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Spacyzuma's Posts

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Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 10:56am On Jul 09, 2019
Lexusgs430:
You can own a car and not insure, so long as it's not on a public road...... If vehicle is untaxed while on a public road, DVLA too would clamp it...... You would pay almost £200 to remove clamp, and before you pay, you must buy a road tax, to buy road tax, you require insurance......... And the sequence continues........
Lexusgs430:
Let's assume you drive vehicle home, don't forget traffic policing is done mostly using ANPR cameras......
If you get stopped, the vehicle would be immediately seized, you would have a very good day in a proper court......
You would be banned and heavily fined + points added to you license.....
Lexusgs430:
No grace period.... Not even 1 second......... The moment you drive a car on a public road, it MUST be insured, taxed and MOT'ed (if required)..........
grin grin

Ok, so what is the proper and COMPLETE procedure to buying a car, paying the tax, buying insurance, etc...before driving it home?
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 10:34am On Jul 09, 2019
Divine88:
I bought the car first and insurance later.
Lexusgs430:
Not unless you are contracting to some PCP plans.... All you do is, just buy fuel........ Every other expense is ballooned in.......
Lexusgs430:
It's vehicle 1st, then insurance next.............. I have always mentioned the joys of the Toyota Aygo...... If you want cheaper insurance, buy an Aygo type vehicle (under 1L engine displacement)............... wink
Thanks.
But I'm curious about this situation. It is illegal to own/drive a car without insurance.
After buying the car, isn't it a crime to drive it home without insurance?
ALso, how long do you wait until you buy the insurance? is there an allowable grace period before buying insurance?
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 7:49am On Jul 09, 2019
Divine88:
This is my experience;
1. Get a full driving first ( I went for an auto test/license, passed once)
2. Get an auto car( I got a Kia picanto 2012 auto 16000 miles at a Kia franchise dealer for almost £5500) best deal ever and almost new car. I don't regret my choice. I advise do what will give peace of mind.
3. How is much is my insurance? Guess! £650 from Aviva. All I did was to add my full license and my wife's provisional license as the 2nd driver.
My advice is make a lot of research and go for something that will give u peace of mind.
Side note: my Kia picanto auto is a 1.23l engine but drives like a 1.4l.
Hi.
Did you buy the insurance and car together as a deal? Or did you buy the car first, and then buy insurance?
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 5:14pm On Jul 08, 2019
DaveChapelle:
not really sure about admiral and their littlebox. they put a device that monitors your mileage and increase ur premium as you go....it was very annoying for me. Initially spent 1,400 when registering. at the end of the year,i paid out 2k.....i didnt even use up all my mileage, and was expecting automatic refund, but they said i didnt reduce the mileage myself. So they didnt refund my excess premium....If you rev ur engine too much, they know...very crazy monitoring
I'm reading reviews about their LittleBox insurance and seeing some horror stories
https://www.reviews.co.uk/company-reviews/store/gc-admiral
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:54pm On Jul 08, 2019
Olonseh:
Hi everyone, please how can one scale the hurdle of credit check when seeking to rent a house. The 3 year UK residency criteria is posing a challenge. I'll appreciate a speedy respone please thanks.
Sorry, but I dont have any assitance to share.
I wasn't asked for credit check when I rented my flat in Scotland.

When I first tried to get a credit card after staying 4 years, Nationwide said they wouldn't give me because I didn't have utility bills to prove my address at the time, even though I already had more than 3 years UK addresses.

I just waited until I moved to a proper flat and applied to my bank, and got a credit card immediately.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:49pm On Jul 08, 2019
DaveChapelle:
nefore you buy anything. go to aviva website. they're not listed here
BRUV!! I just did Aviva quote and the cheapest (Basic) is £1400+ !! grin grin
Premium is just below £2000.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 10:06pm On Jul 06, 2019
DaveChapelle:
nefore you buy anything. go to aviva website. they're not listed here
Will do. Thanks
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 8:06pm On Jul 06, 2019
I haven't bought a car yet, nether have I bought insurance.

But I've been driving a company car for about 6 weeks now (with company insurance).

Will this driving experience give me a discount when I eventually buy my own car insurance? I'm also 30+ years old.

I recently used Quotezone to get a quote and the cheapest I got was £789.

Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 8:57pm On Jun 15, 2019
mim1031:
I’m not as lucky. I think it’s best I open up about this in my future applications including ILR and pray to God in heaven for favourable outcomes
Did they photograph/scan your passport or resident card? If no, then I think you shouldn't worry.

