₦airaland Forum

That is the response of all responsible women, when they're prosposed to for a relationship by a man.

They pray about it, tell their parents, elders or pastors before giving an answer.

If they were more intelligent, they wouldn't be in prison
Prisoners don't just have jobs or family responsibilities to attend to; so they should perform better academically.

Testiebobo:
*TRUE LIFE STORY*
One day, i was very broke and had no cash on me. And I needed the cash to buy food stuffs in my hostel.
However, my close friend introduced me to one group on FACEBOOK, and he told me that the group do give 30k to any new member in the group. I was so glad to hear the good news and I told my friend to send me the link of the group and he did so.
To cut the story short, I joined the group and applied for the gift. However, I received the shockest moment of my life when one of the gp moderator told me that if I wanted the gift, I should pierce letter "X" on my "GBOLA" and send the picture of the scar before receiving the gift. I will nt mention the name of the group for my own safety but its name starts with "W" and ends with "H" . Pls share dis post and be careful on the type of group you join on any socialmedia. NOT ALL GIVEAWAYS ARE FREE, SOMETHING MIGHT BE ATTACHED TO THEM

Your Gbola and destiny is precious ooo

You should have posted the name of the Facebook page since Nairaland is an anonymous forum to make other Nigerians aware of such groups on social media and careful.
Its important.

BetterHeadline:
A young muslim man was arrested in UP's Barabanki on Friday as he walked to the police station with the severed head of his sister, who he killed over her relationship, police said.

SOURCE

Probably in Pakistan, Iran, Syria or Afghanistan.
That's where Islam has destroyed their sense of human reasoning and consciences.

What does it cost the Government of Edo State to patch those extremely bad portions of the Federal roads in Edo State? Imagine a whole Governor swimming inside mud and water because its a Federal road and they're not ashamed.
They're still the ones who use the roads more than other citizens of the nation.

Wike of Rivers state did his best to repair FG roads in Rivers state. Besides they're the ones still using it according to Bola Tinubu.

I think the FGN should just hands off the construction of all Federal Roads to States.
Let every State be responsible for the roads within their domain, since they want FG to be doing everything.

Why are the whites producing vaccines for Africans?
Africans should produces vaccines for themselves

Do you understand what that means and the powers conferred on him as GCFR?

Varunpulyani:
Helinues

Yarimo education is not a scam

Yarimo is probably an ND holder from Federal Poly Kaura Namoda in Zamfara state.
He managed to relocate to Lagos and got an APC membership card

It may probably be a typo error since its on digital screen. It happens sometimes in churches and conferences using projectors and big TV screens.
However, when it is noticed, they usually correct it.

But this one, it is more than likely that the typist is an Aboki from Shettima's village who got appointment in the IT unit of the Presidential villa.

Truvelisback:
Good day, fellas. I'm just curious. Have you ever tasted breast milk as an adult? If yes, what is it like? Is the taste different from the normal milk we buy?😏

When your wife is breast feeding, tell her to give you to taste.

Between Buhari and Bola Tinubu, who is wiser and Intelligent?

Why is almost every post on Nairaland becoming tribally ethnicised against Igbos and Peter Obi?
I don't think any Nigerian that is Igbo will want to be part of this forum with the level of disdain shown towards them here.
I salute any Igbo man that is part of Nairaland.

This whole write up looks fake.
Its very shallow. Besides, building a mono rail in Iraq will cost more than than that coz of its desert terrain.

Which one is Transglobim bla bla bla.
Sounds like all these 419 companies they used to sell Murtala Mohammed Airport to two different companies by an Igbo man some years ago

Does the person who wrote this article has beef with hairdressers and accountants?
What sort of stupid write up is this?

Internet these days is always full of junk and rubbish articles

Honda Accord car price always drops drastically after a year of production.
It may sell for 18 million or less next year like the 2020 model.
Only an impatient person will buy it at such price now.

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The Igbo Apprenticeship system have produced more millionaires and billionaire's than all the Nigerian Universities combined together.
If you doubt it, go and verify.



The Igbo Apprenticeship System: The Secret To Igbo Wealth Creation


The Igbo apprenticeship system is a local entrepreneurship incubation system that is native to the South-Eastern part of Nigeria.

