₦airaland Forum

singletech:
Yea, this guys are super

Lol no be only super nah supper

she had to approach him only to discover he was really the one.

The lady immediately took pictures of him as the sales boy to the kiddies store and posted on social media.

The lady just had to exhibit her stupidity sha

The poor guy got more than he bargained for

Those robots should be careful before they all go missing

Onyi22:
Regina Daniel is a Bea, she dumbs her ex boyfriend and got married to a Multi billionaire, that's exactly what a wise lady would do..
Dumb him!! I repeat, dumb his useless ugly broke ass when u see a richer guy/man than him..
Don't be deceive that "things will get better" he's a bloody lier.
Don't die before ur death with a miserable, frustrated guy that has refused to make money.
Finally my sister, Marry money because Love na scam..

Dump not dumb, u need to start spending more time on your dictionary

Barrytone:
Don't look at the amount but rather look at your lifestyle. Always remember that someone is earning far less than you yet survives. Go learn how he does it and rebrand your lifestyle. I work in an oil company but prefer to live at the rate of a civil servant except that I own properties and drive good cars and do philanthropy, the rest, am a "low life nigga" (I don't know what it means) but am enjoying myself and live is fun. If a civil servant can build a house, feed family and even drive car with a hundred thousand naira salary then I can use 100k and save whatever is left. When I was in school and during my jobless days, I was designers freak but as I type, the last time I went shopping was 2016 in UK, till date I still have clothes wrap up in their packet. Set your priorities right and you will start saving effortlessly.

Civil servants that are not privy to perks and other fraudulent means of amassing wealth in the office through shady deals can only do those through different loans which they are entitled too, and they service the loans for number of years making it easier for them.

Satoshi2019:
I beg to disagree. When I was earning 35k 4years ago I had my monthly savings. Savings is a culture irrespective of earnings.

Which kind culture when some people even collect salary advance, just thank God for your own. I thank God for my own too

ahiboilandgas:
When I was in Nigeria on a US State Department Delegation in March 2018, the Consulate in Lagos estimated there were 100,000 US Citizens in Nigeria, and 20,000 in the rest of West Africa. Mission Nigeria is the largest non-resident visa ....if Nigeria is God forsaken place....how come 100k americans citizens are In Nigeria

And do u know how many Nigerians are in America? If yes calculate the percentage sire

Thisnut:
what you've said is not all true. While most houses are owned 100 percent in nigeria, there are reasons why people that live in the west opt for mortgage vs buying out of pocket.
Using the United States for example, you can get a mortgage as low as 2.9%APR, most folks would rather invest their money at 4% or more while maintaining the mortgage at a very low APR.

Example, in 2017 when i bought a new car, i had the cash to pay in full, but i took out a loan at 1.79% for 36 months and i invested the money at over 7%. It was more or less i was making profit from the car

The fear of home prices going down can also make some people to use mortgage vs buying out of pocket.
Take a look at the great recession between 2008 to 2012 when home prices fell to almost nothing in the United States. Houses that were bought for over 300k usd were then sold at 100k usd or less. People who bought in 5 years or less were on negative equity, the only option was foreclosure or ask the lender to give you a new principal based on the current home value. Imagine if you had bought in cash for 300k and your house now worth say 100k?

The loan and mortgage options are just so convenient in the United States provided you have excellent credit, that's why some folks can even abuse it to go on a family vacation.

Some people build houses in Nigeria for 5 years or more while the money is being tied down in an incomplete building and still paying rent to a landlord during that time or a civil servant for 30years in service can only afford to complete an average finished 3bed room bungalow.

In Nigeria, it's almost impossible to land a job that will land you that 100m naira networth in your life time without additional side hustle, while in the U.S for example, a little above minimum wage can give you that in 7-15 years if properly managed. You don't have to be a rocket scientist to live comfortably in the west, with good security, infrastructures and basic amenities.

