skydiver01:
Today's TBill auction results are below.

Thanks for this info. When is the next auction date, please?

So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? " Lol

ultron12345:
So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? " Lol

Good bless you.

My bricklayer a JS 3 school leaver who is just 40 years old has 6 properties (bungalows) the 6th is a block of 12 shops.

He does animal rearing (goats and pigs) as side hustles. He is based in Ogun State, a town no far from Agbara

ultron12345:
So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? " Lol

Bro You are too real.Don't mind people who feel you have to start from the top.I have a cousin who has twin 2 bedroom flat.The last time I was in KD he was building 3 bedroom flat.Who dash am 50k a month.He bought 50x100 when the area was like 30k in kaduna south.He sales scrabs and second hand car parts in low key.The wife has a provision shop with four boys.Three are uni graduates now.Two working now that is why he is building his own house 3 bedroom.Presently the land in that area is 3 m and above.The two bed room is 150k per annum..It was like joke.He gets 10k he will put,20k etc.iT took him like 5yrs to complete to the standard you mentioned..To cut the long story he has twin flat in good area in present kaduna South with 3 uni graduates as per him no go school.The last wil graduate soon.

ultron12345:
So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? " Lol

God bless you for this wonderful analysis, sir!

Summary: Be prudent and cut your coat according to your cloth.

U1:


God bless you for this wonderful analysis, sir!

Summary: Be prudent and cut your coat according to your cloth.

Gbam... maybe those who believe it is not possible should continue with their mindset and belief then(As you propose in your heart,so shall you.........)

Lovelynife:

Gbam... maybe those who believe it is not possible should continue with their mindset and belief then(As you propose in your heart,so shall you.........)

The person you quoted showed how possible it is.

They only asked you how you achieved it, instead of giving an answer, u became evasive. It's fine if you don't want to share or if "sharp practices" are involved.

If your steps to wealth cannot be explained or applied, na better sharp practices be that

ositadima1:
The solutions to our problems are inside that post above. I wish Buhari can take some time from his busy schedule and read this.

That’s if he has busy schedule.

Lol. All these people believing a salary earner of 50k can't build a house just kept me laughing. They should visit all those new sites like Atan, Ijoko, ifo, iyana iyesi, The bells etc You will be surprised seeing nice and beautiful buildings even own by petty traders. They were built over the years gradually and not once. "Building it gradually made it possible"

ultron12345:
So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? " Lol

Gossips everywhere

pussiboner:


The person you quoted showed how possible it is.

They only asked you how you achieved it, instead of giving an answer, u became evasive. It's fine if you don't want to share or if "sharp practices" are involved.

If your steps to wealth cannot be explained or applied, na better sharp practices be that

Must I break ur head to put it in ur head if you can't grab it from what I wrote then if itemize it one by one you will surely not get it.
Food for thought..... Change ur mindset to accommodate good things without sharp practices and everything will be well with you.
My last comment on the subject sha

pussiboner:


The person you quoted showed how possible it is.

They only asked you how you achieved it, instead of giving an answer, u became evasive. It's fine if you don't want to share or if "sharp practices" are involved.

If your steps to wealth cannot be explained or applied, na better sharp practices be that

Abeg leave all these people. They all know someone who has done it but havent done it themselves. Some are giving scenarios saying the wife's income would supplement, and even draw budget on monthly expenses as if those factors are cast in stone. That is how the richest woman in Africa would be going around churches giving motivational speech on how God opened her way and gave her oil wells, meanwhile those with their ears to the ground know how far.

Dont mistake the size of the entrace to a wasp's house for lack of depth.

afroxyz:


Abeg leave all these people. They all know someone who has done it but havent done it themselves. Some are giving scenarios saying the wife's income would supplement, and even draw budget on monthly expenses as if those factors are cast in stone. That is how the richest woman in Africa would be going around churches giving motivational speech on how God opened her way and gave her oil wells, meanwhile those with their ears to the ground know how far.

Dont mistake the size of the entrace to a wasp's house for lack of depth.

