Have you ever been scammed through fake alert? If you have not, definitely, this article is for you. Read to the end of this article, as you will learn how to detect fake bank alert.

A lot of Nigerians have been scammed through this fake bank alert, especially those in the POS business.

Remember, this could happen to anyone, but to prevent you from falling victim, here are the things to look out for.

Red Flags to Check Out For:

♻️Check Out For Misspellings.

♻️They will ask for your account number which is not out of place, and also ask for your phone number, and that is out of place. That’s a red flag. No one needs your phone number to send you money.

♻️Have a precise knowledge of how much was there before, and if it corresponds with the previous amount then you’re on track. If not you might just be about to be scammed.

♻️If you were sent a mail, check the email source and look out for the official email address of your bank.

♻️Check the authenticity of the mobile app used.

How to Detect Fake Bank Alerts:

Using The GTBank Alert Picture below as a Case Study; One is Original And One is Fake. Here are the ways to spot a fake Credit/Debit Alert ����‍♂️
—– —– —–
1. No full stop behind GTBank
It is “GTBank” and not “GTBank.”

2. After the amount is either “DR” or “CR”. It is always in capital letters.
For example, Amt: 245,000.00 CR and not Amt:NGN 245,000.00 Cr
OR
Amt: 109,500.00 DR and not Amt:109,500.00 Dr

3. For fake alert, there is no “NGN” before the amount.
For example, Amt: 245,000.00 CR instead of Amt: NGN245,000.00 CR
OR
Amt: 109,000.00 DR instead of Amt: NGN109,000.00 DR

4. Check Account Balance

When in doubt of the authenticity of a Credit/Debit SMS, you can confirm that the transaction has been completed by logging into your GTBank Mobile, confirm via USSD, GT World App or visiting the nearest ATM to check your account balance.

#GTBankCares

5. Check Your E-mail

Check your email that is linked to your bank – the one that is registered with your bank. If you don’t have an email for bank alerts, then you can open one and link it to your account to help you clear your doubts about the financial transaction that took place.

With this email, you also get access to your bank statement and your account balance, all in your email.

Once you received the suspected bank alert, check your email source.

6. Check the Credit Alert You Received if it Contains Your Available Balance

Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payment done by your customers/buyers.

7. Avoid Clicking on Links that Request Your Bank Account Details or giving out your bank information to a stranger either via email, phone call or online platform. Be warned and stay safe.

Be conversant with the USSD codes you can use to check your bank account balance.

Codes To Check Bank Account Balance

Access bank *901*5#

Eco-bank *326*0#

Fidelity bank *770*0#

First bank *894*0#

FCMB *329*00#

GT bank *737*6*1#

Heritage bank *322*030#

Stanbic bank *909#

Keystone bank *7111*1#

Sterling bank *822*00#

UBA bank *919*00#

Unity bank *7799#

Wema bank *945*0#

Zenith bank *966*00#

Hope this was helpful �.
Be Vigilante ; Shine Ya Eyes �

Quite an educative piece.

What about the code to check for union bank account balance??

KnackAmPlank:
What about the code to check for union bank account balance??

*826#

Check you mobile banking app.Chikena.

Thanks for this

It's helpful

They will ask for your phone number to jam your line and prevent you from receiving alert.

Also, Alert messages via Text comes with customise bank name not phone number as the sender. Take note

nice op

Value

Okay thanks for this!

If they have proxies working in the bank they'll beat all these checks especially the available balance check.

If you are dealing with a total stranger please use a mobile app or nearest ATM.

Lumenasblog:
Have you ever been scammed through fake alert? If you have not, definitely, this article is for you. Read to the end of this article, as you will learn how to detect fake bank alert.

A lot of Nigerians have been scammed through this fake bank alert, especially those in the POS business.

Remember, this could happen to anyone, but to prevent you from falling victim, here are the things to look out for.

Red Flags to Check Out For:

♻️Check Out For Misspellings.

♻️They will ask for your account number which is not out of place, and also ask for your phone number, and that is out of place. That’s a red flag. No one needs your phone number to send you money.

♻️Have a precise knowledge of how much was there before, and if it corresponds with the previous amount then you’re on track. If not you might just be about to be scammed.

♻️If you were sent a mail, check the email source and look out for the official email address of your bank.

♻️Check the authenticity of the mobile app used.

How to Detect Fake Bank Alerts:

Using The GTBank Alert Picture below as a Case Study; One is Original And One is Fake. Here are the ways to spot a fake Credit/Debit Alert ����‍♂️
—– —– —–
1. No full stop behind GTBank
It is “GTBank” and not “GTBank.”

2. After the amount is either “DR” or “CR”. It is always in capital letters.
For example, Amt: 245,000.00 CR and not Amt:NGN 245,000.00 Cr
OR
Amt: 109,500.00 DR and not Amt:109,500.00 Dr

3. There is no “NGN” before the amount.
For example, Amt: 245,000.00 CR and not Amt: NGN245,000.00 CR
OR
Amt: 109,000.00 DR and not Amt: NGN109,000.00 DR

4. Check Account Balance

When in doubt of the authenticity of a Credit/Debit SMS, you can confirm that the transaction has been completed by logging into your GTBank Mobile, confirm via USSD, GT World App or visiting the nearest ATM to check your account balance.

#GTBankCares

5. Check Your E-mail

Check your email that is linked to your bank – the one that is registered with your bank. If you don’t have an email for bank alerts, then you can open one and link it to your account to help you clear your doubts about the financial transaction that took place.

With this email, you also get access to your bank statement and your account balance, all in your email.

Once you received the suspected bank alert, check your email source.

