you minus such a big amount, minus your rent. Wetin Remain?
3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money. What most girls will do is this. First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.
4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc. If you keep sending money to everyone that demands, you will always go broke.
5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.
6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything. You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) . When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.
7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).
8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online. I like the part that says ladies in Germany are not pests like our naija ladies that will keep on demanding as if all their family members is dead...and if you don't give them, they will tag you "/Stingy"/ |
Politics › Re: Buhari: Local Government System Has Been Killed by Oracleforce: 4:46pm On Jun 10, 2021 |
GoldenJAT: You are so STUPID! I don't normally exchange words on here! If you come out me stupidly again! Then I will have no choice, than to come down to your level and follow u squarely. Don't you guys read? Do you even know what a local government is? Do you have an understanding as to why local governments were created? Stop going about showing how SHALLOW u are for likes, that will add nothing to you. So reasoning objectively makes someone a Buhari asslicker?? MUGU! You are threatening a faceless personality on social media....what a bizarre! Probably the radiation of the moonlight or sunlight has directly affected your sense of good reasoning... Lemme put the record straight to you...I am politically and economically inclined than all kinds of your secondary school political analysis or postulation....you are too small to be placed side-by-side with me. It is obvious that as a pig that is always found in murky water, you are always looking for a clean animal to wrestle with...I will refuse to wrestle with a political and psychological pig |
Politics › Re: Buhari: You Can’t Sit In Lagos And Decide For APC by Oracleforce: 12:27pm On Jun 10, 2021 |
Why must he mention Lagos State? TInubu in view. ...they will pay him in his own coin. Fulani has used him, it is time to dump him and pick another political fools in southwest and southeast and south-south. .
I laugh in myetti Allah language... |
Politics › Re: Yoruba Nation Rally Will Hold On June 12 - Olayomi Koiki (Igboho’s Spokesman) by Oracleforce: 12:10pm On Jun 10, 2021 |
So, Lagos state is not part of the southwest region or Yoruba nation....confused people |
Politics › Re: Buhari Goofs Again On TV Interview Aired This Morning by Oracleforce: 12:08pm On Jun 10, 2021 |
This is the wrong way of answering this question... I doubt the capability of BUBU.. |
Politics › Re: Highlights From President Muhammadu Buhari's Interview by Oracleforce: 12:06pm On Jun 10, 2021 |
I'm very sure that this is already a prepared acting interview....the script has been written and Buhari came as the main actor...
May God help us. |
Politics › Re: Buhari: Local Government System Has Been Killed by Oracleforce: 11:48am On Jun 10, 2021 |
GoldenJAT: Keep shut! And try to be objective. Isn't he saying the truth? Another Buhari Ass-licker paid to type trash for him on naira land. .. Oni kuure |
Politics › Re: Buhari: Local Government System Has Been Killed by Oracleforce: 11:47am On Jun 10, 2021 |
Another divide and rule tactics. May God save us from the go-slow govt...
Nah only slowpoke fit fall for their games...im beyond all this games...by Fulani cabal |
Politics › Re: Tight Security As Buhari Visits Lagos by Oracleforce: 6:44am On Jun 10, 2021 |
Why Lagos? Why not Imo State or Zamfara State is there no new project to the commission in those States... Somebody make Lagos state peaceful don't come and......
His mission in Lagos State is beyond commissioning roads and bus stops...time will tell...I'm sure Jagaban has flew back to Lagos |
Celebrities › Re: Sophia Momodu Celebrates Her 34th Birthday With Stunning Photos by Oracleforce: 6:40am On Jun 10, 2021 |
9jaRealist: Exactly what does this gibberish have to do with my saying that no human being is ‘ugly’? 