Send me your account details, you summed it up for me.

Wednesday 12 May 2021.

craleonic:


Thanks for this info. When is the next auction date, please?

afroxyz:


Abeg leave all these people. They all know someone who has done it but havent done it themselves. Some are giving scenarios saying the wife's income would supplement, and even draw budget on monthly expenses as if those factors are cast in stone. That is how the richest woman in Africa would be going around churches giving motivational speech on how God opened her way and gave her oil wells, meanwhile those with their ears to the ground know how far.

Dont mistake the size of the entrace to a wasp's house for lack of depth.

Someone here gave his own testimony of doing it and you don't believe it.People still gave examples of people they know that have done it.You said no.Even if christ gives you his own ,you won't still believe because you have right to your opinion.You want us to tell you we have done it.When ours could be above the standard mentioned above in quality and finishings

Biafran4life:
Someone here gave his own testimony of doing it and you don't believe it.People still gave examples of people they know that have done it.You said no.Even if christ gives you his own ,you won't still believe because you have right to your opinion

We are fond of making our judgements and conclusions based on our backgrounds, lifestyles, outlooks and realities.

95% or more of us can't gather or accumulate money, so we will conclude that it is impossible

Biafran4life:
Someone here gave his own testimony of doing it and you don't believe it.People still gave examples of people they know that have done it.You said no.Even if christ gives you his own ,you won't still believe because you have right to your opinion.You want us to tell you we have done it.When ours could be above the standard mentioned above in quality and finishings

Testimony without pratical are mere theories. The world is full of people with testimony without practical backing.

afroxyz:

Testimony without pratical are mere theories. The world is full of people with testimony without practical backing.

Oga if you want practical na to pack your bags go meet am for him house to dey put you through or book appointment to go dey meet am because no matter what he explains here or however he tries to explain it, it will remain a theoretical testimony for people like you wey don tastemoney...

afroxyz:

Testimony without pratical are mere theories. The world is full of people with testimony without practical backing.

Maybe you can give us you own practical testimonies for people to learn from in estate related achievables

freeman67:


Oga if you want practical na to pack your bags go meet am for him house to dey put you through or book appointment to go dey meet am because no matter what he explains here or however he tries to explain it, it will remain a theoretical testimony for people like you wey don tastemoney...

Huh

afroxyz:


Abeg leave all these people. They all know someone who has done it but havent done it themselves. Some are giving scenarios saying the wife's income would supplement, and even draw budget on monthly expenses as if those factors are cast in stone. That is how the richest woman in Africa would be going around churches giving motivational speech on how God opened her way and gave her oil wells, meanwhile those with their ears to the ground know how far.

Dont mistake the size of the entrace to a wasp's house for lack of depth.

I said I did it when I was jobless, same thing that happened to me is what happens to low income earners that proves they are responsible

Maxwell odum the MBA scam boss don donate 1Billion Naira to christ embassy pastor Chris.

See money! I no go start my own Ponzi scheme so?

Guy na confirm ponzi

So many Nigerians live on such amounts. The reason many here see it as impossible is because they see everything through the lenses of Lagos, Abuja and PH. People live in so many cheap states (not in the capital cities, but in other secondary towns outside the capital (not villages oh)). Imagine someone saying "50K? How? Only transport will finish that". You think everywhere is Lagos? There are so many places in Nigeria where for the average person, transport is one of his/her least worries.

A prudent family of 3 (husband, wife and a child), where the man is a worker earning 50K

Rent for a 2 bedroom flat (not all pay rent, some live rent free in family houses)- 100K per annum - approximately 8k per month

Feeding- 20k per month (bulk buying, bargaining, using a pot of soup or stew for a few days)

School fees - average catholic school in cheap town - 12K per term (term = 3 months school plus 1 month holiday) = 3K per month. There are still good federal government owned schools around.

