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Pat081's Posts

Nairaland Forum › Pat081's Profile › Pat081's Posts

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TV/Movies › Re: BBNaija: Vote That Got Teddy A Evicted From The House With His Babe, BamBam by Pat081: 6:28am On Apr 02, 2018
Johnpaul2k2:
that's how to vote that Stupid Buhari out of Office in 2019
Useless Man Voted by Useless Brown Roof Janjaweedz and Arewa
I dnt think ur family re doing dia right by praying 4u dat God should renew ur brain because d one u re using now is useless. U can vote in BBN but u dnt gt voter card
Crime › Re: How Does Your Pay Compare To A Nigerian Senator? - BBC by Pat081: 10:43pm On Apr 01, 2018
OrestesDante:
angry angry angry

☣ ☠


∆ Soooo. What are we going to do now? This one you keep talking about bags of rice ∆



☣ ☠
lol hope dis nt d guy dat his girlfriend always gv his grarri to another boy friend b4 sex bos bag of rice of a tin
Crime › Re: How Does Your Pay Compare To A Nigerian Senator? - BBC by Pat081: 10:40pm On Apr 01, 2018
U re right but I can tell u some states dat dey dnt pay dat 18 thousand naira as minimum wage n dat is why u c some states governor crying dat dey want to b cumin senator after 8yrs hs governor only God will help civil servant in dis country
ajibolabd:
A Nigerian senator earns about 156 million naira per year.


If you were earning the minimum wage (₦18,000):

It would take a senator 1 hour and 1 minute to earn your monthly salary.

On your current salary, it would take you approximately 722 years and 3 months to earn a senator's annual wage.

If you had started working in the year 1296 you'd almost have caught up with them by now.

A senator's monthly salary can buy 866 bags of rice, while your monthly salary can buy 1 bag of rice..
Business › Re: Bank Fraud!!! What I Did And How I Got My Money Back by Pat081: 10:33pm On Apr 01, 2018
Nice one bros n thanks 4 telling us dis n d way our is d work of dos bank workers dey send away dey can do n undo
jeron1:
Dec 16th, 2017. A day I can NEVER forget hurriedly in my life. Got to shoprite Surulere, bought something's and made payment via POS. I didn't get SMS transaction Alert as my phone was stolen two days before.

Drove down to Lawanson (same place my phone was stolen) to make some transaction and found out that some money was missing from my account, . I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure, Three Hundred and Ninety Nine thousand, Four hundred and sixty Naira was missing (399,460).

I called my bank through the Number written on the back of the ATM card and they verified the transaction, I was a Victim of Sim card BVN fraud, first ever of Its kind in Nigeria .

Then I told them to Freeze the account with immediate effect.

I realise many people had also one time or the other gone through this kind of experience but they never got their money back as they didn't know the process to take on how to get their money back from Fraud that occurred on their account either via ATM, Online or any other platform

Here is what I did to get my money back as I it was a transaction I didn't authorised


1. I didn't keep quiet, I told a lot of people about the update. I wasn't ashame, I even posted on my timeline on Facebook. I wasn't looking for pity but to notify people about the new fraud in town and also seek for advice. I knew 90% of people won't even care as they will even laugh but that 10% of people that cared will give me solution and truly it worked.
One of the guys I told gave me the option that started the solution and that option was to write a letter to Central Bank of Nigeria, Lagos office

2. I immediately sent a mail to my bank, telling them about the debit that occurred on my account and it wasn't from me. The bank replied telling me they will investigate, I had to put a lot of pressure on them because these bank people can be very funny, they will tell you they are working on it but that's a lie

3. I wrote a petition/Complain to the "Banking Supervision Department" and "Customer Protection Department" of Central bank of Nigeria, Lagos Branch. The office is at the 11th floor of the building. Most of the workers don't know, some told me 8th floor, some said 5th floor. I had to walk that building up and down more than 6times that day before I could get the right office cos the access cards for the floors are different and I have to come down to take new access card for the different floor



Ps- make sure a copy with you is acknowledged, also provide your Email address and Phone number on the letter as they will reach you through the platform provided and tell you to negotiate with your bank and if no progress after 30 working days then write them again via the e-mail they used in communicating with you. I will provide screen shot of the mail they sent but I am trying as much as possible not to mention the bank. I never knew many Organisation in Nigeria work if I had not gone through it.

I was actually told at CBN that it will take time but I will surely get my money back that the CBN mandated banks to known your Customer (KYC) so since the money was transferred to Access bank then Access bank need to produce their customer

4. I wrote an official letter also to my branch bank Manager, informing him about the fraud on the account and telling him how it has really affected me. I Also made sure that a copy of the letter was acknowledged.

I knew it wasn't going to be an easy fight as the bank would want to put the blame on me but I was ready for them.

