Phinga: Pls how do i engage pedal lock

tosin481: to my best knowledge and experience, i think d best way to protect ur car from being stolen is to be born again and be a committed tither, not just a church goer but a commited and holy child of God. I tell u thiefs will be afraid of u and ur belongings

TCD: lol

~Bluetooth:

Nope cuz I trust my immobilizer.The gear doesnt move unless I show you the button and if you try to force it,the power lock seals the door and the alarm system starts blaring.

jp philips: i dont want to undermine the guy above who is advertising his tracker but lack of knowledge sells every jargorn in the market.
The present day robbers operating in abuja, lagos and portharort are no longer those ogogoro kinda petit thieves, they are real professionals and graduates who have waiting clients in cotonou for those vehicles,
for every car they wish to steal, the car is placed under surveillance for a long time before the hit is done.
In a place like port harcourt due to poor road network, snatching at gun point is not usually the norm but picking it from where u parked it in nite clubs, joints, supermarkets etc.

The tracker today is equally no threat to this set of sophisticated robbers because most trackers are wired to the BB (brain box) of the vehicle.
By default, all the wires coming out from the BB are usually similar with a cellophane strap round it, firmly secured. Because our tracker installers lack ingenuity, they run a new wire different from the ones used in the BB by default thereby making it easy to identify.
This is the bane of car trackers in Nigeria, the thieves call themselves professionals because each is able to identify the position of the BB of the car in his specialty.

Once the car is snatched, they drive a reasonable distance and pull over, the specialist id's the brain box, hand held battery powered drills and screw drivers are their favorite tools, in less than 2 mins, the tracker is useless and the car is gone.

Insurance on the other hand is the most legal fraud in Nigeria, if you are in doubt, visit any high court in ur jurisdiction and ask for their case files, the second highest on the list is insurance claims after land dispute. The big questions any insurance agent need to answer are these;

1 why do we need to go to court to settle our insurance claims even when our premiums are paid regularly?
2 why do we need insurance brokers to mediate between the client and the insurance company if the insurance guys re not unscrupulous? Or do we need brokers to withdraw money from the bank?
3 when you are signing an insurance agreement in Nigeria, do you see the caveat where they say "Natural disasters" are not covered by comprehensive insurance premiums? Did you see the interpretation of Natural disasters? Well, i don't think so till you have an insurance case, if your insured car is parked close to a building that eventually catches fire and it affects your vehicle, most insurance companies classify it as natural disaster, no claim.

4, no insurance company in Nigeria insures ''mob-action'' and in their agreement, there was no interpretation for that in other words, they can call it anything, eg 4 kids playing football on the street is a mob to the insurance guys cos if they burst your wind shield, you are on ur own with ur comprehensive insurance.

5 If boko haram attacks close to ur residence and the shock wave of the explosion affects your car and it is established that the attackers are more than one, insurance calls it "mob action", therefore no claim.

6 thieves without guns are "Mobs" in the Nigerian insurance books so no claim.

When you use a good broker, the insurance will pay not because of you but to maintain the good will and customer base of the broker, even at that, the criteria is still terrible, for a venture that charges between 8 to 10% of your car's worth annually.

From my experience so far, insurance against theft, devaluation of assets to pay lower claims has never been as reassuring as the most sought reprieve.

I will advise every car owner, even with ur tracker, use steel pedal locks and anti theft alarms, there is a hand held battery powered metal cutter that can cut the locks no doubt but it takes time and very noisy, will easily attract attention and difficult to procure in Nigeria.

The other option is engrave, yea people believe that they can pull out the reg. Number of their vehicle, show case it again and sell after using it for a while, well, the bad news is that the new reg process will give you a kick so engraving is an option now.

Engrave not just the replaceable parts but equally on the chassis boldly, that will deter thieves alot who want to pass it on as "direct Belgium" to the dealers.

CHIMSKY:
This is a 365o comprehensive report.

Remii: My Lexus gx470 was snatched at gun point at gbongan junction, the robbers took me and my wife hostage in the car for about two hours and drove us over 150 km away towards Oyo town before let us go in middle of nowhere just to confirm the car would not stop either by electronics or fuel shut off mechanism. I didn't regret not tracking it because they threatened to kill us if the car had stopped. I only regret under insuring the car. Unfortunately Nigeria Police is a disappointment. My BB stolen with the car is still in use in Cotonou by a young lady yet NPF has not done anything since January 2012.

