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Phunkyposh's Posts

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TravelRe: Living In The UK: Property,Mortgage And Related by Phunkyposh(f): 1:48pm On Jun 26, 2025
Thank you for your responses @lexusgs430 and @shayvebaby

My thought is that for the stability the five years fixed rate gives, it is worth exploring. Especially for someone who doesn't have ILR yet. Upon getting ILR, one would have access to more lenders unlike being limited to a few when one has to renew in two years again .
Additionally, it helps for financial planning.
TravelRe: Living In The UK: Property,Mortgage And Related by Phunkyposh(f): 9:24pm On Jun 21, 2025
Meogom:
Hello guys.
Trying to choose wilhich rate to go with
The options from Barclays are
1) 4.84% for 2ys fixed without product fee
2) 4.67% for 2yrs fixed with product fee of £900
3) 4.67% for 5yrs fixed with product fee of £900.

My mortgage advisor suggests we should go with the first option, as she's positive we can get better rates in 2years.

Whats your advice here please. Will appreciate your insights.
I just wonder why no one advised on the 5years fixed. Is there any reason whyhuh
TravelRe: Living In The UK: Property,Mortgage And Related by Phunkyposh(f):
stephoye:
Hi all . I need a free and independent adviser in Glasgow. The one I’m currently using is asking for £700 lifetime membership fee and £140 admin fee
Check First Mortgages
Or L&C

Modified
Moneybox also has mortgage advisor
TravelRe: Living In The UK: Property,Mortgage And Related by Phunkyposh(f): 12:12pm On Jan 23, 2025
Hello 👋
Happy new year 🎉
Two questions please 🙏

Can one use part of the money saved in Lifetime ISA for payment to solicitors. For example if one has £20K saved and the deposit is only 17k. Can some of the balance be used to pay other expenses in the process of procuring a house?.

Second question(s)
What are major questions that can be asked when completing a viewing ?
After viewing and being interested in the property, what is the next step to take ?


TIA
TravelRe: General UK Visa Enquiries - Part 5 by Phunkyposh(f): 6:20pm On Oct 22, 2024
How are you all getting biometric dates for self service? I have done the documents upload already. Kindly Assist ,thanks
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 by Phunkyposh(f): 3:45pm On Jun 16, 2021
Igbamatigbi:
Liverpool Hope is 5700 with 3 installments payment plan, it's closed for this year and application is done through UCAS
Please send an email. Thanks
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 by Phunkyposh(f): 10:01pm On Jun 13, 2021
Rhitar19:
Liverpool hope MA Social Work is less than £6,000
Wolverhampton is less than £7,000
Kent is £10,300 and I was able to get a scholarship of £3,000 and so I will be paying £7,300
How many schools can one apply to on UCAS?

Please kindly send an email, been trying to reach you. Thank you
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 by Phunkyposh(f): 9:25am On Jun 12, 2021
CheesyTee:
You can’t get tuition fee below £6,000 for international students. Especially for MSc. Social Work.

Social work is a 2yrs course. Hence, two years tuition will be required.

You can check University of Hull, their September 2021 fee for int’l applicants is same as UK/EU. Between £7,000-£9,000.

University of Teesside allow you pay £13,000 for a two-years course with discount of £1,000 or thereabout.
Social Work tuition is charged differently in Hull, so the reduced fee doesn't work.

Teeside is 13,000 per year.

Only Liverpool Hope pays. about 6k and its admission is closed.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 by Phunkyposh(f): 3:11pm On Jun 08, 2021
Dubyz:
University of Hull
How can i contact you, please?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 by Phunkyposh(f): 2:50pm On Jun 03, 2021
Kellyd2:
I also have an interview with them for social work. I asked the same question some weeks back unfortunately no one responded.I hope someone will come through this time around.
Hi
TravelRe: General-german-student-visa-enquiries Part 8 by Phunkyposh(f): 7:56pm On May 31, 2020
TemmyObiajulum:
Is there anyone sending documents to uni-assist this week, I have heard about FedEx delivery delay so I have plans to use amarex. If you are interested please chat me up
Hi
RomanceRe: Why Your Partner Calls You When You Are Cheating by Phunkyposh(f): 6:40pm On Dec 25, 2019
I can relate
FamilyRe: That Past Experience(s) That Made You Smile Or Laugh Out Loud. by Phunkyposh(f): 4:50pm On Dec 25, 2019
2019 December,, infact Christmas Day. I came to read this thread . It gave me a lot of good laughs..
NYSCRe: NYSC 2017 Batch A Corps Members House by Phunkyposh(f): 11:35am On Dec 03, 2019
we are not fighting............ Easy Man
Chriswazo:
was i under oath to reply all pms here, by the way i replied u even before the introduction
NYSCRe: NYSC 2017 Batch A Corps Members House by Phunkyposh(f): 10:27am On Nov 29, 2019
Chriswazo:
Wow, really.
Now I remember, will reply u.
So you didn't plan to reply before huh huh huh
NYSCRe: NYSC 2017 Batch A Corps Members House by Phunkyposh(f): 1:43pm On Nov 27, 2019
wow, i totally forgot this thread existed. Chriswazo, see where i knew you .

I wish everyone else success in their endeavors
NYSCRe: Which Radio Station In Nigeria Is The Best For PPA by Phunkyposh(f): 8:51am On Nov 27, 2019
Hello, The first advice i will give you is to be open minded.

I served in a radio station and didn't study Mass com but i have always been a huge fan of radio. it was a great training ground for me .

You can join OBS (Orientation Broadcasting Service) in camp to start with. you can possibly meet like minds there.

Furthermore, even if you don't get a radio station to serve, volunteer to work at anyone within where you serve.

Regards
TravelRe: General German Student Visa Enquiries Part 7 by Phunkyposh(f):
I am already feeling bad, you are a good person oo.
Read again, I am still gathering info shocked shocked. It is better we win together, You know right grin grin
TravelRe: General German Student Visa Enquiries Part 7 by Phunkyposh(f): 10:10pm On Nov 24, 2019
Stevenssen:
You mean page one? you don't have to read from part one. Check the first page https://www.nairaland.com/5296943/general-german-student-visa-enquiries and you can start from there
Thanks �
TravelRe: General German Student Visa Enquiries Part 7 by Phunkyposh(f):
Hello, Please can I get the link to the part one of this thread.. ? huh I am green horned and I'm trying to avoid asking too many questions shocked.. Been reading through this part down to 5 but can't access some vital info. .

Please if you're up for Application(Business /Marketing fields) against next year, I need buddies....
Many thanks cool

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