₦airaland Forum

baby124:
I don’t think crime will be that rife in communities if they are given the same educational standards and opportunities as whites. The truth is a lot of us Nigerians travel with their parents stolen money to attend elite schools. Since they were born they have been exposed to better education so they cannot be compared to the blacks in America. Blacks including Nigerians have the highest unemployment rate in America, why? And you wonder why crime is higher in black communities?

Also, there is a epidemic of drugs in the black communities and these have been since the 70’s when a lot of people benefitted financially from this epidemic. There are also a lot of guns. Black Wall Street has never been the same after that attack. Valuable people were killed and most people lost all they had, since that experience a lot of successful ones are afraid to form such communities.

Black communities are heavily policed, creating new criminal records daily. With a criminal record you are already a failure in America. In all America is a good country, so is Nigeria. Each country has serious challenges that should not be glossed over. Until we learn that no country is perfect, we will keep believing in a fake dream.

Ugosample:
She said the truth, and is it the Nigerian youth that is feeling the brunt of the hopeless country he/she was born in that will boycott someone who told the truth and it's being evident in the way the youths are suffering

Oh please

The country is fvcked and the world should know

shameless leaders

Litmus:
Ironically in the types of nations she elevates over Nigeria she would loose her job for such derogatory comments. The fact she would mock and abuse Nigerians in this fashion, without care for the consequences, knowing there would be no consequence, to me is the more telling indictment of Nigeria than her infantile sentiments.Those that support her comment, if they are Nigerians, ought feel shame at the abuse hurled at them or they are not wise enough.

chukxie:
God, may my children never attend any public university in Nigeria. Help me, dear Lord. Bless my hustle.

abumeinben:
Macron...

I'm still trying to figure out why Macron had to visit Lagos, Nigeria. I read somewhere a news of Trump advising Macron to pull outta EU for better trade deal, after the later visited the White House.

Why's Macron traveling upadan, why not South Africa?

Typing....

BornAgainMay:
I did it for humanity sake

I know the Trauma i passed through spending close to 1.5m traveling to Kazakh. The money i should have invested wisely

And leaving my teaching job and masters program

All bcz A guy i knew to some extent was in revenge mission to get his own money back.

I cant do that.

Ugosample:
The good eaten in Nigeria has less nutritional value (except the one eaten in villages where the thing is plucked directly from the farm, then straight inside pot)

eezeribe:
It depends on the mutual fund you are operating.
For the stanbic ibtc mmf, 5k is actually the minimum for both opening and top up, so yes, you can be topping up the 5k monthly as you desire.

eezeribe:
There are some methods :

(1)You can know by logging into your account, via the website (not the app).
Then check your subscription column, if you only have new subscription or top up subscription(s) under the column, it means your interests are not compounding.
But if part of your daily interests are added under your subscription column(with specific dates), it means you are on compounding.

(2)check your net inflow, if the amount you see is only the amount you used to open the mutual fund or the total of all your top ups plus initial capital, it means you are not on compounding.
But if your net inflow is higher than your initial capital plus all your top ups, it means you are on compounding.

If after all you discover you are not on compounding or this method doesn't seem clear to you, just apply for a dividend mandate modification via email or phone, and request for your interests to be reinvested.

eezeribe:
The fastest top up online is through the quick teller option.
Once you login to your account dashboard via https://www.stanbicibtcfundsmanagement.com
Click on top up and follow the link.

Or you follow the direct link :http://www.quickteller.com/siaml

But if you want to use the mobile app, you will do a transfer to
Account name :FIRST TRUSTEES /Stanbic IBTC Money market
fund
Account number :9202476223
After which you will have to send your transaction ID /reference ID to mutualfunds@stanbicibtc.com (although this option has become obsolete)

But it's more advisable to use the quick teller option for online top up.

eezeribe:
Of course, you can reach me on WhatsApp or email..
Do well to send a pm or drop an email...

peacengine:
If ur pension managers give u the option of transferring all funds from ur pension account to a multi fund account, which u have not been funding for sometime will u take it, since the multi fund account will be accessible to u before u turn 65 yrs unlike the pension account?