Transport (everywhere is not Lagos. There are so many places in Nigeria where N40 will take you a long distance. Most times, they can walk to work as distances are not far, or they can follow neighbors and friends that have cars) - N200 daily (N50 to go and come), 5 days a week - 4k per month

Entertainment/airtime/miscellanous- 5K

That's 40k. 10K goes into savings. Madam will ask have something she's doing. She could have a shop, a restaurant, or even a government worker too. Let's assume she makes 40k per month.

That's about 50K monthly going into savings. 600K per annum. That's almost 2M in 3 yrs, 3M in 5yrs. With this, plus little assistance from cooperatives which such people usually join, they can buy a car and build a house. Focused and determined parents can even send a child to covenant university (I have seen several like that, they don't have a car, live in a rented apartment, but have a child in covenant university, while someone with duplex and several cars will be struggling to pay 40k school fees in federal universities)

2M can build an average 2/3 bedroom structure in so many Nigerian towns that are not expensive. They may not even buy land. It may not be fenced. Cheap wooden doors, tiles only in palour, pvc strips for ceiling or any other cheap materials, zinc roofing sheets. It may not even be painted at first. It mustn't be Lekki standard duplex, with imported fittings, stone coated roof etc. Let's also not forget that such houses are usually built over several years, they could get land now, do foundation next year, then build to roofing level next year, roof the next year and finish it the next year. That's 4/5 years.

After building such houses, many decide to rent them out and continue in their rented apartment. Before you know it, with income from rent, plus increased salaries from ogas promotion at work, plus more income from madam since her business has expanded, they will build another house and then another one. Those that spend half their salary at beer palour will then gather and start gossiping about how they are doing illegal stuff or even rituals.

Let's also not forget that such houses are built on the outside of town, in not-yet-well developed areas. So after they built they house, in 10-15 yrs, the place will be more developed and property in that area will be more expensive. You then will be saying how can they afford such expensive property not knowing that it was much cheaper a decade ago when they built theirs.

I know someone will come and ask me now "What about DSTv". Such people watch Strong free to air. Highest, they can combine it with local antenna and cheap subscriptions on GOtv/startimes.

Once again, not everywhere is Lagos or Abuja.

I know someone is coming to ask "what if they have 6 children? "

"FANTASY"

Everyone's lifestyle is not the same,
Reason why majority of you cant believe it is because of your unsupportive lifestyles that your rat race income can never meet up,so you end up blowing almost everything, have little savings,etc...
So when you hear someone earning a tenth of what you earn yet achieving what you can't achieve,you freak out and become naively defensive.
Make I give you breakdown on how una money take dey finish all you city boys.
You get a 500k/month job(6m/yr), of course you have to keep up with the Jones as ahiboilandgas will say.
You will now move from Surulere to Island as a bigger boy na,of course 1.5m of that income don go.
You start toasting big women to Bleep bigman toto,each date costs you 50k cos you have to impress her na (maybe you buy champagne join),80k gone.
Every weekend you and your happening guys go go club na and na whiskey (18yrs) una go drink ,another 60k goes..
Of course you'll buy car weh pass you na,as a bigger boy and na for company you dey service am,just to open book for your head cost 10k or 15k sometimes,
Of course you love to attend weddings and owambe so you are a regular davidwej customer for suit or mai Atafo or seyivodi for native,na so that money dey deplete small small.
You dey load card 4k weekly and buy 200gb data to use video call your big babe make e show you wetin e dey cook for you and sometimes show you her pussy and breast sometimes so that make your prick charge,you can imagine how much you spend on that.
Truth beach club sabi you,unto big man weh you be na,all untop 500k ooo.
How can I forget,you no longer eat bucks nor cook,all the kilimanjaro and jevenik branch for your city know you say you dey always cone chop 3k lunch and when going home you also buy dinner or eat shawarma,as a bigger boy,so it costs like 6k to feed your bone head daily,okay ooo
And before another salary comes,that 500k remain 40k and yet you want follow build house ooo and of course na that same standard you dey rent for lekki you go like build oo,when you check the least apartment na N20m,and your home and away savings na 3m after working for 5yrs on 500k salary,
So of course I will argue too when I hear that 50k people are building houses
Be careful,be prudent if you want to make something out of your life,I don tell una.
If you invite me for wedding,be rest assured I am coming in a Tshirt and jean with sneakers,and I didn't come to spray you money or join your sweet boy train,na free woman weh dey find marriage weh I come find to fùck,nothing else.And I look for these kind of women so that I no go spend
I use to live luxuriously,I know what it did to me so I correct myself very early.I drive very basic cars,all easy to maintain japanese cars,I don leave german for una big ballers
Just today I took my pickup truck for servicing,na 20k I spend and I come dey para die upon say na work motor weh go still yield that money tomorrow,yet I dey vex.Then imagine what a balling car that brings no income will take.
I see 2016 C300 for 3.5m(very clean!) like a month ago,I no gree buy ooo.It had a 500k fault,the owner no get 500k to fix am,that should tell you a lot about the fast lifestyle ooo brethren!
I like my hilux jeje(I hardly drive the other one again sef) ,and funny enough all these girls weh dey find marriage upandan actually prefer guys with hilux cos they believe you are a productive man,So more free pussy for you my guys,and if you want milk these guys sef it's very easy because them go think say na for business you want put am,of course she go bleed for you so that make you use am dey build una future wealth

