Come and see o! A particular loan app in this Nigeria has been threatening me over a loan that isn’t due, out of 6 instalments I’ve paid 3 and now just some hours after the 3rd instalment is to be paid they’ve started sending me threatening messages and even had the guts to contact people on my contact list that I’m late on my payment. This is so wrong!!

So in July I took out a loan of 150k to pay back in 6 months, they gave me their rules and how I’ll pay it (make I no even talk the big interest rate way dem give me, that one one na topic for anoda day). After confirming my loan on the 2nd of July, it took 4 days for the money to reflect in my account after many stories and mails to them. Can you imagine that these guys have been debiting me on the 2nd of every month claiming that’s when my loan was approved and it’s from my end there was a delay. That’s so unprofessional and mean! I’ve tried to speak with someone on their end but nothing…they’re just speaking English. I don’t know how to report them. Now they’re threatening me even though they’re the ones at wrong.

Most of these loan companies don't care about you or your reputation o. They will promise you heaven & earth everything join with sweet words, they will trick you with social media ads only to lure you in and torture you.

I just tire. I’m soooo pained that I even had to take a loan in the first place and this is what they’re putting a customer through. Na only to dey dirty people name them sabi all these loan apps are one kind and maybe even fraudulent cause not only is their interest rates too high, they shouldn’t be allowed to threaten people at all even if they’ve missed a payment date; it’s just wrong. Is this how all loan apps are? What can I do? I heard FairMoney and some other loan apps are better?

Debtor

Go pay ur money

Tabithatim:
Come and see o! A particular loan app in this Nigeria has been threatening me over a loan that isn’t due, out of 6 instalments I’ve paid 3 and now just some hours after the 3rd instalment is to be paid they’ve started sending me threatening messages and even had the guts to contact people on my contact list that I’m late on my payment. This is so wrong!!

So in July I took out a loan of 150k to pay back in 6 months, they gave me their rules and how I’ll pay it (make I no even talk the big interest rate way dem give me, that one one na topic for anoda day). After confirming my loan on the 2nd of July, it took 4 days for the money to reflect in my account after many stories and mails to them. Can you imagine that these guys have been debiting me on the 2nd of every month claiming that’s when my loan was approved and it’s from my end there was a delay. That’s so unprofessional and mean! I’ve tried to speak with someone on their end but nothing…they’re just speaking English. I don’t know how to report them. Now they’re threatening me even though they’re the ones at wrong.

Most of these loan companies don't care about you or your reputation o. They will promise you heaven & earth everything join with sweet words, they will trick you with social media ads only to lure you in and torture you.

I just tire. I’m soooo pained that I even had to take a loan in the first place and this is what they’re putting a customer through. Na only to dey dirty people name them sabi all these loan apps are one kind and maybe even fraudulent cause not only is their interest rates too high, they shouldn’t be allowed to threaten people at all even if they’ve missed a payment date; it’s just wrong. Is this how all loan apps are? What can I do? I heard FairMoney and some other loan apps are better?

fair money is beta but there interest can kill o,with there loan extension fees too,and if u no pay on time na to day add late fees join ur money

Loans for what?

I don't spend more than what I earned

there are laws regulating loan/interest rates in Nigeria, let the loan apps follow the laws and regulation. According to the law, no lender can prosecute any defaulter until after 1 year of owing, according to the law and regulation in Nigeria, interest rate is maximum of 48% per annum which is 4% monthly. wicked lenders and their agents loan their money out to receive interest as high as 50% weekly /monthly plus capital. That is unspeakable evil of man to another man and if you cannot see it then it is because you yourself are part of this grave wickedness to humanity, they all know their business is wicked that is why they are hiding from CBN and others regulators,
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This reminds of a powerful proverb : the borrower is a slave to the lender .

Your experience reminds of what my friend also went through in the hands of loan sharks before I introduced him to FairMoney.

Actually, there interest rate is really good. You can even borrow for up to 15 days without paying any interest

Bakerdav:
fair money is beta but there interest can kill o,with there loan extension fees too,and if u no pay on time na to day add late fees join ur money

For the people criticizing loans, loans can be very helpful for a lot of people. Many advanced country rely heavily on credit systems like Student loans to operate and it’s helped millions of people.

Personally, I’ve benefited from loans in which I used to pay my school fees.

There should be a way to sue those stupid people sha cause how you go dey threaten me untop money wey I go still pay. Abeg, is FairMoney really good?

Make una recommend good loan platforms for me please.

FairMoney is the best boss, next time you go open your eyes follow who know road. FairMoney all the way

Tabithatim:
Come and see o! A particular loan app in this Nigeria has been threatening me over a loan that isn’t due, out of 6 instalments I’ve paid 3 and now just some hours after the 3rd instalment is to be paid they’ve started sending me threatening messages and even had the guts to contact people on my contact list that I’m late on my payment. This is so wrong!!

So in July I took out a loan of 150k to pay back in 6 months, they gave me their rules and how I’ll pay it (make I no even talk the big interest rate way dem give me, that one one na topic for anoda day). After confirming my loan on the 2nd of July, it took 4 days for the money to reflect in my account after many stories and mails to them. Can you imagine that these guys have been debiting me on the 2nd of every month claiming that’s when my loan was approved and it’s from my end there was a delay. That’s so unprofessional and mean! I’ve tried to speak with someone on their end but nothing…they’re just speaking English. I don’t know how to report them. Now they’re threatening me even though they’re the ones at wrong.

