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Nairaland Forum / Nairaland / General / Family / Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? (44903 Views)
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by jubrilELsudan: 10:38pm On Apr 28, 2023 |
WEREY SAY HIM DEY ONTOP HIGH SEA FOR A WHILE NOW.....NA HIM MAKE AM NO FIT DO TRANSFER I DEY SURE SEY NA INSIDE CANAL THE WEREY DEY DEY SHIT 4 Likes
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Nobody: 10:39pm On Apr 28, 2023 |
Omoluabi16:Same here and I'm really pained right now. This debtor has got me all bleeped up. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by poshestmina(f): 10:40pm On Apr 28, 2023 |
My elder Brother taught me this lesson at a very early stage. I was dividing my Transport/lunch money and was keeping half with him when I was still in primary school because I wanted to get one storybook like that ,time reach ,he 'changed' it for me ,beat join sef . That was my first 'financial shege' and it stuck!!!!. Any money I give to family or friends na dash or under probability ( If I see am,if I no see am). I'd rather just give anything I can afford (except it's a serious medical issue),or better still, take them to take loans and No,I won't be the guarantor. 10 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Brownshoe: 10:46pm On Apr 28, 2023 |
Brownshoe has nothing on this topic has people no dey borrow me money me too no dey borrow them, |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Zealag(m): 10:48pm On Apr 28, 2023 |
Rule no 1 Don't give out an amount of money you can't forget. Rule no 2 Don't sell on credit,cash and carry.credit is almost same thing with borrowing.these two things only create enemity btw family & friends. I ended 2relationships in the space of 3weeks bcz they ask me to borrow them money.female for that matter,I refused and we stopped talking.i have learnt my lessons op 3 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 10:49pm On Apr 28, 2023 |
That's wise, personally i don't borrow money to people who i know do not really need it, or who want to use me as a convenient bank to raise capital ![]() ![]() ![]() Know this and there is peace. Nazgul: 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 10:49pm On Apr 28, 2023 |
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 10:52pm On Apr 28, 2023 |
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Johnn87: 10:52pm On Apr 28, 2023 |
Samantha124: Legal action for bros lend me 30k first is not legally binding, cos there was no official Documents signed by both parties ◾ 2ndly, For the fact that its not official loan, [b] N.O named C.O.L.L.A.T.E.R.A.L /seizable assets was tendered or signed out for Repossesorship, in case of repayment defaultment. Certificates, land deed, house documents, Car papers, business assets, etc On the strength of N2, its a dead end case and waste of time . Cos las las after lawyers don drag adjourn the case as much as possible, Its left for borrower to say l nor get. Na 100 naira l fit dey pay back monthly. Thereby scattering legal repayment into several years. Aftrall, no official business was transacted between you two, neither was any documents signed for loan given out. Unless huge sums are involved, Sound legal advise would advise one to forget a 30k informal loan case, without official agreement documents signed by both parties. 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 10:54pm On Apr 28, 2023 |
![]() ednut1: |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by jubrilELsudan: 10:54pm On Apr 28, 2023 |
NA PERSON WEY GET KUKUNASE I DEY BORROW MONEY CAUSE IF SHE CAN'T PAY ME BACK IN CASH...SHE WILL SURELY PAY ME BACK IN KIND EVEN MY LANDLORD WIFE WEY I BORROW 100K.....I STILL FVCK HER CAUSE SHE NO GET THE MONEY TO PAY ME BACK AND SHE NO WANT MY LANDLORD TO KNOW SEY SHE BORROW MONEY FROM MY HAND SHE STILL DEY OWE ME 6 FVCKS CAUSE NA 10K WE AGREE PER FVCK TILL I FVCK THE MONEY WEY I BORROW HER FINISH 3 Likes
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by hansomb: 10:54pm On Apr 28, 2023 |
Nowadays if you borrow someone your money, be ready to lose your money or your friendship. If you no come use wisdom on it be ready to lose both. If you come be the didirin type be ready to chop beating or harassment on top. If you the patient type be ready to chop heart break and trust issues. If your friend is a very honest person and you a patient person be ready for small disappointment/delay paid in batches if na big money .You must always experience one. 7 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 10:56pm On Apr 28, 2023 |
Johnn87:1. I no follow at all. Are you saying that if a court orders a person to pay, the person can still get away with no paying the debt? ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 10:57pm On Apr 28, 2023 |
Hmm, i dont give, if i know they are playing games and they dont need it, but are looking for who they think has excess money, i will rather go and visit those who are sick in the hospital, than to be a bank for raising capital. Let them go to loan apps and try and trick them and suffer the consequences and disgrace ![]() ![]() ![]() ![]() Is better to give the those who are suffering than to give those who think they are extremely smart and sharp No wonder the loan apps are dealing with them ![]() ![]() ![]() Evidenx: 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 10:57pm On Apr 28, 2023 |
hansomb:1. But it shouldn't be like that at all. People need to teach others responsibility and hold them accountable by the law. That is a better way forward for all. ![]() 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by 123readygo: 10:58pm On Apr 28, 2023 |
