MITCHELL96:
Ehyaa, sorry.

But see ehn, whenever you're inside Keke or a moving vehicle, always try to hold your phone in your hand, don't put it in your pocket, it can slip of when you're trying to come down from the Keke, you can as well use a headphone and play music's while holding it, to make you not to sleep off

POS transaction can't be traced, even if it is, it won't show names like John Olatunde, etc,, It will rather show User/agent 0025373 and stuffs like that, so trying to trace it, Neither "Agent" or "User" is anybody's real name


You see ehn, Nigerian has gotten to the point that nobody can be trusted, the country is hard, even if it was you that had such opportunity to swindle somebody's money, you might want to take the money, so it's better to encrypt your phone, Sim cards, etc to the extent that it will be difficult for somebody to get your money using your phone


That's why I don't blame people that lock almost every app on their phone, their reasons might be for situations like this

I know of a guy who openly told me he hacked somebody's bet9ja account with over 300k in the account because the guy lose guarded his phone, he used the money there to play games till he boosted the money to over 6 million and added his own account and withdrew the funds.


Everybody get red eyes like this, keep your gadgets save and tightly encrypted.

And you believe that stupid lies? You no get sense? Too many walking senseless being around. He boosted what to 6 million? Even if e dey carry 2 odds, he go surely still loss. A bet 9ja account was hacked and he continue to use it placs a bet? You get sense at all or you're just stupid to believe any lies?

I think you should involve central bank.

Through their fraud report mail address.

This is so painful

Silentmoni:
So on Thursday 3rd of march 2022, I came down from the Keke I had entered and realized my phone was missing, I quickly rushed back to the Keke to search but couldn't find my phon. I asked the driver who told me he didn't see it either and other passengers had left.

So another Keke driver who was there assisted me with his phone to call my line, it rang without response @ first I taught I forgot it where I was coming from until I got home and called but was told it wasn't there then I realized I was either pick pocketed or the phone fell off from my pocket in the Keke.

I felt reluctant to call my bank to block my account because I felt my sim was secured because I had the sim and phone lock activated. So to me there's no how my account can be accessed using my sim because of the sim lock but I was wrong.

I was intending to go retrieve my line on Monday but on Sunday I decided to access my email using another phone only to find out my account has been cleared without leaving a single dime.

I called Access bank customer service who confirmed my fears.....I asked them if I can have details of the account the monies were transferred to they told me it's not traceable as the transaction was a cardless withdrawal using POS....I don't understand how possible it is for the transaction not to be traceable, how cardless transaction can be initiated without pin or otp,is it possible for sim lock to be bypassed......I am still confused.

Please what could have happened in this case and how can I go about it?

Seaseason07:

And you believe that stupid lies? You no get sense? Too many walking senseless being around. He boosted what to 6 million? Even if e dey carry 2 odds, he go surely still loss. A bet 9ja account was hacked and he continue to use it placs a bet? You get sense at all or you're just stupid to believe any lies?

Clarify your own points instead of behaving like a rabid dog na

Just pray them nor borrow join...


That was how they removed my money borrow join the same access bank .

@OP,report and tag efc



...as first the 300k bet9ja story up there,pure lies and unfounded

I honestly wish we can get to a stage as a country where this POS transactions can be traced considering there is a registration process involved in owning a POS

MITCHELL96:
Ehyaa, sorry.

But see ehn, whenever you're inside Keke or a moving vehicle, always try to hold your phone in your hand, don't put it in your pocket, it can slip of when you're trying to come down from the Keke, you can as well use a headphone and play music's while holding it, to make you not to sleep off

POS transaction can't be traced, even if it is, it won't show names like John Olatunde, etc,, It will rather show User/agent 0025373 and stuffs like that, so trying to trace it, Neither "Agent" or "User" is anybody's real name


You see ehn, Nigerian has gotten to the point that nobody can be trusted, the country is hard, even if it was you that had such opportunity to swindle somebody's money, you might want to take the money, so it's better to encrypt your phone, Sim cards, etc to the extent that it will be difficult for somebody to get your money using your phone


That's why I don't blame people that lock almost every app on their phone, their reasons might be for situations like this

I know of a guy who openly told me he hacked somebody's bet9ja account with over 300k in the account because the guy lose guarded his phone, he used the money there to play games till he boosted the money to over 6 million and added his own account and withdrew the funds.


Everybody get red eyes like this, keep your gadgets save and tightly encrypted.

luminouz:

Clarify your own points instead of behaving like a rabid dog na

Very senseless, empty head of you. You still ain't comprehend that little?

Damn!!

