Omoluabi16:
Lool. How I dey here dey vex about this issue, and then coming online to see this topic.
Those people are just possessed with the spirit of wickedness.

Nazgul:
I don't borrow people money. If I see you geninuely need help, I'll just give you what I can afford and tell you to forget about paying me. I value my mental health and wouldn't want anyone to drive me crazy cos I'm trying to collect back my money.

Zealag:
Rule no 1
Don't give out an amount of money you can't forget.
Rule no 2
Don't sell on credit,cash and carry.credit is almost same thing with borrowing.these two things only create enemity btw family & friends.
I ended 2relationships in the space of 3weeks bcz they ask me to borrow them money.female for that matter,I refused and we stopped talking.i have learnt my lessons op

Evestar200:
This one is from my childhood friend.

This person begged me to send this money to him in 2015 because he is stranded in Borno and doesn't have anything on him to transport himself to Port Harcourt.

As a good person then, I managed to send him from the little one I have even when I was struggling then.

I reminded him in 2021 when I was sick and in need of money to buy drugs but this is what I get back for being kind.

He didn't pay and blocked me last year.

The other person I lend paid half of the money and the other half is history 😂😂😂😂.

Some people are wicked, Imagine someone I lend 20k on Monday is asking me to send her my account number so that she can send me back my money while some people don't want you to even remind them not to talk about requesting back the money you lend them.


Life.

Samantha124:
I don't give a damn.

I've once done it before... Everyone around me knows how much I don't like people who can't stand by their word.

Already my family has got a legal aid, so getting a good lawyer is not a big deal for me.

And I'd advice every family to have a legal aid too, in case of situations like this one.

ednut1:
These days no matter the sob story i no dey listen. Things are tight is my default response. A useless friend of mine wey I borrow 50k 5 years ago, refused to pay then I found out he use am run photoshot for his child's birthday. Kunle ko ni da fun e .

Johnn87:
■ Legal action for bros lend me 30k first is not legally binding, cos there was no official Documents signed by both parties ◾ 2ndly, For the fact that its not official loan, [b] N.O named C.O.L.L.A.T.E.R.A.L /seizable assets was tendered or signed out for repossesorship, in case of repayment defaulement. Certificates, land deed, house documents, Car papers, business assets, etc
On the strength of N2, its a dead end case and waste of time . Cos las las after lawyers don drag adjourn the case as much as possible,
Its left for borrower to say l nor get. Na 100 naira l fit dey pay back monthly. Thereby scattering legal repayment into several years.

Aftrall, no official business was transacted between you two, neither was any documents signed for loan given out.
Unless huge sums are involved, Sound legal advise would advise one to forget a 30k informal loan case, without official agreement documents signed by both parties.

Evidenx:
Whenever I borrow people money,I discovered it always turn out bad when I want it back, even as far as loosing some friends,so God gave me wisdom to deal with the situation,if for instance you ask me me to borrow you 10k, I will cut it into half,send you 5k and I will tell you,I didn't borrow you the money but a gift from me and that u should find a way to complete it and use it for what you want. That way I have peace of mind and I don't loose friends again.

hansomb:
■ Nowadays if you borrow someone your money, be ready to lose your money or your friendship. If you no come use wisdom on it be ready to lose both. If you come be the didirin type be ready to chop beating or harassment on top. If you the patient type be ready to chop heart break and trust issues. If your friend is a very honest person and you a patient person be ready for small disappointment/delay paid in batches if na big money .You must always experience one.

Evestar200:
Have you ever lend money to someone and when is time for them to pay they will tell you or do something that will make you regret ever helping them?

Share your stories.

Dancebreaker:
Terrible.
This world is about using format these days.
If somebody close wants a loan of 50k, just dash him like 15k and wish him good luck. Unless I already planned to give that that kind of money requested.

I cannot lend money and later be told that " haba, how much is 50k sef that you won't let me rest? Even US Govt is owing trillions". I nor fit o.

I once lent a relative I thought was reasonable and has integrity a decent amount of money. He gave a specific time to pay back. He never mentioned it and I never asked him again. 7 years gone.

He did some errands for me and I planned to appreciate him for it. I planned to give him more to just support his hustle, more than he borrowed. The errands were not even worth 10% of what he borrowed from me. But I reward people who do things when I need them to help out. Some always expect favours but cannot do something for you.