6. Check the Credit Alert You Received if it Contains Your Available Balance

Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payment done by your customers/buyers.

7. Avoid Clicking on Links that Request Your Bank Account Details or giving out your bank information to a stranger either via email, phone call or online platform. Be warned and stay safe.

Be conversant with the USSD codes you can use to check your bank account balance.

Codes To Check Bank Account Balance

Access bank *901*5#

Eco-bank *326*0#

Fidelity bank *770*0#

First bank *894*0#

FCMB *329*00#

GT bank *737*6*1#

Heritage bank *322*030#

Stanbic bank *909#

Keystone bank *7111*1#

Sterling bank *822*00#

UBA bank *919*00#

Unity bank *7799#

Wema bank *945*0#

Zenith bank *966*00#

Hope this was helpful �.
Be Vigilante ; Shine Ya Eyes �

No 6 is the ultimate.

That's why I m always amazed why people fall for that cheap scam easily. It's more difficult to execute these days with the introduction of mobile app

Lumenasblog:
Have you ever been scammed through fake alert? If you have not, definitely, this article is for you. Read to the end of this article, as you will learn how to detect fake bank alert.

A lot of Nigerians have been scammed through this fake bank alert, especially those in the POS business.

Remember, this could happen to anyone, but to prevent you from falling victim, here are the things to look out for.

Red Flags to Check Out For:

♻️Check Out For Misspellings.

♻️They will ask for your account number which is not out of place, and also ask for your phone number, and that is out of place. That’s a red flag. No one needs your phone number to send you money.

♻️Have a precise knowledge of how much was there before, and if it corresponds with the previous amount then you’re on track. If not you might just be about to be scammed.

♻️If you were sent a mail, check the email source and look out for the official email address of your bank.

♻️Check the authenticity of the mobile app used.

How to Detect Fake Bank Alerts:

Using The GTBank Alert Picture below as a Case Study; One is Original And One is Fake. Here are the ways to spot a fake Credit/Debit Alert ����‍♂️
—– —– —–
1. No full stop behind GTBank
It is “GTBank” and not “GTBank.”

2. After the amount is either “DR” or “CR”. It is always in capital letters.
For example, Amt: 245,000.00 CR and not Amt:NGN 245,000.00 Cr
OR
Amt: 109,500.00 DR and not Amt:109,500.00 Dr

3. There is no “NGN” before the amount.
For example, Amt: 245,000.00 CR and not Amt: NGN245,000.00 CR
OR
Amt: 109,000.00 DR and not Amt: NGN109,000.00 DR

4. Check Account Balance

When in doubt of the authenticity of a Credit/Debit SMS, you can confirm that the transaction has been completed by logging into your GTBank Mobile, confirm via USSD, GT World App or visiting the nearest ATM to check your account balance.

#GTBankCares

5. Check Your E-mail

Check your email that is linked to your bank – the one that is registered with your bank. If you don’t have an email for bank alerts, then you can open one and link it to your account to help you clear your doubts about the financial transaction that took place.

With this email, you also get access to your bank statement and your account balance, all in your email.

Once you received the suspected bank alert, check your email source.

6. Check the Credit Alert You Received if it Contains Your Available Balance

Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payment done by your customers/buyers.

7. Avoid Clicking on Links that Request Your Bank Account Details or giving out your bank information to a stranger either via email, phone call or online platform. Be warned and stay safe.

Be conversant with the USSD codes you can use to check your bank account balance.

Codes To Check Bank Account Balance

Access bank *901*5#

Eco-bank *326*0#

Fidelity bank *770*0#

First bank *894*0#

FCMB *329*00#

GT bank *737*6*1#

Heritage bank *322*030#

Stanbic bank *909#

Keystone bank *7111*1#

Sterling bank *822*00#

UBA bank *919*00#

Unity bank *7799#

Wema bank *945*0#

Zenith bank *966*00#

Hope this was helpful �.
Be Vigilante ; Shine Ya Eyes �

Your no 3 is somehow wrong bro . See pic below

Check & read the No. 3 again

educating indeed, thanks for this.

One thing those scammers can never know is your ACCOUNT BALANCE.

All bank alerts comes with account balance, so if you don't see your new balance, which correspond with your previous balance, just know it is fake alert.


Better still, use bank apps, they are so sure and fast. Transactions are recorded there even without receiving bank alerts.

Modified

Follow your bank on Twitter, they respond to complaints in less than five minutes. They resolve your issues fast.

No one needs ur phone no,when they need to transfer money to ur account.That’s the most important red flag.

oneolajire:
One thing those scammers can never know is your ACCOUNT BALANCE.

All bank alerts comes with account balance, so if you don't see your new balance, which correspond with your previous balance, just know it is fake alert.


Better still, use bank apps, they are so sure and fast. Transactions are recorded there even without receiving bank alerts.

My zenith bank alert does not come with old balance if it recieved a credit.

This is quite helpful

Great

Bigseven:
Also, Alert messages via Text comes with customise bank name not phone number as the sender. Take note

Walahi fake alerts come with your bank's name.

Scamming d upgrade everyday now

A friend wasted #850 to this site http://nseip.com yesterday.....,e still d pain me

OkodiDenzel:
If they have proxies working in the bank they'll beat all these checks especially the available balance check.

If you are dealing with a total stranger please use a mobile app or nearest ATM.

This is fair enough.

Just ensure you check your account balance or get a POS machine to save time

Don't miss out on this opportunity. Today is the last day of our giveaway, check our signature to participate

Thanks

GTB that deduct money like thieves now.

At last, one good thread on nairaland.

Nice thread