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Nairaland Forum / Nairaland / General / Family / How Should I Handle Friends Requesting For Loan? (17398 Views)
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Re: How Should I Handle Friends Requesting For Loan? by dominique(f): 8:31pm On Aug 02, 2017 |
My former colleagues have taught me a bitter lesson about giving loans to people, never again! Even a neighbour recently came running to me that she needs to borrow 5k to go and see her sick dad in Ekiti. I jejely dashed her 2k and wished her journey mercies (though I didn't tell her not to bother to return the money, I wanted to see if she will return it as she claimed). It's been over a year now, na to greet and walk fast past me sure pass. 2 Likes |
Re: How Should I Handle Friends Requesting For Loan? by Nobody: 8:34pm On Aug 02, 2017 |
WiredLeggings: Dont mind op, let him keep bragging to friends how rich he is. Until someone close to him, organize armed robbers or even kidnappers, his eyes go clear like fire And God help him, if no life is lost when they come knocking on his door. From that moment onwards, he will always claim hes poor and broke at all times . Rule of life and what keeps one safe: Never ever talk about how rich or how much u have in your bank accounts or at home. Orelse tears will follow. Op I hope u are not in nija? 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by robotix: 8:36pm On Aug 02, 2017 |
helinues:Bros, do not even think about it. if u know what is good for u. friendship can enter gutter for all i care. me no send. one stopped talking to me when she couldn't get what she asked for.,.. |
Re: How Should I Handle Friends Requesting For Loan? by patola080(m): 8:50pm On Aug 02, 2017 |
helinues:bros u re not the only one, it happen to mi just tell them u too nid money to do somethings if dey can help you too n cum to think of it wot work do u do n re dey jobless people or wot |
Re: How Should I Handle Friends Requesting For Loan? by LAFO: 8:51pm On Aug 02, 2017 |
I have a couple of friends who can not talk to me about finances again simply because they're stil owing me many years down the line. One borrowed an amount of money from me to execute a project that yielded results, after the project, I was there when he collected the cheque for the payment and was expecting alert Up till today alert never enter NO is a very good answer. 5 Likes 1 Share |
Re: How Should I Handle Friends Requesting For Loan? by Nobody: 8:54pm On Aug 02, 2017 |
vivalavida: Lol. Not quite there yet. My closest friend is a lawyer, it was no trouble at all. Love is love, business is business. Lol. |
Re: How Should I Handle Friends Requesting For Loan? by Loonyy(m): 9:31pm On Aug 02, 2017 |
Bros just dash him 5% of the requested amount then thank me later |
Re: How Should I Handle Friends Requesting For Loan? by dycee01(m): 9:39pm On Aug 02, 2017 |
Please dont give it to him/her, because at the end of the day when they won't pay you back..it will haunt you, each time you see them you can't ask them and they will never bring it up and when you finally bring it up they will make it feel like you are embarrassing them.i borrowed a friend 210,000 to upgrade and fix his car.his first story was he was expecting his commission from a property he sold, later story changed to someone is holding a cheque of his, later story changed to sine goods he ordered spoilt in transit ...... Mhen the original story has transformed to series of stories, now when i dont respect him and most of all i have accepted that the money has gone, and he knew it was from my staff salary. So please dont even think of it talkless of do it. Give him what you can give from your heart, if he accepts it to not you have satisfied your conscience and that's all that matters the most 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by Coldfeets: 9:47pm On Aug 02, 2017 |
Poverty can make so many people so effing heartless. You may have all the money in this world but your poverty mentality will make you to be concentrating on scarcity rather than abundance. Your friends needs the money. You have the money. You don't want to give him. Why? It's because you're wicked. You will still spend almost that amount or even more on flimsy things like weed, parties, ho's etc Why not get your friend to sign an IOU agreement or even offer him half of what he requested for if you are so afraid he might not repay instead of simply refusing to give him? You think it's easy for a man to ask another man for money? My guy, this life na turn by turn o! Be warned. 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by EdDave(m): 10:02pm On Aug 02, 2017 |
