₦airaland Forum

Prechgold1180:
Oga dey dont care about u simple
See am a benin guy my grand dad gave birth to like 20 children days if e nurr pass
16 out of the 20 are scattered all over Europe even my own grand mother travelled to France before I was born now am going close to 25

But I have not gotten help Nur any other family member in naijagotten help from any of them
I remember all through my National diploma in auchi my grand ma was only able to send me just 20k 50euro if u ask her for money she ll say she has rent to pay
My ND program was like hell cause I was always broke
I graduated from auchi I had to go into labour market with just National diploma result to gather money for my HND
Gained admission after spending 1 year hustling
I called grandma just for kill assistance she gave me same story
I blocked her number and told my mum dat I v disown her
D next week I heared she sent over a 2000 euro to my granddad for his coronation celebration

your grandma doesn't owe you. She is not your ATM

Interesting thread @ op.

Yoighaman:
Numerous but let me mention just 2:

1. Providing financial support to foundations or programs that seek to proffer solution to the challenges faced by mankind e.g Cure for COVID-19, HIV etc.

2. Visit to Mars.

Don't you think you need deep pockets for these?

Providing Financial support. Is that a dream or an aspiration. On the other hand, the taxes you pay is a contribution to such challenges.

Visit to Mars I dont understand that. If you mean travel to a different country then you are just myopic. Credit card system will allow you travel anywhere in the world and you got vacation paid for by your company. You literally dont need savings if you have a working system.
Do you know what they also call Tax return, that's some sort of savings from your earnings

We here in Nigeria take advantage of it, every little tin,we put dem calls tinking dat everytin is easy ova dia.

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

ADARA FUN EE OOOO!!

Predstan:
What do you need savings for?? To be exploited by greedy beggars

Are you guaranteed job security for life? We all remember what happened in 2008.

Here's how it works, you lose your job , you miss your mortgage payments and become homeless.

Ebi like say u be jjc

eazzzy1:
Very good for you, you have got your priorities right. I do have people who make demands and get angry when you don't meet up. These ones think you owe them and will say words like "let me enjoy you na, since you traveled you have only sent me money twice. bros no be so". I am learning to tell people i have commitments and i would not be able to be of assistance right now.

You make demands and get angry cause I can't meet up, omo! You're on your own. Na me wear shoe Sabi where e dey pinch me

Focusingmore:
Are you guaranteed job security for life? We all remember what happened in 2008.

Here's how it works, you lose your job , you miss your mortgage payments and become homeless.

Ebi like say u be jjc

401k is a savings that you get back when you retire
Social security pays you when you retire
Unemployment benefit is $800 weekly.
How many people became homeless during 9/11 compared to the population of homeless people in Nigeria?

Again tell me what you need savings for in your savings account

Millenniumlady:
Gysey hapu maka saving for my future

okay oo! don't scare them away.

Predstan:
401k is a savings that you get back when you retire
Social security pays you when you retire
Unemployment benefit is $800 weekly.

Again tell me what you need saving for in your savings account

Really 800 a week? I've never heard of that before.

I know about means tested welfare payments. The money is ridiculous.

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

Pls bruh how can I reach you....need a guideline or something very serious and urgent pls

Focusingmore:
Really 800 a week? I've never heard of that before.

I know about means tested welfare payments. The money is ridiculous.

Ridiculously low or high? In the USA, 800 times 4 is 3200. This payment is also to cleaners who lost their jobs, and other menial workers. Tell me what Nigeria gives you for being unemployed.
There is also child benefit of about 500dollars weekly

foleskay:
Yes its too small. 5k is equivalent of 2£ or so. If you wanna give, give something tangible and people back home would appreciate. Like 20k and above. Naira is sóo less to pounds, so any small pounds you send would surely hv significant increase in naira. You can do better, that's y they're not appreciating it. 5k na chicking feed in naija

chisos!!!

You are ignorant

Greenbullet:
Your mom shouldn't have given birth to 5 kids at all ! , I now understand why your granny is reluctant to help you , if she does , the rest will begin to ask and it will burden her ! , Guy hustle ooo , na Benin boy me be too ..

Chairman nah me suppose dey tell u mk u hustle
D family push me into bad things
A life I nva wishes for myself
I get cars ND stuffs now but Nur b unto clean means
Mumsi hate yahoo buh I go enter into frustration d tin dey pay me buh I dey wait for right time wey I go take Bleep all those people up

Predstan:
Providing Financial support. Is that a dream or an aspiration. On the other hand, the taxes you pay is a contribution to such challenges.

Visit to Mars I dont understand that. If you mean travel to a different country then you are just myopic. Credit card system will allow you travel anywhere in the world and you got vacation paid for by your company. You literally dont need savings if you have a working system.
Do you know what they also call Tax return, that's some sort of savings from your earnings

Wow.

Your thought processes are valid though but I can see our mentalities are miles apart.

You obviously don't desire and aspire to become a billionaire or see a need to, you love a comfort zone.

It's ok, I hear you, you don't need savings, it's fine to live on debts. After owning a car and house, and can travel on credit, all your issues in life have been taken care of.

Good thinking.

COOL10:
.