It's true people live in big houses in Nigeria. Of what good is it if there is no electricity in it and no good road leading to the haunted mansion? Note, people also live in big houses too in the United States. As they say, everything is bigger in Texas.

Your assertion is based on favorable option, not necessary the truth persay.

Too much wisdom, u even forgot to add security. Make money in nigeria and you will still live in fear of kidnap of yourself or family. Thats why most rich people carry security escorts up and down but work on the streets in solitary and freely abroad.

kintus:
Good afternoon.

Trust we are keeping safe. My office has a little something for individuals during this lockdown, which I will like to share, if your offices or if you can help with a fixed deposit of 200m or more for a minimum of 90days. You get 1% from the bank, it is called finder's fee paid into your account. Please holla if interested in making money during this lockdown.

A fixed deposit of N200m @12% for 90 days generates N5,326,027.40 as interest.

Above is legit. A microfinance bank, though not the regular type because its a big company with different portfolios.

Personally, I have been fixing with them and I can say, they are tested and trusted.

NB: Other amounts can be fixed.....it must not be N200M

Lol

iaamxavier:
Pls Pls Pls
You guys should stop peddling Lies unnecessarily, it's uncalled for
I wonder what the mods are doing to end this menance

Shut up, its obvious u are not in Onitsha

Dagrin

SolarEdge:
Please can we chat on watsapp?

Ok dm me

HoraCanada:
you can download it online via google as pdf

Please share the link, thanks

HoraCanada:
the millionaire next door, just started reading it

Please where can i get or download this book?

freeman67:
I do not know much about Opay so I will leave those with the knowledge to give a better explanation. However, I will like you answer find answers to the following questions..

1. What business/businesses are you they into?

2. Where and where do they operate?

3. Is recent government policies in their area of operations favouring them?

4. What will your own Investment be used for?

5. From your knowledge of their business can it provide such returns?

With answers to these, I believe you will have a clear path.

Thank u sire

Good morning to the elders in this thread, I am a silent reader but I have learnt so much from the wealth of experience of people in this group. The attached is the offer I got on Opay app. Is it safe to put money here? Pls guide before man pikin go mis-step.

Money wey FG don dey eye to borrow

I BELIEVE

AdisaOwala:
It's funny how the "leg" issue is being emphasized when Honda is notorious for transmission failures that usually result in expensive repairs/replacements.

The reason is because many Nigerians ignorantly use the wrong transmission oil thereby damaging their gear box. Kindly note that the ONLY recommended transmission oil for Honda is genuine DW1. U can read further on this online

kollinz1234:
For all u foolish Atheist who keep trying as much as you can to paint covid-19 as a mare natural cause and a reality accident, u lots better give your life to your creator before it's too late. What do you foolish people gain by being Atheist??
I call you all foolish, yes you all are foolish because my Bible tells me that "only a fool says in his heart that there is no God" (psalm 14:1)

Bros u are blessed yesterday, today and forever. Amen

phadriz:
Hello Guys,

Please can anyone recommend transmission oil for Honda Accord 2009 model.
Thank you.

Honda DW1 no compromise

luvinhubby:
The sensor did not cause the brake light to disappear.
The VSA & ABS lights indicates that the ABS sensor or module is bad.

Will call u shortly

Paulasio:
@Rotiix
Please have u been able to solve the problem with your accord 09. Because am presently having the same issue with my 09 accord after my mechanic changed the breakpad, the VSA, Break and ABS light have refused to go off on the dashboard.

I changed the abs sensor, the break has disappeared but VSA and ABS remains. Will fix it this weekend

If nah to flaunt their latest automobile acquisition they are number one, but gift to humanity nah number zero, e.g that guy always saying its too late to fail..lol

sooperrescue:
Total mvlv dexron 6 available in any total outlets

Okay thanks.

luvinhubby:
The mechanic severed one of your ABS cables.

Pls how much for a brand new abs cable as the Belgium one bought here seems not to release rectify the fault.

Hello house, pls Which transmission oil is suitable for 2008 honda accord