It is called access for a reason, the access to clear your bank account for good

They silent , silentmoni money . Wicked world

Ifakiland:

Una go just dey post useless imaginary fake story....which one be careless withdrawal, we be like mumu for your eyes

. Boy, there's cardless withrawal with pos. Even zenith Bank has cardless withrawal with ATM, but it's not every ATM that carries it. Technology advancement.

Oga go to the bank and tell them dey need to give u a valid reason how your money left your account.....tell them you are not leaving till they sort it out.......
Don't tell them you lost your phone oo....tell them you opened your email and saw the transaction that you didn't authorise

The bank will return your money ...its their duty to protect your money and dey are Insured so make sure dey give you your money

Also tell them dey will hear from your lawyer if dey are yarn g trash

Ifakiland:

Una go just dey post useless imaginary fake story....which one be cardless withdrawal, we be like mumu for your eyes

Yes, there is cardless withdrawal. But an otp will be sent to your linked bank account phone number. After receiving the code, the POS operator will input the code into his/her POS terminal and your account will be debited.

I don't know if this story is true

Because I personally called MTN inquiring if a Sim lock could prevent any third party from tampering with my account in case my phone gets stolen.

And they clearly told me "YES."

This experience of yours is something I don't understand oh

MITCHELL96:
Ehyaa, sorry.

But see ehn, whenever you're inside Keke or a moving vehicle, always try to hold your phone in your hand, don't put it in your pocket, it can slip of when you're trying to come down from the Keke, you can as well use a headphone and play music's while holding it, to make you not to sleep off

POS transaction can't be traced, even if it is, it won't show names like John Olatunde, etc,, It will rather show User/agent 0025373 and stuffs like that, so trying to trace it, Neither "Agent" or "User" is anybody's real name


You see ehn, Nigerian has gotten to the point that nobody can be trusted, the country is hard, even if it was you that had such opportunity to swindle somebody's money, you might want to take the money, so it's better to encrypt your phone, Sim cards, etc to the extent that it will be difficult for somebody to get your money using your phone


That's why I don't blame people that lock almost every app on their phone, their reasons might be for situations like this

I know of a guy who openly told me he hacked somebody's bet9ja account with over 300k in the account because the guy lose guarded his phone, he used the money there to play games till he boosted the money to over 6 million and added his own account and withdrew the funds.


Everybody get red eyes like this, keep your gadgets save and tightly encrypted.

POS transactions are traceable, all numbers are unique and that is for a fact......

Access Again?

One bitch called me today asking me to come to uba for a card i didn't ask for. Bitch was even asking me when I'm going to come.


My question is can uba customer care call you to come take a card you didn't generate



Someone should answer this please.



And op sorry for you lost bro. No trust anybody for this country ooo. The thing don bad.

Ifakiland:

Una go just dey post useless imaginary fake story....which one be careless withdrawal, we be like mumu for your eyes

Why this outburst?

Oluwainnie:
I honestly wish we can get to a stage as a country where this POS transactions can be traced considering there is a registration process involved in owning a POS

Every POS transaction can be traced to the machine that was used in doing it. The machines are registered in someone or an organization's name and address.
Banks telling you that they can't be traced aren't being truthful. Banks cover this frauds, they are reluctant to stress themselves. But let it be a case that EFCC or police fraud unit wants to pursue and you see them nab the person with ease.

Banks are not helping matters in this fraud issue because they like to cover the perpetrators.
They are reluctant to do their job.

Silentmoni:
So on Thursday 3rd of march 2022, I came down from the Keke I had entered and realized my phone was missing, I quickly rushed back to the Keke to search but couldn't find my phon. I asked the driver who told me he didn't see it either and other passengers had left.

So another Keke driver who was there assisted me with his phone to call my line, it rang without response @ first I taught I forgot it where I was coming from until I got home and called but was told it wasn't there then I realized I was either pick pocketed or the phone fell off from my pocket in the Keke.

This is what happened. You've been under surveilance. It's a bank scam syndicate. They've been watching your every moves. They knew the content of your account and bankers are heavily involved. It happened to a woman of my church, her phone got missing in her church and 800k was wiped off her account. They know you, where you live and where you go. They're your bank. Only they can do it.

Silentmoni:
So on Thursday 3rd of march 2022, I came down from the Keke I had entered and realized my phone was missing, I quickly rushed back to the Keke to search but couldn't find my phon. I asked the driver who told me he didn't see it either and other passengers had left.

So another Keke driver who was there assisted me with his phone to call my line, it rang without response @ first I taught I forgot it where I was coming from until I got home and called but was told it wasn't there then I realized I was either pick pocketed or the phone fell off from my pocket in the Keke.

I felt reluctant to call my bank to block my account because I felt my sim was secured because I had the sim and phone lock activated. So to me there's no how my account can be accessed using my sim because of the sim lock but I was wrong.