A senior colleague of mine who travelled out was fond of posting regular pictures with his new white friends and colleagues. I later noticed that he hadn't posted a new picture in the last two years but was still quite active online. I couldn't even find his sister's handle online anymore .

Hehehe. That's wise of him. You will be surprised the flood of messages he has in his inbox. He quickly caution himself to stop posting pictures. You know all those pictures where you will be looking so fresh. That shows you are living well. And the request will start flowing in.

Wise decision he took.

gypsey:
okay oo! don't scare them away.

How have you been coping during this time of this trying times

Predstan:
Ridiculously low or high? In the USA, 800 times 4 is 3200. This payment is also to cleaners who lost their jobs, and other menial workers. Tell me what Nigeria gives you for being unemployed.
There is also child benefit of about 500dollars weekly

Don't compare Nigeria to the us , its pointless.

I'm just shocked that you can get up to 800 per week, ill have to look it up.

It's different in Europe.

Millenniumlady:
How have you been coping during this time of this trying times

Oh! i am coping fantastically fine! it may be trying times for other people but not for me.

Yoighaman:
Wow.

Your thought processes are valid though but I can see our mentalities are miles apart.

You obviously don't desire and aspire to become a billionaire or see a need to, you love a comfort zone.

It's ok, I hear you, you don't need savings, it's fine to live on debts. After owing a car and house, and can travel on credit, all your issues in life have been taken care of.

Good thinking.

Billionaires in the world didnt save money to become one. That's a very low orientation. A Nigerian American just got investors who donated 40million dollars to his business proposal. This is how Billionaires are made not by savings

Mcslize:
This is an exaggeration. The fear of tax is the beginning of wisdom. Tax invasion is an illegal act.

Its Tax evasion

gypsey:
Oh! i am coping fantastically fine! it may be trying times for other people but not for me.

ok

Bluffly:
Its Tax evasion

Thanks for the correction.

Focusingmore:
Don't compare Nigeria to the us , its pointless.

I'm just shocked that you can get up to 800 per week, ill have to look it up.

It's different in Europe.

Yes check that out and be informed. A friend filled for it last 3 weeks, he was paid lump sum on Friday, yesterday. Hes just sitting at home doing nothing. Hes a green card holder btw

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

Abeg which business una start? Am interested

Predstan:
Providing Financial support. Is that a dream or an aspiration. On the other hand, the taxes you pay is a contribution to such challenges.

Visit to Mars I dont understand that. If you mean travel to a different country then you are just myopic. Credit card system will allow you travel anywhere in the world and you got vacation paid for by your company. You literally dont need savings if you have a working system.
Do you know what they also call Tax return, that's some sort of savings from your earnings

Different strokes for different people. Personally, I save to invest in properties and all. A good example is in Canada, if you put down a 5% deposit on a $500,000 property, you are looking at a mortgage insurance of about $20,000 on top of the principal. This protects the banks from default. However, if you put down a deposit of atleast 20%. You have saved about $20,000 already which you can add to further savings to buy more properties or invest in shares or high yield investment accounts.
After working as a credit analyst for a while, I dislike credits. It's a rip off. Unfortunately, not everyone is buoyant enough to reduce their dependency on credit facilities.

foleskay:
Yes its too small. 5k is equivalent of 2£ or so. If you wanna give, give something tangible and people back home would appreciate. Like 20k and above. Naira is sóo less to pounds, so any small pounds you send would surely hv significant increase in naira. You can do better, that's y they're not appreciating it. 5k na chicking feed in naija

5K is about £10

Focusingmore:
Are you guaranteed job security for life? We all remember what happened in 2008.

Here's how it works, you lose your job , you miss your mortgage payments and become homeless.

Ebi like say u be jjc

That's another angle of view. It's important for one to have a savings of atleast like 6months incase of unpredictable events like financial crisis.

salford1:
Different strokes for different people. Personally, I save to invest in properties and all. A good example is in Canada, if you put down a 5% deposit on a $500,000 property, you are looking at a mortgage insurance of about $20,000 on top of the principal. This protects the banks from default. However, if you put down a deposit of atleast 20%. You have saved about $20,000 already which you can add to further savings to buy more properties or invest in shares or high yield investment accounts.
After working as a credit analyst for a while, I dislike credits. It's a rip off. Unfortunately, not everyone is buoyant enough to reduce their dependency on credit facilities.

That's your personal perspective. I also save money to do things. I dont depend on credit. But the truth is that you dont need savings to live your good life.

That's the fact I'm talking about not my personal perspective nor attacking your style of living

Predstan:
Billionaires in the world didnt save money to become one. That's a very low orientation. A Nigerian American just got investors who donated 40million dollars to his business proposal. This is how Billionaires are made not by savings

Sure I agree with you 100% but I don't want to prolong this conversation.

Asides owning a car, house and vacation, you see no reason to have funds set aside especially when you can get everything on credit. That's the crux of the matter which made me engage you, but it's ok, again, your thought processes are valid.

Our perspectives to life issues cannot all be the same.

Cheers bro.

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

thank you jare

Predstan:
That's your personal perspective. I also save money to do things. I dont depend on credit. But the truth is that you dont need savings to live your good life.

That's the fact I'm talking about not my personal perspective nor attacking your style of living

That's fine. Hence my first comment:
"different strokes for different people".