What am I saying?It is possible to build a house of 8m on 50k salary overtime ,you just don't believe it cos of your lifestyle that always leaves you almost penniless at the end of the month upon your big income.
He who has ears,better listen and adjust now that there is still time.

SeaTrade:
Everyone's lifestyle is not the same,
Reason why majority of you cant believe it is because of your unsupportive lifestyles that your rat race income can never meet up,so you end up blowing almost everything, have little savings,etc...
So when you hear someone earning a tenth of what you earn yet achieving what you can't achieve,you freak out and become naively defensive.
Make I give you breakdown on how una money take dey finish all you city boys.
You get a 500k/month job(6m/yr), of course you have to keep up with the Jones as ahiboilandgas will say.
You will now move from Surulere to Island as a bigger boy na,of course 1.5m of that income don go.
You start toasting big women to Bleep bigman toto,each date costs you 50k cos you have to impress her na (maybe you buy champagne join),80k gone.
Every weekend you and your happening guys go go club na and na whiskey (18yrs) una go drink ,another 60k goes..
Of course you'll buy car weh pass you na,as a bigger boy and na for company you dey service am,just to open book for your head cost 10k or 15k sometimes,
Of course you love to attend weddings and owambe so you are a regular davidwej customer for suit or mai Atafo or seyivodi for native,na so that money dey deplete small small.
You dey load card 4k weekly and buy 200gb data to use video call your big babe make e show you wetin e dey cook for you and sometimes show you her pussy and breast sometimes so that make your prick charge,you can imagine how much you spend on that.
Truth beach club sabi you,unto big man weh you be na,all untop 500k ooo.
How can I forget,you no longer eat bucks nor cook,all the kilimanjaro and jevenik branch for your city know you say you dey always cone chop 3k lunch and when going home you also buy dinner or eat shawarma,as a bigger boy,so it costs like 6k to feed your bone head daily,okay ooo
And before another salary comes,that 500k remain 40k and yet you want follow build house ooo and of course na that same standard you dey rent for lekki you go like build oo,when you check the least apartment na N20m,and your home and away savings na 3m after working for 5yrs on 500k salary,
So of course I will argue too when I hear that 50k people are building houses
Be careful,be prudent if you want to make something out of your life,I don tell una.
If you invite me for wedding,be rest assured I am coming in a Tshirt and jean with sneakers,and I didn't come to spray you money or join your sweet boy train,na free woman weh dey find marriage weh I come find to fùck,nothing else.And I look for these kind of women so that I no go spend
I use to live luxuriously,I know what it did to me so I correct myself very early.I drive very basic cars,all easy to maintain japanese cars,I don leave german for una big ballers
Just today I took my pickup truck for servicing,na 20k I spend and I come dey para die upon say na work motor weh go still yield that money tomorrow,yet I dey vex.Then imagine what a balling car that brings no income will take.
I see 2016 C300 for 3.5m(very clean!) like a month ago,I no gree buy ooo.It had a 500k fault,the owner no get 500k to fix am,that should tell you a lot about the fast lifestyle ooo brethren!
I like my hilux jeje(I hardly drive the other one again sef) ,and funny enough all these girls weh dey find marriage upandan actually prefer guys with hilux cos they believe you are a productive man,So more free pussy for you my guys,and if you want milk these guys sef it's very easy because them go think say na for business you want put am,of course she go bleed for you so that make you use am dey build una future wealth

