₦airaland Forum

WHAT ARE YOUR PLANS FOR THE NEXT FIVE YEARS AND WHEN DO YOU HOPE TO ACHIEVE THEM?
a.
Career goals;
b.
Personal goals;
c.
Training / personal enhancement goals;
4.
For how long do you see yourself working with Legacy Realties Limited?
5.
What position do you see yourself holding by that date?
6.
What kind of training do you think can enhance this goal?
7.
Using your own words, what do you think is our corporate vision?
8.
How do you think you can make a critical impact in helping us achieve our goals?
9.
Do you think you can fit into and thrive in a high pressure environment whilst still remaining composed and approachable?

10. Are you willing / able to defer gratification / reward in pursuit of your career goals?




A) BIO DATA








A) PERSONALITY / CAREER ASPIRATIONS:

What would you say are the major motivators required to stimulate your best performance in any professional role?


B). What motivated you to take your last job position? If applicable


C) Why did you leave / want to leave the position? If applicable


D) What would be the 3 key factors that could possibly motivate you to stay with any company for at least 5 years?

E) What has been your greatest career challenge thus far?






F) What special skills/attribute do you think you will be bringing to our organisation?

G) DESIRED REMUNERATION / SCHEDULE OF BENEFITS

Kindly fill it in where indicated below. (Candidates will be required to submit proof in support of their claims).


H) Do you participate in any vocations or have other interests? If Yes, kindly list below:


I) If offered a role, when is the earliest time you can resume with us?

Our country nigeria

HELLO HOUSE
PLS WHAT ARE THE IMPLICATIONS OF THE LAST MPC MEETING OUTCOME ON THE ECONOMY

THAT IS THE NEW CASH RESERVE REQUIREMENT OF 2% AND THE LIQUIDITY RATIO OF 30% AMONG OTHER THINGS

@ laidback
Please the CBN interview is it from the last test  by many or it just for some limited peoples slot

@ laidback
Please the CBN interview is it from the last test writing by many or it just for some limited peoples slot

My friend’s wife is about to buy herself a car after several complains of having to jump from car to car and the blabla inconveniencies. She now has some cash, an amount enough to buy her a gud car meanwhile my friend is in verge of making complete payment for his land, which will leave him with little to run for the year and bearing in mind family and advance educational study expenses while trusting god for a better paid job.
But his challenge now is should he ask his wife to complete the payment for the land from her purse, so that he can equally contribute to the buying of the car to allow him have a say in the running of the car, thus making their contributions for both the car and the land a ratio 50:50, after all the family needs a car for their family outings having been blessed with a baby boy.
The car will be used by his wife to her office on weekdays while the husband drives it on weekends for his studies and for family cares. The husband is not interested in driving the car to his office looking at the heck of traffic experience on the Island where he works but his wife will be driving against traffic and since she is a car freak he wants to satisfy her.
OR should he go ahead and make full payment for the land while his wife do the other, if he does the later would he have a say on the running of the car?

Please kindly contribute ur advise is needed.
Tanks and God bless

The Globe: Let Emerging Market Customers Be Your Teachers
Sure, you’ve crafted detailed marketing plans for your products in those fast-growing emerging economies, but do you know how consumers will respond in the store aisles? If you don’t, you’re vulnerable to competitors, particularly local ones, who know how emerging market shoppers think, what they need, what they crave, and how they buy.
Multinationals have been slow to understand consumers outside Europe and North America: Baseball bats were met with amusement in soccer-loving Argentina; gardening tools flopped in Latin America’s yardless neighborhoods. Unilever, having established its Ala powder detergent as a leader in southern Brazil, was unable to build a strong position in the northeastern part of the country, where women wash laundry in streams and prefer bar soap for the task. Procter & Gamble’s Always feminine hygiene line, which had done well in the United States, hit a wall in Mexico, where women did not like the product.
Local retail chains, by contrast, have been quick to understand their customers and develop offerings and approaches that work for them. As a result, a new generation of retailers have steadily captured market share from savvy street vendors and mom-and-pop operations. They’ve also kept most multinational retailers at bay.
In developing economies, the retail aisle is where the marketing action is—it’s where customers make purchasing decisions. McKinsey studies show that in China, for example, as many as 45% of consumers make those decisions inside stores, compared with 24% in the United States.
To understand how the top local chains have been so successful, we conducted a study in 2009 of large retailers in six countries. We chose homegrown leaders representing a variety of ownership models, formats, and organizational types—from family owned to public, from supermarkets to consumer electronics stores, and from hierarchical to flat. They include Beijing Hualian Group (China), Biedronka (a Polish firm owned by Portuguese retailer Jerónimo Martins), BIM (Turkey), Magazine Luiza (Brazil), Pick n Pay (South Africa), and Supermercados Peruanos (Peru).
In this article, we’ll explain the challenges these retailers have encountered in catering to the emerging market consumer and show that the solutions they’ve come up with offer important lessons to multinationals. By tapping into the wisdom of these market leaders, you can put yourself a big step ahead of your competitors, both local and global.
The Lay of the Land
In extensive interviews with shoppers, store managers, department heads, and corporate executives, we discovered that despite significant differences among markets and populations, there are some problems that all the companies we studied have faced. Most of these challenges are unfamiliar to retailers accustomed to functioning only in developed economies.
Where’s the demographic middle?
In developed countries, income groups form a more or less classic pyramid. So you can create a mass market for a sophisticated new product (think MP3 players) by first winning the approval of early adopters in the upper segments of the pyramid and then simplifying the offering and reducing the price until the product is accepted by the much larger segments at the bottom.

