₦airaland Forum

Bluezy13:
I am not a preacher.

No wonder.

RIP Sultan.

D for Democracy.


No matter how bad it is(military)he better mi li ta ri..........

Blakjewelry:
lol that scare tactics doesn't work on me, the earth will be here a billion years from now by then your beliefs will only be found in the library

Athiest

vickertony:
To be sincere, no business.
Nigeria business environment is not friendly

Demographically it is.

Bluezy13:
That's a fallacious statement.
The sin I know the bible said is irredeemable is the sin of blasphemy.
Some pastors crack jokes during sermon, does that mean they will go to hell ??
Where exactly in the bible is it written that when one makes someone laugh in the temple that one must go to hell ??
Sin is an immoral conduct. Is making someone happy an immoral conduct ??

I am neither a Christian nor in support of cracking jokes in churches but that doesn't mean that those who do it will not make heaven.
The bible has given a criterion for going to heaven which is only believing on Jesus Christ, and this makes me wonder what gives you such temerity to conclude that someone that just crack a mere joke will go to hell, and besides, you didn't even specify if the joke is an immoral joke or a harmless joke that does not in anyway adulterate the essence of the gatherings of God's people.

Nice reply,,,

But please can you quote anywhere in the Bible to butress your fact.

DonroxyII:
Yes, it is possible even MBA is mostly about Business Administration!

As an Accounting student, You will minor in Business Administration courses up until 300L (In my own school) but you can't be well grounded in the theoretical modules of business like the Major .....

But we Accountants are well trained in Business phenomenon as far as practically possible ...

Thanks.I am an aspirant of Accounting.

Please is Accounting more relevant to Business Administration?

PatrickOkunima:
Even you know the answer.

I don't know

That is why I ask...

Please I want to ask another question...

Accounting or Business Administration,which is better?

Jamb seem incompetent.


Besides,what was your score?

A room doesn't define your personality.

DonroxyII:
I'm a pure Accountant(B.sc, M.sc, One paper to Chartered) but I will forever Cherish Economics .... Next level is Business Economics for me ....

Go for B.sc Economics and start writing your ICAN immediately then your Economics skills will help buttress your accounting skills in providing Business insights and combine both knowledge will help you to be well grounded in economic indices and interrelationships (Micro and Macro) and Business view (Accounting and Management) .......

You will be a very good business manager with the knowledge of the two discipline and when you speak ... Other professional will hardly countered you .... Because you are an authority in Business world that's if you know your skillset ooo ...

If you don't want to do ICAN or you are very concerned about the Market .... Pls Don't do B.sc Economics alone without 2'1 you won't go far ....

B.sc Economics job market is scarce because Accountant is needed in most if not all organisations but Economist are not needed in all organisations...

Accounting has better market prospects than Economics ...

Pls go for B.sc Accounting jeje .... Accounting has better market than Economics ... I repeat!
The only way you can be relevant as pure economics is if you top it up with Msc and PhD in Economics if not ... OYO ooo ... of course long leg can do anything !!

Also with B.sc Accounting.... You are not far from Treasury (Money) .... Accountant are not far from Money ...

Economists talk too much and they can even be arguing within their own brain ...
Classical vs Neoclassical vs Keynesian ...

In Accounting, we only have IAS/IFRS/IPSAS to abide by and once you didn't violate any of the principles ... Shikom !!

Please it possible to study Accounting in university and after completion still go for Business Administration course?

Or is Business administration included in accounting course?

Please!!

Despite television, cell phones, and Twitter, traditional reading is still an important skill. Whether it is school textbooks, magazines, or regular books, people still read, though not as much as they used to. One reason that many people don’t read much is that they don’t read well. For them, it is slow, hard work and they don’t remember as much as they should. Students, for example,may have to read something several times before they understand and remember what they read.

Why? You would think that schools teach kids how to read well. Schools do try. I work with middle-school teachers and they tell me that many students are 2–3 years behind grade level in reading proficiency. No doubt, television, cell phones, and the Web are major contributors to this problem, which will apparently get worse if we don’t emphasize and improve reading instruction.