Nonetheless, I’m afraid that I cannot help you with your deep-seated PRIMITIVE MISOGYNY if you think that the only worth of a woman is to be married. Sadly, the culture that has many Nigerian women trapped (and often die) in loveless, toxic,, and/or abusive marriages. Bet her daughter “appreciates” her (including her being a baby mama), and I bet that if she ends up raising that daughter to be an intelligent and beautiful human being, most of society (or at least the intelligent and enlightened segment of society) will duly “appreciate” her. Meanwhile, feel free to remain stuck in the Stone Ages. Pity to the poor woman whose singular misfortune it will be to end up with you! SMDH > My response to your gibberish epistle is not to align or corroborate with your pseudo-intelligibility but to educate people who may wish to learn and grow. It is obvious that you are enraged about my comments but it belittled you to turn my comment upside down in order for you to make your sarcastic comments about me. ....what a shame! Marriage is by choice ...and singleness also is by choice...nobody coarce anybody to be a victim of bad relationship or marriage....whatsoever choice you make in life, you live by it consequences...either good or bad. Lemme therefore put the record straight, there is no part of my comment that stated that marriage is compulsory ....your evil-mindedness generated that notion about my post so as to derail the thread and pour your venom of martial or relationship regret on me...you sound like something whose his or her relationship or marriage turn bitter ...pele! Take solace in Christ or Allah...it shall be well with you... GOD SHALL RESTORE. |
Business › Re: Lagos Cab Drivers Set To Ditch Uber, Bolt For Indigenous App Companies by Oracleforce: 6:07am On Jun 10, 2021 |
Uber and Taxify are not sleeping. . if you come with a better initiative, they will also raise their standard, and meanwhile, all these illiterate baba taxi drivers will now be doing catch up...
And it may be that some just want to use a poor and illiterate taxi driver along the street to cash out...
We are watching them on 3D |
Politics › Re: Four States To Understudy Operations Of Lagos Justice Ministry (Photos) by Oracleforce: 6:01am On Jun 10, 2021 |
Committee of liars are meeting together...
They can help.you turn red to yellow or blue to green with laws backing. .. |
Travel › Re: Lagos Ranks Second On World’s Least Livable Cities - EIU by Oracleforce: 9:48pm On Jun 09, 2021 |
Yepa! See all the cities they categorized Lagos state with despite all the pseudo-infrastructural development created by Sanwoolu.
Though I don't believe such about this report because they were not on ground to do a thorough analysis...this is a backyard report. |
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Career › Re: Tiler Or Barbing, by Oracleforce: 9:35pm On Jun 09, 2021 |
That 500k can set up a good barbing saloon. But seek advice grim those who have been in the business for long...and don't put all your investment in one basket...
I will prefer barbing...and again...what does the guy good at...? his talent also will help. him...don't just box the guy up with two options... |
Politics › Re: Judicial Workers Call Off Strike by Oracleforce: 9:31pm On Jun 09, 2021 |
Let's see if they will sue or prosecute Adeboye and Kumuyi as they have said... Twitter should come back. please...we need to tweet and make sales....digital marketing is now on hold because Twitter no go....
There was a country... |
Politics › Re: Heavy Tension As IPOB Members Enters Bush Following Kanu Order PICTURES by Oracleforce: 9:26pm On Jun 09, 2021 |
McStoic: How do you mean Nnamdi Cownu is copying Sunday Igboho? Anyway thank God it's not our own Mazi Nnamdi Kanu you are talking about. I would have asked you between him and Sunday Igboho who first started the freedom fighting.
FYI, Sunday Igboho has some years and experiences to undergo before he can be equated to Kanu much more alluding him to be greater. Has Sunday Igboho gone to prison? How many of his members has he lost? Has he been attacked in his house before? Has he lost his parents to this freedom fighting? Has any of his visit locked down all the states of the South West like Nnamdi Kanu did in 2017 after his release from prison? Outside Nigeria how many countries know him? Can Sunday Igboho boast of having strong Oduduwa membership in up to 5 countries against Nnamdi Kanu's over 100 countries? Can Sunday Igboho command millions of dollars of monthly donation as IPOB under MNK does?? IPOB under Nnamdi Kanu is over 9 years. Oduduwa Republic under Sunday Igboho is barely up to 2 years.. Nnamdi Kanu has dual citizenship and has partnership with Israel, Nnamdi Kanu already has alliances with Ambazonia in Cameroon, Sunday Igboho is still playing local division etc and the glaring differences goes on.