When I applied for ILR, I put all the places I'd been to outside UK and the dates.

But days after I did the biometric appointment, I discovered that I had made some mistakes with the dates and I forgot to mention one particular trip. I was so worried, but I still got the ILR.

I dont think you'll have to mention this in your ILR. When will you be due to apply?
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 7:50pm On Jun 15, 2019
mim1031:
I truly regret this, I was falsely assured plus I know people who have been to Ireland without issues
[q
mim1031:
Good morning everyone, i’m In hot soup
I tried going to Dublin for sightseeing this morning, stopped by Irish immigration at Dundalk and sent back to the UK.
What does this mean for my visa and future applications?
I’m on their 2 visa , please help
Chai! Sorry o.
I've done this before (Belfast to Dublin by bus) and Immigration didn't even stop either bus.

I don't know if this will affect your ILR in the future.
I got my ILR some months ago, and of course I didn't mention the trip to Dublin.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 5:40pm On May 20, 2019
Lexusgs430:
In case you are looking at the car market....... Be guided....
Lexusgs430:
Most reliable.........
Thanks!!
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:59am On Apr 27, 2019
So yesterday, I finally passed my practical manual driving test, on my 3rd attempt. grin

AFter the first 2 failures, I waited until winter was over and the days got longer, and I went with a different driving instructor. I bought 10 hour with this new guy, and he taught me how to handle roundabouts properly.

Before the test, I was quite tense. Within 5 minutes, I thought I had already made a serious error at the very first roundabout I encountered. I was just pissed off during the rest of the test, and was squeezing face 'cos I was sure I had failed again. It was a pleasant surprise to learn that I had passed.


Time to start shopping for car insurance and car purchase deals.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 1:29pm On Apr 24, 2019
Lol. I also ate some peppered meat.

I couldn't finish the pounded yam, but I did sleep very well cheesy
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:59pm On Apr 24, 2019
Lexusgs430:
Wetin you chop?.... huh
Moimoin.

Pounded yam and egusi.

Palm wine.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 10:44am On Apr 24, 2019
I was in London briefly some weeks ago and ate at a lovely Nigerian restaurant called Enish Restaurant and Bar.
Finchley Road, Hampstead.

While eating, Fela Durotoye even popped in for a meal.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 10:03pm On Apr 20, 2019
Inkredible:
People that do not have car should gather here. Let us know ourselves. cry
We dey here. lol
Romance › Re: Lady Who Got Pregnant At 23 As A Virgin Without Penetrative Sex (pics) by spacyzuma(m):
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Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 9:16am On Mar 23, 2019
[quote nomad26:
Hmmm not sure what happened, I replied directly to your message. I've resent it but just in case you don't get it again, here it is:
http://amex.co.uk/refer/oluwaillqh?CPID=999999554[/quote]
dustydee:
Got the card today. Thank you.
£10k shocked shocked
nomad26:
Yes o, amex are quite generous with their credit limit. They gave me 22k, e almost reach for house deposit lol
I got my AMEX card a week ago. They gave me 8k.
I'm already seriously building up points smiley

I've also just received my Curve card. Too bad AMEX no gree work with them. sad
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:58pm On Mar 17, 2019
Just wanna share some info about ILR.

If you applied for Super Priority Service (with reply within 24 hours), but the UKVI sends you a response more than 24 Hours after doing your biometric appointment, you can email them and and request that they refund you the difference (~£600) between the SPV and regular ILR application.

2 people I know have gotten their refunds last month after doing their appointments last December and January.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 11:12pm On Mar 14, 2019
nomad26:
Let me suggest that you get the AMEX Gold card instead https://www.americanexpress.com/uk/credit-cards/gold-credit-card/?linknav=uk-amex-cardshop-allcards-learn-GoldCreditCard
It's free for the first year and you get 20k amex points (this equals 20k avios & can be easily transferred to your avois account). You can easily cancel it after the first year, then get the BA card if you still want to.
To get the sign-up bonus, you need to spend £2k in 3 months. Also if an existing amex cardholder refers you, you get additional 2k points. PM me if you need a referral.
Hi.
Please it is possible to use AMEX to send money to a UK bank account?
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 4:47pm On Mar 13, 2019
wonlasewonimi:
2D8Q2QXN
Thank you!
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 12:02pm On Mar 13, 2019
wonlasewonimi:
Curve is a life saver. I use it in Costco to pay for stuff before I got AMEX card. The only downside is they dont support amex(I'd have racked up my avios points) and you lose your section 75 protection.
From your posts, I have dine some research on Curve and I've installed the app.

