XAUBulls:

Lol... It's the karma they have earned for themselves. You made valid points there Sukkot.

shaybebaby:

I really doubt if you've ever lived in the UK. No jokes.

SIRTee15:


This guy na clown. I didn't even read this until now. So u think Nigerians don't own 400k houses in UK. Come to Sheffield and will take u round estates filled with Nigerians with houses worth 400k.
Note- this Nigerians are not medical doctors.
My cousin in London is trying to move his mortgage to a house worth 600k.
I repeat, u guys that came in 20yrs ago really didn't have a clue how to build wealth. Reason for your myopic opinion.

Klass99:
Ahn ahn, Sukkot!

Not only did you manage to get your thread reinstated in the travel section, it also made front page and ran into 19 pages. You are an alagbara o, or should I say Seun is working and Nlfpmod is working?

Whatever the case may be, I give you a round of applause for maturity and respectful engagement with other users, in spite of being insulted by some, you kept your cool and carried on engaging respectfully. I admire that

armyofone:
I will give the hail to him too. He is a cool guy. Maybe awon omo Ibadan breed...
See how he explained himself in calmed ways. Not doing keyboard warrior to posters. He tried gan gan - for a Chicago war lord mo hail sukkot.

sukkot:
yes we know there are drug dealers in the UK too. Dem go soon catch all of them . You know the mortgage on a 400k home is like 1.2 million pounds. So to get 1.2 million pounds while working before tax you at 40 percent tax would be earning like 2 million. And that's just for housing. Basically what you are trying to tell me here is that the lifetime earnings of a British medical doctor is like 10 million pounds. That's a lie. Like I said they would soon start catching all the Nigerian drug pushers in England lol

vickydevoka:

New language and unfamiliarity. Imagine u going to live in Bosnia or Kazakhstan. Omo e no go funny. UK don cast since last year September. But people way get lunch enter since fit mover go Netherland or Germany. But me na UK or Canada I fit stay make I no lie. As I'm currently in UK. Buh always in door sha.

shaybebaby:

I really doubt if you've ever lived in the UK. No jokes.

Zahra29:


Not strictly true...the reality is that many recent UK migrants wil struggle to catch up with those who migrated 20 plus years ago and made sound investments in the intervening time period. For starters property was much cheaper 20 years ago and more attainable on smaller salaries. Those who could not afford to buy were able to obtain council homes (which in reality tend to be for life, giving them long term financial and physical security). Some even went on to buy their council homes at a huge discount (thanks to Thatcher) -now many of the same properties are worth up to 10 times more as house prices have sky rocketed even in historically cheaper regions.

Klass99:
Ahn ahn, Sukkot!

Not only did you manage to get your thread reinstated in the travel section, it also made front page and ran into 19 pages. You are an alagbara o, or should I say Seun is working and Nlfpmod is working?

Whatever the case may be, I give you a round of applause for maturity and respectful engagement with other users, in spite of being insulted by some, you kept your cool and carried on engaging respectfully. I admire that

PaulOtl:

You're just too braggadocios, and you're dairy shows it all too. Your condescending persona stinks and you like to make mouth. Even you, knows that you are annoying and that's why you keep saying you have haters... yadda yadda yadda.

SIRTee15:


U don't know UK. Done talking to u. Bye.

Bacteria8:


Hi brother, thanks for standing up for the truth here.

I would like to indulge your experience, pls sir.

My fiance is already in the UK doing a living-care job. She earns a little above 3k/month.

I'm also planning to go meet her by next month all other things being equal.

I have a BSc in Political Science and she has BSc in Computer science.

As young couples ready to work our asses off for a better and brighter future...
Pls advise sir, what kinda career path do you think we can pursue both in the short term and long term. Thanks brother.

SIRTee15:


I generally don't give advice on travelling out but my 2 pence is this.
UK is going thru economic meltdown at the moment. So things a expensive and hard. But there are still jobs and opportunities.
U have to work hard and be smart to achieve breakthrough.
Pls focus on IT, go for certification in IT courses eg project management. IT is a great economic cushion in this period. Your wife can go into coding since she has computer science background. She can easily earn 400 pounds a day in that field.
Finally, not everything Sukkot said is wrong, don't come here thinking u will be able to build house in maitama or banana island. Don't come here thinking of becoming a billionaire that will be throwing money around in naija. If that's your intention pls don't come.
UK isnt build for such, in fact most western nations apart from America is strongly socialist.
U can attain a solid middle class life here easily compared to Nigeria. Find ways to beat the system albeit legally otherwise u will use all your money to pay tax and bills.
Good luck.

SIRTee15:


I generally don't give advice on travelling out but my 2 pence is this.
UK is going thru economic meltdown at the moment. So things a expensive and hard. But there are still jobs and opportunities.
U have to work hard and be smart to achieve breakthrough.
Pls focus on IT, go for certification in IT courses eg project management. IT is a great economic cushion in this period. Your wife can go into coding since she has computer science background. She can easily earn 400 pounds a day in that field.
Finally, not everything Sukkot said is wrong, don't come here thinking u will be able to build house in maitama or banana island. Don't come here thinking of becoming a billionaire that will be throwing money around in naija. If that's your intention pls don't come.
UK isnt build for such, in fact most western nations apart from America is strongly socialist.
U can attain a solid middle class life here easily compared to Nigeria. Find ways to beat the system albeit legally otherwise u will use all your money to pay tax and bills.
Good luck.

uvie66:
eh hen oya elaborate more please on the type of investment that will yield over 10mil per year on an investment capital of 15 million, because I want to come back home.

