I am really feeling very bad today,as I was going through my old diaries,I bumped into 3rd of July 2011,on this day I gave a loan of N300,000 (three hundred thousand naira) to my co tenant,whom both him and his wife lost their jobs in 2010(both were working in banks). I told them they can start paying me back after 6 months with no interest,as the wife just had a new baby.After 1 year ,they couldn't pay anything,unfortunately the man developed kidney problems ,friends and well wishers rallied around and raised money for him to go for a transplant in India,this was in 2012,Glory to God ,the operation was succesful. I gave them the whole of 2013 to get themselves organised,and in January 2014 they moved to a new apartment without my knowledge,I got feelers from a Pastor friend of theirs that they bought a camry 2000 model,and I was very happy for them,at least moving around would be easier. .I called and wished them well,and he told me he will start working in a new company by January 2015,and he will start paying me from February,I thanked God for his life and everything,but as I write this I have been calling his two numbers and his wifes two numbers ,since february till today,the 3rd of july and their phones will ring out and both won't pick...when I use numbers they are not familiar with they pick,but on hearing my voice,they drop. I am really feeling bad cos everyone deserted them at that time,and the money was for their rent,cos the landlord was almost throwing them out,.the few people I told made fun of me,because I,m from Anambra and they are from Ekiti...but I don't see them that way,rather fellow christians in need. I wish them well....it is well!

Don't even no what to say.

Ehya

Sorry bro
You see....

Sumtyms

To be gud is bad and to be bad is very good

Sorry for your loss dear.


You know sometimes you can't really understand humans or way they act the way they do but don't let it deter you and stop you from helping others, you've been doing well ever since they refuse to pay you and now you'll do better, its their loss.

Humans are humans.. what does state of origin have to do with anything

I Pray you recover your money soonest..

My bro, don't stop being good, as long as u have the resources keep helping people. God sees the heart and rewards accordingly.

They've forgotten without you, their story might have been nothing to reference to by now.

If I were you I will trace them and cease that Camry.

Op your issue is not a problem at all as far as I'm concerned



just pay police like 7k and get them arrested (both husband and wife) then the police should make them sign an agreement form officially stating WHEN they'll pay back and what should be done to them if the money is not paid


It's obvious the couple don't want to pay you back your money


next time don't lend the kind of money that if they don't give you back it won't pain you. Pele

elantraceey:
Sorry for your loss dear.


You know sometimes you can't really understand humans or way they act the way they do but don't let it deter you and stop you from helping others, you've been doing well ever since they refuse to pay you and now you'll do better, its their loss.

Well my dear...nowadays I only give out what I can easily forget.

efemenaslectura:
Op your issue is not a problem at all as far as I'm concerned



just pay police like 7k and get them arrested (both husband and wife) then the police should make them sign an agreement form officially stating WHEN they'll pay back and what should be done to them if the money is not paid


It's obvious the couple don't want to pay you back your money


next time don't lend the kind of money that if they don't give you back it won't pain you. Pele

I don't even know where they now live....and judging the man kidney transplant,not sure I can get the police involved.But I appreciate your advice.

staymore:
They've forgotten without you, their story might have been nothing to reference to by now.

If I were you I will trace them and cease that Camry.

Thanks bro......someone said the mans senior brother owns a church and that he will take me there.I will surely make out time .Thanks

caprini1:
I don't even know where they now live....and judging the man kidney transplant,not sure I can get the police involved.But I appreciate your advice.

what's your own business with his kidney transplant. They can transplant his phenese for all I care. Do they look like people who are considerate about your feelings. A couple that ran away with your money and when you call them they don't pick up


I don't expect you to be considerate of people who don't care about your feelings or care about INTEGRITY



if you are serious about getting that money back you'll do the needful since you've been civil with them.you sef get excessive patience

efemenaslectura:
what's your own business with his kidney transplant. They can transplant his phenese for all I care. Do they look like people who are considerate about your feelings. A couple that ran away with your money and when you call them they don't pick up


I don't expect you to be considerate of people who don't care about your feelings or care about INTEGRITY



if you are serious about getting that money back you'll do the needful since you've been civil with them.you sef get excessive patience

Thanks bro...I had serious anger issues while growing up in Lagos island,and I know what it took me to get calm,so I try as much as I can not to get confrontational,cos wen I start ,it takes special effort for me to stop.I will start looking for them next month.

This is a lesson to all, never u lend money to any soul that would pain you if your money is not paid back. I repeat never you lend money or else you will die in frustration and depression will be your lot. A naija can never pay u back the money he borrowed from you. it is in our nature.

caprini1:
Thanks bro...I had serious anger issues while growing up in Lagos island,and I know what it took me to get calm,so I try as much as I can not to get confrontational,cos wen I start ,it takes special effort for me to stop.I will start looking for them next month.