Advise: Comprehensively insure your car for an amount that can give you another car if stolen or damaged.

jossy26: ;DA very nice topic op; my sis toyota sienna, 2001 model was stolen at gun point last year just as she was about entering her compound. The robbers drove the car while they forced her to go with them.
She was dispossessed of all other belongings except for a starcomm phone dat was under the rug and was on silent mode

They asked her to unlock the security, cos the car has this security stuff that switches the engine off after five minutes if the door has been open

Cutting the story short, they dropped her after covering some kilometers and drove away, she dialled the starcomm number nd it rang, then called the customer care to locate the car; she was told its somewhere around abeokuta ( car was stolen in sango).
We informed the police about it and stated all the necessary yet they were not able to recover it

I would advise a comprehensive insurance for all car owners, cos even with your tracker, police may not be able to help you recover it. I use leadway assurrance, I think they ok; I hope someone there will read my post and pay me for this advert ;DA very nice topic op; my sis toyota sienna, 2001 model was stolen at gun point last year just as she was about entering her compound. The robbers drove the car while they forced her to go with them.
She was dispossessed of all other belongings except for a starcomm phone dat was under the rug and was on silent mode

They asked her to unlock the security, cos the car has this security stuff that switches the engine off after five minutes if the door has been open

Cutting the story short, they dropped her after covering some kilometers and drove away, she dialled the starcomm number nd it rang, then called the customer care to locate the car; she was told its somewhere around abeokuta ( car was stolen in sango).
We informed the police about it and stated all the necessary yet they were not able to recover it

I would advise a comprehensive insurance for all car owners, cos even with your tracker, police may not be able to help you recover it. I use leadway assurrance, I think they ok; I hope someone there will read my post and pay me for this advert

jpphilips:
[color=#000099]

Insurance on the other hand is the most legal fraud in Nigeria, if you are in doubt, visit any high court in ur jurisdiction and ask for their case files, the second highest on the list is insurance claims after land dispute. The big questions any insurance agent need to answer are these;

1 why do we need to go to court to settle our insurance claims even when our premiums are paid regularly?
2 why do we need insurance brokers to mediate between the client and the insurance company if the insurance guys re not unscrupulous? Or do we need brokers to withdraw money from the bank?
3 when you are signing an insurance agreement in Nigeria, do you see the caveat where they say "Natural disasters" are not covered by comprehensive insurance premiums? Did you see the interpretation of Natural disasters? Well, i don't think so till you have an insurance case, if your insured car is parked close to a building that eventually catches fire and it affects your vehicle, most insurance companies classify it as natural disaster, no claim.

4, no insurance company in Nigeria insures ''mob-action'' and in their agreement, there was no interpretation for that in other words, they can call it anything, eg 4 kids playing football on the street is a mob to the insurance guys cos if they burst your wind shield, you are on ur own with ur comprehensive insurance.

5 If boko haram attacks close to ur residence and the shock wave of the explosion affects your car and it is established that the attackers are more than one, insurance calls it "mob action", therefore no claim.

6 thieves without guns are "Mobs" in the Nigerian insurance books so no claim.

When you use a good broker, the insurance will pay not because of you but to maintain the good will and customer base of the broker, even at that, the criteria is still terrible, for a venture that charges between 8 to 10% of your car's worth annually.

From my experience so far, insurance against theft, devaluation of assets to pay lower claims has never been as reassuring as the most sought reprieve.

goldincome:
How Vehicle Tracker Works and Why you should have it installed.

Let me use this opportunity to enlighten us on how vehicle tracker works

A vehicle tracker works with a SIM card inserted into it and GPS which is satellite to locate your vehicle if it is installed on it.

It is installed in a hidden and very difficult to locate position in your car and works underground without anybody knowing that it is in your car.

Once it is installed, 4 phone numbers of your choice will be configured on it to track the vehicle should your own phone is stolen with the car - Note, the phone numbers must be of the people you trust with your life.

What a tracker can do
-A tracker can stop or demobilize a car and the car will stop and may not be started again.
-A tracker can get the exact location of your vehicle and send it to your phone
-With a tracker, you can listen to the voice talk within and around your vehicle
-You can know the driving speed of your car at any time.
...and more.

A tracker is not costly to install and you can manage it yourself if you choose to.

I will discuss more on why a tracker is different from ordinary car security.