SirJohn
spenca
battleaxe
eezeribe
Others

19naia:
Sorry but i have to go with what experience has provided me. Not what you are trying to convince me of despite never knowing me nor where i came from or never talking to my parents and what they went through from Late 80’s to 1990.

I have my information. I used Airbnb to rent where i am staying in Colombia right now and also used Airbnb to rent where i stayed in Mexico last years and this year. I have been running Airbnb long before you showed up thinking you know what my lesson should be.
Perhaps you should learn more about me before deciding what i know or do not know, but i think i may not be interested in you doing that now that you reveal your nature.

Also i am always scouring Jumia/Jovago as well as Nigeriapropertycenter.com and others like that. I have followed them for years. Also following Airbnb for rentals in Nigeria.
Been doing that for years before you came with your illsuion of falsehoods here. I understand this is Nairaland and it is full of prejudiced mentalities like yours, possibly tribalist prejudice in you as well.
I know they changed the law to 3 month rents up front and i also know it is nigeria where that is still mostly ignored as shown in many listings on Nigeria proeorty center and other web sites for renting in Nigeria. I will rely on the website info before i rely on your info. I have 24 hour electricity and 5G wifi network at my house and a fine computer tablet to surf the world wine web as much as i want.
I cannot limit myself to just you and your few lines of confounded information.
You lost my confidence already by assuming too much in error. It is your credibility that has suffered and not mine.


So far you have not shared anything useful to me and have been a disrespectful waste of time. At the end of all your commentary, you have done nothing but watered and fertiliezed the seeds of prejudice growing into the way of error for your life.
Flasely believeing that truth is false and assuming you are wise by that.

It does not matter what you believe i lived through or did not live through. Prejudice is when you strongly conclude about someone you do not know and also do not know where they have been or what they have experienced.

There is hope for you though. I used to not pay mind to people’s stories if it contradicted my preconceived notions or my own limited sources and experience.
I used to believe that if it never happened to me that it is not possible to happen for anyone else.. But i woke up one day to see the nature of prejudiced thinking and i now strive to be more open minded and respectful of other people’s life stories.

We all learn from stories, even fiction. But if you are looking more for establishing false or real status, you miss the lesson and stay incubated in ignorance. Fake or real is better in the advertisement section formitems selling. I am selling nothing here. Just free share of my story.

My stories are backed up by the lessons i learned from other people’s stories and having them corroborate with what personal experiences provide for me. I pass that on for other who need it. If you are not interested, then go back to what works for you.
I suspect there may be a lot of things not working for you in life, with the blind spots of all the closed minded views you perpetuate.

Airbnb is mostly overpriced in Nigeria and also many other countries. I sometimes find good deals on Airbnb but the best deals are usually not advertised online in most cheaper countries. I do not recommend Airbnb unless you have no other easy options and you can afford to pay what is showing there. There are some good deals on Airbnb but they are becoming rarer every day and some of the prices are outrageous especially in Nigeria where price gouging is put above providing real value.
I am speaking as someone who used Airbnb more than once and each time arrived to find others paying much less because they did not book it online but did so face to face.

Have you ever used Airbnb? I have. Have you ever paid to rent houses? I have in more than a few countries.
Have ever owned a house to rent? I own a house that i let out to tenants while i rent a house for myself now in Colombia.

Tell more about what you are about so we can know what experience has provided for you. Or would you rather i just make assumptions about you without knowing more about you? Should i worry you are 419? Did you try to sell false advertised car in Car section?
Am i being too prejudiced?

19naia:
I don’t know about getting jobs and such in Mexico. I am based in USA and simply travel to other countries without involvement in employment there.
There are black people in Mexico. Hard part is if you do not speak Spanish and need a job. The only non Spanish speaking people i know who do well there are people who come from abroad to Mexico with money to spend. You can communicate well with money if you do not know the language. If you have no money and look to earn it, you need to speak Spanish in Mexico.
Maybe you consider other countries without language barriers.

I cannot imagine how having the money to travel overseas is not enough to make a living in Nigeria. Struggles can be hard anywhere in the world. Maybe in USA or Canada, you would struggle in a nicer environment but even then the cold there can kill people who are out in the streets struggling.
Struggling in Mexico can be like Nigeria, with people hawking goods in traffic and selling items door to door in housing areas.
Same thing happens in Colombia except i think hawking in traffic is illegal in Colombia.

