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Nairaland Forum / Nairaland / General / Business / Which Bank Offers The Best Saving Option In Nigeria? (31182 Views)
Domiciliary Account Opening: Which Bank Has Best To Offer? / Which Bank Gives Pos Faster / “Pay Yourself First”: Best Saving Strategy To Learn (2) (3) (4)
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Re: Which Bank Offers The Best Saving Option In Nigeria? by dollarathe(m): 10:04pm On Mar 25, 2021 |
Heritage bank is ok |
Re: Which Bank Offers The Best Saving Option In Nigeria? by emmnprince(m): 10:09pm On Mar 25, 2021 |
Kezifils: What about their monthly charges? 1 Like |
Re: Which Bank Offers The Best Saving Option In Nigeria? by emmnprince(m): 10:14pm On Mar 25, 2021 |
Why not try Kuda e-bank. They have no physical structures but you can save your money, withdraw your money using any ATMs of any banks using a Kuda MasterCard. No unnecessary charges. Just download their app and start saving! 1 Like |
Re: Which Bank Offers The Best Saving Option In Nigeria? by yommen: 10:14pm On Mar 25, 2021 |
RapistOnBail: Nice one. Or he buys BTC and keep |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Made619(m): 10:16pm On Mar 25, 2021 |
piggyvest offers more interest than any bank |
Re: Which Bank Offers The Best Saving Option In Nigeria? by seunmsg(m): 10:17pm On Mar 25, 2021 |
BlakKluKluxKlan: There is no effective ban on crypto. CBN simply said banks should not be involved in the trading of cryptocurrency. Nobody is stoping you from buying cryptocurrencies. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by ugbanante: 10:18pm On Mar 25, 2021 |
Nigerian banks are here to help u save. They rum business, profit is the focus,not to pamper you to grow wealth. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by yazga: 10:22pm On Mar 25, 2021 |
Quelme:To buy stocks on the Trove app, you need funds in your wallet. There are two wallets in your trove account. The Naira wallet is for buying Nigerian stocks, bonds, while the Dollar wallet is for your foreign transactions or saving you naira in dollars. At the moment, Trove only accepts adding a Naira card and a Naira bank account to your profile. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by yazga: 10:23pm On Mar 25, 2021 |
emmnprince:I love Kuda app. 1 Like |
Re: Which Bank Offers The Best Saving Option In Nigeria? by micflo28(m): 10:24pm On Mar 25, 2021 |
Jestin:it's birds of a feather |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Quelme: 10:31pm On Mar 25, 2021 |
yazga:Okay. Meaning, the Naira to Dollar saving option is not yet available? |
Re: Which Bank Offers The Best Saving Option In Nigeria? by donmik: 10:35pm On Mar 25, 2021 |
nakaman: True. GTB doesn't steal. They charge u for services u choose. And your money is safer from scammers than banks like eco, stanbic, 1st bank, worst is access |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Nobody: 10:41pm On Mar 25, 2021 |
Please don't try access bank |
Re: Which Bank Offers The Best Saving Option In Nigeria? by komols856: 10:47pm On Mar 25, 2021 |
Marayesa1: |
Re: Which Bank Offers The Best Saving Option In Nigeria? by OgwuEgo: 10:50pm On Mar 25, 2021 |
Piggyvest |
Re: Which Bank Offers The Best Saving Option In Nigeria? by nextstep(m): 10:51pm On Mar 25, 2021 |
RapistOnBail: Best advice I've seen in a while! Honestly. Besides inflation eating away your savings, the naira sef gets devalued anyhow. At least the goats will increase in price every month. Ask somebody who had 1 million saved in 2015 what that can buy now. I don't think it's worth 500k (in real terms, based on what you could buy in 2015). 3 Likes |
Re: Which Bank Offers The Best Saving Option In Nigeria? by HallaDaTruth: 10:53pm On Mar 25, 2021 |
Op save with Kuda, thank me later. Visit play store and download the app |
Re: Which Bank Offers The Best Saving Option In Nigeria? by nextstep(m): 10:56pm On Mar 25, 2021 |