This one is not an issue of unnecessary anger.even your anger is justified because if you don't protect yourself people will walk on you anyhow and take advantage of your kindness


I personally don't BORROW MONEY to people neither do I lend except if I just want to dash you the money without expectation of return

since the day I lent one of my neighbours a very interesting book so dear to me (48 laws of power) As a matter of personal principle i don't borrow because people don't care about integrity and it ruins friendships

intbizoil:
This is a lesson to all, never u lend money to any soul that would pain you if your money is not paid back. I repeat never you lend money or else you will die in frustration and depression will be your lot. A naija can never pay u back the money he borrowed from you. it is in our nature.

true. Because I know that people will not return it I don't give.

What's more annoying I find people coming to ask for money to borrow is

money for naming ceremony
Children's school fees
children's school uniform
money for house rent


if I have to even give for any of this I don't expect a return

efemenaslectura:
This one is not an issue of unnecessary anger.even your anger is justified because if you don't protect yourself people will walk on you anyhow and take advantage of your kindness


I personally don't BORROW MONEY to people neither do I lend except if I just want to dash you the money without expectation of return

since the day I lent one of my neighbours a very interesting book so dear to me (48 laws of power) As a matter of personal principle i don't borrow because people don't care about integrity and it ruins friendships

Thanks bro....I sincerely admire your very strong character,I will definately buckle up,av really been had severally.

Take your time to convince yourself that the money is gone.. You will have closure..
If you continue hoping to get that money back, you will constantly hurt your feeling
If they pay back then it will be a bonus for you, if they don't, you wont be bothered

You have lived so long without that money then you can continue living your life...

Avoid keeping idle cash.

efemenaslectura:
This one is not an issue of unnecessary anger.even your anger is justified because if you don't protect yourself people will walk on you anyhow and take advantage of your kindness


I personally don't BORROW MONEY to people neither do I lend except if I just want to dash you the money without expectation of return

since the day I lent one of my neighbours a very interesting book so dear to me (48 laws of power) As a matter of personal principle i don't borrow because people don't care about integrity and it ruins friendships

This place corn-fuse me small...

An0nimus:

This place corn-fuse me small...

meaning I don't borrow to people neither do I lend from people

mredwifeosband:
meaning I don't borrow to people neither do I lend from people

Alternate moniker?

lolz

but awww, you sound like a good guy. if you didn't sign a written contract with them that they would pay you back, there's really nothing that can be done now. verbal agreement can work in some instances but in naija you're oyo if that's all you had. if they are good people and people who appreciate what you did for them, the last thing they would be doing now is ignoring your calls or picking up and hanging up when you use other #s.they seem to be doing okay now and should be making payments little by little or at least just giving you something. but nope it doesn't seem like they want to give you your money back. sorry

caprini1:
but as I write this I have been calling his two numbers and his wifes two numbers ,since february till today,the 3rd of july and their phones will ring out and both won't pick...when I use numbers they are not familiar with they pick,but on hearing my voice,they drop.

Typical.

Some people only understand gra-gra language.

@op, you need to toughen up your approach otherwise be prepared to kiss your N300,000 goodbye. And learn from this experience. Next time draw up a written contract and get them to sign it, before lending out anything.

Some people sabi beg sha...

favoured234:
Take your time to convince yourself that the money is gone.. You will have closure..
If you continue hoping to get that money back, you will constantly hurt your feeling
If they pay back then it will be a bonus for you, if they don't, you wont be bothered

You have lived so long without that money then you can continue living your life...

The best advice I got,so far....thanks ,have done as u advised.Even prayed about it in church yesterday.

They are ingrates qed. It is not a crime to offer assistance instead it's a blessing. Blessed is the hand that giveth. Let it go if you can. You are a kind man,God bless you.

Amhappy:
They are ingrates qed. It is not a crime to offer assistance instead it's a blessing. Blessed is the hand that giveth. Let it go if you can. You are a kind man,God bless you.

Thanks dearie......God bless you too.

Some people are heartless,and I am sure while he was begging to borrow the money he must have been crying on his knees.No wonder the Bible says the heart of man is deceitful above all things and desperately wicked who can know it.The painful thing about the whole scenerio is that when the law of karma comes knocking even his children will suffer for it.If only men knows that there is something called karma men will become less greedy and wicked. If only men can have little conscience the world would be a better place.

efemenaslectura:
Op your issue is not a problem at all as far as I'm concerned



just pay police like 7k and get them arrested (both husband and wife) then the police should make them sign an agreement form officially stating WHEN they'll pay back and what should be done to them if the money is not paid


It's obvious the couple don't want to pay you back your money


next time don't lend the kind of money that if they don't give you back it won't pain you. Pele

police ain't an agent for debt recovery. they wont do so. unless ure reporting it as criminal act, then they can investigate on ur behalf