Its fast and easy to open diamond bank account directly from your mobile phone. This was introduced by Nigerian Telecommunications MTN .


With Diamond Y'ello Account you also enjoy friendly data, SMS and call rates, while earning interest on money saved on your Diamond Y’ello Account with
exciting airtime bonuses each time you use your Diamond Y’ello Account
Things You Need To Know Include
Access to load (Subject to qualification)
Debit Card for ATM withdrawals
Friendly Calls Rates
How To Open a Diamond Bank Account on your Mobile Phone

Step 1: *. Dial *710#

Step 2: Press reply and type 1 to accept the terms and conditions for opening account whcich can be read at www.DiamondBank.com

Step 3: Enter your First Name, Last Name and PIN. (Click on Reply and Next as you fill the option)

Step 4: After filling that, your account number will be generated and display on your phone. Take Note down of the details you filled.
With DYA you can:
Open and operate an account through your MTNMobile phone without filling forms.
Transfer and receive money to and from any bank account in Nigeria
Pay for goods and services
Apply and receive emergency loans directly from your MTNMobile phone
Earn interest on account balances and bonus points each time you use your DYA
Deposit and withdraw money from our Agent locations nationwide

Find below some Services on the Diamond Yello Account.


To check your account Balance
Dial *710#
Select Bank Services by typing 1 and send
From the displayed screen, type 2 and send to check your account balance.
Enter your account PIN
Account balance information will be displayed.


To buy MTN Airtime
Dial *710#
Select MTN Service by typing 2 and send
From the displayed screen, type 1 to recharge your phone or type 2 to recharge for others and send.
Enter the amount of Airtime you wish to buy
Enter the beneficiary's mobile number (no entry is required if your own mobile phone is the beneficiary)
Repeat the mobile number entered in step 5 above
Confirm the details supplied
Enter your Account PIN
You will receive a message on your phone confirming the completion of the transaction.

To Transfer Money – Y'ello Account to Y'ello Account
Dial *710#
Select Bank Services by typing 1 and send.
Options 1,2,3 will be displayed
Select Transfer Money by typing 1 and send.
Select Account to Account by typing 1 and send.
Enter receiver's NUBAN Account number
Repeat the NUBAN Account number
Enter the amount you wish to send
Enter a reference, e.g. "Gift from Peter" (optional)
Confirm the details supplied
Enter your Account PIN
You will receive a message on your phone confirming the completion of the transaction

To Transfer Money to Unbanked subscribers (Voucher Generation) (Non-MTN recipient)
Dial *710#
Select Bank Service by typing 1 and send.
Options 1,2,3 will be displayed
Select Transfer Money by typing 1 and send.
Select send to unbanked by typing 3 and send.
From the display screen,
Enter the recipient's mobile number
Repeat the mobile number
Enter the amount you wish to send
Enter reference
Select a four-digit secret code
Repeat the secret code
Confirm the details supplied
Enter your Account PIN
You will receive an SMS containing the secret code and a Token (a randomly generated twelve-digit number)
Pass on the Token and the secret code to the receiver. Thereafter, the receiver goes to a Mobile Money Agent to cash out the money.

To pay Bills for MTN Services i.e. (Postpaid subscription)
Dial *710#
Select MTN Services by typing 2 and send
Select Post Paid Subscriptions by typing 2 and send.
Options 1,2,3 will be displayed
Enter the postpaid mobile number
Enter the amount you wish to pay
Type in a reference, e.g. "July bill" (optional)
Enter your Account PIN
You will receive a message on your phone confirming the completion of the transaction.

To pay Utility bills e.g. (DSTV)
Dial *710#
Select Quick Pay by typing 3 and send
Options 1,2,3 will be displayed
From the display screen, select DSTV by typing 1
Enter the DSTV smart card number
Enter the amount you wish to pay
Enter your Account PIN
You will receive a message on your phone confirming the completion of the transaction.

To Deposit Cash into your Diamond Yello Account
Visit any Diamond Y'ello Account agent
Tell the agent how much you wish to deposit into your Diamond Y'ello Account
Hand over cash to the agent.
Give the agent your DYA NUBAN Account number
The agent will credit your account with the amount you have handed over to him for
You will receive a text message that your account has been funded with the amount you wish to deposit into your account.
Check your account balance to confirm money has entered your account

To Withdraw Cash from your Diamond Y'ello Account
Visit any Diamond Y'ello Account agent
Tell the agent how much you wish to cash-out
Follow the other instruction to withdraw amount from an agent.
Await a confirmation prompt from the system (sent by the agent toyour phone) to approve cash withdrawal
Proceed to approve cash withdrawal once confirmation prompt is received.
From your Phone
Dial *710#
Options 1,2,3 will be displayed
From the display screen, select Bank Service by typing 1
Select Cash Withdrawal by typing 3 and send.
Select from Agent by typing 1 and send
View the transaction pending approval from the list
Select Approved by typing 1 and send to approve cash withdrawal
Enter your account PIN
You will receive a message confirming the success of the cash-out along with your remaining balance after the transaction.
Receive the cash from the agent
However, you can also make withdrawal at any of our branches close to you.


To View Your Account Statement
Dial *710#
Select Bank Services by typing 1 and send
From the display screen,
To View Account Statement, type 5 and send.
Enter your account PIN
Account Statements for 5 previous transactions will be displayed.

To View Your NUBAN Account Number
Dial *710#
Select Bank Services by typing 1 and send
From the displayed screen, Select manage Account by typing 6 and send
To view your NUBAN Account Number type 2 and send
Your Diamond Y'ello NUBAN Account Number will be displayed.

To change your account PIN
Dial *710#
Select Bank Services by typing 1 and send
From the options displayed choose Manage Account by typing 6 and send.
Select Change Acct PIN by typing 1 and send.
Enter your current account PIN
Enter a new account PIN
Repeat the new account PIN
You will receive a confirmation upon completion.
Thats all drop your issues below.
Source: http://360tech.tk/2016/03/things-you-need-to-know-about-mtn.html

my pin has been blocked, How can I get it back?

Well, I think it worth a try.

Contact there agent close to you or call customer care

how do i get ATM CARD for yellow account? . if they close my account after 60 days, what will happen to my money? .

1

Is my MTN number the same as my DYA Account number?