wonlasewonimi:


It's boring especially when you have cruise control... Sleepfest my brother

The driving is nicer with cruise control, just set and rest your legs (eyes wide open)....

Happy Friday oo my e-fam. Please what is the best and easiest credit card to apply for? Need something to build my credit score since we can't even check our credit score yet.

I know this has been dealt with before but I can't find the info needed. Thanks

fatima04:
Happy Friday oo my e-fam. Please what is the best and easiest credit card to apply for? Need something to build my credit score since we can't even check our credit score yet.

I know this has been dealt with before but I can't find the info needed. Thanks

Capital one. 50 pounds credit limit for a start and never spend more than half of your credit limit.

fatima04:
Happy Friday oo my e-fam. Please what is the best and easiest credit card to apply for? Need something to build my credit score since we can't even check our credit score yet.

I know this has been dealt with before but I can't find the info needed. Thanks

Apply for a credit card through your bank (salary account), it's probably the easiest route.

Avoid numerous applications, it would have a negative impact on your credit score. Each credit check for credit, leaves a footprint on your details.....

sharpboyus:



Capital one. 50 pounds credit limit for a start and never spend more than half of your credit limit.

Thanks. Will research on this

Lexusgs430:


Apply for a credit card through your bank (salary account), it's probably the easiest route.

Avoid numerous applications, it would have a negative impact on your credit score. Each credit check for credit, leaves a footprint on your details.....

Thanks. My challenge is the website (halifax) is telling me I am not eligible and I believe they will also use this check.

I guess the issue is the less than 3years UK living history.

fatima04:


Thanks. My challenge is the website (halifax) is telling me I am not eligible and I believe they will also use this check.

I guess the issue is the less than 3years UK living history.

Have you tried applying through your local branch? If Halifax does not offer you, your only choice is the open market.....

As stated, capital one is a good place to try.......

fatima04:


Thanks. My challenge is the website (halifax) is telling me I am not eligible and I believe they will also use this check.

I guess the issue is the less than 3years UK living history.

I got my first credit card from Vanquis. They started on with 250 credit and its now 4k. Their APR is crazy but they will help you build your credit and increase your credit limit over time.

Lexusgs430:


Have you tried applying through your local branch? If Halifax does not offer you, your only choice is the open market.....

As stated, capital one is a good place to try.......

Yeah contacted them.and was told I am not eligible because of the address history. Thanks will check out capital one

wonlasewonimi:


I got my first credit card from Vanquis. They started on with 250 credit and its now 4k. Their APR is crazy but they will help you build your credit and increase your credit limit over time.

Not bad. Thanks will check them out

Lexusgs430:


The driving is nicer with cruise control, just set and rest your legs (eyes wide open)....

i always use cruise ctrl in those funny 40/ 50 MPH speed restrictions

DaveChapelle:


i always use cruise ctrl in those funny 40/ 50 MPH speed restrictions

I can see you are trying very hard to protect your licence...

Lexusgs430:


I can see you are trying very hard to protect your licence...

So far so good, and with the waze app,it even warns me of police vehicles ahead.

DaveChapelle:


So far so good, and with the waze app,it even warns me of police vehicles ahead.

Till it is an undercover vehicle, perfectly blended into the mix.....

Waze would surely miss that one, all you would see are blue lights magically flashing from places unseen...

So I loss big time today. Won't try this kind of adventure again for a very long time. Na God say make I carry my debit card today.
So at times after work, I just get on any bus get on the top deck and go round the city. Most of the time the bus brings me back to the same stop I boarded after going round the city, at times I alight when I sight anything of interest and still find my way home with Google map. This is my way of exploring the city.
Today the son of man enter oyibo "One chance". So I got on this bus and found myself inside one Bush near an airfield far outside town. I was busy taking pictures of old airplanes when I heard the driver calling " Last stop". I was like, last stop Ke, are u not going back to town? The guy said, no this is the last bus for today, the next bus is 7am tomorrow. Come and see how cold and heat catch me at the same time, wetin I come find for here. Finally I was able to get a cab back to town, that was after coughing out £20. Lesson learnt.
In other news, had my first haircut today. If somebody told me that one day I will use the equivalent of 10k naira for a haircut I will not believe. Those days of haircut every 2 weeks are over, watch out for my new Afro look. Got to stop thinking in naira before I give myself hypertension.

sutelk:
So I loss big time today. Won't try this kind of adventure again for a very long time. Na God say make I carry my debit card today.
So at times after work, I just get on any bus get on the top deck and go round the city. Most of the time the bus brings me back to the same stop I boarded after going round the city, at times I alight when I sight anything of interest and still find my way home with Google map. This is my way of exploring the city.
Today the son of man enter oyibo "One chance". So I got on this bus and found myself inside one Bush near an airfield far outside town. I was busy taking pictures of old airplanes when I heard the driver calling " Last stop". I was like, last stop Ke, are u not going back to town? The guy said, no this is the last bus for today, the next bus is 7am tomorrow. Come and see how cold and heat catch me at the same time, wetin I come find for here. Finally I was able to get a cab back to town, that was after coughing out £20. Lesson learnt.
In other news, had my first haircut today. If somebody told me that one day I will use the equivalent of 10k naira for a haircut I will not believe. Those days of haircut every 2 weeks are over, watch out for my new Afro look. Got to stop thinking in naira before I give myself hypertension.