Some of the blame can be placed on the fads in reading teaching, such as phonics and “whole language,” which sometimes are promoted by zealots who don’t respect the need for both approaches. Much of the blame for poor reading skills can be laid at the feet of parents who set poor examples and, of course, on the youngsters who are too lazy to learn how to read well.

For all those who missed out on good reading skills, it is not too late. I summarize below what I think it takes to read with good speed and comprehension.

Read with a purpose.
Skim first.
Get the reading mechanics right.
Be judicious in highlighting and note taking.
Think in pictures.
Rehearse as you go along.
Stay within your attention span and work to increase that span.
Rehearse again soon.
1) Know Your Purpose

Everyone should have a purpose for their reading and think about how that purpose is being fulfilled during the actual reading. The advantage for remembering is that checking continuously for how the purpose is being fulfilled helps the reader to stay on task, to focus on the more relevant parts of the text, and to rehearse continuously as one reads. This also saves time and effort because relevant items are most attended.

Identifying the purpose should be easy if you freely choose what to read. Just ask yourself, “Why am I reading this?” If it is to be entertained or pass the time, then there is not much problem. But myriad other reasons could apply, such as:

to understand a certain group of people, such as Muslims, Jews, Hindus, etc.
to crystallize your political position, such as why a given government policy should be opposed.
to develop an informed plan or proposal.
to satisfy a requirement of an academic course or other assigned reading.
Many of us have readings assigned to us, as in a school environment. Or the boss may hand us a manual and say “Here. We need you to read this.” Whether the order comes from a teacher or boss, we need to ask, “What do you want me to learn from this?” In the absence of such guidance, you should still formulate your best guess about what you should learn and remember from the reading.

2) Skim First

Some reading tasks require no more than skimming. Proper skimming includes putting an emphasis on the headings, pictures, graphs, tables, and key paragraphs (which are usually at the beginning and the end). Depending on the purpose, you should slow down and read carefully only the parts that contribute to fulfilling the reading purpose.

Even material that has to be studied carefully should be skimmed first. The benefits of skimming first are that the skimming: 1) primes the memory, making it easier to remember when you read it the second time, 2) orients the thinking, helping you to know where the important content is in the document, 3) creates an overall sense and gestalt for the document, which in turn makes it easier to remember certain particulars.

Browsing on the Internet encourages people to skim read. The way content is handled on the Web is even causing writers to make wider use of Web devices, such as numbered or bulleted lists, sidebars, graphics, text boxes and sidebars. But the bad news is that the Web style makes it even harder to learn how to read in-depth; that is, the Web teaches us to skim, creating bad reading habits for in-depth reading.

3) Get the Mechanics Right

For in-depth reading, eyes need to move in a disciplined way. Skimming actually trains eyes to move without discipline. When you need to read carefully and remember the essence of large blocks of text, the eyes must snap from one fixation point to the next in left- to right-sequence. Moreover, the fixations should not be one individual letters or even single words, but rather on several words per fixation. There are reading-improvement machines that train the eyes to fixate properly, but few schools use them. I know from personal experience with such machines that they can increase reading speed markedly without a cost in lower comprehension. Poor readers who stumble along from word to word actually tend to have lower comprehension because their mind is preoccupied with recognizing the letters and their arrangement in each word.That is a main reason they can’t remember what they read. Countless times I have heard college students say, “I read that chapter three times, and I still can’t answer your questions.” When I ask thought-provoking questions about the material, they often can’t answer the questions because they can’t remember the meaning of what they read. Even with straightforward simple memorization questions, they often can’t remember, because their focus on the words themselves kept them from associating what their eyes saw with their own pre-existing knowledge and thus facilitating remembering. In short, to remember what you read, you have to think about what the words mean.

I am not arguing against phonics, which in my view is vital for the initial learning of how to read. But phonics is just the first step in good reading practice. At some point, the reader needs to recognize whole words as complete units and then expand that capability to clusters of several words.

