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Nairaland Forum / Nairaland / General / Business / Will I Forfeit The Account Balance? (1210 Views)
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Will I Forfeit The Account Balance? by U1(m): 10:55am On Jan 29, 2008 |
Please I'd like someone to clarify something for me. I heard somebody today saying that the money used in opening a bank account cannot be collected back when closing such accounts. The reason for my worry is the fact that I was thinking of opening a domiciliary account for receiving international bank wire, and I heard that the amount for opening is about a $100. I'm more or less a student, there may come a time when I may be in need of the money, which may prompt me to want to close the account, so my question now is, will I be required to forfeit the $100 used in opening the account? **I bet that would freak me out** |
Re: Will I Forfeit The Account Balance? by DisGuy: 11:19am On Jan 29, 2008 |
I think you will need to have some sort of minimum amount to keep the account alive what bank is it? |
Re: Will I Forfeit The Account Balance? by layi(m): 3:34pm On Jan 29, 2008 |
I have a domiciliary account with GTBank. You can wiothdraw all ur money without necessarily closing your account. However you'll pay charges to recieve wires. |
Re: Will I Forfeit The Account Balance? by U1(m): 1:15pm On Jan 30, 2008 |
Thanks all for the response. @ Layi Please, are you saying in essence that I can withdraw all the account balance, including the amount I used in opening it, without any problem? May I also know how much you used in opening the account (in Naira) and what the charges for receiving wires are? Would appreciate a response. Thanks. |
Re: Will I Forfeit The Account Balance? by walcolm(m): 4:36pm On Jan 30, 2008 |
YESSSSSSSSSSSSSSSSS with GTBank, all u need is $0 to open a dollar denominated domiciliary account. you are free to put in money at anytime u want and take out money at any time you want up to the total balance in your account. i know you will also need to open either a savings or current account in naira because the two accounts will be attached to each other |
Re: Will I Forfeit The Account Balance? by U1(m): 10:04am On Feb 01, 2008 |
Thanks Walcolm, you don try well well. |
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