Can't imagine what you will do when you top up used up data/ get new glasses, go to dentist or start driving lessons... £20 is not too bad

sutelk:
So I loss big time today. Won't try this kind of adventure again for a very long time. Na God say make I carry my debit card today.
So at times after work, I just get on any bus get on the top deck and go round the city. Most of the time the bus brings me back to the same stop I boarded after going round the city, at times I alight when I sight anything of interest and still find my way home with Google map. This is my way of exploring the city.
Today the son of man enter oyibo "One chance". So I got on this bus and found myself inside one Bush near an airfield far outside town. I was busy taking pictures of old airplanes when I heard the driver calling " Last stop". I was like, last stop Ke, are u not going back to town? The guy said, no this is the last bus for today, the next bus is 7am tomorrow. Come and see how cold and heat catch me at the same time, wetin I come find for here. Finally I was able to get a cab back to town, that was after coughing out £20. Lesson learnt.
In other news, had my first haircut today. If somebody told me that one day I will use the equivalent of 10k naira for a haircut I will not believe. Those days of haircut every 2 weeks are over, watch out for my new Afro look. Got to stop thinking in naira before I give myself hypertension.

Babyliss hair clipper is 17 pounds on ebay. You can do it yourself every week.

wonlasewonimi:

Babyliss hair clipper is 17 pounds on ebay. You can do it yourself every week.

lol... Only if you like gorimapa... Else don't be like me after investing 100gbp in mirror and clipper and cutting nonsense.... Not worth the stress

DaveChapelle:
lol... Only if you like gorimapa... Else don't be like me after investing 100gbp in mirror and clipper and cutting nonsense.... Not worth the stress

Who still cut Rico babe or tyson in this day and age.

DaveChapelle:
lol... Only if you like gorimapa... Else don't be like me after investing 100gbp in mirror and clipper and cutting nonsense.... Not worth the stress

On the contrary, invest in a super taper wahl clipper. It retails for about £50.

I don't barb gorimapa, I do the fades on the sides, friction my forehead and barb my hair correctly (you would think a proper barber did it). Practice makes perfect (been styling my hair myself for over 22 years).......

From start to finish, all it takes is 20 minutes. Clean my kit, apply my clipper refresher oil, pack it up and jump into the shower (must be shower gel and not soap).....

Lexusgs430:


On the contrary, invest in a super taper wahl clipper. It retails for about £50.

I don't barb gorimapa, I do the fades on the sides, friction my forehead and barb my hair correctly (you would think a proper barber did it). Practice makes perfect (been styling my hair myself for over 22 years).......

From start to finish, all it takes is 20 minutes. Clean my kit, apply my clipper refresher oil, pack it up and jump into the shower (must be shower gel and not soap).....

I want to be like you when I grow up.

sutelk:

I want to be like you when I grow up.

Me too

sutelk:

I want to be like you when I grow up.

You are already grown up already..... Next stage is grandpa levels.......

marylandcakes:


Me too

After eating loads of Maryland cakes, you must grow by force.....

Growing tall or wide, grow is grow.....

Good day fam, the contributions here have been lit and helpful.
Pls o, I got a job offer in Romford, East London. I never wanted to stay in London cos of its high cost of living but I am inclined to take this one.
Is anyone conversant with the cost of living at Romford compared to Central London, esp cost of housing. Na only me dey waka come, so not looking at a big house.
Every help and advice would be appreciated.
@lexusgs430 Pls help your boy.

I hope you people haven't bought clipper for you wives sha ,

fatima04:
I hope you people haven't bought clipper for you wives sha ,

I bought for myself... cut the hair since!!! Couldn’t deal with the drama

EsotericMonk:
Good day fam, the contributions here have been lit and helpful.
Pls o, I got a job offer in Romford, East London. I never wanted to stay in London cos of its high cost of living but I am inclined to take this one.
Is anyone conversant with the cost of living at Romford compared to Central London, esp cost of housing. Na only me dey waka come, so not looking at a big house.
Every help and advice would be appreciated.
@lexusgs430 Pls help your boy.

You cost of living could be reduced, if you resided closer to your place of work.

The term cheap accommodation in London went with away in the 90's.... Don't take me down memory lane, when we use to rent a room for £20.00 per week including all bills...... The good old days..... Biko, I don digress.....

Your option for accommodations are either HMO's or renting a room in a property. Places like gumtree could be a very helpful hunting ground (but shine your eyes wella o)....

fatima04:
I hope you people haven't bought clipper for you wives sha ,

By the time you keep spending £70 a fortnight for your braids and taking it down without enjoying your £70........

The wives would buy the clipper themselves........

Lexusgs430:


You cost of living could be reduced, if you resided closer to your place of work.

The term cheap accommodation in London went with away in the 90's.... Don't take me down memory lane, when we use to rent a room for £20.00 per week including all bills...... The good old days..... Biko, I don digress.....

Your option for accommodations are either HMO's or renting a room in a property. Places like gumtree could be a very helpful hunting ground (but shine your eyes wella o)....

Thanks alot. A friend suggested I take a house in Essex as its cheaper and not too far from Ldn. Is this advisable?

EsotericMonk:

Thanks alot. A friend suggested I take a house in Essex as its cheaper and not too far from Ldn. Is this advisable?

Essex is a big county.... Colchester is Essex too....

EsotericMonk:

Thanks alot. A friend suggested I take a house in Essex as its cheaper and not too far from Ldn. Is this advisable?

The further into Essex you reside, the more expensive your cost of transportation + more time to travel.....

The cost and time saved, might equate the figure staying closer to your work address......