In his mind he probably believed he cheated me by borrowing and never mentioning it again. I intended to tell him to keep the money if he wanted to return it and give him extra. That way, he can set himself up. By not mentioning it again, he lost the extra I intended to give him.

folake4u:
I generally do not lend people money. I'd rather dash. But if you use your own mouth to say I should lend you money or whatever, I must take it back. I am not going to be the bigger person, I will go lower than the devil as I can be very ruthless.

Recently, this love interest asked for funds and clearly gave a deadline for return. The deadline had passed and he kept avoiding convo about the money, until this week's Tuesday that I had his time. I texted him about it and the werey even had the audacity to tell me to dash him. Nor be you go tell me wetin I go do.

He clearly wanted to use emotional blackmail but he met the wrong person to use that on.

I don't even care whether he takes me seriously or not. I hate it when people don't stand by their words. It's a behaviour I particularly find irritating and cannot stand.

Praise be to Jesus, and Our Heavenly Father, I collected my money COMPLETE.

Octopusssy:
Thank God the odofion has small shame because he transferred it to me in a flash. We now proceeded to block each other left, right and center. Na so friendship of almost 9 years end.

Evestar200:
Have you ever lend money to someone and when is time for them to pay they will tell you or do something that will make you regret ever helping them?

Share your stories.

folake4u:
I generally do not lend people money. I'd rather dash. But if you use your own mouth to say I should lend you money or whatever, I must take it back. I am not going to be the bigger person, I will go lower than the devil as I can be very ruthless.

Recently, this love interest asked for funds and clearly gave a deadline for return. The deadline had passed and he kept avoiding convo about the money, until this week's Tuesday that I had his time. I texted him about it and the werey even had the audacity to tell me to dash him. Nor be you go tell me wetin I go do.

He clearly wanted to use emotional blackmail but he met the wrong person to use that on.

I don't even care whether he takes me seriously or not. I hate it when people don't stand by their words. It's a behaviour I particularly find irritating and cannot stand.

Praise be to Jesus, and Our Heavenly Father, I collected my money COMPLETE.

Kobojunkie:
1. I no follow at all. Are you saying that if a court orders a person to pay, the person can still get away with no paying the debt?

Octopusssy:
Story of my life. However, I make exceptions. There is one who I lent 5k in 2019 and he promised to pay. When it was time for repayment, he claimed he was robbed on his way to Shiloh.

in my heart I was like "Story don enter. Toh, no wahala" and mentally wrote off the debt. Fast-forward to April 2023, young nigga is now a ultra Peter Obi supporter and when I voiced out my unwavering admiration for Wole Soyinka despite his declaration that the 'Obidient movement' was toxic, he started throwing shades and insults at me on his FB page.

Since we want to be mad, let us all be mad together and scatter everything.

I went to our WhatsApp conversation, took a screenshot of his loan request from four years ago and sent to him with the message "pay up nigga. You cannot be insulting me online and still be owing gbese on top." I also dropped my account details.

Thank God the odofion has small shame because he transferred it to me in a flash. We now proceeded to block each other left, right and center. Na so friendship of almost 9 years end.

Wetin be my own? I am not Jesus, I am Octopusssy and I can be very petty when I want to be. Mscheeeew

Kobojunkie:
When you borrow folks money make sure they sign a promissory note stating when and how they will pay you back so should they throw this kind of surprise at you, you can easily take them to court to get your money back.

ednut1:
These days no matter the sob story i no dey listen. Things are tight is my default response. A useless friend of mine wey I borrow 50k 5 years ago, refused to pay then I found out he use am run photoshot for his child's birthday. Kunle ko ni da fun e .

folake4u:
I generally do not lend people money. I'd rather dash. But if you use your own mouth to say I should lend you money or whatever, I must take it back. I am not going to be the bigger person, I will go lower than the devil as I can be very ruthless.

Recently, this love interest asked for funds and clearly gave a deadline for return. The deadline had passed and he kept avoiding convo about the money, until this week's Tuesday that I had his time. I texted him about it and the werey even had the audacity to tell me to dash him. Nor be you go tell me wetin I go do.

He clearly wanted to use emotional blackmail but he met the wrong person to use that on.

I don't even care whether he takes me seriously or not. I hate it when people don't stand by their words. It's a behaviour I particularly find irritating and cannot stand.

Praise be to Jesus, and Our Heavenly Father, I collected my money COMPLETE.

Evestar200:
Have you ever lend money to someone and when is time for them to pay they will tell you or do something that will make you regret ever helping them?

Share your stories.