TheEminentLaity:
I just knew you were a poor somebody. Shut up if you haven't lived anywhere else other than Nigeria. So having a driver and maids that you can freely owe is what you call a good life Are the maids not Nigerians that should have rights? How many Nigerians can get 150k jobs (That's even less than £400)

This blind unintelligent patroitism makes a foöl of you.
There are poor people all over the world but in Nigeria being poor is one without hope. No school, healthcare or justice. Absolutely nothing. Check the quality of state schools even within Africa and find many of your people there but no foreigner in even our Universities. On top of that, you can die anytime. Cannot remember where I saw it but in Nigeria, negligence kills more people than the casualties of war in some areas.

You cannot see that the people plundering the country are the same ones investing in their children overseas. We cannot all leave the country that is why some of us here are being very harsh expressing our disappointment, mainly because it could have been so much better. Some people abroad for long don't even know how much worse it has become showing a poor man in Germany Poor people that have healthy looking dogs and have access to worldclass healthcare but you come here like Lai Mohammed love child to talk nonsense.

ahaha some people in Nigeria are Blind bat, you can tell from thier post bross

erico2k2:

I think you are missing out on the real issue, ,everyone has his/her package, there is a life of a single man and a man with wife and kid,.for a single hustler, you can reduce your overhead depends on how you like it and salary still remains same.you can chose to live i n $800 house or $400 house share. and if you are married you do have a combined income.But its kind of hard to explain, you need to live abroad to understand how the system works honestly

Well if u ve gone thru my other comments I wrote that I live in d Scandinavia where u earn higher wages although u pay high tax as well which is critical to financing d welfare system, bills are there as well. Items are also expensive cos of d tax on them. What u earn is not dependent on whether u re single, married with a wife or ten wives, kids or none. Pay is not dependent on that at all rather if it is fulltime or parttime, d nature of d job and qualification. If u ve health issues authenticed by ur doctor and cant work fulltime, u earn what u work for from ur place of work while govt pays something extra to it to augument ur pay. It is a kind of welfare cos its not ur fault u cant work fullltime. If u dont work at at all then u earn barely enough just to survive with d basics afterall we dont need so much to live well.
Look at d link below and see what Finland a Scandinavian country is trying to experiment with a new model of social welfare.
http://bigthink.com/articles/the-universal-basic-income-why-finland-is-giving-away-free-money

http://www.independent.co.uk/news/world/politics/how-finland-could-see-benefits-from-its-basic-income-experiment-a7517701.html

You are being ridiculous Did Steve Jobs get what he was chasing? Who does? The difference is that there is hope that if you put in the work, all things being equal, you will achieve something meaningful for yourself and children, and your children have hope.

Sometimes I wonder if you guys live in a cocoon even in Nigeria. I never left Nigeria, I still have interests. I am a landlord so when I say people don't even get paid consistently, I know what I am saying. People don't get their pensions, Teachers don't get paid. Most of my class are either underemployed or unemployed and that was 7 years ago. Has it gotten better today? No! Is it at least looking like there is some sort of progress? No! There are less and less. Heck! Even my father admits it's getting worse. Nigeria as it is frustrates any effort of development.

There is a difference between 'I like it in Nigeria' and 'Nigeria is better or the same with even the worst of eastern European countries' Jesus! Don't you people have any conscience? You talk about depression, do you know how many young people are depressed in Nigeria - Oh I forgot na who don chop dey go for medical diagnosis. Americans are on antidepressants because they can pay for it and the diagnosis. Plus, the US is shit, if you compare it to Nordic countries standard of living. Not everyone wants the capitalist dream life most people would settle for a decent, peaceful and life full of prospect and hope for their children.

Homeless people in the UK have dogs (the state doesn't joke with their animals) and its obvious these guys are either fücked by drugs or something but even their children have hope for the future and they are very likely to live till 75 if they don't commit suicide.

You may not get statistics about people committing suicide in Nigeria because I can bet 70% over have no medical records or rather cannot afford it. Even Ghana is so much better than Nigeria. Google where the late Attah Mills died...in a Ghanian Military Hospital...says a lot about confidence right?

Rwanda is making giant strides. How do you measure that? Check state institutions, how they function not Pidgin2 'I am eating good and I have a driver and a housegirl, therefore Nigeria is great and those in diaspora are frustrated'

I mentioned Nigeria is the worst country to live without money. Because the state institutions are not functioning. Compare a state schooled pupil in Ghana or Rwanda or Zimbabwe with ours then maybe you guys will understand the anger with which some of us express our disappointment in the country. Even the young people don't get decent education.