For me ICAn and ACCA are one and the same only that one is national and the other international u no more like Bsc Unilag and Bsc Oxford University. But CFA is a step further, u no become an analyst ultimately.
ACA and ACCA is more of reporting financials BUT CFA Analysing the Financial among other factors like economy impacts and frontiers

FACTS BEHIND BANKS PROFITABILITY HAVING CRAWL OUT OF THE GLOBAL FINANCIAL SCRUNCH AND THE CBN SANITISATION
BY OKEMAKINDE adeyinka

It is obvious and need be point out the facts behind the financial figures depicting profitability among banks in the industry in the last three quarters.
Close to 98% of the banks in the industry has in the last quarter showed surpluses on the faces of their financials having survived the global financial crises which has left an indelible experience in the financial industry globally. Economies of the world have bowed to this shocking and yanked off experience and even the world topmost where it all started.
Policy enactment and implementation by central banks of various economies almost proved inefficient and unrealistic as the situation was like but not the first of its kind.
For a country like Nigeria it was nothing but a double blow to her immature and youngly milked financial industry which has posed a lot of challenges in the aspect of profitability, liquidity and provision of full employment both for private and public sector.
Most organization in the last two years has being failing to meet their major objectives and the expectations of their stakeholders and shareholders at large.
In the banking industry however, about ninety nine percent of the banks declared deficit and about thirty five percent had a case of a negative capital both in the wake and departure of this sad experience. The central bank of Nigeria at this time carried out a thorough examination of the books of all the banks and came up with a three list categories of banks namely; the strong, weak and fair. The weak are the banks with the negative capital which has lead to the controversial and ongoing recapitalization and or sell off of these banks.
However, in the last quarter of this year most of Nigeria banks financial statement are showing profit and even the weak classified banks and this has made us raised our spectacle of research into this fast turnaround and here are the findings;
Their profitability were not made from real / normal banking business as most banks are not lending to the real sector or has frantically shot their doors to credit provisions but only lend to few prime customers and this was showed in the fall of their GROSS EARNINGS compared to last year when their was deficit
Thirty percent of their profit was made from investment in government securities, like treasury bills, bonds etc
Forty percent was made from savings in their overheads and other general expenses which lead to the layoff of a large number of staffs and the unwelcome cut down of salaries.
Five percent was recoveries from over provisions / excess bad debt provisions.
These and many more have been given a lot of organization some concern and majorly those that milks from the banks about their inability to make profit and forgetting the fact that their was no real banking transactions that could spill over and translates to business opportunities.
Most times their were always idle liquidity in the system and this has made one of the former CEO’s speech “Idle funds seeking destination in Africa”, these excess were not given to the real sector in a bid to avoid CBN sleg Hammer hence the economy growth and development being hindered.

Please let that man keep quite cos we need privatisation in the power sector the govt has failed and will continue to fail it is a huge projest and highly capital intensive, far beyound what the govt can manage.
we are ready to pay a higher tarrif provided we enjoy value for money as we are enjoying telecommunication services an example to follow.
to hell with NEPA , PHCN and every associates of the govt that surrounds power.