Hmmmmmmm Over a decade ago my school son’s little sister called me that she needed 20k for her project and defense. She promised to pay back in two months. I called her after three months when I didn’t hear from her but I got the shock of my life. She asked me why I’m disturbing her with calls just because of ordinary 20k. 7 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by danielistics(m): 11:00pm On Apr 28, 2023 |
Most of the posters on this thread don't know the difference between borrow and lend, smh. When you borrow from someone you are obligated to pay back but you lend out money to someone so the person will pay you back. 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by julybaba(m): 11:00pm On Apr 28, 2023 |
Evestar200: You don’t have to lend anyone shi shi, if you don’t give them, they will still survive. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by folake4u(f): 11:02pm On Apr 28, 2023 |
I generally do not lend people money. I'd rather dash. But if you use your own mouth to say I should lend you money or whatever, I must take it back. I am not going to be the bigger person, I will go lower than the devil as I can be very ruthless. Recently, this love interest asked for funds and clearly gave a deadline for return. The deadline had passed and he kept avoiding convo about the money, until this week's Tuesday that I had his time. I texted him about it and the werey even had the audacity to tell me to dash him. Nor be you go tell me wetin I go do. He clearly wanted to use emotional blackmail but he met the wrong person to use that on. I don't even care whether he takes me seriously or not. I hate it when people don't stand by their words. It's a behaviour I particularly find irritating and cannot stand. Praise be to Jesus, and Our Heavenly Father, I collected my money COMPLETE. ![]() 17 Likes 4 Shares |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 11:02pm On Apr 28, 2023 |
![]() ![]() ![]() Dancebreaker: |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by SeriouslySense(m): 11:05pm On Apr 28, 2023 |
You are lucky, Nigerians are highly weird when it comes to paying back. They love raising capital from people they think they can trick and get away with it. When they sense one is forgiving and gentle, they will try to trick that person. folake4u: 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Eunoiaa(f): 11:06pm On Apr 28, 2023 |
Octopusssy: This is the only thing that sweet me here. ![]() ![]() 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by alizma: 11:06pm On Apr 28, 2023 |
Evestar200:Tell him ok you understand but run as long as your legs can carry you far far far away from such people. You see this people 1) some who eat your food and soon forget how he almost fainted before you gave him the food 2) someone who forgot soon how he was naked before you cover his shame with clothing or accomodation and 3) some who forgot soon, how he was broke before you bail him out, these 3 set of people can kill you for being good to them. Once I noticed you have any of these traits, I quickly leave you with whatever help I had rendered to you and moved on. Once you help any of these people get on their feet, they suddenly start to think it is their right, in fact some of the will say you haven't done enough 3 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by djWALE(m): 11:07pm On Apr 28, 2023 |
folake4u: Your chats dey kill me, talking stage don end cos of money 😂😂 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Johnn87: 11:07pm On Apr 28, 2023 |
Kobojunkie:My bad. Canot reply with voice note. Omo informal loan without Agreement Documents signed by both parties without TANGIBLE COLLATERAL/assets for loaner to Reposses/seize in case of defaulment, are non-legally binding. If court order a person to pay after like 5/6 adjournements of course, its left for borrower with good lawyer to legally say l NOR GET. Na only 50kobo/10naira l fit afford to repay monthly., thereby scatering repayment of 10k into 60years . And as far as its informally borrowed, without any documents signed, without collateral , no law court has legal jurisdiction to imprison him as long as he keeps up with 10naira monthly repayment defaulter told court he is able to afford . Court also has legal jurisdiction to jail him if he talk say him nor wsnt pay bsck at all. 3 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Basic123: 11:07pm On Apr 28, 2023 |
Octopusssy:Some obidients are mad people 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by nedekid: 11:09pm On Apr 28, 2023 |
Kobojunkie:Lol, court will ask how much the person can pay. If it is 100k debt, the person says he can only afford 2k monthly as his salary is 30k, he has to feed, transport, pay school fees etc. Court then says no, pay 4k monthly till the debt is cleared. You go come de wait for years to get your money, don't forget inflation. Better still get the person to give you a postdated cheque along with the promissory note. 1 Like 2 Shares |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by tunjilomo(m): 11:09pm On Apr 28, 2023 |
ednut1: Oya, oga, I wan borrow 10k, I fit drop my azza? 1 Like 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kaycee54321(m): 11:09pm On Apr 28, 2023 |
folake4u: Hey Mami. Your love interest dey jonze oh. What does he mean by "men observe little things like this?" If you carry this love interest to permanent site, una fit no last oh. Seriously, I prefer people whose word is their bond. I borrowed a friend 50k (not because I'm emotionally connected to the friendship but because he's good for it) - he makes more than 10X the amount in a month. E suppose pay back today; na me remind am, e don push am go month end. Money matters or not, a man's word should be his bond. 6 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Bigchristo: 11:11pm On Apr 28, 2023 |
Evestar200:You broke come still get pride join am, na Oraimo cord dem suppose wipe for your neck for talking stupid, you for talk straight say no Be borrow in the first place 😂😂 1 Like 1 Share |
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