It is a structure that operates on formal and informal agreements between a trade master and a trade student. The family of the trade student allows their child/ward to go and “serve” the trade master for a certain period of time. After the time frame elapses, the trade student graduates and get established by the trade master to start his own business.

Professor Ndubuisi Ekweke, an inventor, entrepreneur, and Harvard Business Review Writer defines the Igbo apprentice system as “… a business philosophy of shared prosperity where participants co-operatively participate to attain organic economic equilibrium where accumulated market leverageable factors are constantly weighted and calibrated out, via dilution and surrendering of market share, enabling social resilience and formation of livable clusters, engineered by major participants funding their competitors, with success measured on quantifiable support to stakeholders, and not by absolute market dominance.”


Further explaining the scheme, Iwara, Amaechi, & Netshandama in their article The Igba-boi apprenticeship approach: arsenal behind growing success of Igbo entrepreneurs in Nigeria, said;

“Within this approach, a parent of potential apprentice (mostly males) often bargains and negotiates with a successful entrepreneur on the possibility of handing over their kid to him (the successful entrepreneur). This is done with the hope that the kid would stay under him and acquire the basic skills of entrepreneurship. This approach is known as Igba-boi.”

The purpose of the Igbo apprentice system is to kindle the spirit of entrepreneurship, drive economic stability and growth for the Igbos, grow human resources, and make business financing easier.

Stages Of The Igbo Apprenticeship System
Stage One: Talent Identification
The Igbo Apprenticeship System is in three phases. The first is the talent identification stage. In this stage, the parents or guardians of a child identify the talent that a child has an affinity for.

After identifying a child’s talent, they proceed to find an entrepreneur that can help teach the child how to do business in the field they identify. If they find one, they move the child to the next stage of the apprenticeship system.

Stage Two: The Learning Stage
The second stage of the Igbo apprenticeship system is the learning stage. At this stage, the trade master teaches his mentee practical ways to do business. But, before a trade master proceeds with training, he makes sure that he tests the trade student in key areas. These include their willingness to learn, doggedness, tenacity, and trustworthiness.

Trustworthiness is a very key area that trade masters test. This is due to the fact that they will be handing over some trade secrets to the apprentice as time goes on. So, they need to know that those trade secrets will be safe.

Trade masters train the apprentices on key business strategies. Some of these include transaction negotiation, building customer relationships, how to source affordable goods, and pricing.

It is also important to note that during the learning phase, an apprentice lives with his master during the training phase. And it also follows that while living with your trade master, he expects you to do some minor work around the house.

Final Stage: Graduation And Settlement

The final stage of the Igbo apprenticeship system is the graduation and settlement stage. If an apprentice makes it to the full term of service under his trade master, he qualifies for a “settlement” from his erstwhile trade master.

You will most likely get settled in cash, but there’s an alternative for settling in kind depending on prior agreements. Cash settlement is a sort of startup fund that the trade master gives his mentee to start his own entrepreneurship journey. When a master settles a mentee in kind, it is common practice that the trade master helps the mentee get a premise, and fills it with goods for the mentee to start his entrepreneurship journey.

It is also expected that once you get settled, you should begin to innovate in terms of the goods you stock, where you source goods and customer relationships to grow your own business.

Advantages of the Igbo Apprenticeship System
Helps Build Business Ecosystems Using Cultural Models
One of the many problems of the Nigerian economy is that we import foreign economic models to use locally. These economic models usually suit other climes but they do not work here because they are not meant for the local terrain.

The Igbo apprenticeship system on the other hand offers a local strategy that helps build strong businesses in the face of harsh realities. And it pays attention to the socio-economic realities of the Igbos and indeed the nation if harnessed.

It Is A Form Of Startup Incubator
A startup incubator is a program that provides entrepreneurs with training, mentorship, and funding to help their business ideas succeed. The Igbo apprenticeship system is a form of startup incubator. It is successful because it allows entrepreneurs to learn directly from people that have huge experience with entrepreneurship.

The amazing aspect of the Igbo apprenticeship system is that the student entrepreneur gets to learn in real-life situations and environments. Business lessons, local opportunities, the dynamic of the local market, and how to source quality goods are some things they learn from the system.