Among the key tactics for good mechanics of reading, I list the following:

Make eye contact with all the text not being deliberately skimmed
See multiple words in each eye fixation
Strive to expand the width of each eye fixation (on an 8.5″ width, strive for three fixations or eventually two per line). This skill has to be developed in stages. First, learn how do read at five or six fixations per line. Then work on four per line. Then three.
Snap eyes from one fixation point to another (horizontal snaps on long lines, vertical snap if whole line in a column can be seen with one fixation).
Learning how to do this takes practice. If you can’t do it on your own, consider formal training from a reading center

4)Be Judicious in Highlighting and Note Taking

Use a highlighter to mark a FEW key points to act as the basis for mental pictures and reminder cues. Add key words in the margins if you don’t find useful clues to highlight.

Almost all students use highlighter pens to identify key parts of a text. But many students either highlight too much or highlight the wrong things. They become so preoccupied in marking up the book that they don’t pay enough attention to what they are reading. A better approach is to highlight just a few key words on a page. If many pages don’t require highlights, sticky tabs on pages with highlights can greatly speed a study process for whole books.

It is crucial to think about the meaning of text. Highlighted text needs to be rehearsed in the context of how it fits with the purpose, why it needs to be remembered, and how it fits with important material that preceded it. Every few paragraphs or pages, depending on the information density, the reader should stop and self-quiz to make sure the important material is being memorized. Making outline notes of such material after it is first read can be an important rehearsal aid for forming immediate memory and for later study. The act of creating such an outline from working memory, and checking it against the content just read, supports memory formation in very powerful ways.

5) Think in Pictures

A picture may not be worth a thousand words, but it can certainly capture the essence of dozens of words. Moreover, pictures are much easier to memorize than words. Those memory wizards who put on stage shows owe their success (as do card counters in casinos) to use of gimmicks based on mental pictures. Ordinary readers can use to good effect the practice of making mental images of the meaning of text. The highlighted key words in text, for example, if used as a starting point for mental pictures, then become very useful for memorization. One only has to spot the key words and think of the associated mental images. Sometimes it helps to make mental images of headings and sub-heads. Pictures also become easier to remember when they are clustered into similar groups or when they are chained together to tell a story.

Mental pictures are not the only way to facilitate memory for what you read. I understand that actors use another approach for memorizing their lines for a play, movie, or TV show. Actors “get into the part” and study the meaning of the script in depth, which seems to produce memory automatically for them. When the same script is memorized with mental images, it appears that the text is being looked at from the outside, as something to be memorized. Actors, on the other hand, appear to be looking at the same text from the inside, as something to be experienced. The actors probe the deep meaning of the text, which inevitably involves attending to the exact words. For example, they seem to explore why their character would use a given set of wordsto express a particular thought. This is still a process of association, except that actors are associating words with real meaning and context as opposed to contrived visual image meaning and context.

Both approaches require engagement. The reader has to think hard about what is being read, and that is what helps you to remember what is read.

6) Rehearse As You Go Along

Read in short segments (a few paragraphs to a few pages, depending on content density), all the while thinking about and paraphrasing the meaning of what is written.

To rehearse what you are memorizing, see how many of the mental pictures you can reconstruct. Use headings and highlighted words if needed to help you reinforce the mental pictures. Rehearse the mental pictures every day or so for the first few days after reading.

Think about the content in each segment in terms of how it satisfies the purpose for reading. Ask yourself questions about the content. “How does this information fit what I already know and don’t know? Why did the author say that? Do I understand what this means? What is the evidence? Do I agree with ideas or conclusions? Why or why not? What is the practical application?” How much of this do I need to memorize?” Apply the ideas to other situations and contexts. Generate ideas about the content.

It also helps to focus on what is not said. To do that you also have to keep in working memory what was said. This not only helps memory, but you get the opportunity to gain creative insights about the subject. In short, thinking not only promotes memory formation but also understanding.

7) Operate Within Your Attention Span

Paying attention is central to memorization. Trying to read when you can’t concentrate is wasting time. Since most people have short attention spans, they should not try to read dense material for more than 10 or 15 minutes at a time. After such a session, they should take a break and quiz themselves on what they just read.

Ultimately, readers should discipline their attention so they can concentrate for longer periods.

Rehearse Soon After Reading Is Finished

At the reading session end, rehearse what you learned right away. Avoid distractions and multi-tasking because they interfere with the consolidation processes that enable longer-term memory. Answer again the questions about content mentioned in the “Rehearse As You Go Along” section.

