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Whatalife's Posts

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AutosRe: WANT TO SHIP YOUR CARS VIA COTONUO PORT TO NAIJA FROM ABROAD PLUS ADVISE by whatalife: 7:50am On Jul 15, 2010
how much will each of this car cost to clear from cotonue and deliver to kogi state
Also what is the cost of each from cotonue if i want to buy from there and deliver to same location

AutosRe: WANT TO SHIP YOUR CARS VIA COTONUO PORT TO NAIJA FROM ABROAD PLUS ADVISE by whatalife: 7:48am On Jul 15, 2010
how much will each of this car cost to clear from cotonue and deliver to kogi state
Also what is the cost of each from cotonue if i want to buy from there and deliver to same location
AutosRe: BEST BUY FOR CARS? by whatalife: 2:48pm On Jul 12, 2010
thank you femmi2010,
waiting
AutosRe: BEST BUY FOR CARS? by whatalife: 6:49pm On Jul 11, 2010
Mercedes-Benz C 180 Esprit or 220 1994/1995 or 95/96 model.
the civic is 1993/1994
AutosRe: BEST BUY FOR CARS? by whatalife: 2:09pm On Jul 11, 2010
how much will this cost to clear from cotonue,
and what is the cost if am buying from cotonue

AutosRe: BUY YOUR SHARP & NEAT CAR(S) FROM COTONOU ( @ THE BEST BET) WITH A LOW MILEAGE... by whatalife: 6:03am On Jul 10, 2010
ademlabi,
How much wil this cost from cotonue to lagos.

InvestmentRe: Returns On Fixed Deposits by whatalife: 11:55am On Jul 05, 2010
@knice,
Gone are the days when ibtc asset management pay such, I don't there is any asset management of fund managers that will pay out such % where the market in which they invest are all in the red.
From all my findings ibtc inclusive none can give u even 6% per annum, with the exception of kakawa asset management that i know is currently doing 10% per annum(MPR+4%)
and your fund has to locked up for minimum of 6months.
InvestmentRe: Returns On Fixed Deposits by whatalife: 8:18am On Jul 04, 2010
@knice,
Can give us more information on these your asset management companies because it look like something fishy.
BusinessRe: Inspiring - Jimoh Odutola (1905 - 2010) by whatalife: 5:33pm On Jul 02, 2010
I have read a lot about the odutola brothers, a very good write up by Reuben Abati.
There are no role model in this country.
BusinessRe: Is N500k Enough To Start Kerosene Supply Business? by whatalife: 7:28am On Jul 02, 2010
@stagger,
thank you so much for the report.
You stated as at the time of writing this report that kerosene was N80 per liter, what is the current price now and for delivery for people up north like kogi state what could be the possible cost of delivery for 11000 liters?
thanks awaiting your wonderful response.
BusinessRe: Nospetco,stefteg And Wealth Solution by whatalife: 1:01pm On Jul 01, 2010
BusinessRe: Nospetco,stefteg And Wealth Solution by whatalife: 1:01pm On Jul 01, 2010
@poster i was trying to post the recent info i read from thisday newspaper, but my post is been deleted,pls read todays thisday online .
InvestmentRe: Returns On Fixed Deposits by whatalife: 12:54pm On Jul 01, 2010
@poster,
return on fixed deposit are really very poor these days. some banks are doing 5% per annum from 5million and above,
so figure out 250k, that will be very insignificant .
cheers.
BusinessRe: Is N500k Enough To Start Kerosene Supply Business? by whatalife: 2:47pm On Jun 30, 2010
@ stagger,
Pls i need the info too on kerosine business.
Please send to : netaccesswireless@gmail.com
BusinessRe: What Do You Know About These Discount Houses Kakawa,Associated Discount,Express by whatalife(op): 5:35pm On Jun 11, 2010
@Aproko (f),
Thank you for the insight,i have read all available information about virtually all of them and i have made calls to them too.I just wanted to seek the opinion of some people who have used their services before, i have actually settled for kakawa discount house Gurannted income fund, Fixed deposit rates are very very low now, the kakawa thing is currently giving about 10% per annum due to (MPR +4%).
I have actually learn a lot of financial jargons since i hook up with kakawa discount house
CrimeRe: 40 Years Old Akwa Ibom Man Impregnates His 12 Year Old Daughter by whatalife: 3:43pm On Jun 11, 2010

