This is a very valid question a lot of people ask questions on this forum and they don't take the advice given to them. Use only loan apps that are known in the industry as being reliable. if you use Fairmoney, carbon, dole, etc, you can not be blackmailed

bigboychukstar:
There's a way o, but will you follow the way?

The best is fairmoney chief. fast customer care response, cheap interest rate, they even give you cash back when you buy airtime

Apst:

The best is carbon or black copper in terms of interest higher loans and they are matured in dealing wit their costumers

You don't even know what you are talking about, the same fairmoney that I have been using for a while and I have not faced any issues with it

Godbless3:
Thats why I ran away when i read fairmoney terms and condition. That they will have access to my contact list and inbox esp all alert to my bank account.
BVN was suppose to checkmate deptors and regulate certain actions from deptors but every policy in this country (esp this govt.) is failure.

I think he is just a victim of bad advise. I was a victim once too before my eye open. Now I only use Fair Money or any other reliable one.

Laird:



Must You take a loan knowing the records and antecedents of this loan apps in this 21st century. Must You go and meet them for money. You saw hot water with crocodile and shark. You went and jumped in . What then did You expect

Omo, I don received plenty messages of people telling me to tell my contacts to pay up… Abi na only me?

You have not answered the question the young man asked. “Do you think they will get this far if they are fraudulent” it’s not easy getting funding o, it’s not easy getting back license o. and FairMoney has both of them

babaolofin:


I stand on what I said. Talking more will enable them to tidy up their acts. It is on record that I raised alarm and drew attention of some stakeholders.

Guy just go to FairMoney, they will lend you that money

EeGooBetter:
i need 50k loan pls, i m not in lag but i earn salary

Run o just Run. any loan company that is not recognized by CBN na scam abeg. i trust only people like FairMoney that will give me loan and peace of mind

FinanceHub:
Advaat Credit

Please contact us if you need a quick loan.

Conditions
You must be resident in Lagos

You must be a salary earner

advaatcredit@gmail.com

WhatsApp/Call: +234 904 727 6819

WhatsApp: +234 809 236 7241

FairMoney na the baba of all these apps, I have used it twice in one month and I dey alright with them

LongBig:
Loan companies in Nigeria are barbaric and lack sympathy, but Fair money stands out! Have received loads of positive feedback about them.

You have not answered the question the young man asked. “Do you think they will get this far if they are fraudulent” it’s not easy getting funding o, it’s not easy getting back license o. and FairMoney has both of them

babaolofin:


I stand on what I said. Talking more will enable them to tidy up their acts. It is on record that I raised alarm and drew attention of some stakeholders.

The app is available on only android at the moment but FairMoney plans to launch on iOS soon sha

ActivistSlimfeez:
why you talk so man? How did Android enjoy pass

Na Android dey enjoy pass!!!

I get what you are trying to say, but some people pay off the loans and these loan companies still continue threatening them until when they probably get alert or something. before I started using FairMoney this year one Loan app showed me different colors of problem even after I paid the loan.

NGArmyTerrorist:
Blackmailing a thief! If you had ever borrowed money from these apps and never wanted to pay back; you're a thief and not different from those keep your country from moving forward what prevented you from borrowing from your friends or neighbors because you know that your a thief. Now, you want to say nonsense about your privacy and data violation and not saying anything about paying back your loan. Evil citizens!

i remember one time one loan company called my friend that they were on the way to arrest him(after he paid his loan) and he should send address. I don learn my lesson sha an only FairMoney and other sure people I dey use now

tillaman:

Next step is for them to market the defaulter family house

Seeing messages like this gets me angry. people should stop patronizing all these roadside loan sharks. Use credible and recognized platform like FairMoney no issues

Sowiki:
It's no news to any Nigerian that Online Loan operators resort to blackmailing their clients when they default in paying up their loans as and when due.

The blackmail usually comes in form of sending series derogatory and defaming messages to all the contacts on the defaulting client's phone. The message could be targeted at a prospective employer, client, inlaw or just any important contact on the client's contact list. The damage this can cause to the client can only be imagined.

While it's wrong to default in paying up the loan, is this approach not too drastic and unprofessional?

Question : After doing their worst and subjecting a client to this level of ridicule, does the client still have to pay back the loaned sum? If yes, how does the loan operators compensate him for the damaged caused to his person?

Na only FairMoney be reliable lender for me, dem no dey stress my life

Bobbiet:
So far.. I have 4 reliable lenders. Jumia pay(quick check), palm credit, fairmoney and branch. Otjers are sharks.

Bro, i will advise you use a trusted Loan App sha, no go fall for any online loan shark wey dey threaten people. I currently use FairMoney to collect loan

Jmichael1:
I nid loan asap,hw do i apply 4 loan online?

lmaoo how is Flavour 38 � na why Toke wan Knack am be this

lalasticlala:
Flavour N'abania Turns 38 Today!



https://en.m.wikipedia.org/wiki/Flavour_(musician)

Hey, guys, do you know the number of customers that purchase a particular brand of product from your store or are you only interested in seeing it being sold out? Do you know that the 10 cartons of spaghetti that you restock and by a week’s time are already sold out might be constantly bought by just one person and if he or she decides to start buying it someplace else, that the 10 cartons might still be there after a month?
It is very important to have the data on his customers' purchasing patterns and you can get this with Geena.
Since I started using Geena, I now understand what my customer wants, what items to restock, customers who I am owing and those who owe me. Thank you Geena!

