Rayd502:
Can 1TB last one for a year?

I am considering subscribing Mtn 1TB data plan for 100k.I think in the long run it saves money.

Manuella4ace:


Then buy 7k gas and 7k fuel and do your test.

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)

- Fuel for car - N180,000 (36k for 5-6days)
Since you work from home, cut down on your fuel consumption by half. Instead of filling the entire 72 liters, fill 30 to 40 liters each week.

- Auto maintenance - N30,000/mth (service/repair)
Scrap auto maintenance. Do 3 or 4 month maintenance. If you drive frequently, 3 months, otherwise, 4 months.

- Fuel for generator - N50,000/mth (20ltr/wk)
If you don't need to charge your devices daily, you can cut down on this fuel consumption and spend about 30 percent. Sometimes when I come home, and everywhere is dark, I'll turn on the gen, cook, eat, bathe, pray, do the necessary charging, and off gen. I use a 3kva gen.

If you like sleeping with gen, stop. Buy rechargeable fan instead.

- Feeding - N62,000 - (N2,000/day)
Eat well. But if you can find better places with cheaper and standard food, better for you. From time to time, I eat out, and I changed from the regular restaurant to another after I found that the second place offered better food at lesser price (up to 30% off).

- Health miscellenous - N5,000/mth
Scrap this.

- Dstv - N4,500/mth
Depending on how often you watch.

- Data - N7,000/mth

- Recharge card - N3,000/mth.
N2000 is better at N500 per week

- Dry cleaner - N4,000/mth (Starch/iron)
Buy washing machine. Only dry clean important clothes.

- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
Scrap this. Change it when it finishes, don't budget for it monthly. Buy your soap in bulk. I use premier cool and safeguard. I buy in packs that can last months.

-  Gift to people - N10,000/mth
Pay your tithe.

-  Family House contribution - N20,000/mth
Adjust if possible.

- Eko electric - N10,000/mth
Change your bulbs to 3w energy saving bulbs. Costly, but will save your light units.

- repairs and maintenance - N12,000/mth
Scrap this. Repair and maintain as it spoils.

- Clothing, footwear etc - N10,000/mth.
Scrap this. Buy every 3 months. And change vendors. I changed vendors and I buy quality clothes at a cheaper price now.

- Outings, restaurant, sit outs and provisions - N30,000/mth.
Go out once or twice a month and don't spend more than 6k on each outing.

Save at least 10k into an untouchable account -PiggyVest account is good. Imagine the interest you'd accrued if you've been saving for the last 3 years.

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

If you can, find a one bed apartment.

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank.. I suggested fuelling 30 liters weekly.

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Scrap it and fix as e spoil.

Fuel for generator is 20ltr/day (2hrs or less daily) cut down on this. No dey look your neighbor face o.

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

dettolgel:


Which one be the "mother of my kids...." why not the "mother of our kids...."? She self follow get the kids marriage na partnership no go assume unnecessary responsibility and die before your time.

If she wants 3 million naira wedding it is not a problem. Give her what you can afford and let her make up the difference.

Chikena... Let her pay the difference!


Nigerian men when will you guys start using your brian?

Natbrowny:
Congratulations papi. U have been selected for peace.

iykofias:
This was how they all hyped Invictus Obi, we all know how that story end

megyucyautos:

TechGallery:

Please, how do you link your Grey account to Payoneer account? What did you write as the bank name?

egbeocha:



Pls bro is it possible for me to ve both euro and pounds accounts using d same document in Grey.com??

garugaru:
redo the calculation

garugaru:
from my experience its 2 percent from payoneer to grey and another 2 percent (1 percent to receive into dollar account , 1 percent when converting from dollar to naira) to get it to your Nigerian account

egbeocha:

Yes it works

Pls I want to understand something. I ve some pounds on my payoneer. Is it possible to transfer it to Grey.co and convert it to naira or withdraw to my local bank account?

04March22:
Greetings all,

I'll be brief. Pls pardon any typos, am not good in writing.

DukeNija:


You forgot to include the major factor ‘greed’ in your analysis.