If you don’t have means and are not bold and ready to face any challenge, then Countries south of USA are not guaranteed to be easier than Nigeria. I am based in USA and there are people in Nigeria living in better houses than i have in USA and driving nicer cars than i have and are far richer than i am. Nigeria circumstances can be handled espcially if you have the ability to just go to a foreign land and take on unknown challenges. You can do the same in Nigeria by taking on new areas of self application. Education is not everything. I know of uneducated people who earn enough selling in market and use it to send kids to school and some of the kids grew up to become salary earners at jobs that pay less than the uneducated market seller parent earns. And even worse, the salary earner becomes a beggar when salary goes unpaid for months, after all that money spent on education, to end up a tormented salary earner who is worked like a slave.

If Europe and USA or any top teir nations are not an option for you, i cannot be sure going abroad will guarantee a better life. Especially if you do not have an amount of money to hold you well for some time and that is normally an amount of money that can see you make a decent business in Nigeria if you are willing to hustle.
I met a lady in Peru who worked reception at the hotel i stayed for 3 months. They never paid her salary for 3 months, so she got angry and complained. They sacked her without pay and forbid her from entering the workplace again, so that she cannot ask for the unpaid salary. And they also gave her bad reference to keep her from finding other jobs. All because she was angry that they did not pay her for 3months. All because she was not happy being used as a slave.

[b]I learned in my young days in Nigeria when i was going to the more prestigious secondary schools of the time, and my Father being a University head of department/lecturer , housing was provided in the best housing estate in town and rubbing shoulders with families of top level officials in town who were living in the same estates.
The time came when salary payment went away and even in school we had food shortages. It was hunger at home and hunger at school even in the elite schools and at home in elite housing estate.
I notice uneducated market workers and uneducated farmers ate better than us. We used to escape school and go to the village farmers to beg for garri. Old Farmers livng in mud huts and less education than us young teenagers.
Children of educated Nigerian officials, begging food from poor uneducated farmers. ?
Our lives were education and books. All we had was paper and educated mindset. When it came to food, we relied on salaried position. When no salary, we did not have a farm to go to for food nor a market shop to turn business for us to provide for ourselves. We had inedible paper and i would eat anything i could find. Even some days scavenging from the wild land for anything i could find to eat[/b]

To this day, there is no argument that can convince me that money or education is better than farms and suplies of food itself.
Salaries stop arriving for many workers and they must continue to work ,pushing paper and pen, not allowed to take up farming to survive. And so they wither with only paper and pen to eat. Education does not make a book edible.
Also Money can collapse anytime. You can have millions of Naira in a bank and one year all that money loses value.
There are countries where a million would buy a house 5 years ago, but today a million is only enough to buy one roll of toilet paper and that roll of toilet paper is scarce to find sef.

Land and farms will survive inflation. Shop Supplies will survive inflation because these are the goods that themslevs inflate when money loses value. The people with money at home will be hungry while the people with a shop of suplies and land to farm, will be having a chance.

Travel costs money. Where are you going in terms of securing yourself in an unstable world? Even USA economy can crash. Are you of a mind that values money, position and mental status, more than the real substances that it takes to survive? Some times, even an uneducated farmer is in a better position to survive than university lecturers. Some will say all you need is Jesus to survive, but even Jesus needed a fisherman and bread baker to suplly a few loaves and fishes for turning into a feast. Even Jesus needed some water supplied to turn it into wine.
I hope you know what to value along the way when you start to shift your life and resources into a new life of hoping for better things.
The world can be a wild and unpredictable ride in any country.

But... Nigerians are some of the most fruitious people abroad. They excel in education and business and yes also in crime. But most are hard working and honest and do very well anywhere. Because Nigeria hardship is one that conditions people to feel comfortable with hustling in places where the hard works is always repaid.
Many work hard in Nigeria and not get paid for many months. So when they find anywhere to work on earth, and get paid regularly, they thrive there and are happy to work and survive. They grow and prosper from there.

