₦airaland Forum

And what is wrong with him being diagnosed of autism. It is not limited to few. With proper care and therapy, he will be awesome with life.

CharisEleos:
Happy birthday to him.

With all this handsomeness and his father's wealth he's battling with autism. Chai! This life no balance.

I always feel for Otedola each time I see this boy. Thank God he even has a rich family that manages him well.

Please, when is the deadline for postgraduate school fees. I heard rumors of today. Please kindly reply as soon as possible. Thanks

It is legit. I work there and you are invited by one of the managers. Ask of the manager and you will be directed as appropriate. Thanks

ogayoungboss:
We appreciate your interest in Custodian Investment Plc.

Your application for the post of FINANCIAL ADVISOR/ CUSTOMER SERVICE OFFICER has been processed and you have been shortlisted for oral interview. The details is as follows:

Date: Monday,17/05/2021

Time: 8am prompt.

Venue: 27, Commercial Avenue, Sabo, Yaba. (Head Office Annex)

Dress Code: Corporate

Come with a copy of your CV.

If you are outside Lagos, reply this mail OUTSIDELAG - your location. Don't bother to come for the interview. Provision shall be made for you to be interviewed in our office close to you.

It is my honor sir and I look forward to successful process. Thanks ���

Tinyemeka:
Thank you pelmart.

We are named beneficiaries, have signed and submitted everything Niger Insurance asked us to do. I have gone personally to their Head Office, written their MD severally and called their contact person so many times. Now they no longer take my calls.

Most times you hear situations like these and find them hard to believe, until one has experienced it firsthand.

They're making me feel as if I've failed my siblings. God dey.

I have just emailed Bereketefamily but received a mailer Daemon response. See attached pic. Kindly advise if you know an alternative means of reaching them.

I will pursue getting a court order as soon as the strike us called off.

Would keep in touch.

Thanks a lot.

Okay, you and your siblings are the beneficiary guarantors on the annuity.
Please kindly disregard my previous message as appropriate.
The best way is keep the threat on and possibly, get court induction, ordering them to make the payment soon.
Unfortunately, NAICOM should have done the merger of Niger Insurance because it is clear the company is no more financial capable.

There is little that can be done on my end as the annuity has rum for period and only left is the balance to be paid to the beneficiary.
I will help you guys raise it on a forum and see if there is other ways out. I wish you best.
Visit the Niger Insurance office and threaten to sue if the balance is not paid and possibly get a court induction on that. Regards

Tinyemeka:
It might sound incredulous to you sir, but the degree of hopelessness and ineptitude in this country is at a crazy level.

Niger Insurance plc has sat on my late mother's annuity balance since January 2020. Annuity balance mind you, not pension. This was her accumulated pension which was transferred from her PFA to Niger Insurance, for her to be paid a fixed amount monthly. Sadly, she passed on after just 3 years.

We had notified the insurance company which they acknowledged and sent us the balance for us to also acknowledge, which we have done. And then our troubles started. For 18 months and counting, Niger Insurance PLC has refused to pay my siblings and I (we're orphans as I write) according to the Policy agreement and payment advice which THEY gave us to sign.

I have written and called and written and called to the point that none of them take my calls anymore. Their MD/CEO inclusive.

It got to the point that I complained to NAICOM (regulator of the Insurance industry) via their Twitter handle. I highly doubt if any of their staff manages the account, much less responds to posts.

I had to go to their office in the state where I reside, to submit an official letter of complaint against Niger Insurance. A staff who received my letter assured me that I would get a feedback from NAICOM within 2 weeks. It has been more than 2 months since I submitted that letter and despite several calls I made to the staff, I am yet to receive any feedback from the regulator NAICOM, or Niger Insurance.

For goodness sakes, we are talking about funds that were entrusted to Niger Insurance PLC to invest and pay back on a monthly basis. We are not asking for a loan! Pay back the money that was given to you, and they are busy playing hide and seek. What is the difference between this behaviour and Ponzi schemes?

Dear @pek, please bear with people who have to stoop low and appeal to a non-govermental body to intervene in their behalf.

I have tried using a diplomatic approach in meeting with these people, but it seems that being a gentleman in this country is always viewed as an act of stupidity.

My brother and I have considered the option of seeking legal redress against Niger Insurance PLC. The legal cost involved has been our main hindrance at the moment, but that option is still on the table. We would still give it more thought after exhausting all other options.

Sorry to everyone for the long post. Needed to get it off my shoulders.