I was always sending them mail, calls via the telephones at any bank branch. I gave them heat and after 30 working days I sent a mail back to CBN telling them the bank is frustrating me and they are yet to refund my money and I didn't want to go to court because the matter was before the APEX bank. I didn't receive any reply from them

I went to a branch and also shouted and told them I want to see the branch manager which I saw her and also made my complain and she decided to also send a mail to the fraud unit.

Sorry to say, I received a call from the fraud unit after I wrote a petition to CBN and CBN queried them telling me how my money was transferred and giving me the account number and bank the money was transferred to, they also gave me the address of the person that owns the account but I refused to follow up as I told them that wasn't my work that they should do it.

Lastly, I called them from the bank and told. Them that was the last time I was going to talk to them in the issue that I will get a lawyer, told the Lady that picked the call to tell the management about my development, I actually got a lawyer but before the lawyer could write, I received my money back on Thursday hot afternoon via an alert...
European Football (EPL, UEFA, La Liga) › Re: Chelsea Vs Tottenham Hotspur (1 - 3) On 1st April 2018 by Pat081: 6:07pm On Apr 01, 2018
Wen is dat boy calling Liverpool Loserpool now wot re we going to call dis one now
European Football (EPL, UEFA, La Liga) › Re: Arsenal Vs Stoke City (3 - 0) On 1st April 2018 by Pat081: 4:26pm On Apr 01, 2018
xynerise:
She hates Loserpool grin
dat ur Loserpool is 1o0% better den dis assnal
European Football (EPL, UEFA, La Liga) › Re: Arsenal Vs Stoke City (3 - 0) On 1st April 2018 by Pat081: 3:41pm On Apr 01, 2018
luvola:
Mukina2 you are too biased. Why is Liverpool thread not always on front page. we get fans nah.haba
abi now maybe dey dnt like d club
Romance › Re: Post 4 Words Every Woman Wants Whispered In Her Ears by Pat081: 11:11am On Apr 01, 2018
Handsome, rich ,tall n tgood in bed
Romance › Re: Post 4 Words Every Woman Wants Whispered In Her Ears by Pat081: 11:08am On Apr 01, 2018
sexybaby22:
Why do you men think all we want to hear is money?!
wot do u want to hear if nt money
Christianity Etc › Re: Pictures Of Christians Celebrating Easter Around The World by Pat081: 10:30am On Apr 01, 2018
josh123:
catholic is a false church,dem niggers worshipping a statue mary
u re a fool re dey nt better den ur so call Daddy G.O Wu use human being so dat dia church will b full so pls if u want to talk think well swir
Travel › Re: FRSC Hands Over N2 Million Recovered At Accident Scene In Ogun (Photos) by Pat081: 12:40am On Apr 01, 2018
If Na dem I mean men in black hmmmmm sorry is d case of d money oooo
Jokes Etc › Re: Hilarious/savage Memes That Will Make Your Day by Pat081: 9:40pm On Mar 31, 2018
Hmmmmm d man dey feel d pain d gal go pass 2ru dat night so he dey crying 4her b4 d film go start dat night
Food › Re: Romantic Easter Cooking For My Girlfriend And I, best Chef On Nl (pic) by Pat081: 9:08pm On Mar 31, 2018
Nairaland is now b cumin some 4 .... ......... wot is our own now
Crime › Re: Prostitution And How It Can Be Ban by Pat081: 5:17pm On Mar 31, 2018
LIBERTY1980:
I USE TO HEAR PEOPLE SAYING, PROSTITUTION IS AN OLD TRADE, NOW MY QUESTION IS: CAN A PRESIDENT OF A COUNTRY OR A GOVERNOR OF A STATE, BAN PROSTITUTION? IS IT POSSIBLE TO ERADICATE PROSTITUTION FROM A COUNTRY OR IN A STATE; ESPECIALLY THOSE THAT STAYS IN BROTHEL.
do u think if dey do dat our so call gals will b gvin u problem
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 9:32am On Mar 29, 2018
ndy87:
Are u surprisedhuh Some men carry their manhood on their head like billboard. And yet run away from responsibilities like rats.
abi now
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:54am On Mar 29, 2018
lastempero:
U are not there with her to know whether she faces any and definetly she will because its not a norm in this part of the world and come to think of it the maga is not even paying well,just a mere 10k,50k for upkeep n dats poor.
hmmmmm cum to think of it dnt u knw dat Bible words is cumin to pass dat wen d world is cumin to an end women will b asking man out??l0l
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:36am On Mar 29, 2018
lastempero:
Its just the bby that I feel for and for the lady she will definetly bear the pain n disgrace.
if she feel disgrace she will nt post it 4people to c now
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:34am On Mar 29, 2018
nikkypearl:
the fact is the girl is nothing compared to the wife...Nothing!
She is just another desperate mgbeke undecided
but d guy too knw b4 he ask her to open her legs 4 him without use male or female condom now ,cum to think of it dis way wot of if d gal ask him to use condom he may b d one to tell her dat he dnt use to use it niw
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:26am On Mar 29, 2018
Some guys re just calling d gal different names wot of d guy dat dnt think dat he too gt wife at home b4 slpin with her in d 1st place .
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:10am On Mar 29, 2018
Seahawk:
He’s such an idiot. Even with his beautiful wife, he is still sleeping with this ugly looking mgbeke
hmmmmm bros pls show ur gf 4us to c d different between her n dis dat u call ugly gal but d guy too knw dat she is ugly b4 he ask her to open her legs 4him n he knw d result will b dis b4 him too do it without condom
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 6:06am On Mar 29, 2018
Seahawk:
He’s such an idiot. Even with his beautiful wife, he is still sleeping with this ugly looking mgbeke
hmmmmm bros pls show ur gf 4us to c d different between her n dis dat u call ugly gal
Celebrities › Re: Klint Da Drunk Is The Father Of My Child - Sandra Novo Jacob by Pat081: 5:58am On Mar 29, 2018
givan:
Lady: any time she sees your pic she would just be shouting dadaaa....dadaa
Klint: is dadaaa my name undecided