I was intending to go retrieve my line on Monday but on Sunday I decided to access my email using another phone only to find out my account has been cleared without leaving a single dime.

I called Access bank customer service who confirmed my fears.....I asked them if I can have details of the account the monies were transferred to they told me it's not traceable as the transaction was a cardless withdrawal using POS....I don't understand how possible it is for the transaction not to be traceable, how cardless transaction can be initiated without pin or otp,is it possible for sim lock to be bypassed......I am still confused.

Please what could have happened in this case and how can I go about it?

Its not a physical POS. It’s web POS

I don't know how many times we need to educate people on this your surest bet is not your phone cos it can be unlocked but your sim card .
There all always passworded your alert sim card , that is the surest way to go for Now
Thanks .

Open account with a bank with better Cyber security system. They were just smarter fraudsters. Such loophole should be detected and closed.

Even if u can trace POS, will u arrest the person for doing his or her business? We the person be asking who is the owner of ATM before using it or what?

Silentmoni:
So on Thursday 3rd of march 2022, I came down from the Keke I had entered and realized my phone was missing, I quickly rushed back to the Keke to search but couldn't find my phon. I asked the driver who told me he didn't see it either and other passengers had left.

So another Keke driver who was there assisted me with his phone to call my line, it rang without response @ first I taught I forgot it where I was coming from until I got home and called but was told it wasn't there then I realized I was either pick pocketed or the phone fell off from my pocket in the Keke.

I felt reluctant to call my bank to block my account because I felt my sim was secured because I had the sim and phone lock activated. So to me there's no how my account can be accessed using my sim because of the sim lock but I was wrong.

I was intending to go retrieve my line on Monday but on Sunday I decided to access my email using another phone only to find out my account has been cleared without leaving a single dime.

I called Access bank customer service who confirmed my fears.....I asked them if I can have details of the account the monies were transferred to they told me it's not traceable as the transaction was a cardless withdrawal using POS....I don't understand how possible it is for the transaction not to be traceable, how cardless transaction can be initiated without pin or otp,is it possible for sim lock to be bypassed......I am still confused.

Please what could have happened in this case and how can I go about it?

Hmmm
Your smartphone got pin or pattern
For them to access it without the pattern it will be flashed and everything will be lost. Something is fishy..

revived2:


Local ghost account that's what they use
That's why it's untraceable

I won't like to say somethings as this is a public forum

active accounts for former employees on the corporate network despite their departure from the company??

Silentmoni:
So on Thursday 3rd of march 2022, I came down from the Keke I had entered and realized my phone was missing, I quickly rushed back to the Keke to search but couldn't find my phon. I asked the driver who told me he didn't see it either and other passengers had left.

So another Keke driver who was there assisted me with his phone to call my line, it rang without response @ first I taught I forgot it where I was coming from until I got home and called but was told it wasn't there then I realized I was either pick pocketed or the phone fell off from my pocket in the Keke.

I felt reluctant to call my bank to block my account because I felt my sim was secured because I had the sim and phone lock activated. So to me there's no how my account can be accessed using my sim because of the sim lock but I was wrong.

I was intending to go retrieve my line on Monday but on Sunday I decided to access my email using another phone only to find out my account has been cleared without leaving a single dime.

I called Access bank customer service who confirmed my fears.....I asked them if I can have details of the account the monies were transferred to they told me it's not traceable as the transaction was a cardless withdrawal using POS....I don't understand how possible it is for the transaction not to be traceable, how cardless transaction can be initiated without pin or otp,is it possible for sim lock to be bypassed......I am still confused.

Please what could have happened in this case and how can I go about it?

Local ghost account that's what they use
That's why it's untraceable

I won't like to say somethings as this is a public forum

kelechi50:
Keeping money in the bank now is at owners risk,if banks can't track this type of fraud then what is the essences of putting your money in the bank.

That's just it. I don't really understand.

I can bet there are criminals in banking sector and Access Bank is notorious in things like this. I hate the bank men.

You see UBA, Access, Sportybet and GTBank....

OP I am trying to get a hold of how this fraud was carried out .

My first suspicion would be the location you said you were coming from.Could it be that someone close to you took the phone at that location and the person knows the password for your banking transactions.

Or could it be you thought your sim and phone was encrypted with so many passwords meanwhile maybe your phone had rebooted itself or done a factory reset


What could it be? My brain is hot I cant think straight. Sorry for your loss.However your bank should atleast make a move to assist you trace the fraudster.

Ifakiland:

Una go just dey post useless imaginary fake story....which one be careless withdrawal, we be like mumu for your eyes

Uncle, this is 2022 o! There's cardless withdrawal.