Please accept my deepest condolences on her death.
Now, she is no more, you and your siblings (if any) will need to get Letter of administration from High Court, starting the RSA account number and PFA while you might have to get a lawyer because the PFA will not do anything or give out any information without the letter.
From there, you can make enquiry on the account and know what she was entitled to have now.
Also Note that, the RSA matures until the remittance of the government pension Bond ( Bond is more like a budgetary fund kept in stock). There are cases of some state governments delaying the bond up to 5 years or more.
Here in Lagos, it takes minimum of 3 -4 years at earliest.
Also Note, that there could be delay as to the time of processing, which may be proceeded as soon.
I truly wish you and siblings (if any) Best.
If there is more information, kindly contact me

Brushstrokes20:
Let me expantiate further sir, she died since 2014, and by virtue of her secretive nature she refused to disclose how much she got as gratuity/ the process involved.

It was when she fell sick and we ran short of medical bills and started enquiring about her gratuity which she earlier claimed that she was expecting/processing that she eventually opened up that she had gotten the money, but she couldn't explain how she spent the money. ( she might have been duped or may be she squandered the money)

Subsequently, all efforts by her and myself at helpiing her get the accumulated pension arreas proved abortive before she passed on.

Pls, and assistance as regards securing the accumulated pension arreas before her death will be appreciated.

That is very sad to hear. I believe you visit them to get enquiry on the delay on the payment. If there is no correspondence well pleasing, you can threaten to sue.
I find it very annoying in this country that everyone feels it's right to misbehave.
This annuity is the best plan for any retiree to guarantee the payment for life.
Nonetheless, Niger Insurance has been facing financial problems lately, and it is best to NAICOM understand, while the company is yet to be merger just as banks that had problems were mergered.
Rest assured that her money ain't going nowhere, it could take time but it will be got out.
I plead if you can visit their office nearby, make enquiry and threaten to sue.
I wish you best of luck and look forward to hearing from you soon. Best regards

Tinyemeka:
Niger Insurance has been sitting on my late mother's Annuity balance for almost 2 years now, despite the fact that all documentations have been completed.

Can anything be done to compel them to pay up?

Best regards

Please sir, are you confirming that she is dead? If she is dead, then you have to get a letter of Administration from an High Court before any information can be given out if any.
This one you said she collected her gratuity, from where, who paid her. Except you are talking about Arrears.
As I said, the process has been changed with the pension Reform Act 2004 and 2014. Rarely will any money be paid to any retiree after service except through the RSA balance which will be turn for the retiree to monthly pay after the payment of Lump Sum.
Please sir, kindly find means to give more clearer details so we can truly help you out.
Thanks

Brushstrokes20:
Thanks sir, she personally got her gratuity but mis managed it, we never knew until she fell sick and started asking her questions as regards her gratuity.

Subsequently, all efforts at helping her secure her accumulated pensions proved abortive before her demise.
Pls let me look for her documents and recharge my phone, I'll give you a call, thanks sir and God bless!

Brother, it is so sad to hear that. I will truly love to help you and your mother out in accessing all her entitlement.

I am a consultant as well as Advisor with Custodian. NOTE, there is no reason to be worried about where she has the RSA because she has all right to change her PFA ok.

PrinceofAgoAre:
Retired? , nt exactly. Bt she's past 50. She got held up. Although i wouldnt say sacked. It happened like dz. She slumped at her work place nd got rushed 2 d hospital. She recovered nd on returning 2 work, she has gotten replaced. She got transfered to anoda place. She worked 4 a week. Then out of d blue, they told her d position has been reserved 4 someone else nd promising they'd find somewhere else 4 her. So ever since then, she hasnt officially work wit dem or 4 dem

It is likely she has been paid some sum money, which is her Arrears.
Please confirm, if she has been paid money by her Aiico on monthly basis. If yes, I am so sorry to tell you that she is about to exhaust her balance with pension, and unfortunately, she will be left with nothing again.

It would have benefitted her if she had gone for ANNUITY (where she will be paid for life, plus additional life benefits)

In need of more information, questions, contact me on 0 8 0 6 5 9 5 2 5 9 4

PrinceofAgoAre:
Yes, she is.

Good morning sir. Please specify if she has retired. You talk about she got her gratuity.
NOTE, after pension Reform Act 2004, the pension and gratuity process has changed.
For her and you to know the exact amount in her RSA balance is she/ you request for Her TEMPLATE from her PFA (please be mad at the PFA) they rarely release it out except you show them mad front or extremely educated behavior, Hope you understand me.
For more questions and information, kindly contact me on 0 8 0 6 5 9 5 2 5 9 4

Brushstrokes20:
She actually got her gratuity but she managed it...

It's her accumulated pensions that she didn't get a dime from,
Pls, is there any Sure process as regards getting it?...

