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5 Basic Simple Idea On How To Make Money As An Undergraduate by Bensmart04(m): 12:09pm On Jul 23, 2016 |
Check out five of the best ways you can make a progress with your money in 2016 as a student 1. Write down specific goals: If improving your finance is one thing you want to achieve this year, then writing it down is one way to start with making that happen. According to studies, you are 49% more likely to achieve a goal when you write it down. 2.Get a realistic budget: when making a budget, make sure it is something you can stick with, not some almost impossible one that you can not maintain. There is this method known as “one number strategy”. What is means is thatafter your monthly take- home pay, subtract your fixed expenses (think rent, cable bills,etc.), your financial goals (debt payments, retirement contributions), and your non-monthly expenses (like holiday gifts or insurance premiums). Whatever is left is yours to spend on everything else.Divide by four and you’ll have a weekly spending target. 3. Set aside a separate account: If youset a separate account for your savings, it would make it easier for you to track your progress, while also encourage you to save more. 4. Use bonus wisely: Some people are lucky to get bonuses in the form of allowances from their offices and have formed a bad habit of spending these bonuses recklessly. After all it is just what itis, a bonus therefore you can squander it but imagine saving a percentage of your bonus, you willbe amazed at what it amounts to at the end of the year. 5. Don’t do it alone: If you have a trusted friend, colleague or spousethen you could enlist their supportin helping you to hold you accountable so you don’t jump intoyour saving. You have them guys, save more and spend less this year!!! Goodluck and Happy new year Source http://studentsleads..com/2016/01/top-5-simple-idea-on-how-to-make-money.html 1 Like |
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