₦airaland Forum

Shma2020:
I'm not going to be sincere anymore

A simple screen shot like this will have settle the difference . At least this is Ghana

kevomtaani:
Told you this guys were trolling you. I've used Momo it is Mpesa in 2010.

keep telling lies to relax yourself .

tell me what features is MPesa having that momo is not having . at least your mpesa is yet to catches up in inteperobiility

rvp20182:
If a feature don't exist it probably has no use case...don't argue like typical Ghana voodoo dumb.asrse

Then if you don't have a feature supporting it, why your unnecessary ranting

rvp20182:
Why don't you Google...you're just got mobile money now...Kenya had it 13yrs ago.There is almost nothing you cannot do in Kenya.

Your central bank said otherwise.

""The benefits of “wallet-to-wallet” interoperability to customers will be immediate and significant. Customers wishing to transfer money across networks will avoid the cost and inconvenience of needing to reload or withdraw money through network agents. Customers’ mobile wallets will reflect funds immediately these are received, regardless of the network from which these funds are sent. Customers will also be able to withdraw the money in their wallets from the agents on their network, as is currently,” the statement from the Kenya Central Bank said.

rvp20182:
Yure typically insane Ghanaian with small country ambitions....there is probably nothing mobile money that doesn't exist in Kenya

Yet your central bank said otherwise. keep massaging your stupidity

rvp20182:
Yure typically insane Ghanaian

The level of your stupidity .

Shma2020:
I came in when you guys were talking about bank and mpesa link in transactions.

Hope we good now.

Generally there is no system that support transfer of money from phone wallet to bank account in Kenya. that was the bane of discussion.

be sincere and tell us, can you transfer money right from your phone wallet to your bank account or any of your care one account supposing you want to give them money and they have no phone wallet apart from bank account or can your boss transfer money from his bank account to your phone wallet directly

leQubit:
Another Negro

English is surely your brain problem.


I am pretty sure you don't know what an operator means in the selection button ?


again no system support banks to phone wallet transfer in your hell hole

Shma2020:
I don't know how your M-banking works but here is kenya, paybill does not necessarily mean paying your bills..
That's the approach for cash transactions especially if you want to deposit.

Lemme give you more options.

English has the same meaning everywhere. Your platform you show me here does not indicate transfer of payment from bank to telecoms or vice versa.

Just40:
That explains why they have created a monopoly

what Ghana goverment will not allowed.

Just40:
Tell that to Shma2020, he said you guys have mpesa only

it is only mpesa who tried to managed with equity bank to settled payment of bills. all other telecoms provider are on their own . infact if you are not using mpesa in Kenya, you are liable not to enjoy mobile money transaction. it is so bad and poor .

Aitell money to bank is impossible

leQubit:
You want Shma to open his KCB account an stuf heh..Shma beware of west africans

You are very daft . have I open any account to show you guys the reality

leQubit:
Dude like i said you know nothing..The world knows Mpesa...Just stick to the village bro...

ok

Shma2020:
Not true. I use Kcb(Kenya commercial bank) and my daily transactions routeen is through mpesa.. Most of the time I feel lazy to visit ATM so mpesa is more easier both in depositions and withdrawals..

For other banks, I guess they have special paybill number where you can still use mpesa to deposit cash.

You see the financial information on the mpesa platform does not indicate how fund can be transferred into banks or bank funds to wallet


and about paying bills , it is just a miniature of what we are talking about .


what we are simply saying is ability to send money via your mobile wallet directly to your own bank account and vice versa .


let me give you a better screen shot of the technology we enjoy in Ghana.

leQubit:
You asked for mpesa ,we gave you mpesa..there are others but not interested in ths shitty debate

i can't debate with a mofo like you. I will rather throw the reality at your face.

when your telecoms industry are willing to utilized potential technology let me know

leQubit:
The whole you've been posting stuff about how mpesa works but seems like you know nothing bro...Kenya not be Ghana bro...we were there 10 years ago bro

ok..

leQubit:
Post what you know bro...

i keep telling you your telecoms are working in silos. is mpesa the only telecoms in Kenya? is it the only industry that that has the ability with specific bank like equity?

leQubit:
Nigga folllow ths..i aint post my stuff just to entertain stupidity...

I love your madness. education already failed you. . go into that link and tell us what you madly see in it.

leQubit:
So you googled an told your brain .that ..

Even if education failed you , does picture also failed you ?