Coldfeets:Seems you haven't experienced backstabbing from your closest friends. All these stories just bring back memories. 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by hopefulLandlord: 10:10pm On Aug 02, 2017 |
Coldfeets: OP, your friend is here 5 Likes |
Re: How Should I Handle Friends Requesting For Loan? by PDPGuy: 10:40pm On Aug 02, 2017 |
dominique: Same here. I'm not giving anyone money unless they promise to pay back. I got bills to pay too |
Re: How Should I Handle Friends Requesting For Loan? by Nobody: 10:53pm On Aug 02, 2017 |
1. Tell 'em you ain't a bank 2. you have school fees on your neck for next session 3. all your money is tied up in investments 4. efcc placed 'no debit' order on your bank accounts |
Re: How Should I Handle Friends Requesting For Loan? by Theflint1(m): 11:05pm On Aug 02, 2017 |
Hehehehe...na only people wey dey borrow money dey this thread . What of those wey dey do the borrowing, your opinions are needed 5 Likes |
Re: How Should I Handle Friends Requesting For Loan? by stpat1(m): 11:13pm On Aug 02, 2017 |
Just tell him you can't for now. |
Re: How Should I Handle Friends Requesting For Loan? by ewa20buredi100: 11:20pm On Aug 02, 2017 |
Omo! Going through everybody's posts here scared me. I understand that almost everybody on here have been burnt all because they borrowed some certain friends money/loan. But should that now make one to turn blind/deaf to a friend who is seriously in need of money even when it is obvious and you have the money to spare? There is this case i am dealing with right now. It is about a close friend whose father is lying critically ill in a private hospital. As the first born, he has exhausted all the savings he has on his father's illness. Just this Monday here, the landlord of the house they are living in changed the locks of the gate to the house, meaning himself and his family have no where to stay. He came to me for financial assistance of certain amount, which i couldn't help him with because i don't have any means of providing help. Ever since that Monday till now i and this friend have been going around looking for people (friends and some other extended family relations) yet nobody was willing to give explaining how they helped someone who refused to pay back and all that stories as said by most people here. Sometimes i weep for this my friend. I share my food with him, i couldn't accomodate him because i don't have a room to myself. Seeing this thread and the posts therein this night got me all the more worried. What is the real meaning of ''love''? Is love bias? Or has the meaning of ''being your brother's keeper'' changed? 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by cupidkef(m): 11:25pm On Aug 02, 2017 |
I have had several demoralizing experiences... Oga....Say no to parasitic friends...... All I need in my life now is a business partner and not a Motherf***ing friend. |
Re: How Should I Handle Friends Requesting For Loan? by ekwelive: 12:18am On Aug 03, 2017 |
Real matter. Learned the hardway
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Re: How Should I Handle Friends Requesting For Loan? by stacyadams: 12:29am On Aug 03, 2017 |
i like the part where friends cant come back to borrow again.. . LAFO: 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by siegfried99(m): 12:56am On Aug 03, 2017 |
Re: How Should I Handle Friends Requesting For Loan? by Coldfeets: 1:39am On Aug 03, 2017 |
genghiskhan007: Very smart. Clap for yourself. But don't forget that you yourself could be at the receiving end one day. And probably, someone else will be telling you this same thing. Like my Igbo brothers will say, when they are carrying another person's corpse; it appears to us who are not related to him like a log of wood. EdDave: Of course, I have. And I have equally been in a position where I needed some financial help from people too. Now I'm thinking, if everybody has got this wicked mentality of not wanting to help another person out of their financial difficulties, then we are so doomed. It is so unfortunate that we have now found ourselves in a position where we value money more than friendship, more than love for our fellow humans... in fact, more than anything else in the world. But then again, it is one of the clear signs we are living in the end times. |
