₦airaland Forum

welcome to accra

Marvels Ghana mini golf course, Accra.

Acadavah:
The Mpesa in Tanzania you can do that, I don't know about Kenya have also Tigo Pesa and you can that.

Good, does your mobile money service offer pension, insurance and investment option ?


you started just a year after Kenya but your penetration remain stagnant , what is the reason behind this.

popizaino:
At the risk of sounding uninformed,it is hard to believe that Ghana with less mobile money account holder does most of the transaction in the region amounting to 100 of billions whiles Côte d’Ivoire who has the fifth highest in the world when it comes to mobile money account holders combined with other countries in the region does below 30 billion.The country follows Kenya (58%), Somalia (37%), Uganda (35%), and Tanzania (32%).

According to business insider. Ghana has the third highest mobile penetration after China and Kenya. so where you get your information is what I don't know .and when it comes to financial inclusion in the whole of Africa, Ghana is much more ready than ivory coast and even Kenya. nearly all Ghanaian in some ways, as form of identification . (what nigeria is currently trying to achieved by forcing every nigerians) to have national cards or loose their phone number) most Ghanaians are holding a form of ID required to open an account, either insurance card, voters card , Ghana cards etc. and nearly everyone has mobile phone either smart or normal basic phone with average literacy ratio than most of west Africa countries.( Ghana has the highest literacy rate in west Africa) . This is also very significant considering that Ghana financial industry now includes not only mobile money providers but banks, FinTechs and others that are leveraging mobile money account ownership to offer customers a range of new use cases in their transaction


you can't compare such a country to ivory coast where literacy and numeracy ratio is still low .

popizaino:
Pls get out of your shitthole for once and stop this stupid blind patrotism.

but just40 was right. Ghana is the most successful country in west africa with the utilization. of mobile money.

Yobeezy:
Your dad ought to be castrated so that you wouldn't have been sired in that tiny hell hole stupid Ghana, he wasted sperms on your mum's ugly pu**y.
Even local government revenue in Kenya can feed your entire populace up to 5th generation.
I blame your foolish parents for raising a mannerless slowpoke bastard like you.

haaaaa . all this to your wretched mother that hatches cretin in form of you from her putrid and called it a child? blame that unfortunate incidence on your drunk dad who thinks pissing into your mom stinking ovary will change his fortune. Your dad only end up causing another misfortune in Kenya which was already facing hunger crisis. Your brutish dad damaged your witless mom . what an unfortunate day you were born to a poor country

Just40:
aww

So he just choose to waste his parents money and his own time.

Maybe he was born with brain deficiencies

You are a soothsayer . You know already

Just40:
Just a little bit of money could have gotten him better education in Tz

there is even free education in Tz

Yobeezy:
Tell this rubbish to your dad, sue him for carelessly ejaculating you in a small useless country that lags behind Kenya in every aspect of economic development.
Even Rwanda is better.

Your mother , her problem not mine . I wasn't the one born in a country that lags behind Ghana in every face of development except poverty and over population . that is a crisis between your wretched mother and your daft father

Yobeezy:
At least I've accepted correction but for your case you're overwhelmingly ignorant, rude and stupid, it seems like your family passed this disease to you.
Go and sell your ignorance and stupidity to your village sluts.
You're in deep pain now that Kenya ain't your mate in mobile money you old moronic Ghanaian idiot.

Let me tell you something that you've never known, there's nothing that you always know, you're just masturbating with english vocabularies to sound intelligent yet you're really stupid.

i understand it is your mother personal problem. don't bring it on me , I am not the reason for your daftness or the case of your family crisis . I am simply an anonymous .

Ghana is light ahead of your cesspit you called Kenya and fact don't lie except to a stupid mofo like you

Yobeezy:
Lagging behind your pants, you're strongly dreaming while the Sun is shining.

Just Google what I asked you to do.
Save these stupid ego centred manufactured lies to your villagers.

Your problem is that you're typing for the sake of defending your silly ego
If you'd have done what I asked you to do, you'd have taken a break from showcasing your stupid lies from your bitter face.

You simply lack the ability to read common news , how will you interpret fact, if it is thrown at you. you confessed yourself you are foolishly ignorant of quartz ownership. it is from there I understand I am broadcasting to a mofo.


nothing to Google about except why you are stupid and dumb. Kenya still lags behind. this is an obvious fact dumb kid

Just40:
it's not his fault, just like his brothers, they all received bad education in kenya.