19naia:
Not Chad. Chad is not Accessible from Benin or Togo side. I was in Ghana before but not so drawn to return. Also i was in IvoryCoast before but not interested in going there again. Maybe i would go back to Ghana and Ivory Coast if i were in Togo, bored with time and money to spare for the journey and a companion was begging me to go with them.

Chad is accesible from Nigeria in the most dagerous parts where the islamic terrorist groups camp out. Borno state of Nigeria borders Chad and that area is taken over by Islamic terrorism. The only other way is through Niger republic or Cameroun. Cameroun southern land passage is very difficult, almost impassable. The Northern Cameroun land passage is too close to terrorist group hide outs.
There is a boat route from the ocean but then there will be the road trip all the way up to Northern Cameroun to enter Chad and that brings the trip right back into terrorist camp regions.
The Cameroun border side of Nigeria has Sambisa forest and it is famous in Nigeria for being where the Nigerian military suffers the most damage when fighting retreating terrorist.
Chad is out of the question for me.

I may try to enter Burkina Faso while in Togo some day. If i find that there is no border region problems. Burkina Faso was invaded by
Al Quaeda terrorist or affiliates in this decade. So i have to be sure they are gone or routed to areas far from Togo Border.

Between Ebola and Militants of various persuasions, there is only a narrow band of West Africa that can be taken lightly. From Benin republic all the way to Ivory Coast. Senegal is popular. Even Nigeria can be ok often times but not without many other problems already mentioned. Nigeria is a destination for people with specific assignments or family and business to tend to. Otherwise it takes a brave and daring free spirit to randomly go there without solid connections.
And knowing my many other options, Nigeria compares very overpriced for how little is offered. It is what happens in a country whose national past time is chopping money. Before people learn to provide any real service or quality goods, they learn first and foremost how to demand payments as outrageous as possible.
Even renting a house there, they demand 1 year rent in advance and a second year’s worth of rent for deposit or security. And what they rent out is often nothing to write home about. And good luck getting the second year deposit back if you only stay a year and had to spend your own money making the place livable.
Everywhere else on earth, mostly, they all do monthly rent payments and never more than 1 or 2 months rent for deposit. USA will require 1 year contract and still only ask 1 month deposit and then the 1st month rent. Sometimes they may ask for the last months rent in addition to a deposit. But never pay the full year in advance.

Nigeria is never very encouraging to go to and you always see hoards of Nigerian people looking more encouraged to leave Nigeria.
When my family tried living there through the 1980’s, we were all US citizens but became trapped in Nigeria for years before making it back out, barely.
The whole issue with workers not being paid salaries, got us trapped there.
No way i would ever put myself in the position to be dependent on Nigerian economy for my well being. My entire family learned the hard way.
I was lucky to make it out alive with only the clothes on my back, even as an american citizen with family in USA. Getting Malaria and no money to treat and then after treating, no money to eat well enough to fully recover the weight loss and then very soon, getting sick again and repeating always. Skin and bones and anemic after a while. Until we left. [/b]
We belonged to a Nigerian foreigner club, via my mother. Foreign Wives of Nigerians. Every last family in that group, over the years, lost family members due to the conditions there. Even the rich ones. The survivors all left.
My family all survived but i had a brother born there who was permanently disabled, affected by a treatable condition that was not identified by doctors there until the top doctors in Lagos went back to research the disease and found it was a well known treatable disease.
Just a small surgery and all normalizes. They did not reach that realization until it was too late and when they realized, they declared they were unable to perform the treatment or surgery. So my brother had to delay more time to be taken to USA where the surgery was done. The issue was treated and stopped but it had caused severe side damage that he never recovered from right from birth. Diabled for life.

Any way, good to be cautious about Nigeria and i am glad you have people cautioning you. Even Nigerians i know in USA who are family connected, they still try to stop me from going and they did stop me on my first attempt to return after escaping Nigeris long time ago. They all know the immense adversity they faced there and eventually escaped.
I go with a return ticket always. And i have Nigerian relatives and close friends from my childhoods days in Nigerian, relatives and friends who never wanted to go back to Nigeria even though they are 100% born and raised Nigerians. They all do well in USA. Educated, hard working and earn a decent living.