[b]Let us a a hitch free privatisation, we have spoken

CFA IS THE PEAK, THEN ICAN, THEN ACCA TOO SIMPLE MEN
CHEERS

PLS HOUSE ANYONE WITH AN EXPERIENCE PLS ADVICE ME

Last Saturday I went to write an employment text organised by Esther Breakthrough Ltd after paying N100 at the venue of the examine, but to my supprise I received a text message yesterday afternoon congratulating me to have passed the text and I was expected to come for my recommendation letter tommorrow with N2,000.

Pls. anybody with similar experience before should advice me are they real or is this the new ways of recruitment by HR consultants.

Thanks I will really appreciate your comments before I fall foul.

LINK@http://www.nigeriavillagesquare.com/articles/guest-articles/questions-for-renaissance-professionals-2.html


The group ‘Renaissance Professionals’ must be in cloud nine now. The huge resources they are committing to expose the ‘evils’ of Mr Sanusi Lamido Sanusi, governor of the Central Bank of Nigeria (CBN) appear to be working, as the initial adulations that greeted Sanusi’s reforms appear to be dwindling. Their popping of champagne is therefore not out of place.

For Lamido Sanusi, the controversial CBN governor, if there is anything he is uncomfortable with in public service but which he has no option than living with, it must be the restraint that the office demands. Even at that he has not been able to totally restrain himself.

To his numerous admirers, he is one brilliant, fearless radical, to his critics – those that do not admit his brilliance- he is just a confused rabble-rouser. But one thing everybody agrees is that the Kano prince is not a gentleman, and he himself knows that. Even before becoming the apex bank boss, whenever he talked, he stirred the hornet’s nest. Even more controversial are his writings.

Therefore, anytime I see those adverts from Renaissance professionals, I imagine what goes on in the mind of the CBN governor: ‘These people should thank their God that I am now a public official , it is unbecoming of my office to be engaging them in media war. I have fought X, Y and Z, how much more these amateurs’. So I guess the CBN governor will be thinking, given his antecedents as a veteran of many literary wars.

I have followed religiously the series of advertorials being sponsored by Renaissance professionals and I find the allegations amusing, even as some are jejune. Of particular interest to me, however, is the allegation involving the influential governor of Kwara state and the CBN-appointed CEO of Intercontinental bank, Mr. Mahmud Lai Alabi.

While not holding brief for either the CBN governor or Governor Saraki, it will be an assault on our collective intelligence to ignore a shouting flaw in Renaissance professionals’ allegation.

First, Renaissance professionals made us know that Shongai farms, the company Lai Alabi once chaired, was Saraki’s private company. The activities of Shongai farms as a Kwara state government project have never been hidden from the public. The company is Kwara state government-owned and not Bukola Saraki’s private company. Their activities are well reported in the media. Many Nigerian media have, times without number, reviewed Governor Saraki’s agricultural revolution in Kwara state, a feat that has fetched him many awards.

Renaissance professionals would have saved themselves this faux naif if they had spared their time to do a little research on the man Lai Alabi, but their inordinate desire to pull down the CBN governor did not allow them to do so. I am an indigene of Kwara state like Lai Alabi and Bukola Saraki, even though I have never met any of them. With the unceremonious exit of Femi Adekanye years back, and with the likes of G.O Afolayan, Samuel Ereola Kolawole and Aliyu Kola Belgore gradually bowing out of the Nigerian financial system, Lai Alabi, an astute banker of national repute and a former Executive Director of Union Bank, is arguably Kwara’s most senior citizen in the financial sector. Choosing such an experienced professional to come and assist in the economic development of his state by piloting the state government’s agricultural project, the Shongai farms, is therefore only reasonable. Renaissance professionals did not bother to crosscheck their facts before sending them to the newspapers.

The Ikeja group also shot themselves in the feet by reminding us that Lai Alabi did similar job for Wema and Spring banks, in a bid to label him an ‘expert undertaker’ rather than a turn-around expert that he is. Pray, was Soludo also acting Bukola Saraki’s script when he appointed Alabi the turn-around MD of Wema bank? Is that not an indication that Soludo, like Sanusi, also recognized Alabi’s turn-around expertise? Was Bukola Saraki the one that introduced Lai Alabi to Soludo too?