Abeg you fit share referral code? ��
Nairaland General › Re: A Long, Black Snake Killed By A Nairalander's Father After It Killed Their Fowl by spacyzuma(m): 10:32pm On Mar 04, 2019
soberdrunk:
So someone's grandmother cannot just come to your compound and borrow one chicken? angry
This is the funniest thing I've read on the internet today!!
grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 5:24pm On Feb 08, 2019
Mamatukwas:
So After 2 fails I’ve sha finally passed my Practical Driving Test. Grateful to God.
.
Decided to post incase someone is failing and feeling bad, don’t! I felt very bad too initially, especially because the 2nd fail In particular was cause of a very silly reason IMOsmiley... But the experience has sha made me a better driver. So incase you’re here and seeing stories of people passing the 1st time and wondering why your case is different grin, don’t worry; You’re not alone and you will definitely still pass. kiss
Thanks for sharing. I've failed it twice and decided to suspend it until the days get longer as I don't practicing driving during the dark.

I'm going to try again next month.
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 9:47pm On Jan 18, 2019
imnotconfused:
Glasgow is okay.You'll also see a number of African faces,some workers,many students due to the Universities there.

It has a Nigerian restaurant with expensive food owned by a man who never looks happy.

There are a few shops available where you can get Naija food.
LMFAO grin grin grin
Literature › Re: I Need Help To Find This Nigerian Novel by spacyzuma(op): 8:14am On Jan 03, 2019
I've found what I'm looking for.

The book is called 'Burn Again'
Author is Osa Amadi.

I just have to find and contact him now to get the book.
Literature › I Need Help To Find This Nigerian Novel by spacyzuma(op): 10:18pm On Dec 23, 2018
Hello,

This appeal goes to Nigerians aged 30-50.

For years, I've been trying to find a Nigerian novel.

This novel was syndicated in Sunday/Weekend Vanguard newspaper in the early 1990s.

By 'syndicated', I mean the novel was published as a serial in Sunday Vanguard over several months. I'm not sure of the year, but this was between 1992 and 1998. Sunday Vanguard and Weekend/Saturday Vanguard frequently had this practice of syndicating Nigerian novels every weekend across the middle 4 pages of the newspaper over several weeks/months.
I read several novels through them. One of them was 'Time Changes Yesterday'. Another such novel that I faintly remember was 'Sunset in the Clouds' starring a guy named Boro.

This particular story that I'm looking for...I have no idea what the novel's title is, but I remember quite a lot about the plot and characters.

It was about a young dating couple called Emeka and Evelyn, both students at OAU, Ife.

Evelyn was from a rich family. She was a born-again christian (no sex till marriage) and she loved Emeka. Her brother bought her a car for her birthday.

Emeka was from a poor family, I think. He was a good pianist and played for their campus fellowship. He was a fuckboy, but he hid it very well from Evelyn. There was a babe called Ruth who had sex with Emeka many times and was also in their campus fellowship. Emeka wanted to stop sleeping with her but she always kept coming back for sex. One cliffhanger serial ended with a knock on his door (probably by Evelyn) while Emeka and Ruth were having sex.

One Sunday Morning, as Emeka was preparing for church service, he got a lady visitor called Dayo who came to 'preach' to him. This Dayo was a friend of Ruth and knew that Emeka was a fuckboy stud. Emeka 'seduced' Dayo and they were having sex and got caught by Evelyn, Rachel and some others (they had suddenly visited Emeka because he was abent from church service).

The next part I remember was when there was a riot in the school (I dont remember what caused it) and some cultists or bad guys were going around destroying property and raping students. Evelyn was almost raped but Emeka arrived in time and saved her. He had been begging her for forgiveness.

I don't know how the novel ended. The last scene that I remember was soon after the riots when they were together and Emeka tried to kiss Evelyn but she remembered his cheating and pushed him away saying "You are dirty!"



========================================

Please, if you remember this novel or know the name or the person that wrote it, please mention me or contact me via spacyzuma@yahoo.com

Thank you.
1 Like 1 Share
Travel › Re: Living In The Uk/life As A UK Immigrant by spacyzuma(m): 9:58pm On Dec 10, 2018
Inkredible:
cheesy
Congratulations!!!

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