BusinessRe: What Do You Know About These Discount Houses Kakawa,Associated Discount,Express by whatalife(op): 8:27am On Jun 11, 2010
:-x :-x :-x :-x
BusinessRe: Nigerians Abroad With Naija Current Accounts. Shine Your Eye! by whatalife: 3:30am On Jun 11, 2010
@Roforofo ,
Please may i ask you what rate you are currently getting from Gt bank for 15m fixed deposit .
BusinessRe: What Do You Know About These Discount Houses Kakawa,Associated Discount,Express by whatalife(op): 9:57am On Jun 10, 2010
So one on this thread has had dealings with these discount houses in terms of fund placement for a guaranteed amount every month.
BusinessRe: What Do You Know About These Discount Houses Kakawa,Associated Discount,Express by whatalife(op): 8:39am On Jun 09, 2010
I thought there are investment bankers on this thread?
BusinessWhat Do You Know About These Discount Houses Kakawa,Associated Discount,Express by whatalife(op): 1:07pm On Jun 08, 2010
Kakawa Discount House Limited
First Securities Discount House Limited
Express Discount Limited
Consolidated Discounts Limited
Associated Discount House Limited

Please provide more information on the above discount houses in terms of safety of funds and reliability of investments with any of them.
CrimeRe: Beware Of Okada Men Around Akute Area In Lagos ! by whatalife: 1:03am On Jun 03, 2010
@poster,
I am really sorry about your loss and thank God for your life, i stay around alagbole when ever i visit lagos, this really very sad.
I agreed with most of what ~Sauron~ said, you may have to do this severally to get things done in Nigeria.
PropertiesRe: What Type Of House Gives The Best Returns? by whatalife: 9:23pm On Jun 01, 2010
I think in Nigeria u can't go wrong when it comes to property issue, i think block of flats fenced , with water and other amenities will sell well in most cities across nigeria.
FamilyRe: My 2-Year-Old Son Is Mean :( by whatalife: 8:05pm On Jun 01, 2010
some mothers do have them
CareerRe: Personal Savings Culture Amongst Youth - Inputs Required by whatalife: 6:01am On May 28, 2010
Quote from: leighcon on Yesterday at 05:28:57 PM

@all
From our feedbacks I am deducing that a starter has a lot of set targets to meet and may only be able to save very little while even occasionally dipping hands into the savings.

For me I have not lived an extravagant life but I have come to realise that Lagos can be really expensive. Funny you never know how the expenses creep in.

May be we should put some figures down for proper analysis, my scenario is Lagos and residence is Mainland while office is oin the Island

Transport/M Public Transport - N15k Private Car fuellling N25K
Fuel for Gen N12K
Lunch @ work N10K
Food Items @ home N10K
Utility BIlls(Gas, PHCN etc) N7K
Misc N10K
Phone Bills N5K

Any more realistic usual bills

you should add tithe, offering, gifts/donations (some you just cant avoid like office contributions during birthdays, weddings), the occassional family/friend you send recharge card or money.

Really saving takes a lot of discipline and the ability to delay gratification. but i've discovered some home truths about savings
1. save for a purpose, otherwise you may see it as loose cash and dip into it.
2. dont bother keeping up with the Joneses, cos they honestly do not care about you. the people who care about you understand where you are comming from and will never judge you by appearance alone.
3. dont carry more than you need. it will help reduce the temptation to spend.
4. begin with the end in mind and never underestimate the power of compound interest.
5. above all, condition your mind, its all in the mind
@Poster,
This is a very nice topic you got there. Saving substantial part of one income takes a lot gut and discipline stated by several other posters most especially by Aproko.
I am a self employed guy and i don't stay in lagos so i know lagos can be really expensive to live.
I use this as a yardstick i have friends who earn between 14k to 19k per month way back 2004, and i was already making 50k-60k per month ,what i have to do is first of all study how they survive on such pay per month and started to behave like i earn same wage like them ,this gives me room to save all i can.
But the funny thing about this savings is that when i carried out one singular project of sinking a borehole in my dad's house all the money was gone,aside this i still have bills to pay,school fees of 3 of my siblings and a host of other bills that keep coming.
About 3 years ago i reevaluate my life and my saving habit nothing to fall back on incase of emergency because too many bills to settle, business improved and i save about 1 million plus got a land and started a building project, then my earning from my business fluctuates between 180k to 260k per month ,i channel all this savings to the building project and i was surviving on small pay from borhole water business i dug initial though it is a seasonal thing.
It really stressful to save , but when saving please have a predefined goal what the savings would be used for that will realy help you to get started in life.
Mind i was staying in a free apartment all this years and just about to settle down and some of my friends i talked about above have thier salaries marginally up to about 27k -30k per month now.The building projects i embarked on now brings in residual income of about 800k a year,that is the only thing my saving habit has helped me to achieve,though is tough my people.
TravelRe: New In Ghana by whatalife: 9:30am On May 27, 2010
The anti-Nigerian business stance of Ghana is taking a huge toll on Nigerian businesses in that country as no fewer than 83 shops belonging to Nigerian traders have been shut down by the authorities in the past seven months, while 550 others will follow soon, BusinessDay can now reveal.

