₦airaland Forum

Hi guys,

Please I need your help. I have been running this life assurance policy with an Insurance company for more than 40 months and going by their policy terms and conditions, I can cash out 100 percent of my investment after 3 years (36 months). On Nov. 2015 I wanted out, they started making things difficult telling me I will lose money if I cash out now as the economy is bad on them.

I insisted that they give me back my money as I really need it. Knowing how desperate I have become as it is for medical emergency, they deducted about N124,000 from my premium (of course interest accrued forfeited too). I insisted that they will pay my complete money - they said take it or leave it.

From a friend's advice, I decided to fill the discharge voucher and terminate the policy but as I write I am still battling to get them to credit my account for over 8 months now!!

The insurance account officer called me yesterday saying I should sponsor his trip to their head office in Lagos so that he can go and push for my cheque to be out soon. Make una see me see wahala o!!! Na office he wan open for my head now!

Good people of Nigeria, how do I go about this? I have sorted out the medical emergency with loan after running around like rat whose house is on fire but I still need the money to offset the loan plus interest.

Help!!!!

SweetOlive:
Maybe you didnt store it properly?

Good reasoning. No mind the op

Hi Op,

Please you don't have anything good to say, only to kill a good brand. I hope u know the company can sue u! After enjoying the butter, stored in your kitchen cabinet that we don't know the hygienic condition for God knows how long and you here killing a good brand that has sustained Nigerians for so long now.

watchworldpro:
I disagree bro. My car has not visited any Mechanic in past two years and will still hit the 500,000km target I set for myself. Maybe u need to go through my first post to have an idea of my maintenance history. Or wud u consider servicing as going to the mechanic? .

Yeah I saw the regular maintenance you are giving the car but seriously, the mileage is directly proportional to use (with more wears and tears experienced as with all mechanical systems). Regular maintenance can help prolong the lifespan - it is a fact. I hope you can also agree with me that the lesser the mileage, the more life there is in the car.

erico2k2:
What car do you have?
Did you import it directly from abroad?
Or is it used abroad?
What year was it made?

I use Toyota Camry 2009. I bought it here in Canada.

Why will one buy a high mileage car? The higher the mileage, the more maintenance that will be required and more money to be spent at the mechanics. My car had a mileage of 30,000 miles when I bought it, I have used it for 2 years now and no major maintenance except for the quarterly servicing like changing oil, filters and tyre pressure checks and change - all preventive maintenance.

I weep for Nigeria!

This guy go come dey straff girls up and down now...

Saw this video and can't stop laughing as boys are no longer smiling with this wind of change.... lol


https://www.youtube.com/watch?v=qy2sscQ0GfM

iamexcelblog:
Wow.... This Hausa man is moving drugs the whole Igbo drug traffickers have not been able to move in 5 years combined!

Meanwhile, look at the comments above and below me and you will come to see truely how most Nigerians hates Igbos... Yet wont allow them to leave! This is not a conspiracy theory.. The evidence is right before you!

All the comments above are mostly tryin to justify the crime! Nobody mentioned Hausa/ Fulanis and drugs! Even one nematode was calling on government to legalise it and export to rasta countries! Just because it was not Igbo.

If it were to be an Igbo man now, you will hear the likes of Omenka shouting "The lost tribes of Uganda, Kill them, Burn them, Hang them, Igbos and drugs"... Hypocrites. This country is so disgusting with all the tribes muddled up in it!

The Yorubas are scared of their masters - the Hausa/Fulani. You want make herdsmen show for their side? Yeye people

I was not surprise after all...Yoruba keeping Nigeria in darkness.

Avalon316:
What is going on?

These guys that live lavishly? It's only in Nigeria that you will see a young guy with a salary of 250k driving a car worth 2.5m . That's too much for someone with that kind of pay. No savings for the rainy day.

Please how is that too much? 2.5m is the price range of good cars that can serve. You expect him to buy headaches of a car or keep trekking for Buhari after having worked for a good number of years? In fact must u comment on a thread?!!

