Nice

Without you getting alert it's not completely successful cos even though they've debited the person there's still a possibility of reversing the payment.

Check transaction history for the app. Simple

Gandollaar:
My zenith bank alert does not come with old balance if it recieved a credit.

Then there is a problem. Go report in the bank

Just save yourself all these stress and always confirm all your transactions with mobile app shikena.

Funniest thing is that scammers are also reading this.

Helpful

This my type of business is not easy
Especially payment on delivery

There's high possibility of fake alert

Gandollaar:
My zenith bank alert does not come with old balance if it recieved a credit.

I use zenith Bank, since 2013. I always receive balance. Pls check very well. Better still use smart phone, get app, check balance for free

I have disabled SMS notification long ago, I rely on checking my app and email for alerts.

Useful

OP thanks for the corrections

Are the now saying fake alert can reflect in your balance when you look into your apps to check history ? I believe you won't see such transaction in your history. The best way to catch them is by login to your apps to check transaction history and balance

Lumenasblog:
Have you ever been scammed through fake alert? If you have not, definitely, this article is for you. Read to the end of this article, as you will learn how to detect fake bank alert.

A lot of Nigerians have been scammed through this fake bank alert, especially those in the POS business.

Remember, this could happen to anyone, but to prevent you from falling victim, here are the things to look out for.

Red Flags to Check Out For:

♻️Check Out For Misspellings.

♻️They will ask for your account number which is not out of place, and also ask for your phone number, and that is out of place. That’s a red flag. No one needs your phone number to send you money.

♻️Have a precise knowledge of how much was there before, and if it corresponds with the previous amount then you’re on track. If not you might just be about to be scammed.

♻️If you were sent a mail, check the email source and look out for the official email address of your bank.

♻️Check the authenticity of the mobile app used.

How to Detect Fake Bank Alerts:

Using The GTBank Alert Picture below as a Case Study; One is Original And One is Fake. Here are the ways to spot a fake Credit/Debit Alert ����‍♂️
—– —– —–
1. No full stop behind GTBank
It is “GTBank” and not “GTBank.”

2. After the amount is either “DR” or “CR”. It is always in capital letters.
For example, Amt: 245,000.00 CR and not Amt:NGN 245,000.00 Cr
OR
Amt: 109,500.00 DR and not Amt:109,500.00 Dr

3. For fake alert, there is no “NGN” before the amount.
For example, Amt: 245,000.00 CR instead of Amt: NGN245,000.00 CR
OR
Amt: 109,000.00 DR instead of Amt: NGN109,000.00 DR

4. Check Account Balance

When in doubt of the authenticity of a Credit/Debit SMS, you can confirm that the transaction has been completed by logging into your GTBank Mobile, confirm via USSD, GT World App or visiting the nearest ATM to check your account balance.

#GTBankCares

5. Check Your E-mail

Check your email that is linked to your bank – the one that is registered with your bank. If you don’t have an email for bank alerts, then you can open one and link it to your account to help you clear your doubts about the financial transaction that took place.

With this email, you also get access to your bank statement and your account balance, all in your email.

Once you received the suspected bank alert, check your email source.

6. Check the Credit Alert You Received if it Contains Your Available Balance

Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payment done by your customers/buyers.

7. Avoid Clicking on Links that Request Your Bank Account Details or giving out your bank information to a stranger either via email, phone call or online platform. Be warned and stay safe.

Be conversant with the USSD codes you can use to check your bank account balance.

Codes To Check Bank Account Balance

Access bank *901*5#

Eco-bank *326*0#

Fidelity bank *770*0#

First bank *894*0#

FCMB *329*00#

GT bank *737*6*1#

Heritage bank *322*030#

Stanbic bank *909#

Keystone bank *7111*1#

Sterling bank *822*00#

UBA bank *919*00#

Unity bank *7799#

Wema bank *945*0#

Zenith bank *966*00#

Hope this was helpful �.
Be Vigilante ; Shine Ya Eyes �

I still prefer to confirm from my bank app then I make a transfer another account.I no fit take chance.

Nice one. Reason I hardly use traditional bank to receive alert. Kuda saving me from fake alert. Your number two point on red flag is so real.

Just go to your Bank App. That's all......

OkodiDenzel:
If they have proxies working in the bank they'll beat all these checks especially the available balance check.

If you are dealing with a total stranger please use a mobile app or nearest ATM.

Even if I check my bal... I move the whole money first ... Cus some are even floating money ... Solid fake one dey even float... If you can't wait for me to do this movement ... Make the person dey go ooo...

Noted

It is important to have the mobile app installed in your phone. Once you receive fake alert, check your app, if the app did not confirm it, then hold the person.

Great info.

Thanks very much for sharing, it's educative, it's interesting and you have also saved many of us from falling victims to fraud. Keep up the going d work

The only way to detect alert is to login to mobile app and see, the transactions yourself. Someone can, just copy previous sms alert and change details like time, amount and name

This is educatuve. Using code for transaction is the best

Ventura1:
I have disabled SMS notification long ago, I rely on checking my app and email for alerts.

Same with me

Fake Alert guys are always in hurry to distract you
So guys take note

Pickmycall:
Check you mobile banking app.Chikena.

It may seem tedious but that is what I always do. I don't even go round with the SIM connected to my bank accounts.

Na Only foOls that fake transfer thingy dey work on

JohnGainsville:
Quite an educative piece.

It is also quite educative to Scammers.

Hope you are aware of that too?

Ihatebuhariwith:
Your no 3 is somehow wrong bro . See pic below

Same with mine.

oneolajire:



Better still, use bank apps, they are so sure and fast. Transactions are recorded there even without receiving bank alerts.

Fastest and surest.....when network no turn to winch.

scammers are more sophisticated. just look at the details option of the SMS and see if the sending number or email is not the one you have from the bank. if you call the number, the agent that picks up can falsely say they work for the bank. go to the branch and thoroughly confirm with the branch.