₦airaland Forum

essentialone:
Please, why are people rushing to buy the shares of NCR Plc? I see it as a Toxic company and a Time Bomb waiting to explode badly... Their Books is in a mess. Fine they made profit after series of losses, but they are not yet out of the woods. Also, it is worrying that their Current Liabilities is higher than even their Total Assets. Take a 2nd look at it and tell us what we are missing in it...

Agbalowomeri:
Let's bet with our babes if e sure for you

ghm:
What do you mean by rotating into another stock, even the same one?
Do you mean selling the stock and reenter again? Did you consider the impact/extent of the fees to sell and fees to buyback?

Kindly explain more.

ositadima1:
The tax law seems to provide a loophole specifically for stocks. If you reinvest your earnings within the same tax year, you don’t pay tax on those earnings for that year — tax is only applied to the portion you withdraw without reinvesting.

Another interesting point is that the law doesn’t specify how long you must hold your new investment before selling it again. In many other countries, you typically need to hold the new purchase for at least a year to qualify for tax exemption.

So, the loophole here is this: make profits from those rubbish “jijo” stocks, withdraw the gains, and reinvest them into more liquid and stable stocks like banks, Presco, or BUA Foods. Then, sell those after a week, even if it’s at zero gain, a small profit, or even a small loss.

Sounds almost like money laundering, lol.

mikeapollo:
If the CGT madness is not reversed, virtually every stock will be affected. Some may be affected more or quicker than others, but all stocks will get a hit eventually and it would be opportunity for bargain hunters to accumulate.

Agbalowomeri:
Don't bet on Zenith o
The stock no well despite being fundamentally sound

PETERiCHY:
OANDO & ACCESS sighted @t Sub #40 and sub #22 respectively while Ellah baby has s finally secured at #13 junction.

Meanwhile EDUCO & Street-Fighter rightnow

pluto09:
The logic is simple.
The major cost input for DS is raw sugar.
When price of raw sugar rises, it takes time before the company is able to pass the cost to consumer by raising price of refined sugar. And when price of raw sugar falls,this most times does not reflect in price of refined sugar which translates to more profit for DS.
Raw sugar has lost close to half of its price yoy and it's still falling and I know that has not reflected in price for consumers.

aj8:
Can we agree on some areas?
1. Price is normally forward-looking
2. Progress ( in percentages) made in the last quarter 3 was better than in their 9 months Q3, which were actually flat in 9 months 2025 vs 9 months 2024 but 134% in qtr 3 (last quarter of 2025 vs same 2024)
3. If momentum in qtr 3 is maintained DS should see further improvement in earnings
4. The breakdown of quarter 3 is not detailed, all that was put across is that eps improved by 134% from negative 3.32 to positive 1.13. No sufficient details were given. The company I guess, just wanted to convey that “Hey folks, it’s not really as bad as you think”.
5. I think we also agree that the turnaround could show in Q1 2026 or at most Q2 2026
6. All our investment objective is to get a front row seat …entry at or close to the bottom is fine..

I am prepared to jump in now below 55.60 and keep loading with the hope that qtr 3 momentum would be sustained and the estimates would be hit within 6 months or at most 9 months. Q1 2026 to my mind is the quarter to watch … if good it would be an all-on-board train departing. However, all are based on the economy not walking into a doldrum of economic, political, or geopolitical woes. That's the major risk.

pluto09:
He is doing a good job though I also have my reservation with the way he uses the number line.
DS should do well next year considering the fact that the price of raw sugar is down in the international market, the support around $15 has just been broken. History has taught us that DS makes a lot of money when price of raw sugar is on a downward spiral.
The only negative I see with the company now is the finance costs,that needs to be brought down ASAP.

aj8:
That’s okay. Let’s wait it out and have this discussion in 6 months granted no unforeseen economic calamity. It’s just the opposite of where you often stand , so I can understand why it’s not aligning with you. It may make a lot more sense if you rather think in percentages. It’s really mathematical and sadly it’s not everyone’s friend. What is the percentage improvement from -3.32 to +1.13? Maybe then if you answer correctly it would start to make sense.
The beauty of this forum is that it allows for polygamy of thoughts.
I appreciate you and even more, your comments.