Now they are just exposing how bad it is, to the global community.


Educating your child in Kenya is a waste of resources

.

Yobeezy:
I pity your education system, go and reclaim your fees with that stupid vaxx who is forcing himself to be an expert in everything yet he's dumb just like you.

The report states total value of mobile money transactions increased from 23.4 billion cedis in March 2019 to 33.8 billion in March 2020.
Seriously, you guys should save these dumbness for your illiterate villagers.

You are the dumb kid . the report was talking about the total value of the mobile payment not transaction in various platform supporting the inteperobiility in Ghana. .

The guy already shows you the amount Ghana is transacting yearly. dumb idiiot

Yobeezy:

I didn't know quartz has an African version.
Do Google first what I asked you to do so before you resume barking like a Hot dog.
Kenya's mobile money payment system is just unmatched to none in Africa, the project was once conceptualized in some Asian and European countries but later it failed in some of those countries due to monetary laws.
It's stupid to compare Mpesa ( world's most successful mobile money system) with momo.
You also know that but you'll forever masturbate you ignorance and stupidity

how will you know? when you are dumb and foolish . quatz has an Africa versions and that was the news link i posted here.

all your unnecessary praise has been render to Ghana as well. in fact Ghana was a miracle because it started late yet meet you and still leave you behind .


many prominent news channel has touted Ghana success in mobile money.


It is just unfortunate your mpesa is still lagging behind despite having the largest chunk in your country telecoms market

Just40:
otherwise to what ?

It stated the monthly transaction of March 2019 and March 2020 to compare figures.


I asked you to post the 2020 value of mobile money transacted in Kenya.


Are you scared it will make you shut up forever?

the guy doesn't understand how to read data

Yobeezy:
You posted african while I posted non african blog, I understand your pain but are you on periods?
Mpesa is still the world's most successful mobile money system, Google that it's there.
And if you don't want to Google, you can subscribe to more stupidity in that your tiny insignificant Ghana.

You are highly stupid and at the same time foolish . quatz news is simply an American news report. they have a dedicated version for Africa just like bbc Africa and cnn Africa. it is typically from the United state not Africa.



you are free to remain stupid if you care but i will not stop showing your ignorance if you really want to be mad

Yobeezy:
And do you think we care if you don't know mpesa?
That's not our business at all.
Besides, I'll keep on reminding you mpesa is still the world's most successful mobile money system.
It has more admiration in many african countries than world remit when it comes to performing online payment transactions.

Kenya's mobile money system was once applauded by an American news company VOX.
Continue screaming..

This is not a point but ranting . many blog pages have also touted the success of Ghana mobile money.


unless you really want to read , I can bombard you with many blog pages just like you are foolishly doing

Yobeezy:
You're the one who is not understanding things and you're too quick to spew trash carelessly from your mouth.
As I proved to you before in the screenshot, western union is not the only platform linked with mpesa to facilitate international transfer of money.
You can send money to a person who has an mpesa account abroad or a bank linked with mpesa services.
Similarly, you can also deposit and withdraw money to your forex and bitcoin accounts via mpesa still.

Another bitter fact, mpesa is the world's most successful mobile money system.
Not your unknown world remit, you can even Google.
Stop arguing blindly.

All this garbage are simply arrangement . this is exactly the same thing I am telling you boy and your dusty brain is refusing to take it in.


It simply means you can't send money to non mpesa account holder nor any country that does not have western union agent. it will only work with arranged company. that is all




world remmit also work in similar function, the holder must be having a momo Ghana account or else you will use another option available in bank payment.

Yobeezy:
Those are Ghanaian blogs, check on non african published blogs.
Mpesa is still a force to reckon in the space of online payment, not world remit.
Mpesa has a very huge presence in Africa more than world remit.
Swallow that oil so that it can drain some ignorance and stupidity from your head.

you have dryness in your brain too.

if your stupidity can make you called this a Ghanaian blog.

https://qz.com/africa/1662059/ghana-is-africas-fastest-growing-mobile-money-market/amp/.


nobody knows mpesa in Ghana. but I can comfortably sit in my room and send money via world remmit to Kenya here in Ghana just by using my phone wallet

Yobeezy:
See this screenshot for yourself, mobile money transactions accounts for bigger percentage of Kenya's GDP than Ghana's
You're still our kids in mobile money.
You can accept or continue burying your useless head in the sand

so many blog page has praised Ghana mobile money more than Kenya. should i oil your dry eyes with it?.