What am I saying?It is possible to build a house of 8m on 50k salary overtime ,you just don't believe it cos of your lifestyle that always leaves you almost penniless at the end of the month upon your big income.
He who has ears,better listen and adjust now that there is still time.

According to Pa Emma, rule number two, never exceed your income, never. 300 Heineken and 2000 Heineken na same alcoholic content. G wagon and Camry go reach V.I. from mainland almost same time except you are competing but for me, I only compete with my self. I set targets and pamper myself only when I cross a benchmark for "selah" the next phase. Just like 2019 and this year. I wasn't working when I built house from gifts and scalar hustling. Principle was saving 50% of whatever came my way blow the rest in a manner that kills the cravings so I can bullshit the cravings if it rear its head again. When I started building, I had less than 2m but before I finished, I had excess because people were impressed I even thought of building rather than buying the popular Benz 190 back then. Same way I am supporting two of my civil servant friends that are currently building, one is moving in next month.

freeman67:
Nothing much to analyse there really. One man's comfort is another man's lack. DSTV premium subscription for a month is about N18,400.. Some people subscribe it and still add extra money for other package such as hdd/extra views for their other room and even French or Asian and on/ touch extra packages which could amount to about N24,600 while others use GoTV & startime then subscribe minimum (GoTV) and some do not even have any cable TV at all yet they are comfortable with the situation.


Some people go to Buka in Transcorp Hilton, Dunes, javenik, etc just to take breakfast, lunch or dinner as it pleases them while others are ok with mama Chidinma N300 per plate or small roasted yam. All of them see it as comfortable accorfing to their pocket.

Some people can make do with Aboki bread of N100 and be ok while others are not even ok with normal family loaf but instead will go for fruit bread.

To still burst out bubble as desirable as private schools seem these days, government schools are still filled up. Infact lots of them still requires good grades and strong connections to be admitted.

People leave in an environment where they have their own duplexes house about 16 ACs or more washing machines, Electric Cookers and other heavy appliances in their house with at least 30KVA gen and above.. you can imagine the Electricity bills and diesel bills. Some may only afford a 1,2 or 3 bedroom.

People build it 1,000 sqm in maitama, asokoro, Wuse 2 ,Katampe Extension, wuye , guzape etc... While others will enter mpape, Orozo etc to build on 200sqm.



Bills most times comes to you as the society and people around you sees you.

Also, do not underestimate the power of contribution for those that believe in it. In civil/public service a lot of people with meagre salary and without means of looting/stealing still achieve things with it.

Many people did not just get married and start having children before work or immediately they get employed. Some would have designed a pattern to save and invest with their salary no matter how meagre and getting a head way before marriage.

So, that the loud majority can not cut their coat according to their cloth does not mean people are not achieving more with little...

My bubble truly bursted!

RayRay06677:

According to Pa Emma, rule number two, never exceed your income, never. 300 Heineken and 2000 Heineken na same alcoholic content. G wagon and Camry go reach V.I. from mainland almost same time except you are competing but for me, I only compete with my self. I set targets and pamper myself only when I cross a benchmark for "selah" the next phase. Just like 2019 and this year. I wasn't working when I built house from gifts and scalar hustling. Principle was saving 50% of whatever came my way blow the rest in a manner that kills the cravings so I can bullshit the cravings if it rear its head again. When I started building, I had less than 2m but before I finished, I had excess because people were impressed I even thought of building rather than buying the popular Benz 190 back then. Same way I am supporting two of my civil servant friends that are currently building, one is moving in next month.