IPOb under Nnamdi Kanu is the largest and most popular freedom fighting group in the world. You seem to only measure the strength of Biafra based on what you see going on in Nigeria. How I wish you lot understands what is happening outside Nigeria under IPOB. THERE IS A REASON IPOB MEMBERS AND NNAMDI KANU ALWAYS CONFIDENTLY BOAST THAT 2021 IS NOT 1967! E GO SHOCK YOU IF YOU KNOW HOW FAR! No be everything that should be used to poke fun and show unnecessary ignorance. I support both Biafra and Oduduwa, likewise the unity of the Southern Nigeria. But I had to go on that tirade above to put your ignorance to bed.
Peace out. All the aforementioned achievement of Nnamdi Cownu still boils down to the fact that he is an educated person....remove education acquired from the life of Kanu, he wouldn't have achieved thel of these...perhap, he would have been replaced or deposed by a better person... In the case of Sunday Igboho, he knows that he is restricted by the level of education that he doesn't have...he can not hold an intelligent conversation or interview with a journalist...he cannot read or write good English...he is not exposed....and he doesn't have the level of capacity to carry the Yoruba race along because he doesn't have good antecedent and records. Why I said Cownu is copying Sunday Igbhoho was the fact that the recent killing by the Fulani herders that claimed the lives of many people at Igagan, Oyo State. ..was promptly restricted by his boys in the area. He equally ordered his boys to entered the forest and combed the bush....and Nnamdi Cownu is also doing the same in the east...(copying) |
Celebrities › Re: Sophia Momodu Celebrates Her 34th Birthday With Stunning Photos by Oracleforce: 9:08pm On Jun 09, 2021 |
9jaRealist: No human being is ugly… Except on the inside (for example, by calling other people “ugly”).
You lot need to appreciate what’s really meaningful… And quit being obsessed with surface things that inevitably fade over time. > Daviido impregnated this lady by mistake...or by native +jazz. Period! There is nothing appreciative in this lady I'm seeing...aside from Davido, as someone else proposed to her? The answer is no! At 35 years old she suppose to have been legally married instead of occupying the status of a baby mama for life That is a clear indication of how worthless she is...if she carries value both within and without, she will not have problem of settling down with a better man than Davido...but she is a gold-digger.., never-do-well, good-for-nothing craps...so, she will perpetually be at the mercy of Davido and his prick....because she has nowhere else to go... Except she want to marry broad Kareem olokada...or broda Kabiru Eleran |
Politics › Re: Lagos Residents Boo Usman Alkali Baba, Police Inspector General During Visit by Oracleforce: 5:57pm On Jun 09, 2021 |
IG has so many motorcades than the Russian president. Putin...the most protected president in the world....