Under the instructions of the Ghana’s Ministry of Trade and Industries in tandem with the Ghana Investment Promotion Centre (GIPC), on April 29 a task force shut 44 shops belonging to Nigerians on the ground that the businesses were not duly registered as required by the host country’s laws.

Against the ECOWAS protocol on free trade and movement of people, Ghanaian authorities see Nigerians and their businesses as foreigners and should register their business with a minimum of $300,000. Meanwhile, Nigeria’s foremost telecom operator, Globacom, confirmed to BusinessDay in Accra yesterday it planned to leave the country if the authorities could no longer guarantee the safety of its installations and equipment.

Jasper Emenike, secretary general, Nigeria Union of Traders Association, Ghana (NUTAG), told BusinessDay on telephone from Accra that 1,000 Nigerian businesses in Ghana are threatened as the authorities are planning to shut them down in the coming weeks.

“If the rumour we are gathering is anything to go by, not less than 550 new Nigerian shops will be closed nationwide next week, then the upper week will complete the first phase of the closing exercise to bring the
John Attah Mills, President, Ghana
number to 1,000 shops nationwide”, Emenike told BusinessDay.
John Attah Mills, President, Ghana

A breakdown of number of the shops shut, according to Emenike, is as follows: Tamale in the Northern region 21 shops; Kumasi in the Ashanti region 19 shops; and Accra in the Greater region four shops. This brings the number to 44 shops. This is in addition to the 40 others shut down on November 28, last year.

Though a top level Nigerian delegation led by Odein Ajumogobia, minister of foreign affairs, and Josephine Tapgun, minister of state for commerce and industry, was in Accra on Monday to see the Ghanaian authorities on the issue and work out an amicable solution, a source close to the meeting told BusinessDay last night that not much may come out of the parley. “I don’t see anything meaningful and helpful to our cause coming out of the visit,” the source said.

Emenike also confirmed to BusinessDay that besides the $300,000 required by law for registration of businesses by foreigners under which Nigeria has been classified, “there is the allegation that Nigerian security agencies extort money from Ghanaian traders who come to Nigeria to do business. While we are not in a position to dispute this claim the traders are appealing to the governments of both countries to bury their differences in the interest of regional integration and the traders”.

In a related development, a senior executive of Glo Mobile Ghana has confirmed that if the frustrating challenges that the telecom operator is facing since it embarked on its infrastructural construction and deployment continues, it would consider the option of pulling out of Ghana. Derek Obuobi, a Ghanaian and Globacom executive in the country who spoke to BusinessDay on phone after the story broke early this week, said that the “frustrating” development had gotten to that level that requires a review of the company’s venture in the country.

After series of difficulties which started right from the unusual long delay in receiving its mast construction permit from the Environmental Protection Agency (EPA) in 2009, to the recent ban on further mounting of masts by the Ministry of Environment and the accompanying vandalism and destruction of the company’s spectacular and environmentally beautifying Glo light boxes mounted at strategic points on the streets of Accra, Derek said that they could not help but feel frustrated at the developments.

“Indeed, the best word that could describe what we feel is frustration,” Obuobi told BusinessDay. “The vandalism of our Glo boxes and other properties has happened on too many occasions and we fell this should not continue to happen. We had made reports to the police but nothing was done to protect our properties.” Following media reports and the subsequent tinge the story took, which included accusations of sabotage by highly placed interests, the Ministry of Environment yesterday in a statement signed by Omane Boamah, deputy minister, distanced itself from any such perceived sabotage.

The ministry dismissed suggestions that the temporary ban on the construction of masts was targeted at Glo Mobile. Rather, the statement went on, “government would not hesitate to take decisions aimed at protecting the citizenry from the hazards of indiscriminate and poorly constructed telecom masts”. A source told BusinessDay last night the Ghana’s top government officials including five ministers have intervened and held series of meetings with Globacom officials persuading the telecom operator not to leave their country. “The officials include five cabinet ministers, head of the police and other top security officials”, the source told BusinessDay.

Reacting to the Ministry’s press release, Derek Obuobi said: “I am a Ghanaian and nothing would please us most to give Ghanaians the best of telecom experience. However, quitting is an option being considered because we were being led to think that the environment is not good enough for us. But since we have been told that the ban will soon be lifted, we are hoping for the best.”

As a build-up to their eventual simultaneous national launch, Glo mobile has beautified the streets of Accra and other major cities with billboards of various types and sizes with images of leading Ghanaian artists adorning them. The general public’s expectation of the commencement of Glo’s operations has been so high that it was with a palpable sad feeling that Ghanaians received the news of Glo’s possible pull-out.

http://www.businessdayonline.com/index.php?option=com_content&view=article&id=11368:ghana-in-tacit-anti-nigerian-business-stance&catid=1:latest-news&Itemid=18

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