₦airaland Forum

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Omo sorry to this person oh. Kai.

abuhusna1:
I wish this can be pinned for doubting Thomases

How many hours after you sent a mail did you get a response? Was it a definitive response or a generic response?

headofschool:
Got response same day (yesterday)

Might be problem with your card details because even with paid call, you have to input your card details.

SunnshineJoy007:
URGENT!!!!

Good afternoon,

Please I need to know how to go about making a paid call. I've tried the numbers on the website but they don't even ring before going off.

My application got to 15 working days as at last week Friday 1 September and I'm trying to get an update on my student visa application.

Is there a specific code I'm meant to use while dealing? This is how the number is +44 (0) 300 790 6268. When I dial directly it doesn't go through.

What do I do?

P.S; I'm using an Airtel line, and I loaded my phone with a lot of airtime too.

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No it hasn’t. 😣 😞
Amen thank you 🙏🏾

milliki:
@writingnerd I hope your application has moved? Sending my prayers to all expecting decision this new week.

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Please what card did you use for paid mail?

Oyewale25:
Eyin fans mi e advise me.

Biometrics on 21st of Aug.
Transferred and received in DMC same day


Since then it has been in DMC.....NO NSF yet and I paid for priority


Plz what's going on. I did paid mail this morning shaa


E joor make una advise/ encourage me cos omo x 100000000

Please I’m curious sef. Are these ECOs usually Nigerians or British?

Atinukemi23:
l

We challenged the ECO decision last month for reconsideration, like I said previously it is not all the ECO that knows what he or she is doing, some roasted me for that statement, I have seen so many refusals that made absolute no sense, they are humans, they have hormones too we have the bad eggs among them who just refuse you based on flimsy excuse(s).
I didn’t take the second refusal likely, as there was no difference between the previous refusal which was last year, and the this recent one and it is based on financial grounds( enough sufficient funds with proof). (Looked more like a copy and paste to me ) Pre action protocol (PAP) was sent to the home office giving them 14days to reconsider before taking it further to court for JR.
They responded on the 14th day and yes a senior caseworker in his/ her right senses looked at the evidence submitted and he/she did agreed it was sufficient enough to grant the entry clearance visiting visa in the first place.
If we had accepted fate and re - apply the third time it MAY be refused again and that is too much dent, although they claim every new application(s) is decided based on its merit but I do not want to believe they do not look at your past history with them in concluding.
So fingers crossed on when my aunt and her children will be asked to bring their passports, it shouldn’t take up to 3months sha.
Sometimes you just have to push some buttons.
Don’t let the refusal bring you down, but first, do the right thing.
And good luck to everyone.

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What happened? Share please.

Felafella:
Remember your course modules cos of Port of entry wahala. Witnessed sth sad four days ago.

Please people who have done paid mail or call, what card did you use? It’s not taking my Naira (verve) and dollar (visa) card, what can I do?

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Amennn thank youuu! 🥹🙏🏾

milliki:
I said a word of prayer for you sef. It will end in praise

Quoting to save 🫶🏾

Solumtoya:
I'd just repost one of my long epistles on Credit Cards below:

Credit Cards (CCs) are one of the best Credit Tools you can have but yes, like every good thing, it does have its dangers.

Most folks here are trying to build Credit Score and to be very honest, CCs are the easiest way to do so. There are so many other ways, of course, and you should do them: Registering in the Electoral Register, Setting up Direct Debits for Utility Bills, Phone/SIM Contracts, etc but from experience since these are not Credit facilities, they may not boost your score as much as a CC.

The rules of CC usage are simple: ensure you pay at least the minimum balance (usually 10% of your usage as at the statement date). So if your cycle is 1st to 30th of every month, on the 30th, you get a statement saying you have used £2,000 and you are given a grace period (typically extra 14 to 23 days) to pay back 10% or more, and whatever balance is unpaid, interest will be charged to the card after the grace period. During this grace period, the next cycle has obviously started running. And the next month balance will sum of what you spent in the month, plus the unpaid balance from the previous month and the interest added. IF YOU DON'T PAY THIS MINIMUM, YOU HAVE DEFAULTED.

Now, the main reasons why CCs are a brilliant facility are evident:
1. Their Interest-free periods means you can use them without ever paying interests: to do this, you must pay everything in full as the interest only starts counting on the unpaid balance after the grace period. An exception is usually Cash Withdrawals, Interest on Cash Withdrawals start counting immediately. Another evil trick of Cash Withdrawal is usually that their interest is higher. There's another evil of Cash Withdrawals but it might be a little technical to explain in this post. Just avoid Cash Withdrawals if you don't want interest
2. CCs are revolving, meaning they are like Overdrafts, not Term Loans, so if I have a limit of £6k, when I spend it and repay, my full limit is re-instated, so I don’t need to re-apply (ever) unless I void the contract.
3. Rewards: Most CCs earn you Miles, Points, etc for usage and referrals.
4. Fees: Many CCs come with little or no extra fees to the Cardholder. I could go on and on.