There was a country. |
Christianity Etc › Re: I Am Not Dying Yet - Apostle Suleman Denies Predicting Death by Oracleforce: 5:24pm On Jun 09, 2021 |
This pastor get money oh... To become pastor dey hungry me...i want to serve the god of apostle Suliman |
Politics › Re: Governor Sanwo-olu Commissions Ijede-Itamaga-Ewu Elepe Road by Oracleforce: 5:21pm On Jun 09, 2021 |
³Building road with maintenance culture ... I remember when I use to ply Agura-gberigbe road some years ago...it was so good but now...it is an eyesore. |
Politics › Re: Governor Sanwo-olu Commissions Ijede-Itamaga-Ewu Elepe Road by Oracleforce: 5:20pm On Jun 09, 2021 |
Building road with maintenance culture ... I remember when I use to ply Agura-gberigbe road some years ago...it was so good but now...it is an eyesore. |
Politics › Re: Heavy Tension As IPOB Members Enters Bush Following Kanu Order PICTURES by Oracleforce: 5:15pm On Jun 09, 2021 |
Ninamdi Cownu dey copy Sunday Igboho....if Sunday Igbhoho should go to school, he would have been a great leader oh... Nah the school wey he no go spoil am You can't lead in this generation without being educated and powerfully informed in all aspects. A leader must know much more than his follower... Tinubu education is one of the aspects that help him.supossing Tinubu is an illiterate... |
Celebrities › Re: Sophia Momodu Celebrates Her 34th Birthday With Stunning Photos by Oracleforce: 5:11pm On Jun 09, 2021 |
She no even fine...with all her painting face and photoshop....Davido really misses the road with this lady she impregnated ...... Chioma is damn beautiful. |
Christianity Etc › Re: Prophet Odumeje Mocks Pastors Who Preach Like 'Homosexuals’ (Video) by Oracleforce: 5:08pm On Jun 09, 2021 |
FalseProphet1: I see odumeje following TB Joshua's route before the end of this year.
This I have seen. If odumeje follow TB Joshua route as you have said... I will use this post against you in the police station...as a no. 1 prime suspect... |
Crime › Re: Bandits’ Drug Suppliers Ejiofor, Mohammed Busted With 24kg Diazepam, Codeine by Oracleforce: 4:05pm On Jun 09, 2021 |
Ejiofor don buy market... I know Ejiofor will not support the Biafraudn Republic so that he can be supplying bandits for Niger State illicit drugs...
Wahala be like Yakubu head |
Politics › Re: Nigerian Naira Vs GHANAIAN CEDI Strength by Oracleforce: 3:59pm On Jun 09, 2021 |
Lifestone: They rebased their currency by removing four zeros, so if you had 100,000 cedis in your bank account, it becomes 10 cedis. Hope you get OP just came here to disgrace himself....he didn't research his post very well b4 he started commenting trash... Ghanaian devalued their currency to meet up with the global market..... If Nigeria devalue their currency with 000 then we dollar and UK pounds will be 4 and 5 naira respectively... |
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Literature › Re: Which Books Can I Read that Will Positively Influence My Life? by Oracleforce: 3:45pm On Jun 09, 2021 |
Go and read
10 ways to FOOLanization country of multi-ethnic group by Bubu...
20 ways to make money in the forest written by Sheik Gumi
20 ways to disintegrate the coexistence of Nigeria by Nnamdi Cownu
100 ways to lie to the populace and they will believe you by Bar Lai Mohammed
I have some books to recommend to you but you can dm me for further information |
Literature › Re: Which Books Can I Read that Will Positively Influence My Life? by Oracleforce: 3:41pm On Jun 09, 2021 |
Go and read
10 ways to be like Buhari
20 ways to make money in the forest written by Sheik Gumi
20 ways to disintegrate the coexistence of Nigeria by Nnamdi Cownu
100 ways to lie to the populace and they will believe you by Bar Lai Mohammed
I have some books to recommend to you but you can dm me for further information |
Politics › Re: Obasanjo, Abdulsalami, Sultan, Onaiyekan To Meet Tomorrow To Douse Tension by Oracleforce: 3:30pm On Jun 09, 2021 |
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Family › Re: Meet Gosiame Thamara Sithole Who Gave Birth To 10 Babies In South Africa by Oracleforce: 11:40am On Jun 09, 2021 |
May the Lord protect all the children for her oh....
She does need any child again except....she is a baby factory...
She will collect money for her state governor, federal, local, and Guinness book of record.... The woman tries oh and the husband's should be examined for further research...someone should know the sperm of a man that can give 10 children at a goal for those who love children and who have what it takes to take good care of those children... |