Think about and rehearse what you read at least twice later that day. Rehearse again at last once for the next 2–3 days.

In Summary

Read with a purpose.
Skim first.
Get the reading mechanics right.
Be judicious in highlighting and note taking.
Think in pictures.
Rehearse as you go along.
Stay within your attention span and work to increase that span.
Rehearse again soon.


CPD.

You did the right thing by voicing out.

As a business owner, you will fail except you avoid these mistakes





There are some mistakes that people make that they can either make planning complicated or make it a failure.



Why some see starting a business as a big risky move, many see it as an opportunity.



For me, I see an opportunity in Nigeria. Nigeria has had its citizenship opportunities. As of 2020, the total population of Nigeria is around 205 million. This is an opportunity of over 200 millions potential customers .



Great!



What can you see?



A superb business opportunities in densely populated areas. It depends on your attitude. It all depends on the mindset.



Some people have seriously mentioned that the cheapest thing in the world is poverty while the most expensive thing is success.



If you really want to be poor, Its very simple. Just sleep and wake up useless. You need more than luck to succeed in business world. Living the whole life is a choice and living a temporary life is a choice.



Coming back to our topic, you will agree with me that there are a lot of business opportunities everywhere, but choosing the right one really matters.



10 Common Mistakes to avoid in Business:



Budget:





In most cases, aspiring entrepreneurs do not create the right budget for their business. A lot of research is needed to determine the true value of the business you are doing.



If you need N2m to start a business and you have an N1.5m budget, chances are you are stuck in the process of starting such a business and it may affect the enterprise.



It is important to get the budget you need before starting a business building implementation. Not having the right budget doesn't make a difference in the way you think about business.



Right Target Audience



This is a group of consumers who want your product or service. A childhood friend of mine once told me that he intended to start a gold retail store(in a very remote area of ​​Lagos)



He thought the store rent is cheap and he will reinvest some of his investments over time. It started. I asked him, how many people in such an area would really wear gold?



Goldsmiths are self-sufficient and you can hardly find such people in this area. Setting up a gold business in such an area is a waste of investment and is largely wrong.



On the other hand, I know of a very successful woman who sells almost everything in the area. She did not train as a caterer, but she is good at cooking and has built two houses in the same area from the food business.



It is true. The food business is the perfect place for a business where retailing is a complete target for consumers as opposed to setting up a sales outlet. Therefore, the right target market or audience is important in every business.







Profit analysis:



It measures the amount of profit earned by the performance of any work in a business. It gives you a clear idea of ​​how well your business is doing. However, some people do not really know how to do it.



Just because you have goods(stock) in your store or warehouse doesn't mean you're making a profit. In order to reach your goal, you need to analyze your costs separately from your business.



Your overhead and other related expenses will have to be deducted. If this is not done, the business will not run and you will not know when mistakes are being made to correct them.



Choosing a good development period



Every business has its own period for development(gestation). From the start of the business you should be able to identify a number of factors that can help you break even.



Falling to the ground is a factor that has cost overhead and space for the right users, beginners. It's okay to put your expected business on people's target number and attach data (value).



It gives you an idea of ​​what your costs will be and what your business will look like.



If your estimated business can't handle the costs, then don't dare. This is important because a lot of people go into business and find out later that business is not going well because of the wrong projection from the beginning.



Create a separate account record



Most of people want to run a good business but you don't know how to separate your business accounts from your personal accounts.



Due to family pressure or social pressure, you go to your business accounts to get money to meet your individual needs or family needs. Some people also take goods from their shops that are given to children who come to your places of business.



As good as it is, it's okay to take money from your own savings but not from a business account.



This is one of the reasons why businesses are not performing well and if you really want to succeed in business you must avoid such losses.





Collect money for your service



It is not very different from the above. To avoid losing your capital, you must learn to pay yourself from profits.



Many business people reach into their own business accounts just to get money for their personal needs, but that is not how the business works.



Learn to pay yourself in such a way that you have a personal drive to move the business forward so that you can pay at the end of the month.