Itsrm:


500 pounds monthly is not 10m per year. Use the 20m example he gave, invest it in a conservative commercial paper at 14% and reinvest your interest.

14% of 20m will give you an interest of 2.8m. If you reinvest , 14% of 2.8m will give you 392k.
14% of 392k will give you 54880. 14% of that will give 7600. 14% of 7600 will give you 1000 .

Add all the earned interests and convert to pounds. It comes to about 350 pounds a month without lifting a finger. Note that I used a very conservative 14% interest rate. I've seen higher interests.

That's his point.

armyofone:

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1Sharon:


Ofcourse they do. But a seizure doesn't typically kill people.

sukkot:
alright let's do the math on your lying friend. 10 pounds per hour at 40 hours a week is 1600 a month. Tax will leave him with 1200 a month . Rent in Sunderland maybe 500 a month he has 700 left. Utilities like 300. He has 400 left. Council tax 150. He has 250 left. Phone and internet. 100. He has 150 left.

I haven't added feeding and this your friend has only 150 left. I put it to you that your friend does not even make enough to feed himself or get a haircut or buy clothes. He will be one of those Nigerians over there who go to Salvation Army charity or church charity to get free food because they can't feed tbemself. Almost 40 percent of Nigerians in the UK cannot afford food. If you go to the charity section of every church where they give free food to the hungry it's full of Nigerian families.

Hybkay:
people do 80 hours a week

SIRTee15:


I generally don't give advice on travelling out but my 2 pence is this.
UK is going thru economic meltdown at the moment. So things a expensive and hard. But there are still jobs and opportunities.
U have to work hard and be smart to achieve breakthrough.
Pls focus on IT, go for certification in IT courses eg project management. IT is a great economic cushion in this period. Your wife can go into coding since she has computer science background. She can easily earn 400 pounds a day in that field.
Finally, not everything Sukkot said is wrong, don't come here thinking u will be able to build house in maitama or banana island. Don't come here thinking of becoming a billionaire that will be throwing money around in naija. If that's your intention pls don't come.
UK isnt build for such, in fact most western nations apart from America is strongly socialist.
U can attain a solid middle class life here easily compared to Nigeria. Find ways to beat the system albeit legally otherwise u will use all your money to pay tax and bills.
Good luck.

Gerrard59:


Thank you for your explanation. So the UK is not as bad as many made it to be. If na so, Sukkot and his people should outline ways to become financially buoyant in the UK. That is what this section lacks rather than the "don't japa, don't japa" threads ubiquitous.

SIRTee15:


U don't know UK. Done talking to u. Bye.

sukkot:
oh ok as per the bolded, so you have gone up and down this thread yabbing people like us giving the reality on the ground that it is possible to work all your life in the UK and be broke unless you find ways to do crime ( yes trying to beat the system is criminal ) but now you have somehow eventually come to the same conclusion after all your grandstanding. See folks ? This is the unravelling of a liar. But I give you credit for at least finally admitting the truth

sukkot:
brother let’s do the math on it . A consultant or top doctor who is salaried in a permanent role earns 100 thousand pounds a year. Taxation is 40 percent on this type of salary so take home is 60 thousand. Now as a doctor with all the vaccines you have to take that weakens your body with age coupled with the age at which doctors finally are done with studies coupled with ageism in the uk I put it to you that the average working lifespan of a medical doctor is 30 years. So 60 thousand multiplied by 30 is 1.8 million pounds lifetime earning. Now you said it’s possible and you know doctors with 600k houses ? Mortgage with all the interests over 30 years you end up paying three times the house worth so mortgage on a 600k house is 1.8 million you will end up paying. That’s your whole lifetime salary without paying other bills and buying food etc etc . So it’s impossible on a doctors salary to be able to afford these houses you are mentioning. Unless the doctor has a doctor wife but that’s never the case. Almost all doctors have sit at home take care of the babies wife. And so I submit to you that on a medical doctor salary the most you can comfortably do is a 300k house.

SIRTee15:

U not in any position to tell me about my earning. Focus on your new life in naija. All the best.
N.b- the person with 600k home is not a medical doctor. The couple are nurse and IT specialist living in London.

SIRTee15:


There are LEGAL loopholes that helps reduce bills and tax. Claiming holiday expenses while filing your company tax, is it a crime? Buying property in your company name as a way of claiming expense, is it a crime? Being paid under umbrella for your locum job, is it a crime?
Guy u left already. Focus.on Nigeria and enjoy your time with Tinubu govt.
I give balanced analysis of every situation, unlike u that's all tales of woes and regret.

sukkot:
all those things you mentioned if I reported you to the government that you are fraudulently doing these things to avoid paying tax would you be arrested ? Yes. So yes it’s a crime. You have to be a criminal in the uk to thrive