DJperdurabo:

You seem to forget that the so called employee could be a memeber BOD of another company or even own companies.

The moral of the story is; folks should stop shoving Entrepreneurship's down people's throat. Doesn't work.for everyone. The grave is filled with people who thought they could swing it thus amassing debts that led to suicides or depression and/or medical complications which hastened their deaths.

Your points are very valid.