owoeyeyem:
We Have a very big problem at our hands. When Boko Haram Demanded for a Sharia State our Eastern brothers were quick to brand them terrorists. To my surprise in the last one month Niger Delta Avengers has blow up facilities and there by the economy is getting bad, but to my surprise our Brothers from the East are saying they are Sons of the soil...Why cant we brand them Terrorists and criminals...
Summary of the Lesson....
Buhari promised to tackle corruption....by stopping the rewards to militants and they decided to revolt.
We dont have electricity not because Baba has failed but because some criminal elements and their supporters on social media wants him to and they will still come tomorrow and say that PHCN/IKEJA/EKO ELECTRIC has not given power for 3 weeks...why are you complaining, i thought you supported the idea of pipeline being vandalized.
You have limited funds you say the economy is Hard
Some of You even say our Crude Oyel!
Abeg My brother form the east or warri When was the Last time the proceeds of crude oyel credited to your account.
The only way government could have reached you was to make things work the way it should
SO LET THE BOMBING CONTINUE...
IN A LANGUAGE YOU UNDERSTAND I SAY TO YOU
Shebi naa you no go school
Shebi na You bullet go touch all in the name of IPOB
Shebi na you your family go mourn
Shebi na you go Live Orphans Behind
Shebi na you your environment go dey degraded
Shebi na you and your unborn pickin go suffer am
As for me i support peace and wait till my Lord comes to take me to a better place where we shall weep no more
AVENGERS OF NIGER DELTA please i am just begging you to give your lives to CHRIST JESUS

People still reason from their anus. Say no to tribalism!! In the words of chiwetala Agu -- "Ara m ikpu ojii!!!"

This APC government that took our subsidies and now they are buying cars. Why can't government officials suffer so that they can enjoy later as the masses are doing.
APC scamming Nigerians since 1900.

Yoruba people again. Always giving Nigeria bad name!

HarkymTheOracle:
When a fifteen year old is involved in kidnappin his OWN BOSS,then he would be kidnapping Aircrafts by the time he's 30.
FEAR NORTH MY BROTHERS!!

Yoruba and north again!!! Kidnapping his own boss. Fear those people sha. Yahoo Yahoo na dem get am - always putting Nigeria on the map for wrong reasons.

osabiggy:
O!No! Not his fault, it was the devil; even when the devil was not on duty that day. Sacrilege, the world is nose diving, family values are gone in this country/Africa... God forbid.

This is terrible. Family values in the south west of Nigeria is dead. Just Google these set of people and u will know that God is merciful and na dem judge pass.

Yoruba people are rapist, rituals, pedophiles etc. In fact these people are terrible. That's the only thing they know.

This government is hopeless. I thought VP is a prof. Well, why not fix our refineries and also boost power generation with these monies so that we won't get to this point of sharing money that will only create more problems. The money cannot go around and the short-changed will scream.

OP try harder next time!!! This strike should start from Monday!

Wednesday feels like Christmas now....can't wait!!!

No reasonable comment here!
All the debates here is about GEJ and PMB showing how we build our institution of government around individuals. Please discuss the benefits or otherwise of these policies on the lives of the ordinary Nigerians.

My take: The subsidy removal at this time is demonic! . Salaries as low as N18K are not being paid and job losses here and there. How do the govt expect the populace to survive? Government claim they don't have money, so now they want to exploit the populace for their own survival - it is like the common man providing cushion for the government. It should be the other way round.
Government cannot provide reliable mass transit and power supply at least to help the people. The people have no choice but to provide it for themselves. Now government decided to increase the price of PMS so that the people cannot even provide them anymore.

Well, Nigerians as we know cannot speak with one voice; they are divided along party, ethnic, religious, affluence and even common sense lines. Keep supporting this insincere government at your own peril.

I don talk finish. Madam wey u dey...any cold beer?

No reasonable comment here!
All the debates here is about GEJ and PMB showing how we build our institution of government around individuals. Please discuss the benefits or otherwise of these policies on the lives of the ordinary Nigerians.

My take: The subsidy removal at this time is demonic! . Salaries as low as N18K are not being paid and job losses here and there. How do the govt expect the populace to survive? Government claim they don't have money, so now they want to exploit the populace for their own survival - it is like the common man providing cushion for the government. It should be the other way round.
Government cannot provide reliable mass transit and power supply at least to help the people. The people have no choice but to provide it for themselves. Now government decided to increase the price of PMS so that the people cannot even provide them anymore.

Well, Nigerians as we know cannot speak with one voice; they are divided along party, ethnic, religious, affluence and even common sense lines. Keep supporting this insincere government at your own peril.

I don talk finish. Madam wey u dey...any cold beer?

zizoo36:
As if biafra is better off

Your hatred is real.

Now the Igbo haters and the ethnic bigots can show themselves. This post will only show how divided this country is! Instead of the people calling on the appropriate authority to come to the aid of these cities mentioned, they are here showing how small their brains are!!!.

How he come get vest wear? And his signal didn't match the traffic flow. Who im epp?!!

See fvck money!!!

Na names I come check too. I was not surprise too.

I pray for these people.

No be dem again?