₦airaland Forum

salesbloo:
Certainly, maintaining poor money habits can significantly impact your financial well-being. Here are some common money habits that, if not managed properly, can keep you in a financially challenging situation, as explained by an accountant:


https://www.youtube.com/watch?v=fU3kwX1RPGU&t=18s

Lack of Budgeting and Planning:

Failure to create a budget and plan your finances can lead to overspending and inadequate savings. Tracking income and expenses is crucial for financial stability.

Living Beyond Means:

Spending more than you earn can lead to debt and financial stress. It's important to live within your means and prioritize saving and investing for the future.

Not Saving for Emergencies:

Failing to build an emergency fund can leave you financially vulnerable when unexpected expenses or emergencies arise, forcing you into debt.

High Levels of Debt:

Accumulating excessive debt, especially with high interest rates, can become a financial burden, making it challenging to achieve financial goals or save for the future.

Impulse Spending:

Making impulsive purchases without considering their impact on your overall financial situation can deplete your savings and hinder your long-term financial goals.

Neglecting Retirement Savings:

Not contributing enough to retirement savings early on can limit your ability to grow your retirement fund and enjoy a comfortable retirement later in life.

Ignoring Financial Education:

Neglecting to educate yourself about personal finance, investments, taxes, and financial planning can lead to poor financial decisions and missed opportunities for growth.

Overlooking Tax Planning:

Not optimizing your tax strategy can result in paying more in taxes than necessary. Seek professional advice to minimize tax liabilities and maximize savings.

Not Diversifying Investments:

Over-relying on a single type of investment or asset class can expose you to significant risks. Diversifying your investments can help protect your portfolio from market fluctuations.

Delaying Financial Responsibility:

Procrastinating on financial decisions like setting financial goals, investing, or saving for major life events can hinder your financial progress and limit your opportunities for financial growth.

Addressing these poor money habits involves cultivating good financial practices, creating a budget, saving consistently, managing debt wisely, seeking financial advice, and investing for the future. Being disciplined, informed, and proactive in managing your finances is key to achieving financial stability and prosperity.

LAXconfidential:
Zombie

In the judgement delivered by the three-man panel via zoom, the tribunal deducted 165,663 votes from Gov. Abba Yusuf, stating that the ballot papers (165,663) were not stamped or signed and therefore declared invalid

In the judgement delivered by the three-man panel via zoom, the tribunal deducted 165,663 votes from Gov. Abba Yusuf, stating that the ballot papers (165,663) were not stamped or signed and therefore declared invalid

duro4chang:
No wonder that commissioner was jittery.

bularuz:
Hahaha what a dummy you are

SmartPolician:
The reason is that most of those advanced countries fear ordinary malaria the way we fear HIV in Nigeria. HITT, they have conquered malaria and they find it strange for someone to have malaria.

In fact, they can assemble the entire medical team of the country just because you said you have malaria. This attention is something you don't need a a visitor a foreign country.

Therefore, Nigerians who have visited or lived in Nigeria ensure they go with some antimalarial medications to treat malaria because a female mosquito could have bitten them and the malaria will manifest when they get to their destination.

I hope this helps...

Mindlog:
Many Nigerians love self+medication and many drugs that requires a prescription in the West , can easily be bought over the counter in Nigeria.

Fren232:
Let say you have high blood pressure and using amlodipine, you can get in in any pharmacy in Nigeria without a prescription.
In canada for example, you need to visit a doctor to get assessed and then get a prescription as it should be.
There is a reason those medications are called prescription only medication.

Alex9999:
Because in saner climes you'd have to get a prescription for most of the things you can get in a shithole "chemist". Did I fix it for you or do you want me to keep clobbering this stupid.

Nigerians see what you are missing..This is the incoherent fraudulent soul @AishaYesufu packaged to lead this Nation.

May Obi never happen to Nigeria. pic.twitter.com/uNJo1UDtGH

— BALOGUN (@TheML007) September 18, 2023

HarryGleb:
You will replace Helinues for us since you don't want to have sense. Gbegile boys will from now henceforth beem our searchlight on you. It starts from today. No peace for the wicked.

CNN — Police in Spain arrested a man on suspicion of sexual assault after he appeared to touch a TV journalist on the bottom as she was reporting live from the streets of Madrid.

The man approached Isa Balado, a journalist for the “En boca de todos” program on Spain’s Cuatro channel, as she was reporting on an alleged robbery on Tuesday.

The man can be seen approaching her and then appearing to touch her bottom as she’s talking to presenter Nacho Abad in the studio.

Balado tried to continue with her piece to camera, but Abad asked her if the man had just touched her bottom.

When Balado said he did, Abad asked her to put “this stupid guy” on camera.

The camera then zooms out to show Balado and the man.

“Do you really need to touch my bum?” she asked, before telling him that she’s live on television. “I’d like you to let me work.”

He continued to talk to her, before reaching his hand out to rub her on the head and then eventually walking away.

Balado then continued with the rest of her report.

In a later video segment, Balado commented on what had happened.

“It’s very unpleasant, particularly when you are working,” she said, before the camera panned to show the man standing on the street with another man.

He then approached Balado again and attempted to talk to her before she asked to cut the broadcast.

Widespread criticism

The incident sparked condemnation from Spanish politicians, including labor minister Yolanda Díaz.

“Machismo means that journalists suffer sexual assaults like this and that the aggressors appear in front of the camera unrepentantly,” Díaz wrote in a Tuesday post on X, formerly known as Twitter. “This can’t go unpunished.”

Equality minister Irene Montero also voiced support for Balado.

“Non-consensual touching is sexual violence,” she wrote in a post on X Tuesday. “Only yes means yes.”

The presidential election tribunal has upheld the victory of President Bola Ahmed Tinubu.

The tribunal ruled that Nigeria’s main opposition parties failed to prove claims of electoral malpractice against the governing All Progressives Congress (APC) in the 2023 presidential election.

“This petition is hereby declared unmeritorious,” one of the judges said.

APC’s Tinubu had been declared president with approximately a third of the votes ahead of closest rivals Atiku Abubakar of the People’s Democratic Party (PDP) and Peter Obi of the Labour Party (LP).

Abubakar and Obi had asked the court to invalidate the election, alleging irregularities.

Judges rejected all claims made by Obi and Atiku, including fraud, charges electoral authorities broke the law and allegations that Tinubu was ineligible to run.

No legal challenge to the outcome of a presidential election has succeeded in Nigeria since democracy returned in 1999.

Atiku and Obi can appeal to the Supreme Court to dismiss the tribunal’s ruling.

Any appeal must be concluded within 60 days of the date of the tribunal judgement.

helinues:
So primarily, Umahi's first major assignment is the assessment of roads in SW.

Oshey baddest