It Is An Excellent Example Of Mentorship
Many successful entrepreneurs will advise you to get a mentor if you want to develop your capacity faster. Additionally, mentors help you make fewer mistakes. In that sense, mentors help you navigate your journey in entrepreneurship.

Mentors are often more experienced than you are. So, they advise you on the best decisions to take, and common pitfalls to avoid.
The Igbo apprenticeship model gives trade students access to mentors that can instruct them on practical issues. Key areas of focus may include negotiation techniques, pricing, customer relationship

It Helps Provide Funding For Business Startup
One of the problems with starting a business in Nigeria is that there are a few funding opportunities. Owing to that, many people do not engage in entrepreneurship, although, they have a passion for it. With the Igbo apprenticeship system, you get funding at the end of your learning with your trade master.

We already established that the trade master either settles the apprentice in cash or kind (stocking of the shop). With the settlement, most entrepreneurs go on to innovate and grow their businesses.

The System Is Efficient
It is a system that is very efficient. Your trade master teaches you on the field, where you’ll have direct access to the market, and what they need.

As a result of you participating in the apprentice system, you have access to raw market data. This data will help you define how you position your brand and the type of business model to adopt.

It Helps To Reduce Unemployment And Poverty
Many entrepreneurs have been created through the Igbo apprenticeship system. In fact, many people claim that the Igbo apprenticeship system delivered more millionaires than many business schools around the world.

Whether that is true or not is a matter for another day. What stands true is that the Igbo apprenticeship system has lifted many families out of poverty. Additionally, it has saved many from the enduring problem of unemployment in Nigeria.

It Helps Build An Entrepreneurship Mindset

There have been calls for people to stop depending on the government to provide employment and to take up entrepreneurship. However, due to the lack of funding opportunities, many people have not developed an entrepreneurial mindset.

Thankfully, the Igbo apprenticeship system has helped develop an entrepreneurial mindset in a nation that will otherwise depend on government.


https://www.entrepreneurs.ng/the-igbo-apprenticeship-system/

3 Idiots

This technology is real and will simply convert your existing petrol generator to be using Cooking Gas too, and it’s cheaper to run and last longer. You can switch between Petrol and Cooking Gas anytime without changing your Carburetor. There are Dual Hybrid Carburetors which allows your existing Gen to accept both Cooking Gas and Petrol as sources of fuel.

Your 12.5kg gas will take you up to 40hrs – that’s about a week, if you decide to run 6hrs per day. It’s easy to install and you can do it yourself > Just unmount your carburetor, mount the device and you are good to go. You can always remove the device and remount your carburetor if you want. The hybrid carburetor allows you to switch between both so you have no need for your old carburetor.

It’s also eco-friendly, as it produces no smokes!Sounds great, right? By the time you compare the time ratio between fuel and gas, you’ll realise you’re saving more by using gas! Check out the hours Gen lasts on cooking Gas compare to Petrol.

Blesslee24:
They Wanted To Use My Body – Actress, Bimbo Ademoye Speaks On Sleeping With Producers For Movie Roles

https://yo.fan/newslover

When you show men your body, they will use your body

Let's ask ourselves...could Peter Obi have been able to do what President Bola Ahmed Tinubu has done within 2 weeks in making significant changes in all the security architecture of Nigeria?

No wonder Tonto Dikeh has been complaining since.
Btw Genetic makeup and availability of good foods put those countries at the top. If Nigerians have access to good diet, there would be improvement

If he's wise, he shouldn't renew any contract and leave as their Hero. He already won a trophy for them.

If he stays another term and under performs, they'll forget his success and call him a failure

Website for NDLEA 2023 Recruitment Online CBT Test

https://cbtservices.online/Login-Candidate

As long as the nations of the World and financial institutions in the World make use of the dollar for estimates and transactions, it will continue to be the supreme currency for international trade

CivilianJTF:
ABU ZARIA has always been the largest university in West Africa, second only to Cairo University in Egypt.