Yobeezy:
Not all international money transfer services in Kenya are linked with western union, you can link it with a mpesa user abroad or bank account holder abroad as well.
Stupidity is highly contagious, please do research before typing nonsensical lies.

despite your inborn foolishness, you still failed to understand basic analogy. transfer of money from country to another is about arrangement between willing party not just because your technology is advance.


using mpesa to send money via western union to a country that does not has western union will not work, becuase there is no agent to do the delivery


in Ghana, world remmit works and is being used well here.

Yobeezy:
I don't understand why you Ghanaians are so thick, ignorant and bitter but let me prove you my claims with a screenshot.
And it's shameful to compare tiny ghana's mobile money payment system with Kenya's, this is a popular fact.
Kenya's mpesa reigns the globe in payment system.
You can access international money transfer services via safaricom App

the typical foolishness. I said money received on mpesa platform are arranged financial inclusion . for the fact that mpesa has such arrangement with western union doesn't make it superior. you are using a wire transfer with the aid of bank support. simple.

Ghana has been doing it even before mobile money exist. I wonder how it is new in Kenya. in Ghana the transaction can be done using worldremmit .


as for Kenya, the payment system will not work in a country that does not have western union agent

Yobeezy:
You're actually doing what Kenya started doing ten years ago, the truth of the matter is that Kenya's mobile money system is more advanced than Ghana's.
Even the global financial institution recognizes this.No doubt.
I can even send money to someone in America or Europe via mpesa from the comfort of my house.

You keep reminding us how daft you guys are. there is world remmit that handles this things. there is even wave in Ghana that support it.


but try the application and see if you can send money to someone in Nigeria and see if your infrastructure support it. you were able to send money to some European country and USA because there is financial inclusion between. your telecoms company and their agent in those country .
.
your country has never has it better than Ghana.

Just40:
that looks like the prescription drug you got mPharma owned pharmacy in Kenya.

Have you taken your recommended dosage yet?

they have mpharma Ghana in Kenya. they are coverd

Wizzzzmike:
I don't remember the last time I bought airtime with cash including dstv ... Don't wait ur time on them

I am currently taking a meat pie and tiger nut drinks now in a little shop. I have taken more than two tigger nut drinks, I am pretty sure i don't have enough cash with me but with my wallet, I feel relax.

Just40:
I'm laughing my hearts out

These kenyans are bunch of idiots who will rant from morning to evening over facts

he keeps repeating Kenya has better mobile money than Ghana. then we ask how and what are the yardstick . he said he can't argue unnecessarily. how stupid can he be

Just40:
yet it only does half the transaction that Ghana momo does

It cant even do some of the things that mobile money does in Ghana.
That's a joke.

lol

kevomtaani:
What are you trying to justify? I've been to both countries, I do not engage in silly arguments you can check my history. I am telling you the truth. Kenya's mobile money is above all the countries I've been to in Africa. Ghana included.

You are only ranting . what you are saying is not true. until you are able to proof to us what makes Kenya mobile money better than Ghana.

saying it from now til tommorw will not validate your lies . .

Saddamochieng00:
You're still babies in mobile money. We use paybill here to do this kind of transactions.

paybill is a miniature of the payment system. you are lagging behind . those vendors already registers with banks and charges are deducted when payments are made this is different from transferring from phone number A to bank account B or vice versa .

you can even see the structure is quite limited. ""KCB account"'

kevomtaani:
I can't justify this with an answer let me put it this way. when I was in Ghana I had to re learn using cash. I never use cash in Kenya. I even forgot my atm pin in kenya so I had to save it as a contact.

Then you probably not been sincere . having cash in Ghana has now become a choice ( though there is little room for improvement) everyhouse in Ghana has been electronically tagged . just with the punch of your computer, you can open up a lot of digital address system. . nearly all payment made to Ghana givement are done electronically.


some hotels will not even accept cash from you