₦airaland Forum

As we move into the new year and with recent tax changes, I’m curious: for Nigerians abroad who send funds (already taxed overseas) into their personal naira accounts, how does the system prevent those funds from being taxed again?

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dongc:
You paid almost a million for granite to akwa ibom...you are kidding?

same with me, I paid 950k for 32 tons to Warri, Delta State

cash1115:
we are active
Much affordable

where are you located ? Are you able to work in Warri ?

I currently have a project that is close to completion and I'll be needing POP services

Rany4all:
Exactly...plus he also deleted all his chats immediately his potential 'mugu' caught him at his game. Exact same modus operandi of online scammers. Nothing anybody wan tell me, genuine vendor or not, I don't care, I've just added another name to my nairaland 'black list'.

he still dey learn work, na me e wan catch mugu! dey nor born am wel!

We started talking at about 7:00 PM EST and that's like 12 mid night naija time and he's at the petrol station buying what ? which petrol station dey open at that hour ?

To make things worse, somehow, he was able to get on his laptop and respond to my post on nairaland, all while still at the gas station.

gaps just full the guy story, nothing adds up.

Make everybody blacklist that guy, he's a fraudster who's learning on the job, e never sabi am finish and that is why his story is not coherent

walexyll:
Those prices were too good to be true. Wanted to buy a ton...went to all physical locations I know in Ibadan, cheapest I could get last week was 1m...and he was advertising less than 900k...I knew he was going to waste my time. So, my audit instinct told me not to engage.

I though to same too, best case was he delivers and the materials are of inferior quality - in which case, my engineer would just reject the material on site.
The guy is just a crook wanting to steal from unsuspecting Nigerians and making business hard for genuine folks

hslbroker2:
Oga came down,

I have not supply you and you not pay me.

I actually need your little help at that time, because I was having difficulty sending money from gtb, and it was urgent to solve a problem, just to get fuel and get home, which is understandable, though it not business wise and you said you can't do it and that is all.

Why you bringing this up.

So you modified your previous ranting about POD and how you mistakenly sent those messages to me and had to delete them and so now you have gone to realign in an attempt to continue perpetuating your ruse.

I be confirmed Warri boi, you nor reach!

Your matter don cast, dey play!!

hslbroker2:
.

You see how you just exposed yourself even more. I need not engage you further, by your own mouth, you have been condemned !

some more that shows he deleted the conversations and notice he changed his display picture

more screenshots

Please be cautious, everyone. There is an individual using the name "hslbroker2" who claims to deal in building materials. He advertised on this esteemed thread that he supplies rods and accepts payment upon delivery. Considering the low risk involved—as the worst-case scenario would be my engineer rejecting the goods—I engaged him to order TMT rods and binding wire. However, shortly after our interaction began, he started acting suspiciously and began soliciting money under the pretense that he was stranded and needed the funds urgently.

Sensing fraudulent intentions, I confronted him about his sketchy behavior and decided not to do business with him. His persistence became quite irritating, prompting me to block him. Anticipating that he might attempt to cover his tracks if my suspicions were correct, I had already taken screenshots of our conversation. True to my suspicions, he deleted the WhatsApp conversations shortly after being blocked.

I am posting here to warn unsuspecting members of this esteemed forum to be wary of him—he is not trustworthy. Incidents like this complicate transactions and are a disservice to those who are genuine in their dealings.

I have attached the screenshots as evidence for you all to see.

Let’s stay vigilant. Thank you!

hslbroker2:
Today price of Iron rod.

Payment on delivery.

10mm @N840k per ton
12mm @N840k per ton
16mm @N850k per ton
Local rod

10mm @N960k per ton
12mm @N960k per ton
16mm @N960k per ton
Tmt

Call 09020224350

Thanks

is this plus delivery or not ?

What about 20mm TMT rods - how much ??

hslbroker2:
Buy hardwood (2x2, 2x3, 2x4, 2x6, 3x4, 1x12) buy iron rod (8mm, 10mm, 12mm, 16mm, 20mm local and TMT) payment on delivery,thanks for your patronage, God bless you all 090-2022-4350


also check my signature

Thanks

what are the prices for your rods per ton (8mm, 10mm, 12mm, 16mm and 20mm)

shortgun:
7,750 north central
7,800 North West
N8,000 South South
8,000 South east.
8,500 South west
9,000 North East
Pinnaclelimited.tech@gmail.com

Would it be pay on delivery??

sonnie10:
Here is the real maths.
If have a $500k mortgage and put down 20% you owe $400k .but if put down 5%, you would owe $475k.
On a 5% interest and principal rate per annum of that $75k difference, you would have additional $625 on your monthly bill . Plus the$100 pmi . Total of about $725 addition to your monthly bill.
Bro, now tell what passive investment you did with that money that is generating $725 which in #543750 (naira). This is the amount you are giving bank every month.

Again, not to go back and forth with this, but trust me 5% down and investing 75k is very worth it if you know what to do.

In the midwest, you can get a house for 30k and with another 30k you can upgrade that house and sell if for a profit of additional 20k

you can also use the 75k as down payment and closing cost towards another property close to a univeristy and put out on rent or close to hospitals for travel nurses and other professionals - provided the property is in an area of interest ( Uni, Hospital, high traffic locations, etc )

putting into context, I got a property for that same amount ( 4 bedrooms ) renting out each room at 750/ month mortgage and insurance and maintenance ( lawn care, snow removal ) 1800. Just from this I net 1200 monthly.