Una sabi burst my brain for this thread

Person gats sabi dey prudent

They're selling 3500 fish for 15K at VI.. And the one at VI is smaller than the one in Surulere

Shey na ambience i wan chop ni or food?

Meanwhile you can also buy the same fish yourself at Aguda market and prepare it for a fraction of the cost

Good morning all, wishing everyone a wonderful week

OgogoroFreak:
Maxwell odum the MBA scam boss don donate 1Billion Naira to christ embassy pastor Chris.

See money! I no go start my own Ponzi scheme so?

Hian, start your own ponzi scheme ke, wetin person no go read for Nairaland.com, Una go kill person with laugh for Nairaland.com

SeaTrade:
Everyone's lifestyle is not the same,
Reason why majority of you cant believe it is because of your unsupportive lifestyles that your rat race income can never meet up,so you end up blowing almost everything, have little savings,etc...
So when you hear someone earning a tenth of what you earn yet achieving what you can't achieve,you freak out and become naively defensive.
Make I give you breakdown on how una money take dey finish all you city boys.
You get a 500k/month job(6m/yr), of course you have to keep up with the Jones as ahiboilandgas will say.
You will now move from Surulere to Island as a bigger boy na,of course 1.5m of that income don go.
You start toasting big women to Bleep bigman toto,each date costs you 50k cos you have to impress her na (maybe you buy champagne join),80k gone.
Every weekend you and your happening guys go go club na and na whiskey (18yrs) una go drink ,another 60k goes..
Of course you'll buy car weh pass you na,as a bigger boy and na for company you dey service am,just to open book for your head cost 10k or 15k sometimes,
Of course you love to attend weddings and owambe so you are a regular davidwej customer for suit or mai Atafo or seyivodi for native,na so that money dey deplete small small.
You dey load card 4k weekly and buy 200gb data to use video call your big babe make e show you wetin e dey cook for you and sometimes show you her pussy and breast sometimes so that make your prick charge,you can imagine how much you spend on that.
Truth beach club sabi you,unto big man weh you be na,all untop 500k ooo.
How can I forget,you no longer eat bucks nor cook,all the kilimanjaro and jevenik branch for your city know you say you dey always cone chop 3k lunch and when going home you also buy dinner or eat shawarma,as a bigger boy,so it costs like 6k to feed your bone head daily,okay ooo
And before another salary comes,that 500k remain 40k and yet you want follow build house ooo and of course na that same standard you dey rent for lekki you go like build oo,when you check the least apartment na N20m,and your home and away savings na 3m after working for 5yrs on 500k salary,
So of course I will argue too when I hear that 50k people are building houses
Be careful,be prudent if you want to make something out of your life,I don tell una.
If you invite me for wedding,be rest assured I am coming in a Tshirt and jean with sneakers,and I didn't come to spray you money or join your sweet boy train,na free woman weh dey find marriage weh I come find to fùck,nothing else.And I look for these kind of women so that I no go spend
I use to live luxuriously,I know what it did to me so I correct myself very early.I drive very basic cars,all easy to maintain japanese cars,I don leave german for una big ballers
Just today I took my pickup truck for servicing,na 20k I spend and I come dey para die upon say na work motor weh go still yield that money tomorrow,yet I dey vex.Then imagine what a balling car that brings no income will take.
I see 2016 C300 for 3.5m(very clean!) like a month ago,I no gree buy ooo.It had a 500k fault,the owner no get 500k to fix am,that should tell you a lot about the fast lifestyle ooo brethren!
I like my hilux jeje(I hardly drive the other one again sef) ,and funny enough all these girls weh dey find marriage upandan actually prefer guys with hilux cos they believe you are a productive man,So more free pussy for you my guys,and if you want milk these guys sef it's very easy because them go think say na for business you want put am,of course she go bleed for you so that make you use am dey build una future wealth

What am I saying?It is possible to build a house of 8m on 50k salary overtime ,you just don't believe it cos of your lifestyle that always leaves you almost penniless at the end of the month upon your big income.
He who has ears,better listen and adjust now that there is still time.