Re: How Should I Handle Friends Requesting For Loan? by vivalavida(m): 5:16am On Aug 03, 2017 |
Ziinno: I like your mentality |
Re: How Should I Handle Friends Requesting For Loan? by 9japrof(m): 5:17am On Aug 03, 2017 |
ladyF: Awww so sorry ma, Oh Lawd... |
Re: How Should I Handle Friends Requesting For Loan? by cochtrane(m): 5:17am On Aug 03, 2017 |
Ziinno:You had no business supporting a "boyfriend's dreams" with cash. You really didn't. |
Re: How Should I Handle Friends Requesting For Loan? by cochtrane(m): 5:21am On Aug 03, 2017 |
Coldfeets:The world would be a much better place if people actually took responsibility for their spending. That means you take responsibility for yours and I for mine. If you needed a loan, there's a place called a bank. Maybe you never heard of it. But it's usually some big building with signs in front and an ATM probably on the corner where you can walk in and request a loan, complete with legal agreements. No one should be a charity for you. 2 Likes |
Re: How Should I Handle Friends Requesting For Loan? by cochtrane(m): 5:32am On Aug 03, 2017 |
Coldfeets:I don't get what your drama is about. Contrary to what you think, it's actually easy for a man to ask another man for money. Laziness isn't scarce. It's everywhere. Have you wondered why the same persons are afraid to actually approach official lenders for money? Is it because they know they won't be able to pay back? Don't put the blame on those who don't want to lend their friend money. It's their choice not to. Don't demonstrate such crass thinking. It's pathetic. 3 Likes 1 Share |
Re: How Should I Handle Friends Requesting For Loan? by AdeKamal(m): 8:31am On Aug 03, 2017 |
WiredLeggings: Like won't one ride a car even if it's not Lexus, won't one rent house or go to shoprite.. Won't one give sadaqah and offering, Nigerians have inner eyes.. I'll say.. Have you ever been met by beggars on the street especially those ones that will pray for you and your generations.. Even if you refuse to give they'll not mind to use juju or borrow from another person to get badoo guys to teach you a lesson In This country and life.. We need prayers.. May God bless us
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Re: How Should I Handle Friends Requesting For Loan? by K024(m): 8:31am On Aug 03, 2017 |
helinues: I have not read other responses but if he/she borrowed $400 and didn't talk about repayment for 2 years, I don't mind losing such a friend. I will surely remind him/her of the outstanding loan and let him/her know I can't afford what he/she is asking for. PS - Don't follow my advice o. We have different circles of friends and we have different standards. I just said what I would do based on the standards I hold my friends up to. |
Re: How Should I Handle Friends Requesting For Loan? by 400billionman: 9:08am On Aug 03, 2017 |
Ezionye: So if he has a car, he shouldn't drive it. Or he shouldn't build a house if he has the means because someone is monitoring his progress. Story for the Gods. This happens to people who want to live by other people's standards and approval.. 2 Likes 1 Share |
Re: How Should I Handle Friends Requesting For Loan? by abasumike12345: 9:17am On Aug 03, 2017 |
There is no way to say you don't want to hurt his feelings. Just tell him to try a bank or still meet with your Lawyer to talk about the terms of the said loan. Try and play safe with your money |
Re: How Should I Handle Friends Requesting For Loan? by Otamio: 9:24am On Aug 03, 2017 |
OpinionCounts:Why not arrest them with d police? So that they make a commitment on how to pay back with d police. Although when they pay, u lose 10 percent of your money to d police. |
Re: How Should I Handle Friends Requesting For Loan? by OpinionCounts(m): 10:08am On Aug 03, 2017 |
Otamio: Honestly my brother, I can't do that and they know I can't. I have learnt my lessons though, I am too emotional when it comes to helping people and I will not stop but I am wiser now. My fault then was that I trusted people too much to be responsible, discipline and matured enough to do the right thing but that was a very big error. The truth is, I have long forgotten the debts but I will never give a kobo to those folks again. Its painful but thats life. |
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