No family and friends with your business



This is a very common mistake in Africa. We all have family relationships, but it's always best to keep your business plans away from family and friends.



My first business was car wash and I didn't manage to learn that I had dug a grave for that business. True, due to lack of accountability, this business could not run for 4 months and everything was uprooted.



Africans are used to misusing opportunities. Don't fall into such traps. Employ people who are qualified and have no ties, so you can run the business.



Market your product



As a business person, it is important to know that every business needs marketing. People need to know what and how you really sell your offer



It all depends on how you want to market your product, but in this age of social media, you want to have at least one Facebook page that you can evaluate.



This will enable you to promote your business online. Twitter and Instagram are also useful tools that you can take advantage of. It goes as far as you can imagine.



Printing handbills to reach people can also be helpful in marketing your business, but people should be aware of what you sell.



Embrace competition or Rivalry



Every business requires some skill. It is a controversial fact that you may not know all this but it is very dangerous to start a business that you do not know.



You can go to seminars, vocational schools and read about business to get acquainted with places.



Before starting a business, skills and experience are best acquired before you can hit and strike a balance.





Always be mental stable



You just have to be more discriminating with the help you render toward other people.



Starting a business requires a lot of mental intelligence. No business starts on a comfortable plot.



At first, it may be rough, but you have to be mentally prepared to stay in business. "Nothing in life is easy."



Many people have done some business and keep jumping from one to the other. Patience is key. Endurance is a big factor. In the long run, it will end quickly and business will grow.



Have you ever experienced any of the above 10 Mistakes in Business? Let me read your thoughts about this article



I will appreciate if you like, comment and follow so as to see my next article about business

Comm

InsideLove:
It would have been far better if Buhari had certificate on philosophy but he had nothing

Please is philosophy a good course to major into?Is it professional?
Is it good in today's Nigeria situation?

DrEmmy01:
Uniben.
Only go for lasu if you are an indegene and you have a high score, if not run away

Thanks.

Please what is the reason for change of course against one's will in universities?
Why do they change aspirant course?

UNIBEN and LASU.

Which is more easier to gain admission into?

Futuremom:
The site can not be reached

Your number

OJay360:
Add me 09081436674

*Good Morning Imminent UNIBEN Students�*

*Admission Orientation and information begins tonight by 8pm⚡*

https:///DslFJlNplnd5Vte3W0NhVE

*Invite Others ⚡*

The5DME:
me bro. Uniben aspirant

*Good Morning Imminent UNIBEN Students�*

*Admission Orientation and information begins tonight by 8pm⚡*

https:///DslFJlNplnd5Vte3W0NhVE

*Invite Others ⚡*

Futuremom:
I am here oooo, how will I join the group please?

*Good Morning Imminent UNIBEN Students�*

*Admission Orientation and information begins tonight by 8pm⚡*

https:///DslFJlNplnd5Vte3W0NhVE

*Invite Others ⚡*

Any UNIBEN aspirant

Signify to join the UNIBEN what app group.

Rules are meant to be broken but some must be followed duly to achieve the long term desired result. To experience steady growth in your finances that will make it compound over time for wealth explosion, you need to keep to these rules to safe guide you with a safe landing in wealth creation. These six rules must never be broken.

NEVER BUY LIABILITY ON DEBT
When you buy an asset losing value over time, you are taking a high level of risk which is harmful to your finances. Taking debt to buy or invest into such liability will possibly lead to another debt accumulation. Before investing in any asset, do your research about it, know where they make money from, what they do with their profits and how financially stable that company is. Ask those that invested in Skye bank, platinum Habib bank(PH.B)and a few others, lots of investors lost their money.

THE BEST TIME TO SAVE IS NOW
The best time to plant a tree was twelve years ago and the best time to start is NOW. It's never too late to start now. Even though, you have wasted higher percentage of your resources away in your young age, it's never too late to start with the penny you earn monthly. A penny earned is a penny saved. No matter how small is your monthly income start with 10% or less.





NEVER INVEST MONEY WITH EMOTIONS
Never invest into product or services because you love them. Invest into their numbers and vision because you see what you like. Lots of people invested into MMM and FOREX because of it's huge return on investment in a short period. None ever research about it's system and structure, how it makes money monthly and where it plans to be in five to ten years time.