I don’t have any problem with Renaissance professionals’ fault-finding mission as a fight back for one(or more) of their own that has gone with Hurricane Sanusi, at least it will keep the CBN governor on his toes and make him carefully watch his subsequent actions, but they should remember that the people reading them are not fools. We are people that also follow events independently and some of us cannot fold our arms and swallow their half-truths. If we must criticize, then we must do so with undistorted facts.

@ Maryode

I totally agree with you, circumstances could have played him down.
@ Luvola in addition to Maryode's point of view
Not that we are boasting its not easy to be a PE 3 student of ICAN not to talk of being Chartered. PE 2 & 3 is the most difficult for PE levels.
You know how school exams are, they are not conducted in a professional standard as compair to ICAN and other professional exams.
Take for instance I am now qualified to the glory of God but in 200 level unilag DLI and my GPA for year one is 3.14 even as I did not read and I was absent for a 3 unit course, imagine if I were to be chance to read and did not miss a 3 unit course exam, I will have been around 4 piont or even 4 piont plus.
But for people who do not know the circumstances surrounding my having a 3 point plus would have been saying a whole ICAN student and now ACA.
but now that I am more chanced and finally qualified I tell you this forth coming exam I will surely come out in flying colours.
Cheers
Mayorde can we network on face book pls. search for Okemakinde Abraham and add me I will confirm you and will also like to see you on induction day.
Remain blessed

Please house can someone please explain to me the CGPAand GPA meanings in hirarchy with university standard with their meanings.

Thanks

@roarowolo
Pls am also in the same condition, just got Chartered with no Bsc, could you pls advice more on the 2 years programme in Olabisi Onabanjo University am interested, how do I go about it, is it from ICAn's end or the university
Thanks

@Ajanlekoko
Thanks please can u brief me on MBA enrolment, I heard it possible with ACA certificate but which University and how do I go about it.
Thanks once agin in acticipation of ur response

Please nairaland members I need your advice
Going by the last ICAN examination result, I am now a Qualified accountant and I am working in a Banking support service organisation as an account clerk, I need a better job now that I am a Chartered Accountant but my challenge is I am an undergraduate, studying accounting in UNILAG DLI though an ND holder from YABATECh. Pls what can I do. Can I apply to KPMG or any of the BIG FOUR audit firms or is there any other company that I can apply to with my ACA certificate.

thanks your contribution will be highly appreciated

@Ochalo
Thanks for ur response, but it could have be nice if u communicated it when ur senses are in order.

Please nairaland members I need ur advice
Going by the last ICAN examination result, I am now a Qualified accountant and I am working in a Banking support service organisation as an account clerk, I need a better job now that I am a Chartered Accountant but my challenge is I am an undergraduate, studying accounting in UNILAG DLI though an ND holder from YABATECh. Pls what can I do. Can I apply to KPMG or any of the BIG FOUR audit firms or is there any other company that I can apply to with my ACA certificate.

thanks your contribution will be highly appreciated

Please nairaland members I need ur advice
Going by the last ICAN examination result, I am now a Qualified accountant and I am working in a Banking support service organisation as an account clerk, I need a better job now that I am a Chartered Accountant but my challenge is I am an undergraduate, studying accounting in UNILAG DLI though an ND holder from YABATECh. Pls what can I do. Can I apply to KPMG or any of the BIG FOUR audit firms or is there any other company that I can apply to with my ACA certificate.

thanks your contribution will be highly appreciated

@ Paddy lo
I buy your idea, you are correct as explained but the challenge is If the fund generated is not use for its purpose then it become a loss to the country.
It will only be fine if all the fund so generated is used according to the budget expenditure i.e capital expenditures then there will be a basis for high tax and bills for electricity which of course will increase returns and you and I will be happy to pay our taxes since the amenities are there.
One thing I now for sure is that if thing are done the right way, its multiplier effect will be awesome as we can see in developed nation.
Fro the government,We are willing to pay more But give use good reasons to pay

Hello House
Please house can anyone tell me if it is possible to run an Msc or MBA prog with just an ACA certificate.

Your contribution is highly required

hello house
registration in Dli is quite stressing, I spent half a day on three occasion and yet I haven't seen my course adviser to sign my form.
life on dli registration tire meo

Lets just say the mosquitoes are having their own share of what they have been denied of .
Shea rich woman blood fresh and untapped, them they suck go like new born baby will suck the mother's breast.