seunmsg: For now. If you bought bitcoin on Mar 13, you will be crying today. Of course if you bought in on Jan 30 you will be smiling. I don't like that kind of swing, so I'd stay clear. OP, if you can watch this money burn without crying, then sure, buy bitcoin. The returns are immense, but so are the risks. T-bills should a decent option, enough to match inflation (unlike bank savings), but your principal is guaranteed. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by justlaw(m): 10:58pm On Mar 25, 2021 |
Your best bet for saving should be PiggyVest. You get about 8% p.a on your saving. - There are investment plans that, you can invest your money into on the app and you get as much as 36% in 18 months. This depends on the type of investment though. - Also, you can use their safelock feature to lock funds not immediately needed for a particular period and that attract about 13% p.a Give it a try and thank me later. Just download the app from your playstore. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by staneless(m): 11:03pm On Mar 25, 2021 |
Use V-bank and thank me later!!! |
Re: Which Bank Offers The Best Saving Option In Nigeria? by DonMarkuzi(m): 11:09pm On Mar 25, 2021 |
[left][/left] Solatium: Thank me later. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Killermamba: 11:14pm On Mar 25, 2021 |
Marayesa1: Use kuda MFB |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Killermamba: 11:16pm On Mar 25, 2021 |
nextstep: Crypto is the future. Better save with btc or us dollars ,soon naira will be 700 -750 to 1 dollars. I saw this years ago 1 Like |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Donsamie(m): 12:13am On Mar 26, 2021 |
[quote author=MackIV post=100212044]Having used Heritage Bank, GTB, First Bank etc. I'd give it to Heritage Bank, they'd pay for saving with them. Much more higher than 3_6 month Treasure Bill's investment. True story[ which heritage bank are you talking about see they are the worst of them all, i have a savings with that useless bank and they wipe it out every month 100 naira and still remove sms charges, yet they still charge me for the sms they send to. Calculate 100 naira plus other cháges that was how they finish my saving in heritage bank |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Lexusgs430: 12:14am On Mar 26, 2021 |
nonut: At $640 per share......
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Re: Which Bank Offers The Best Saving Option In Nigeria? by bizhop01: 12:29am On Mar 26, 2021 |
I used First bank, Access, StanbicIBTC, FCMB, Fidelity, Heritage bank some of them ugly than dog shit. FCMB very poor customer service along with terrible ATM network their useless ATM card is compulsory, Fidelity bank group of criminals the only know how to deduct money due to their back to back fail transaction, the remain the only standard bank that still keep customers 1k in their custody. I only depend on first bank for my daily online successful transaction because of their network stability but not for their monthly interest rate. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by hstar: 12:46am On Mar 26, 2021 |
RapistOnBail: |
Re: Which Bank Offers The Best Saving Option In Nigeria? by gigabyte13: 1:03am On Mar 26, 2021 |
Access bank is the worst as far as am concern, worst as in WORRRRSSTTTTTTT.... EVER |
Re: Which Bank Offers The Best Saving Option In Nigeria? by sharone21(f): 2:39am On Mar 26, 2021 |
W-E-M-A bank. Before Buhari came in 10% on fixed deposits per year. Later 6% and 2020: 1% but it seems they have reviewed it upwards. There is normal fixed deposit( cones with a fixed deposit note unlike ALAT BY WEMA) and ALAT by WEMA( via its app which runs on android 6 and above... and a bit higher than the normal fixed deposit) |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Nobody: 3:22am On Mar 26, 2021 |
CertifiedGee:yeah Standard gives peace of mind 1 Like |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Ndipe(m): 4:22am On Mar 26, 2021 |
So Nigerian banks are like American banks in doling out low dividends in savings account. It never used to be like ridiculously back then. The rates were attractive. |
Re: Which Bank Offers The Best Saving Option In Nigeria? by Kingzjayzee: 4:27am On Mar 26, 2021 |
vibbb:u go end up using your interest accrued and even part of ur own money to pay for charges. In the end, na u go lose. 1 Like |
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