Shma2020:
Not really. if it's about "only paying bill" then you're now in agreement that individual's transaction can be made via mpesa.

MPesa performs nearly everything as far as cash transaction is concerned.

what we scrutinized about your country is simple. the telecoms industry are working in silos . mpesa only share that ability with equity bank and that means it is impossible with any bank apart from equity .


It is impossible for me to send money from my airtel wallet in Kenya to my bank account .

leQubit:
Oya will you stop acting like a stupid person...We are telling you how we do it but seem to know everything us...

give us a proof , my prove about Ghana is this. and stop lying on what is about to happen or in the pipeline

Just40:
No

The last time i bought paper credit was 5 years ago

I wish other telecoms to followed suit . Vodafone is doing well

Just40:
You must be usinng Glo then and it's the reason why it services aint used.

All the other internet providers provide better speeds that Sarficom cant match

have you noticed MTN has stop selling paper credit

Shma2020:
Vax, that is not true.

M-banking links mpesa account hence you can easily transfer money from your bank to your mpesa account and vice versa.

we scrutinized this earlier, we realised it was simply meant to pay bills not individual account .

rvp20182:
Interop was long rolled out - and it pretty useless because again MPESA is like 99% of mobile money. People have Mpesa line even if they use Airtel.

Yet in Kenya, where mpesa dominate the market , it is impossible to transfer money from my own mobile wallet to my bank account.

MPEsa is still lagging behind

rvp20182:
Cash in circulation is money

The reason Nigeria will be having the largest market

popizaino:
This is about affordability (price) and not about internet speed,so kenya internet is still not a joke if its faster......The fact that glo offer cheaper data packages compared to mtn doesn't mean the former has a better network......beside, this is the same poster that confirms mpesa to be light years ahead of mtn momo which you've been arguing against.

i have not been to kenya to ascertain how true is the statement but the very video blogger himself said the speed wasn't quite impressive in some certain area while it is good in some certain area . and about the cost , he was of the opinion , it was way way higher. in fact , he uxtapose the price in the video.
.
he was even arguing if it is possible safaricom can come borrowed MTN Ghana policy on how successful Ghana internet and data has become.

rvp20182:
Nigeria allowed Banks instead of Telcoms to run mobile money. Yes they badly need it but don't expect miracles. The money supply will not increase. The velocity and ease of transaction will improve - and yes banking/financial services will be better.

Nigeria MTN has recently been given the go-ahead to start , it was launch last two years( i actually don't know why it is yet to rolled out) the money supplied will increased tremendously because most of the market woman and other small scale traders like the water seller , wheel barrow pusher , bus conductor, fishermen etc. will automatically used the system and that will.add to the money circulating within the economy. formally

rvp20182:
What interoperability are you talking about when M-pesa command 99% of the market share.
When banks have their own M-PESA called PESALINK - doing billions of transactions.
Equity Bank have their own Telcom company - Equitel - with SIM SWAP - and run their own mobile money on top of it.
When you bank transfer in kenya through RTGS happen almost instantly
When you can clear most cheques the same day
When you banking agent in kenya is Africa leading by far - nearly every M-pesa agent is also a bank agent

When it come to mobile money/finance/banking - kenya long crossed 100% mark. Ghana you're just at 50% banking access.

There is nothing more to be done honestly.

And you're babies. Tell MOMO to even release an API - and open huge possibilities.

Heck you cannot even do online mpesa transaction.

what are you actually saying . in Ghana we have what we called GHIPPS. go learn about it. registering on mobile money here means having a bank account . you can automatically do the same of what you will do with your bank account with your your mobile wallet. nothing again .

Though i agreed that Kenya has been able to roll out a similar thing, but Kenya has only been able to roll the interoperability between telco and telco but has not been able to roll out the bank to mobile wallet transactions, therefore making Ghana’s to be superior to Kenya. simple

leQubit:
Trust me ,what referring is an old thing here

Your central bank is the horse mouth on this topic. and she has spoken . you are yet to have it . simple

leQubit:
You Ghanaians lie like crazy...an i thought its on here

But When the same guy say your m-pesa is faster than momo, he was not lying ... Your daftness is on another level

rvp20182:
Poverty capital has no such money. Mobile Money doesn't create new money. Total Bank assets in Nigeria now is 100B - kenya is at 45B.

most of many millionaire in Nigeria don't have their own bank account. the informal setting of saving money is still widely used

.having their account as phone number will fast track many Nigerians to automatically become a bank account owner. then you will see the difference between 6 and half a dozen