Now netting $1200/monthly vs paying $725/ month on your Primary residence still leaves you with over $400 in cashflow, not to mention the rental property is gaining more equity. If and when I choose to sell I get back the $70k down payment + the mortgage paid by tenants + whatever equity the property has accrued over time.

Believe me, it works magic, the hard part is getting it right the first time and understanding how to manage the rent and incidentals, after that you will rake in some benjamins.

#TestedAndTrusted

sonnie10:
Remember that you are still pay more on principle and interest because you did not put down 20%

for me it was opportunity cost - I stood to gain more using part of the principle for something else and not pay 20% than to pay 20% and pay maybe $200 less in mortgage.

Eventually, it paid off as the extra principle I withheld was able to help generate some residual fund.

I tell people, before throwing 20% down payment, ask yourself the following questions

How much can 10% of the down payment make me monthly
How much extra will I pay in Interest and PMI if I choose not to pay 20%

sonnie10:
With 20% you won’t have PMI on you bills. That would have reduced your monthly payment with about $500 monthly.

am curious - PMI $500 as as how ?

When I had PMI it was just about $100

kafeii123:
Explain Chief... how does a good credit score help get up to 400k USD...that you will not even be investing in the US o

it does not need to be 400k, you can start with 20k turn it over to 30k offset the 20k and now you have 10k free cash

You rinse and repeat each time increasing the capital you get and ensuring you investing in something that has high chance for success, slowly and steadily - eventually, you'd get there

I remember sometime back when 1USD = N450, and the Nigeria Treasury Bill for 360 days I think was about 20%

I remember taking taking cash advance from my cc at 0% apr for 12 to 15 months ( had a couple of them, each with its own offer)

converting the money and putting it into TBill, I used the proceed ( up front payment) and a little bit of my added money to offset the payment after about 3 yrs, the money I'd converted and invested became mine fully - TBill at the time paid the loan I took.

They are endless ways if and only if you are able to recognize them and capitalize on them.

pride, pride and more pride is all I read all over your statements ?

And even when she strives to be better all you did was mock her and haul hurtful words at her. Now that she earns more your ego still wouldn't have you apologize to her, but NO, instead it was you who pushed her to be a better person.

smh for you, you'll soon get served your fair share.

You should NEVER hit your wife no matter how angry you get. In the heat of the moment, always remember this; You have the right to step out. cool off and then return and have a civil discourse with your wife.

Her mum should be the one visiting and you should do all you can to ensure her mum is comfortable, so that way, when your own mother comes visiting, it would have already been an established fact that you took care of her mum and your mum must also be welcomed with open arms and should feel comfortable visiting her son and daughter-in-law.

All in all, you should know how to navigate your home to calmer waters, make your wife happy and everything else would mostly fall inline with little to no effort.

Beating your wife is not a feat of strength, learn restraint and apply wisdom in dealing with her

every minute of everyday, am talking to myself, mostly from a point of analysis of a past, present or future event.

I talk to myself while discussing, and even as am typing this right now am conversing with myself

You are lamenting because your in-laws are coming over and snack on your food ? So much that it makes you " tired " of your 2yr old marriage with JUST 1 child ?

The problem is clearly with you, the approach and your choice of words says alot more about you than the " buffoons " you've called your in-laws.

When you marry a lady, you essentially have 3 families; your immediate ( wife and kids), your own family and your wife's family and as a man you should be able to carefully and with sensitivity navigate them all.

You see a challenge and instead of rising to and above it, you've chosen to laments, threatening thunder and brimstone, fuming with anger and frustrations. You should strive harder and to even think your wife is bringing in money and supportive; the fact that you can't find a middle ground with your in-laws is a betrayal on its own.

Do not allow the devil take hold of your home and rob you of your marriage. Speak to your wife ( NEVER ask her to tell her family not to come visit ), both of you understand the financial status of the home and can find a way to solve what you perceived as a big problem without insulting your in-laws and making your wife feels useless

whats the price per roll

very disgusting, he deserves nothing less than death!

Molesting a Minor when they are ladies of easy virtue at every turn.

Nonsense

how much for your Dwarf pawpaw seedlings and how old are the seedlings.

Can you deliver to Delta State ?

I get this first hand, I have to understand, and to support and engage more in vacation ( get a baby sitter), creativity ( ambient light to set the mood ) and a whole charade.

Kids are exhausting... I can only image the struggle families with some sort of financial constraints are facing

banmee:
No need to ask. You are married.

a mother of two kids; she will need to take care of the kids, cook, house chores... etc and this is even with the support of the husband ( assuming he's sensible enough to help with house chores), all the running around would make the woman tired and worn out... when would she get the time to get aroused and engage in sexual encounters.

The moment kids start coming in and the family does not have adequate help with her daily routine, it becomes a struggle for her to get sexually excited.

Kids will drain one financially, emotionally, physically and in every other way and to not have a helping husband is just the final straw that breaks the camels back

@Kobicove you must be out of your mind

am looking to ship from NY to Lagos.
Weight is 35kg
Dimension: 41.3*25.6*21.7''

sea freight preferable to reduce cost
I need reliable services to give me quotation and also fam, please recommend any reliable shipping company

Thanks.

sport betting, a sure way to HBP

Never stake what you cannot afford to loose.

I stopped along time ago never to go back to it, I double my odds towards success by taking the longer route and not day dreaming of becoming a millionaire by staking a few hundreds.

Sorry for your loss, in the coming days you'll find yourself thinking about things you could have done with the money - pay no mind to it, the deeds has already been done.

How much is the land per hectare and whats the total size of land available for sales