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Nairaland Forum / Nairaland / General / Business / Commercial Banks Offering Collateral Free Loan With 4 Years Repayment (16069 Views)
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Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by ogb5(m): 1:07pm On Jul 13, 2014 |
damilolami: Good for you. You must be very happy! To put a little salt in your happiness, let me tell you what happened to me last week 2 weeks ago I got a text from my bank, I am qualified for a loan without collateral. Interest rate is 3.5% per annum It look interesting because the last loan I got from them was at 6% interest rate, so last week I went to the bank, and filled the forms, I actually checked the repayment scheduled and the interest rate computation, It was exactly 3.5% per annum interest rate. 48hrs later I got the alert on my phone and email, I have the loan already credited to my account. So while you are happy that you got a collateral free loan, know that at 23% interest rate, the bank is actually killing you with high interest rate. NB: my bank in not in Nigeria |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by mophiccollege: 2:04pm On Jul 28, 2014 |
olowogboye: Hello pls can i know where this coy(BSA) of yours is so that we can discuss as i need loan for business expansion. I fall in d sector 3. 08132270492, email : dada_itis2002@yahoo.co.uk |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 12:00pm On Oct 10, 2014 |
mophiccollege: Booked |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by neksummi(m): 12:15pm On Oct 10, 2014 |
Got no account with Stanbic IBTC.
|
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Melkuk: 1:30pm On Oct 10, 2014 |
mophiccollege: Interested too but you have to make all the relevant information available here. What you just succeeded in doing is to wet our appetite and get us interested. Give all the details... |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by mophic123: 8:11pm On Dec 28, 2014 |
ignore this they are liarsssssssssssssssssssssssssss |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by enny09: 9:42pm On Dec 28, 2014 |
let me correct some misconception about about the 23% intrest let say u borrow 500k, u pay 16,025.74 Monthly Principal & Interest, 769,235.32 Total of 48 Payments, 269,235.32 Total Interest Paid, for 4 years. u can use the calculator link below to do d calculation. www.amortization-calc.com/ |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by cynim: 1:21pm On Jan 07, 2015 |
Hello.. Is there any bank I can get a collateral free loan to expand my business. Thanks. |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by cynim: 1:25pm On Jan 07, 2015 |
damilolami: Hello... what branch did u get this facility? and can u state the amount gotten? Thanks |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by rivakwaa(m): 4:01pm On Jan 07, 2015 |
clemigho:Pls.Do u have office Office or Branch in Akwa Ibom State? I am interested in group lending,and the package for agric.Ours is a cooperative |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 1:57pm On Jun 30, 2015 |
debbiedoyin: You must be a hot cake and a lucky guy, too. |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 7:08am On Jun 21, 2016 |
akindelesi: Better stated now. |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by bosaty2003(m): 5:16pm On Jun 21, 2016 |
hello house, is this BSA product still on? I need an agriculture based loan. |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 8:53am On Jul 09, 2016 |
Need money for important personal projects? Finding it impossible meeting collateral requirements etc to get a loan from your bank? Live and work in the FCT? Great! Cos, RenMoney, your favourite Consumer Finance MFB is now in Abuja! Irrespective of whom you bank with, you're eligible for a RenMoney loan backed by your salary alone. +2347087192622 is the number. We'll be glad to help you out! Please spread the word to friends and colleagues |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nduwin(f): 12:15pm On Jul 09, 2016 |
pls is Fidelity bank doing same? |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by iseeicome: 2:47pm On Nov 04, 2017 |
http://articlesng.com/good-lending-principles-techniques-commercial-banks/ Good lending principles techniques in commercial banks in Nigeria |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 8:31pm On Nov 04, 2017 |
Something must be temporarily wrong with stage in the process. This is cuz my company did the same with stanbic, and staff got their facilities the following week. Again, I wanna believe it was not deliberate. triaophant: |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by ekehopp: 5:29am On Aug 23, 2019 |
nbfvfd |
Re: Commercial Banks Offering Collateral Free Loan With 4 Years Repayment by Nobody: 5:41am On Aug 23, 2019 |
ajadek:I tire o serious black market o but it should be 23% per annual |
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