So, pretty much, you can use your Debit Card for only Cash Withdrawal and use Cash for non-Card payments, while you use your CC for everything else and pay little or no interest while building your credit score.

Now, as beautiful as it sounds, in my 7 years as a Credit Card Product Manager, I have seen so many people wallow in heavy credit card debts. The truth is most humans are not just disciplined enough to handle such an allowance of funds. They deep their hands into it at the slightest opportunity and end up living above their means. CCs are very addictive so don't get a CC if you love to spend, the CC provider would love you and keep increasing your limit and you may land in a gloomy state: you earn just £2k monthly and are given a £6k CC, as you spend and spend, they keep increasing the limit and before you know it, you have a £20k CC fully spent on that Funeral you sponsored inyou sponsored in Oshogbo and that trip to Turkey. How will you pay You break the card and start paying back £600 monthly, but that covers only the interest and the amount is NOT reducing every month. You realize you are stuck and have fallen for our trap and that is how we make our interest income and cover for those who are using the card wisely.

I'm sorry this post was really long, I even had to cut this short because I could go on and on about the benefits of CC (purchase protection, chargeback, acceptance, etc), the financially wise know this and hardly ever use Debit Cards but enjoy the benefits of a CC. The financially foolish use CCs to have fun for a few years or months and spend the rest of their lives as slaves to it. The choice is yours!

EDIT: For those who want the AMEX credit card with NO FIXED fees, you can use my referral link below. You get points for British Airways flights and and Holiday bookings. You get 6,000 points while I get 4,000. I have over 100k points which I can use to travel to anywhere in the world for free now:

https://americanexpress.com/en-gb/referral/jEDIDAgksF?XL=MNMNS

Congratulationsss! 🎉 Can’t wait for mine too 😩, we did Bio the same day

milliki:
Visa Alert! Visa Alert!

Biometrics: August 19
Received at DMC August 21
Moved to VAC August 31
No interview
No NSF mail.
Standard.

It ended in praise. May God grant all the heart wishes of everyone on this group. Duchess God bless you! Many thanks to all the gurus on the house.

How do you contact Globus bank please?

oomoloe:
Gurus in the house
I did my biometric on Saturday it has been on dmc received
I contacted my bank to know if ukvi hv contacted them for verification of my statement of account, i used globus bank
They said ukvi hv not contacted them regarding my statement of account Should I be worried?

Did you get any email or sms notification when it moved?

milliki:
Noo, I didn’t. Yours too will move soon.

Ah no vex oh, 2014 oldbie 🙏🏾

ontolegit:
2023 newbies be jumping on some other people's thread as if its compulsory to comment. In business, there is always room for bargaining. Welcome to "Household clearance thread" where stuffs are sold and bought at clearance prices.#kogbakodija!

Amen, thank you 🥹

milliki:
Noo, I didn’t. Yours too will move soon.

Congratsss oh! Did you do paid call?

milliki:
Woke up this morning to see that my application has moved to VAC. No mail yet. Am I safe? God oooo

Quoting to save. 🫶🏾 Seun should do us a bookmark feature. 😩

bigtt76:
Good stuff. So even though you have the cash to pay off at once, form the habit of spending it through credits and loans just to build your score. For example using my own experience, instead of me using my debit card for regular shopping, I use my credit card and use my balance in my debit card to pay off my credit card. This way, I'm seen as having utilised credit facility and paying it off timely. Here in the youkay, credit and loans are a necessity even if you can afford to pay cash. Currys failed because no record of you having been given a credit or loan before and you paying back.

65k for all the things you mentioned? 😳 Semi-orthopedic bed alone sef is 65k-ish

ontolegit:
Pallet bedframe, mattress and wardrobe for 65k

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How does one go about this?

milliki:
Same here
I wan do paid call sef

No oh. I keep refreshing everyday. No nsf, nothing sef. How about you?

milliki:
Have you gotten yours?

Hi there! Thought about you today and said a silent prayer for you again, your visa will come out just in time for resumption by God’s efficient grace ❤️🫶🏾

Yaya88:
Hello everyone, I thought to update you.
I haven't received a response from the Home Office concerning my decision or the complaints department since I submitted my complaint,
so I sent a mail to the UKVI contact center on Monday to inquire if a decision had been made, but I was told my application was still being considered.
Yesterday I received another email stating my case has been re-escalated and the Sheffield team reached out to me today to inform me my application is being worked on and a decision will be made as soon as possible.

I don't even know what to think or how to feel. It seems so long ago since I submitted my application with such excitement for my intended study in the United Kingdom. I even made a vision board of all my future plans with a detailed description of internships I would do, what I would wear to my graduation ceremony as a graduate with distinction, my dream job and salary, the company I would work for, places I would visit etc. Now I look at it every day and feel my dreams slipping away...

It is heartbreaking!

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