All my efforts to help her get it while she was alive proved abortive before she later died of stroke and diabetes...
we even took her to the verification exercise in an ambulance from
LASUTH to civil service club, ikoyi as directed by the govt then, despite seeing her serious condition, nothing came out. And when we ran out of funds, we resorted to borrowing.

we are not even done paying accumulated medical bills till date.

Contact me on 0 8 0 6 5 9 5 2 5 9 4

pelmart:
There are few things to be started here.
1. If she is alive (I believe) she is the only one who can access the fund except in the case of demise where the started beneficiary(ies) after collection of letter of administration from an High Court.

2. Now, that she is retireed from which service (i.e State, Federal or Private). NOTE, both State and Federal retirees take longer before they can access their pension in other words, the awaiting Pension Bonds. Without the bond, no RSA account will be withdrawn.

3. According to Pension Reform Act 2014, She have access to part of the RSA balance, in form of huge sum to be paid at once (called The lump sum) while the remaining balance is being paid as salary in either two ways i.e Programmed withdrawal or annuity.
Programmed Withdrawal- means the remaining balance will be paid as salary by spreading the amount over a few years of max. 10years after which, the retiree is left with nothing again, or for the beneficiary
While,
Annuity - means the remaining balance is pooled together in a large group of Funds and a constant salary is being paid to the retiree for life (until death) plus a benefit Fund to the beneficiary (ies) in case of early demise.

Please if you need more information, kindly DM for details

It saddens one's heart of the longer period it takes for retirees in both State and Federal Services access their pension. That is left to government budgetary quotes.

But note, if the Pension Bonds are released, there is no delay to accessing it and to guarantee one's future till death, ANNUITY is the only plan for you.
Kindly DM for more information

There are few things to be started here.
1. If she is alive (I believe) she is the only one who can access the fund except in the case of demise where the started beneficiary(ies) after collection of letter of administration from an High Court.

2. Now, that she is retireed from which service (i.e State, Federal or Private). NOTE, both State and Federal retirees take longer before they can access their pension in other words, the awaiting Pension Bonds. Without the bond, no RSA account will be withdrawn.

3. According to Pension Reform Act 2014, She have access to part of the RSA balance, in form of huge sum to be paid at once (called The lump sum) while the remaining balance is being paid as salary in either two ways i.e Programmed withdrawal or annuity.
Programmed Withdrawal- means the remaining balance will be paid as salary by spreading the amount over a few years of max. 10years after which, the retiree is left with nothing again, or for the beneficiary
While,
Annuity - means the remaining balance is pooled together in a large group of Funds and a constant salary is being paid to the retiree for life (until death) plus a benefit Fund to the beneficiary (ies) in case of early demise.

Please if you need more information, kindly DM for details

PrinceofAgoAre:
So Aiicopensio sent dz
your Rsa(pen200*** nd so on) account summary as at 31/3/2021 is balance: n27,625.12, total contribution: n19,614.54 and investment income n8,010.58.
1st que: please which is d actual pension fee
2nd que: please how can i help her retrieve d pension.
3rd que: y is d pension fee nt paid direct to her bank acct

Take an insurance policy with investment savings, where you are guaranteed nice bonuses far better than any financial bonuses. Do insurance today @Custodian

kokaneprodigy:
Hi guys, I currently have a little above 5M in naira idle and I would want to put it into a business/trade. Something with good yield and room for expansion. Basically something I can grow. I don't want to invest it in bit coin/crypto or mutual funds ( i already have investment in those for easy liquidation).
every idea is welcome, thanks.

Please don't DM me.

elookoo:
i hope yall will also allow rule of law to be followed when investigating some of these senators and not shout witch-hunt by executive.
with this ministerial lust Buhari is testing the waters. He has sent a list of largely loyal party men and backers thereby satisfying the party and at the same time putting to test the commitment of the senate towards the fight against corruption, a test the senate will pass by not clearing all the nominees, those not cleared will be replaced by technocrats from their states.
At the end of the day the cabinet will be a credible one.

TOTAL FANATICISM

Is Buhari going to take pics in the long run ?
No deal signed.
Where government of china, India even Kenya are continually singing more deals, I m waiting for a deal to be signed or
they (CHINA, INDIA KENYA DON SIGN ALL POSSIBLE DEALS, LOLS)

Ok. What did they discuss ?
Abi, they just sat down to take pics?
What are the business deals signed, please list them?
Where responsible governments (like China, Kenya) are continually signing more deals, what has buhari signed, abeg tell me, i no know?