STOP TRYING TO GET RICH QUICK
In Nigeria and Africa at large over multi-million dollars has been wiped off because of get-rich-quick schemes. People looking for a way to double their money and lost it all. People trying to invest in BET schemes are always broke even after making big money. Lots of them keep trying and pushing, hoping to hit it big but end up being broke. A lady took her rent over N400,000 into a scheme about helping hands and that week she lost everything.

BUILD WEALTH IN STEPS
Wealth is build in steps i.e take it one step at a time. You need to take it step by step you don't rush it. To get wealthy, start with the little in your hands and invest it steadily and non-stop for many years and watch your money grow and compound over the the years to become a huge amount. Jeff Bezos started his small company many years ago and today, he's the richest man in the world.

KEEP TRACK OF YOUR SPENDING
You need to keep track of your daily, weekly to monthly expenses, it will guide you to know the direction of your money and how to reduce the expenses or manage them properly. It gives proper direction to your money and what to do if you have more cash than expenses. A friend spends aimlessly without budgeting his finances, he spends a month tracking his expenses, he almost wept when he realised he has been wasting all his money inappropriately.






CONCLUSION
The most important thing about the rules is that never forget any one of them and stay true to them. It will guide you to achieve your desired financial dreams.

Please share,like,comment and follow

Millimann:
If he presented himself as a poor father, would Harrysong have helped him?

And how did you know that he won't have helped him.

You will agree with me that in our generation, the love of money, pursuit of it and fame has become a fire consuming the heart of many. Many are ready to go to lengths to make money either through positive or negative means, however, most lose this same money within the twinkle of an eye.







If you look around you, you will definitely see one or two people you know who were rich but quickly went back to poverty within some weeks or even months and you begin to ask yourself what went wrong. Some of us has also tasted wealth but quickly went back to poverty.







The question is what could be the major cause of this. Here are 4 mistakes people make when they become rich that quickly take them back to poverty.

1) Lack of Investment: Many people are unaware of the fact that money is like a bird in hand, and a bird in hand can fly at anytime. The only way to cage this bird is through investment. There are so many people who have won money, earned millions but quickly lost it due to lack of investment. One of the main aim of having money is to make more money and this can achieved by investing your money in profitable ventures or having assets that can increase your income in the long run.







2) Misplaced Priorities: I'm quite sure that you must have seen a couple of people who live in rented apartment but own very expensive cars. This is simply misplaced priority. Money should be used to purchase more assets than liabilities and what every reasonable man or woman should do is to own a house, a place you can proudly call home before you buy more expensive things. Some prefer to spend their money on clothes, shoes than invest it and before you know it, that money that looks like it cannot be squandered may disappear within a short period of time.







3) Lack of proper planning: I know you must have heard the popular saying, " He who fails to plan has already planned to fail." Most people hear this quote almost everyday but they do not apply it to their daily life. Many do not have a plan for their life, this is why they may see a life changing opportunity but totally neglect it. When you do not have a plan for your your future or even your money you may spend it extravagantly and before you know it, you begin to wonder what went wrong.











4) Wrong Mindset: There are certain people that have a very wrong mindset towards money. They believe that money should be spent while it lasts, forgetting that tomorrow is another day. These set of people live for the 'Now' and spend their money extravagantly with the belief the tomorrow will take care of itself. This wrong mindset has taken such people back to poverty even quicker than they can imagine.











It is important that you invest your money in reasonable ventures when you get rich so that regrets do not set in later. Remember, Assets are more profitable than liabilities.



I hope you learnt valuable lessons from this article.

Thanks for reading.

Ibadan again!!!!

Jungle justice or mob justice is a form of public extrajudicial killings in Nigeria and Cameroon, where an alleged criminal is humiliated, beaten or summarily executed by a crowd or vigilantes.

Can it be curbed?

Promisepikin:
Use of English 60,and the rest 40 each,making 180 questions

Have you written?

Najdorf:
We were in our centre

How was the questions

Zakamori:
Can anybody kindly confirm if Mathematics candidates were allowed to do their workings on paper?

Please

when are you writing your jamb