Smartphone with AI Camera features? Wow! I am definitely getting this ASAP!

It's only when you have used it, you would know the difference.

TheSoothSayer:


It's not really a good investment. There are cheaper ones of the same category.

This is the wireless earphones i need right now, not all those fake rubbish i have been buying.

AnonPoet:
Wireless earphones have been a thing in Nigeria for a while now and have experienced massive growth with smartphone makers jumping on the bandwagon, the market has been bombarded with a sea of options varying across the price range. Among others, OPPO Mobile Nigeria has been known to their users to give beautiful technology.
The Enco W31 wireless earphones were introduced recently and this is to inform you on all you need to know about this dynamic device.

Design and Build quality

The Enco W31 is packed in a small round-shaped charging case with Oppo branding placed right in the middle. Open it, and you will find the earphones sitting in their separate magnetic slots. They come in white and black options that look glossy and feel classy.
The cover case has an USB-Type-C charging slot, which makes it quite easy to charge the earphones and securely keep them while they are charging. The earphones are durable and can sit comfortably in your ears. They have a one-size-fits-all design, which means they fit stably in your ears irrespective of your ear shape. You could carefree walk, run, cycle, exercise or even sleep wearing the earphones without the fear of dropping them.
They have highly intelligent touch control support that allows you to change audio mode with a double tap on the left side, change to the next song with a double tap on the right side and activate voice assistant with a triple-tap on either side. The Enco W31 headphones are designed to resist water and dust at an IP54 rating, whether you are staying in or working out, you can be assured your headphones would be protected.

Sound performance

The Enco W31 offers great noise-cancellation during calls as it has dual-microphone beamforming, an environmental noise cancellation algorithm, and an anti-wind noise chamber. You can be rest assured it allows you to disconnect from the outside noise, even in crowded areas.
It has enhanced bass for a powerful sound that brings out bass-heavy rhythms. It also gives balanced sounds across high, middle, and low frequencies. That is not all, the Enco W31 is AAC audio format supported which provides lifelike audio detail that conveys the full story of every song.

Battery and connectivity

After strong build quality, the battery and connectivity are excellent aspects of Enco W31 wireless headphones. You enjoy up to 15 hours of music playback or 12 hours of call time with the charging case and around 3.5 hours without them in a single charge. When completely drained out, the buds can fuel back up in approximately 2.5 hours - which isn't bad considering the battery backup they provide.
As far as the connectivity is concerned, they can be paired via Bluetooth with both Oppo or non-Oppo smartphones without any hassle. To quick-pair the headphones with your smartphone, just tap the button that pops up on your screen, everytime you open the charging case, the connection will be automatically resumed.
Also, the infrared optical sensors detect whether you are wearing the headphones and play or pause your audio in response, so you don’t need to take out your phone each time.

Conclusion
The Enco W31 wireless headphones retail at N25,900 in white and black colour options in Nigeria.
OPPO has pulled off an amazing headphone and this is why we would highly recommend you to buy Enco W31 if you are looking for wireless headphones for your long gym sessions, workouts or daily music listening experience. They also offer great noise-cancellation and long-lasting battery life for the price, making them an excellent package.

This is so so amazing! We literally have phones with inferior features and crazy prices but this is just perfect! Where can I get it please?

chumsfortech:
On August 3rd, 2020, OPPO Mobile Nigeria launched the OPPO A92 smartphone in Nigeria.

After running through the specs, I find the OPPO A92 perfectly balanced with a 5000mAh battery + 18W Fast charge, display of 6.5 inches multi-touch, capacitive touch screen with 2400 x 1020 pixels (FHD+) resolution, a quad rear 48MP + 8MP + 2MP + 2MP cameras equipped with the AI Beautification developed by OPPO, which can match different skin tones in different scenes and lighting conditions, and easily obtain your own style with a front camera of 16MP.

That is not all, it is powered by the Qualcomm Snapdragon processor with a 64-bit capable octa-core CPU, a ColorOS 7.1, based on Android 10 Operating System, a 162mm x 75.5mm x 8.9mm dimension with a 128GB internal storage and 8GB RAM.

The OPPO A92 adopts 3D Quad-curve design with optimized curvature, Side Fingerprint Unlock, Magnetic Induction, Light sensor, G-sensor/Acceleration sensor and proximity sensor.

Would it not be wise to just get the OPPO A92 (8GB + 128GB) with all these amazing features?

Personally, I think it’s worth it and even more.

[quote author=sunshineV post=91712606][/quote]

value for money or true to spec? Well true to spec is the best.

festwiz:


Lol. Price to Price, Redmi offers better value for money.

Well, I don’t know what OPPO is up to but having this new amazing device in the market, I will only say na bonanza dey won do. E be like say they sabi we Naija like Awoof.

Urban 24 is a modeling search by leading smartphone brand OPPO, geared to discover the stars of tomorrow and launch the careers of aspiring models dreaming of becoming one of the glamorous few to represent Nigeria to the world.

After thousands of entries that lasted for a week, OPPO Nigeria has released a list of the top 20 contestants which made it to the semifinals of the contest. These top 20 picks were selected based on the quality of the pictures and perfection in look uploaded, also considering other factors. The final winners of the Urban 24, will be featured in top Nigeria Magazine with a whopping prize worth over N2,000,000 in cash and smartphones.

so reading all been discussed here I believe just OPPO and Samsung are true to value device. Well take it or leave it, OPPO and Samsung are the best devices to sort for.