tushqueen:



Which Nigerian no know tufiakwa? U sure say u be naija, lol

dubaiprince:
Hello everyone,

Trust we are enjoying the sunshine. Sorry to take us back to the mortgage discussion. I am just curious to know what role the kind of bank you use play to help your mortgage case better. I would imagine the bank one uses may offer you the best deal around in such a situation (not all cases obviously).

I think it is a known fact that Barclays have a low risk appetite. I have been using them to receive salary for over a year and what I could get was just a £260 limit credit card to which I have applied for increased limits and they have repeatedly bounced despite salary increases. My colleagues get 3k with HSBC and 5k with Natwest with unbelievable interest rates upon account opening. Though I applied for BA Amex in February and got 10k.

So my question is which banks are most likely to give you the best deals whilst 'generous' with the mortgage amount when you begin to shop for it. make I know if time don reach to carry my banking relationship elsewhere now we are still saving for deposit.

Poanan:
Good evening elders. If a company funds my dbs for me. Will I be sent the physical copy of the DBS?

Intend using it to apply for another support job.

Kindly assist with information

Ray7878:


Yes 100%, is it an enhanced one or basic? Either way you would get a copy. If it’s an enhance one I would advised you to do a year subscription. And register the copy that you get on the sub.

So that in future when any one offers you a job you wouldn’t have to wait for 3-6 months in some cases before your DBS arrives.

dubaiprince:
Hello everyone,

Trust we are enjoying the sunshine. Sorry to take us back to the mortgage discussion. I am just curious to know what role the kind of bank you use play to help your mortgage case better. I would imagine the bank one uses may offer you the best deal around in such a situation (not all cases obviously).

I think it is a known fact that Barclays have a low risk appetite. I have been using them to receive salary for over a year and what I could get was just a £260 limit credit card to which I have applied for increased limits and they have repeatedly bounced despite salary increases. My colleagues get 3k with HSBC and 5k with Natwest with unbelievable interest rates upon account opening. Though I applied for BA Amex in February and got 10k.

So my question is which banks are most likely to give you the best deals whilst 'generous' with the mortgage amount when you begin to shop for it. make I know if time don reach to carry my banking relationship elsewhere now we are still saving for deposit.

dubaiprince:
Hello everyone,

Trust we are enjoying the sunshine. Sorry to take us back to the mortgage discussion. I am just curious to know what role the kind of bank you use play to help your mortgage case better. I would imagine the bank one uses may offer you the best deal around in such a situation (not all cases obviously).

I think it is a known fact that Barclays have a low risk appetite. I have been using them to receive salary for over a year and what I could get was just a £260 limit credit card to which I have applied for increased limits and they have repeatedly bounced despite salary increases. My colleagues get 3k with HSBC and 5k with Natwest with unbelievable interest rates upon account opening. Though I applied for BA Amex in February and got 10k.

So my question is which banks are most likely to give you the best deals whilst 'generous' with the mortgage amount when you begin to shop for it. make I know if time don reach to carry my banking relationship elsewhere now we are still saving for deposit.

KOVIC19COVID20:


#IfYouKnowYouKnow!

nice2men:
How can a student already in UK bring his over 18 years old Austistic daughter into the UK as a dependant?
Pls help.

Poanan:


3 to 6 months? It is the enhanced one. My friends are getting theirs within one week. Although they paid themselves through ucheck. dont know why mine is taking so long and i did mine through ucheck.

Ray7878:


Yep if you are the unlucky one then you could wait up until 3 to 6 months before you get your DBS. I had a job offer and by the time my DBS came through I had already had a promotion at my work. So waited over 9 months for nothing, since that time I do the yearly £13 sub, I have job twice since it happened to me, and my new employers were about to check my DBS within a minute, rather than wait until whenever it turns up.

LagosismyHome:


Make it 17 and you are good to go

Adebayo82:
Good morning everyone,
I need more info and contribution towards the tier 4 visa switch to tier 2 or skilllled worker visa. When is likely for me to push for this? my master program is less than seven months to complete. Also, I read it on Ukvi website that tier 2 application must be submitted 2 to 3 month before tier 4 student visa expired.
Some professional job am applying for now, fine the employer were facisnating with my years of experience and the skill. But the my blocker is issue of 20hrs restrictions for BRP stuff. I have done many interviews but they keep on saying the role is for full time, and the menial work somebody is doing all around could not lifted one to the right path neither career advancement, is just to cater for bills and other miscellaneous. moreover, CoS is needed from employer if I want to apply for tier 2 visa even though am paying the application fees. please shed more light all the elder in the house who has climb the ladder before now.

BorisJohnson:


Honorable… off the mic

Adebayo82:
Good morning everyone,
I need more info and contribution towards the tier 4 visa switch to tier 2 or skilllled worker visa. When is likely for me to push for this? my master program is less than seven months to complete. Also, I read it on Ukvi website that tier 2 application must be submitted 2 to 3 month before tier 4 student visa expired.
Some professional job am applying for now, fine the employer were facisnating with my years of experience and the skill. But the my blocker is issue of 20hrs restrictions for BRP stuff. I have done many interviews but they keep on saying the role is for full time, and the menial work somebody is doing all around could not lifted one to the right path neither career advancement, is just to cater for bills and other miscellaneous. moreover, CoS is needed from employer if I want to apply for tier 2 visa even though am paying the application fees. please shed more light all the elder in the house who has climb the ladder before now.

Lexusgs430:



Look for a beautiful British born ...........

wonlasewonimi:


https://www.americanexpress.com/uk/credit-cards/ba-credit-card/

penurypredator:


Thanks for the link. Got £12000

icon8:
I know it’s really not my business, nor anyone’s, for that matter. But I thought I’d sound a note of caution about credit cards. Please, please, and please, only get a credit card if you really need one and you understand what you are getting into. Nothing ruins lives and dreams in the western world than debt and credit related issues. You see that plenty money you suddenly have access to? Think twice before you touch it, and be double sure you know what you are doing. Otherwise, please stay away from it, to avoid stories that touch. If you however genuinely need one, do a lot of research and avail yourself of the technical knowledge and understanding of how a credit card works before you apply for one. Like someone used to say on part 1 of this thread, it’s not a credit card, it’s a debt card. Thank you for your time.

wallg123:

Badman in Dior

penurypredator:


Thanks for the link. Got £12000

wonlasewonimi:


Nice one! Happy spending if Kwam1 praise you in a owambe and your head starts swelling, you can now drop your long number

hustla:


I'll use your referral when I'm ready o

Someone mentioned that they'd give points to both parties or something

wonlasewonimi:


it's not my referral o

hustla:


Errr for the Amex naw

Ray7878:


Lol.. I am Nigerian now. But now learning yoruba properly. Both my parents are from Ondo state, born and bred in the UK. I know some Yoruba words though. I joined here to mix and learn more about Nigerian mannerism.