ABU extends from the North of the Niger to the South of Limpopo.

https://www.theabusites.com/history-of-ahmadu-bello-university-abu-zaria/

The post is talking of landmass, you're talking of population. Try to read before making comments.
ABU used to be the biggest before UniAbuja and others took over

PalmPay may collect below personal data from you:

A - Customer information
To use the financial services in our APP, you must provide customer information via our registration, account upgrade or profile forms as per relevant regulatory requirements.
This information includes, but it is not limited to:
- Full name, e-mail address and phone number, PalmPay PIN, address, whether you are male or female, date of birth.
- For some services we may also collect Bank Verification Number (BVN), ID, documentation information and photograph (where applicable)
Your Phone Number information will be uploaded to https://ng-m.palmpay.app

B - Device information
The following information may be collected from you automatically when you use the PalmPay mobile app, but it is not limited to:
- Details of your handset/device, unique device identifiers (IMEI or serial number), information about the SIM card, mobile network, operating system and browser settings.
We use this information to protect our customers from service-related crime, enhance the services we offer and to help us understand how people use the Service.

C - Location information
Certain PalmPay features may require location information from your device's GPS. With your consent this information will be collected for these services. You will be required to grant consent. Turning off location services may render some services unavailable.

D - Analytics
We may use in-app analytics technologies, like Google Analytics, to help improve and simplify the overall app, design and service. These tools track aggregated information about in app usage, provide performance measurements and allow better reporting on application failures.
We record when you install or uninstall PalmPay to help us track who is using the Service.
In respect of Customer information or information that enables us to identify you personally (“Personal Information”). We have provided that following table to further outline the data that we collect:
Category of Personal Data collected
What this means

Identity Data
First name, surname, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender, selfie picture, identification document number, copies of ID documents or other forms of identification.

Contact Data
Your home address, work address, billing address, email address and telephone numbers.

Online Presence Data
Links to your public account pages at social media websites, links to personal websites, and other online materials related to you.

Financial Data
Your bank account and payment card details, statements about your wealth and financial situation.

Transaction Data
Any details about payments to and from you and other details of subscriptions and services you have purchased from us. Data in respect of your transactions with third parties (including your credit history).

Content Data
Any content you post to the Services not already included in another category, including without limitation, your profiles, questions, preference settings, answers, messages, comments, and other contributions on the Services, and metadata about them (such as when you posted them) ("Content".
Marketing and Communications Data
Your preferences in receiving marketing from us and our third parties and your communication preferences. If you correspond with us by email or messaging through the Services, we may retain the content of such messages and our responses.

Behavioral Data
Inferred or assumed information relating to your behavior and interests, based on your online activity. This is most often collated and grouped into "segments".

Technical Data
Security credentials (username and PIN/password) Internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this application or website or use our services.
This personal data will be used to assist us in delivering the service that you signed up for; allow us to understand how services are being used by you; protect you and your account; improve our services and communicate new services and offers to you.

jamesversion:
All these mushroom banks like Opay, kuda, palmpay etc cannot be trusted with good money.

You put N100M now and tomorrow they will claim to have been hacked and your money gone.

Mtcheew.

Who puts 100 million naira in an online bank?

People only use them to receive quick alerts and transfer to their main traditional commercial banks.
That's the advantage they have. Quicker alerts within seconds.

LuvsBeautifl:
I'm not sure if this is the right section to post this, if it isn't I'd appreciate if the admin can move it to the right section.

I have made two transactions on OPay recently. The first is for over a week to UBA and the second is over 24 hours to FirstBank.

My OPay account has been debited for both transactions but the beneficiaries never received any money.

I contacted OPay support, which if I have to rate, I would give them a minus 1 star if possible.

The first support staff ELIJAH OKE OLUWATOSIN really was very unfair. He introduced himself, and after a while ended the chat after I provided him with the session ID of the transaction. I suspect he was trying to hit the complaint resolution target for the day, but that was very unfair and dubious.

The second chat support staff, LAUREL (according to OPay system), but she introduced herself as LAURETTA.

She tried to help but the resolution channel/advice is almost impossible. I was asked to provide the beneficiary account statement from that date to present for them to escalate. How do I walk up to someone and ask for their business account statement?

I have been advised to repay the monies, both, but it's really unfair.

I have called, emailed, tweeted. Done everything possible to no avail, and I thought of here. This is my last hope.

Please if you have any idea how I can resolve this please help.

Thanks.

Opay is miled ahead of commercial banks in Nigeria combined.
The other Banks are the problem.
Try sending any money to your Opay account. You'll receive the alert in 1 Second.

Most of the Commercial Banks in Nigeria have issues with their ICT units