If you have any question concerning vehicle trackers, drop it here and I will answer all your questions
Cheers

jpphilips:
i dont want to undermine the guy above who is advertising his tracker but lack of knowledge sells every jargorn in the market.
The present day robbers operating in abuja, lagos and portharort are no longer those ogogoro kinda petit thieves, they are real professionals and graduates who have waiting clients in cotonou for those vehicles,
for every car they wish to steal, the car is placed under surveillance for a long time before the hit is done.
In a place like port harcourt due to poor road network, snatching at gun point is not usually the norm but picking it from where u parked it in nite clubs, joints, supermarkets etc.

The tracker today is equally no threat to this set of sophisticated robbers because most trackers are wired to the BB (brain box) of the vehicle.
By default, all the wires coming out from the BB are usually similar with a cellophane strap round it, firmly secured. Because our tracker installers lack ingenuity, they run a new wire different from the ones used in the BB by default thereby making it easy to identify.
This is the bane of car trackers in Nigeria, the thieves call themselves professionals because each is able to identify the position of the BB of the car in his specialty.

Once the car is snatched, they drive a reasonable distance and pull over, the specialist id's the brain box, hand held battery powered drills and screw drivers are their favorite tools, in less than 2 mins, the tracker is useless and the car is gone.

Insurance on the other hand is the most legal fraud in Nigeria, if you are in doubt, visit any high court in ur jurisdiction and ask for their case files, the second highest on the list is insurance claims after land dispute. The big questions any insurance agent need to answer are these;

1 why do we need to go to court to settle our insurance claims even when our premiums are paid regularly?
2 why do we need insurance brokers to mediate between the client and the insurance company if the insurance guys re not unscrupulous? Or do we need brokers to withdraw money from the bank?
3 when you are signing an insurance agreement in Nigeria, do you see the caveat where they say "Natural disasters" are not covered by comprehensive insurance premiums? Did you see the interpretation of Natural disasters? Well, i don't think so till you have an insurance case, if your insured car is parked close to a building that eventually catches fire and it affects your vehicle, most insurance companies classify it as natural disaster, no claim.

4, no insurance company in Nigeria insures ''mob-action'' and in their agreement, there was no interpretation for that in other words, they can call it anything, eg 4 kids playing football on the street is a mob to the insurance guys cos if they burst your wind shield, you are on ur own with ur comprehensive insurance.

5 If boko haram attacks close to ur residence and the shock wave of the explosion affects your car and it is established that the attackers are more than one, insurance calls it "mob action", therefore no claim.

6 thieves without guns are "Mobs" in the Nigerian insurance books so no claim.

When you use a good broker, the insurance will pay not because of you but to maintain the good will and customer base of the broker, even at that, the criteria is still terrible, for a venture that charges between 8 to 10% of your car's worth annually.

From my experience so far, insurance against theft, devaluation of assets to pay lower claims has never been as reassuring as the most sought reprieve.

I will advise every car owner, even with ur tracker, use steel pedal locks and anti theft alarms, there is a hand held battery powered metal cutter that can cut the locks no doubt but it takes time and very noisy, will easily attract attention and difficult to procure in Nigeria.

The other option is engrave, yea people believe that they can pull out the reg. Number of their vehicle, show case it again and sell after using it for a while, well, the bad news is that the new reg process will give you a kick so engraving is an option now.

Engrave not just the replaceable parts but equally on the chassis boldly, that will deter thieves alot who want to pass it on as "direct Belgium" to the dealers.

jpphilips:


yea! they were probably assassins, they stole the car to derail the police to be searching for mere robbers not really close contacts of your boss who may have motive to assassinate him

Sprumbaba:
Car Tracker might not work. My Inlaws car was stolen so the were able to track it to Cotonou(or Benin) border and I think they de-activated something to stop the car but the thieves had better idea. They towed it away into Cotonou.The did not see jack. Interpol was charging so much money to find it across the border. He just let it go.

bigx:



A car tracker would have helped with that car

delimit:
I think insurance is better than tracker since insurance covers accident and theft (comprehensive) though sometimes insurance company can be funny
Most car snatcher now have decoder to decode the tracker

micklplus:
I was a victim once and I don't pray to be a victim again. I was given a toyota corolla in the office on friday and the car was stolen sunday morning!(Oct 2011) Funny enough, I saw the car 6:30am and by 7:45am, the car was gone! So sad but then I got other car and I am still paying for the car till today.

I am wiser now oo. Pedal lock, steering lock, immobiliser!!! They are always in place even inside my compound.