[quote author=joeyfire post=38420466]"Holding a meeting with the Prime Minister of Japan, Mr. Shinzo Abe, in preparation for the Tokyo International Conference on African Development (TICAD) which Kenya will be hosting next year. We affirmed our joint plans for TICAD and also discussed and followed up on other bilateral matters arising from my visit to Japan in March, 2015." - President Uhuru Kenyatta [/quote/]
Pls tell those sai Buhari. See the number of real business deals signed by responsible government.
They thought we are fool, i dont know.
I m wondering the high level of deals the chinese government would signed?
And our own IRRESPONSIBLE GOVERNMENT will say GEJ cause that, NONSENSE

I wonder when some said, Buhari need not meet Obama [but He can't meet China, India, Brazil leaders?]. Alas! That is not possible because, for example, China's president Xi, wouldn't waste his time meeting Buhari with no ministers. If you ve been following the news, It is noted that China' Xi, India's Modi all come to UN/US, not fruitless. As in case of china who had signed another historic business deal in decades.
They never come to meeting old people but real active ones
UNFORTUNATELY, REVERSE FOR BUHARI

As i disagreed with GEJ alleged 600 delegates, I dont buy Buhari few delegates whose purpose i questioned.
Chinese president Xi, for example, has arrived in USA with enough delegates (not few i believe) with purpose.
It is not noise of few delegates whose purpose cannot be identified but proper and well purpose delegates to help our nation in her socio-economic development.
Buhari should stop wasting resources and face tje real fact of governance and socio-economic development.
I wonder if he met Brazilian delegates and ours are delegates without purpose
This Government irresponsibility is becoming alarming

ISLAM IS ANTITHETICAL TO DEMOCRATIC VALUES
Islam is shown as hateful, disagreeing, violent.
Ben Carson so right because as he is concerned, USA constitutional rules and democratic values can not be in way with islam (hateful aggressive intolerable hegemony)
i wonder why he, carson, wouldn't mention Satanism, Buddhism, taoism, lucifism, as antithetical? It clear, they all continually make their belief and themselves to be peaceful loving tolerant not aggressive unlike 95% muslims (BBC Poll on support for ISLAMIC STATE, IS)

He was a very successful surgeon and a free man too (eventhough, he might be less good in politics as some say)
he made it clear as a free man
ISLAM IS ANTITHETICAL TO DEMOCRATIC VALUES

iamfortunate:
And that would reduce his income. right?

it is clear that his statement is worrying. But it is clear too
ISLAM IS ANTITHETICAL TO DEMOCRATIC VALUES

I had heard this story since yesterday, and i m since following it. I have read comments, critics and for.
It is clear that such ''comment'' is worrying. I disagree with him on the basis of its against the very tenet of democracy (freedom for all).
I support it on basis of one supporter who said, ''we have been attacked by people and these people are all muslims.''
Also, i do say if religious muslims will respect all other, condemned their failure and evils, as Buddhist of japan in WWII condemned their failure and evil ( the only people i call peaceful and tolerant in this last century)
if muslims will be ready to live in peace and tolerance (not hegemony) in a society with satanist, Taoist, buddhist, Hinduist. Not having that very evil ideology to destroy all these TOLERANT religions then no one would say islam of course is evil.
E.G. Tokyo governor (a buddhist) during Olympics bid notified muslims as violent
So as i disagree with him, the very comment (islam *as it's now* is antithetical to freedom of all i.e democracy) i agree with that. ISLAM IS ANTITHETICAL TO DEMOCRATIC VALUES

To criticise government is democratic. I wonder why some complain. Any government that does not want criticism should then, does the right thing.
I support the writer, it is lack of understanding to say ministers are not needed. I would not believe to say we now have government that lacks understanding of ''governance''.
ENOUGH OF NOISE-MAKING

Yes he was dat, controversial but correct, islam contain intolerance [ hate, segregation, fallacy. 1000 religions exist - Buddhism, Hinduism, Satanism ifa, osun etc but none, nt 1 has affected human lik this. No 1 shout thy re peace yt obviously thy r peace.E.G japanese wer buddhist whn bomb by usa in war II bt yt make peace. Making clear dat thy re really of peace. nt islam christian Judaism or noise peace religions wil say thy re, bcs thy re d probs of no peace

About rocket, i m still waiting for that peaceful nations as claim who can not reiterate whn100bombs [rockets] dat can destroy a city per strike in afews hour in a day. Hopefully, as thre not b iron dome system, as d arabs had said, destroy Israel, Israel nd its ppl wil neva ben ecistin at all today. Nd whn it reiterate bck , noise by fools start. Yet so peaceful military, by bbc, a witness said, d military sent drone with flags writin words telling ppl to stay indoor, nd get shelter. Women children of terrorists hit nw constitute to innocent ppl who re terrorists to cum.