That is the Igbo spirit.You nailed it

Oga conglomerate, you sure say na u write this one Abi somebody write am and you just fix your own join.
The parts when I bold, I know say na u write those parts, those ones get your signature but the other parts be like say u go thief am from somewhere.
This is probably one of the best writeup when I don read from you and also probably the longest.

So you run leave Benz Many of your username get benz inside na.

SeaTrade:
Everyone's lifestyle is not the same,
Reason why majority of you cant believe it is because of your unsupportive lifestyles that your rat race income can never meet up,so you end up blowing almost everything, have little savings,etc...
So when you hear someone earning a tenth of what you earn yet achieving what you can't achieve,you freak out and become naively defensive.
Make I give you breakdown on how una money take dey finish all you city boys.
You get a 500k/month job(6m/yr), of course you have to keep up with the Jones as ahiboilandgas will say.
You will now move from Surulere to Island as a bigger boy na,of course 1.5m of that income don go.
You start toasting big women to Bleep bigman toto,each date costs you 50k cos you have to impress her na (maybe you buy champagne join),80k gone.
Every weekend you and your happening guys go go club na and na whiskey (18yrs) una go drink ,another 60k goes..
Of course you'll buy car weh pass you na,as a bigger boy and na for company you dey service am,just to open book for your head cost 10k or 15k sometimes,
Of course you love to attend weddings and owambe so you are a regular davidwej customer for suit or mai Atafo or seyivodi for native,na so that money dey deplete small small.
You dey load card 4k weekly and buy 200gb data to use video call your big babe make e show you wetin e dey cook for you and sometimes show you her pussy and breast sometimes so that make your prick charge,you can imagine how much you spend on that.
Truth beach club sabi you,unto big man weh you be na,all untop 500k ooo.
How can I forget,you no longer eat bucks nor cook,all the kilimanjaro and jevenik branch for your city know you say you dey always cone chop 3k lunch and when going home you also buy dinner or eat shawarma,as a bigger boy,so it costs like 6k to feed your bone head daily,okay ooo
And before another salary comes,that 500k remain 40k and yet you want follow build house ooo and of course na that same standard you dey rent for lekki you go like build oo,when you check the least apartment na N20m,and your home and away savings na 3m after working for 5yrs on 500k salary,
So of course I will argue too when I hear that 50k people are building houses
Be careful,be prudent if you want to make something out of your life,I don tell una.
If you invite me for wedding,be rest assured I am coming in a Tshirt and jean with sneakers,and I didn't come to spray you money or join your sweet boy train,na free woman weh dey find marriage weh I come find to fùck,nothing else.And I look for these kind of women so that I no go spend
I use to live luxuriously,I know what it did to me so I correct myself very early.I drive very basic cars,all easy to maintain japanese cars,I don leave german for una big ballers
Just today I took my pickup truck for servicing,na 20k I spend and I come dey para die upon say na work motor weh go still yield that money tomorrow,yet I dey vex.Then imagine what a balling car that brings no income will take.
I see 2016 C300 for 3.5m(very clean!) like a month ago,I no gree buy ooo.It had a 500k fault,the owner no get 500k to fix am,that should tell you a lot about the fast lifestyle ooo brethren!
I like my hilux jeje(I hardly drive the other one again sef) ,and funny enough all these girls weh dey find marriage upandan actually prefer guys with hilux cos they believe you are a productive man,So more free pussy for you my guys,and if you want milk these guys sef it's very easy because them go think say na for business you want put am,of course she go bleed for you so that make you use am dey build una future wealth

What am I saying?It is possible to build a house of 8m on 50k salary overtime ,you just don't believe it cos of your lifestyle that always leaves you almost penniless at the end of the month upon your big income.
He who has ears,better listen and adjust now that there is still time.