Agbalowomeri:
I still think this your method doesn't work when you try to use number line. It does not apply common sense. I can't fathom how an expected FY EPS of less than N2 would be projected to any price more than N20. That is a PE of 10. At 80 it will be a PE of 40. That cannot make sense to me.

awesomeJ:
Do you just like baseless arguments?

If you have 10m units of HONYFLOUR you bought at N5 and want to sell by July next year and pull out the proceeds

How does the provision you highlighted help you avoid paying taxes on the c. N150m gains?

awesomeJ:
It'll have thesame impact, since you'll be paying recent prices for the defensive stocks, no one will claim your historical low purchase price again.

Agbalowomeri:
If I see Zenith @35-40 I fit dey tempted

Streetinvestor2:
Pls what time can I place pre market order on Morgan capital

Mistersolar:
15k per day...lool..nothing like dat oo

Ibtxxo:
Today makes me 41 years old.
I have been jobless since I finish school.
I have never work in my life.
The only work I did was teaching in private school for years with peanut.
I decided to resign and sold some property I got from family.

I am just tired and i need direction to manage this money before I waste everything.

Please make una advice me.

UNIBENDON:
Is like you're a USA lover and to u the USA is not trying to sabotage Nigeria.

Nigeria has taken or is about to take African refined petroluem products market from the western world. I know they are not happy about Dangote refinery.

GeneralDae:
If the U.S do this alone, are you sure they would care to easily differentiate who the herder terrorists are from amongst the people in Benue and Plateau? Do they even know or care about the dynamics of the conflict in the middlebelt except for the simplistic “Muslims are killing Christians Slogan”? Do you think this would be easy and quick as Trump boasted and would he care if it spirals into something else?

Streetinvestor2:
U did it by coming up with all kind of lies.You didn't attack the people who saw it differently by calling them names. You didn't go far to making it tribal thing.

emmanuelewumi:
Be careful of who you follow on this thread, most people will carry you to where you no know and will later tell you that investing is not a team sport.

Be careful about those who are extremely aggressive with the marketing of their stocks, be careful of those who attack , abuse, curse and are rude to those who have contrary opinions concerning their stock picks.


E get why

pluto09:
I think our people need to pay more attention to our budget.
We have a national budget the government is working on.
The budget has a deficit of about N13 trillion which is to be financed by domestic and external borrowing.
That is to say that even if we meet our revenue target,we will still have a shortfall of about N13 trillion.
I sincerely don't know how you think a stabilisation fund of about $3 billion is what should be used to finance a year budget deficit of about N13 trillion.
We still need a long way to go, the money we are generating as a country is still very low in relation to our population.

Olaide1295:
Central bank’s reserves is not a fund the FG can spend or dip its hands in. That the reserves are building and the government is borrowing can co-exist.
The government runs on a budget, and the deficit comes component was known since last year. Government will borrow to fund the deficit even if reserves go to 100 billion.

Streetinvestor2:
How are the bank forbearance loans to be paid in dollars

khanivorous:
Black actor as lestat?!

You're definitely on a different story or universe

khanivorous:
Black actor as lestat?!

You're definitely on a different story or universe

armadeo:
They shouldn't overflog the anne rice universe. The interview with the vampire is doing so well. Mayfair witches not so good.

Anyway I know after the vampire lestat and Queen of the damned, they'll run into problems unless they divertt form the books IMO.

Mayfair witches and the vampire chronicles meet up ahead. That would be interesting to see.


The talamasca might be good. I'll check and see. They might decide to introduce the talamaca characters into the vampire lestat as they play a big role in that book.