Me: I smell lies. grin Is baby a spiritualist?
u dnt ve baby arund u or wot happenhuh?? U dnt knw dat dadaa means daddy abi
Travel › Re: The Beauty Of The Ikeja Bus Terminal At Night (Photos) by Pat081: 5:47am On Mar 29, 2018
MetroBaba1:
The Next 15months Will Speak For Itself
may nt b up to dat sef
Crime › Re: Young Lady Stabs 23 Year Old Lover To Death In Benue, Leave Him 7-9hrs To Die (R by Pat081: 5:46am On Mar 29, 2018
She is d one dat tell u dat d guy dead after 7 to 9hours or u guess so huh??but wot d d guy love in dis tin she don b cum old any way go do ur Easter in jail b dat
Globalcasting:
Young Lady Stabs 23 Year Old Lover to Death in Benue, Leave him 7-9hrs to Die (Read Details)

A young lady with name Sandra Doo on facebook has been accused of stabbing her 23 Year Old lover lekke terkaa to Death in Benue State after a heated
argument, his sister Winnie Wang posted the photos of the victim and his alleged girlfriend who stabbed him and watched him struggle for over 7-9hours before giving up the ghost, see what she posted below:

Read More: http://www.globalcasting.com.ng/2018/03/28/young-lady-stabs-23-year-old-lover-death-benue-leave-7-9hrs-die-read-details/
Business › Re: Name That Thing(s) You Bought And Later Regret Buying. by Pat081: 11:12pm On Mar 28, 2018
Airtel data n glo data thinking dat glo will b better than Airtel data but am on my own
Politics › Re: Senator’s Total Take Home Is N1,063,860:00 Monthly ― RMAFC by Pat081: 10:45pm On Mar 28, 2018
Cajal:
See what Buhari caused
wot did Buhari cause ooooooohuhis dat not how dey take it wen Obasanjo was dia same wen good luck too was dia but I dnt believe wot is dia
Education › Re: 10 Animals Who Die Immediately (or Close To) After Sex by Pat081: 10:06pm On Mar 28, 2018
I4 hours sex nonstop n still dead hmmmmm dis life
Crime › Re: Man Dares Police To Wait For Him At The Airport As He Lands From Australia. PICS by Pat081: 10:00pm On Mar 28, 2018
Hmmmmm looking for a way to let people know him , because I never c u in newspaper dat u re wanted ooooooo but if ur village people take u away now ur people will b crying nt knw dat u don tell dem wer u dey since
Politics › Re: Court Asks Sureties To Produce Nnamdi Kanu Or Go To Prison by Pat081: 9:55pm On Mar 28, 2018
ruggedised:
Why are afonja rejoicinghuh You claimed to hate Igbos and want them out of Nigeria, yet you are happy when federal republic of cows fight them to remain in Nigeria.
What a bunch of sophisticated fools who wants to remain the slaves of Fulani cows just because their region offers Nigeria nothing. No wonder sanusi their demi god said yellowba are the problems of Nigeria.

Pathetic ventures
because we think u people hv brain b4 now but , we gt to know dat u re like fooolani cow dat dey use one cane to tell wot to do
Crime › Re: Man Beheads A Lady In Enugu, Buries Her In A Shallow Grave (Graphic Photo) by Pat081: 9:35pm On Mar 28, 2018
Remimadrid:
Bros you lack common sense.
abi now 100 naira kiss condom would hv send him back
Politics › Re: IPOB Angry With Nigerians For Keeping Quiet Over Kanu’s Disappearance by Pat081: 9:31pm On Mar 28, 2018
We re thinking of a way to send all dis big fool back to dia house cumin 2o19 dey re here talking about dia brainless fool Wu run away

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