Most of these loan companies don't care about you or your reputation o. They will promise you heaven & earth everything join with sweet words, they will trick you with social media ads only to lure you in and torture you.

I just tire. I’m soooo pained that I even had to take a loan in the first place and this is what they’re putting a customer through. Na only to dey dirty people name them sabi all these loan apps are one kind and maybe even fraudulent cause not only is their interest rates too high, they shouldn’t be allowed to threaten people at all even if they’ve missed a payment date; it’s just wrong. Is this how all loan apps are? What can I do? I heard FairMoney and some other loan apps are better?

Use licensed loan companies, the fair money you mentioned has CBN approval to carry out transactions so they cannot even do anyhow.

fair money is a very good loan app. They have a very outstanding customer care too.

bigboychukstar:
There should be a way to sue those stupid people sha cause how you go dey threaten me untop money wey I go still pay. Abeg, is FairMoney really good?

1. Fair money
2. Carbon
3. RenMoney

bigboychukstar:
Make una recommend good loan platforms for me please.

Pay your debt oni gbese.

This is wrong in all ramifications. Why will they threaten you! The Government should know how to deal with these kind of companies please

fair money, dole, carbon, renmoney, branch.

bigboychukstar:
Make una recommend good loan platforms for me please.

You sef threaten them back na, abi?

Omo, I don received plenty messages of people telling me to tell my contacts to pay up… Abi na only me?

Didn’t you do enough research before getting a loan from them. Next time do your research come Nairaland we wey sabi go tell you say na only FairMoney make you dey patronize.

Apart from loans, FairMoney dey do FREE debit card, discount on airtime, free transfer to other banks with no charges and they are also currently giving out gifts.

Abeg use my referral code edakun: MAAA05 when you download the app make all of us enjoy FairMoney AWOOF!

Tabithatim:
Come and see o! A particular loan app in this Nigeria has been threatening me over a loan that isn’t due, out of 6 instalments I’ve paid 3 and now just some hours after the 3rd instalment is to be paid they’ve started sending me threatening messages and even had the guts to contact people on my contact list that I’m late on my payment. This is so wrong!!

So in July I took out a loan of 150k to pay back in 6 months, they gave me their rules and how I’ll pay it (make I no even talk the big interest rate way dem give me, that one one na topic for anoda day). After confirming my loan on the 2nd of July, it took 4 days for the money to reflect in my account after many stories and mails to them. Can you imagine that these guys have been debiting me on the 2nd of every month claiming that’s when my loan was approved and it’s from my end there was a delay. That’s so unprofessional and mean! I’ve tried to speak with someone on their end but nothing…they’re just speaking English. I don’t know how to report them. Now they’re threatening me even though they’re the ones at wrong.

Most of these loan companies don't care about you or your reputation o. They will promise you heaven & earth everything join with sweet words, they will trick you with social media ads only to lure you in and torture you.

I just tire. I’m soooo pained that I even had to take a loan in the first place and this is what they’re putting a customer through. Na only to dey dirty people name them sabi all these loan apps are one kind and maybe even fraudulent cause not only is their interest rates too high, they shouldn’t be allowed to threaten people at all even if they’ve missed a payment date; it’s just wrong. Is this how all loan apps are? What can I do? I heard FairMoney and some other loan apps are better?

1. FairMoney
2. FairMoney
3. FairMoney
4. FairMoney

Please use my referral code when you download the app make all of us win better this December

bigboychukstar:
Make una recommend good loan platforms for me please.

Joysticks:
Debtor

You are very retarded, he has paid for 3 installment, he was about to pay for the third before they started harassing him.. You just stupid naturally ...

OSDD:


You are very retarded, he has paid for 3 installment, he was about to pay for the third before they started harassing him.. You just stupid naturally ...



Modified;I am sorry for insulting you.Please forgive me.The op is truly a debtor.

Don't mentioned.

Joysticks:
Don't mentioned .

You should fix yourself... Una go just dey misbehave
You can't read and can't type properly

techboss1313:
Didn’t you do enough research before getting a loan from them. Next time do your research come Nairaland we wey sabi go tell you say na only FairMoney make you dey patronize.

Apart from loans, FairMoney dey do FREE debit card, discount on airtime, free transfer to other banks with no charges and they are also currently giving out gifts.

Abeg use my referral code edakun: MAAA05 when you download the app make all of us enjoy FairMoney AWOOF!

So you won use referral collect gift from fairmoney?

OSDD:

Thank you for forgiveness of sin

Just go home and sin no more.

Joysticks:
I am dumb and I know it, have mercy on my pathetic life. I don't have an understanding capability.

Fixed

OSDD:
I am dumb and I know it, have mercy on my pathetic life. I don't have an understanding capability

Don't insult yourself.You are well created by God.

Joysticks:
please let me go, I promise to be a good boy. I am a slowpoke, I will try to learn as I grow.

I promise you my lord

Fine, you can go for now.. I have nothing against you