Na wa oh!
gbam

Hi Tope2000
ur requirement to meet u of 1m is small to the miilions I have, But what other thing do I have to compliment this is wat I am ezpecting u to ask next. gbam!
want 2 meet a million naira pls. contact me
Cheers
Love one

I will be glad to meet Tope2000

DLI students pls. lets gist of happenings in school.

I just olected my OMR form and I herd registration will be over on the 29th of August so pls. hurry If u have not done urs.

Cheers

Iam an ICAN student in PE II thinkin of putin in for DLI after my ACA and start from 300 level, but i av heard several times that some employers disciminate against DLI students or Part time students generally i.e students without NYSC discharge certificate. MY Questions:

You probably av heard of this things but still went on to do the program, WHY?

Do DLI students get exemption certificate from NYSC?

Is it really through employers discriminate against  them? you probably know of someone who has completed the program an is working in a reputable org give examples

If u are a graduate of DLI wat is it like in the Labour(favour) market?

Would you advice anybody to put in for the program(if i were your bro)

Thanks for answering my questions.


My friend I think your question should have been: If u have DLI would you be able to get a Job?
My Response
What is your first degree? you probably have none.
Now waht do u have ? you will probably have an ND or HND / ATS
Are u currently working? If yes you will be working in a bank as a contract staff or some were elso as a clerk with your ND, ATS or HND.
Check out this now
There is currently a vacancy in Shell for the post of a chief accountant / head of accountant
Qualifications required; a degree in accounting, the person must be a member of a professional body, ICAN or ACCA
Tell me are u qualified for this vacancy, hell no friend
But if you have a degree in accounting with your ACA you would have been able to send in your CV
so why not get that degree first be it parttime or DLI to atleast be among the first degree holder thereafter you can start thinking of how to get an exemption certificate if possible or better still try to get a first class which will give u an edge over the full timers. though not essay couple with work but you know all thing are possible with Christ Jesus.

I am also in PE 2 but am writing reference in MA this comming diet and am also in 100 level accounting DLI Unilag cos I don't want to take chances at all.

Think about it.
Cheers

About DLI

The philosophy on which the programmes of the Distance Learning Institute (DLI) are founded is that any nation and indeed the world would benefit if as many qualified people as possible are given the opportunity of obtaining university education, especially if such people are gainfully employed. As conceived, therefore, the institute is to offer improved learning and continuous training opportunity to a large segment of the population that would have had no opportunity of such self-development.

The DLI is therefore, expected to cast its net for students far and wide rather than being limited to its immediate environs. The DLI seeks to make university education available to those qualified and productive members of the society who would otherwise have missed the opportunity because, having forced by need to take up employment, they can no longer afford what for them has now become the luxury of full-time education. In addition, the job demands and locations of such potential students make it impractical for them to attend face to face lectures on either full or part-time basis. For more instruction has to be by distance learning mode.

In its choices of programmes to run, the DLI is influenced by the expected impact of such programmes on the country. The initial choices of education (Science), Accounting and Business Administration at the initial stage was to address the need for science teachers and that for managers in the business sector. Subsequent choices of programmes are guided by the same philosophy of making a useful impact on the development needs of the people and nation as a whole.

The DLI is initializing appropriate tools of distance learning, also interjects into its training programmes some face to face interactions between lecturers and students, based on the philosophy that the ultimate value of university education is the inculcation of the culture of respect for the intellect.

Reinforcement of that process, especially in a developing country, is best achieved by limited face to face interactions with flesh and blood lecturers on the university campus. The formal periods of such contact are of short duration because, as mature students, they must not come to rely primarily on face to face lectures but rather on independent study.

The need for students, who would be self-reliant, with only occasional guidance and counseling by tutors, underscores the minimum age requirement of 25 years for entry into the programme. For such students, the full-time option would be unattractive because of their different circumstances.

Finally, distance learning being a programme without frontiers, the DLI is committed to providing education wherever its services are welcomed not only in other African countries but also beyond.

[color=#990000][/color]
Please let all DLI unilag undergraduates come in here and drop the latest Gist in school so as to update ourselves on happenings in school.

Could this be tru that Erastus Intercontinental Icon, CIBN President has resigned? If it is true then the Bank is really in a state of financial coma. However I learnt that CBN has pump in some funds to atleast stir up the situation. Oh happy customer, happy bank