The other day the head of doctors mentioned that over a thousand doctors leave the country annually and some of them haven't been paid for up to 22 months. Yet, more money was budgeted to Aso Clinic than Teaching hospitals around the country and still the president isn't using it.

A country where negligence kills more people than in some war torn areas and you are here bringing statistics of Americans on anti-depressants. Have people stopped dying from childbirth or mistaken identity by a mob or containers falling on commercial buses? What's the life expectancy of those that live in Nigeria?

You guys should use your rubbish patriotism to beg Buhari to return to enjoy what you guys are enjoying...and Deizani and families of long serving ministers and state governors and perm secs. I mean, what's in London that's not in Nigeria?

ayodele234:
The west lacks communal living. Everybody is on the run and they never stop. 80% of the time they never get what they are chasing. They might look successful to the average person but when you come close to them you will be surprised to know a large chunk of them are on antidepressants drugs. 1 person commits suicide every 15 minutes in the United States.

StarPlayer:
Bros if you put in thesame effort to work here in naija, you'll equally live the same standard of life without living on mortgages and debts all through your life.

Work? Where is the work in Nigeria. I didn't know any politician. I wasn't connected with any commissioner or minister because that's what it takes to get your way through in Nigeria. Na who know who. So many graduates riding okada. Where is the work na? You talking to me sef, it's either you are unemployed or underemployed. Even for the so employed people in Nigeria, how many of them are able to eat what they want? They only eat what they see. Take home pay in naija doesn't take any one home. Here in the states, even cleaners eat what they want because food is the cheapest thing in America. They ride good cars. Because buying a car here is like buy a pair of shoes, meaning that everyone can afford to buy a car regardless of what they earn. I'm not coming to join naija unemployment queues. If I have to come to naija, I'm not coming to look for job. Rather I'm coming to set up my own business. But mind you, that's the last thing in my mind. No enabling environment for business to strive in Nigeria. Companies are relocating to Ghana. Ghanaa!? Ghana of all places. Do you know how many older naija people I have met here in the states? They have spent many years in the US only for them to relocate back home to naija. After spending like ten years in naija, recession has chased them back to the US. Naija was better when they left the US for naija to stay. Now naija is worse. They have run back to the states. People in naija never see work do finish, you dey ask diasporans to come join them. Naija will not get better until you are truthful to yourself that Nigeria has problems and stop defending mediocrity in the name of patriotism.

Driving a new car you won't own till 5 years time and might even default on your payment and lose it altogether. I see no difference with someone paying cash for a 5yrs used Tokunbo car in Nigeria. Most of dis privileges are debt driven and debt will never be equal to success. People lose their houses everyday you can check zillow.com for foreclosed homes. The middle class in America is shrinking everyday with more people barely able to afford the basics, struggling to afford the necessities. Even rich Americans are ditching their U.S. passports in record numbers, a sign of growing frustration with a system that taxes U.S. citizens. Funny enough Americans complain more about their roads and infrastructure decay than Nigerians. Anyone interested in knowing the financial status of Americans should talk to a bonafide American citizen not some immigrants. These things we see as El dorado are just normal to them

Lagbaja425:


Your argument actually unintentionally justifies several other opposing views on the topic. Let me break it down for you:

1. Middle Class Nigeria vs. Middle Class US

You quote N150K as a somewhat comfortable salary I assume for a middle class person in Nigeria and further state that someone who earns N150K can employ a maid, driver etc. Great, that all makes sense. But since when did an army of domestic employees become a universal measure of standard of living? While a middle class person in the US may not be able to afford a maid or a driver, I would definitely argue that they may very well have a standard of living much higher than what the N150K earner has in Nigeria depending on the city they live in as well as their responsibilities. As a middle class earner in the US, you may very well be able to do what several in Nigeria consider as very luxurious e.g. drive a brand new Honda or Toyota.

2. Lower Class Nigeria vs. Lower Class US

Let's talk about the maid that a middle class person can hire with their N150k. That is a supposedly low class, low earning employee in Nigeria right? How much does that person earn? They are barely able to get by and are by most standards poor. They are barely able to pay for life's basic necessities. Now let's look at that person's peer in the US. For sake of simplicity, a maid as well. Even you cannot deny that a maid in a developed country (or a janitor or doorman or whatever equivalent low level position in the US) has a much better standard of living than the maid in Nigeria. In fact the reason most middle class people in the US cannot afford a live in maid or driver is because the wage of those 'low class' employees is beyond what they can afford to pay on a consistent basis.

3. Low Class US vs. Middle Class Nigeria

Depending on unique circumstances and responsibilities, supposedly low class people in the US may live a life equivalent to (or even better) than that of a middle class person in the Nigeria. Mind you, I did not say a rich person in Nigeria. Trust me, I know of several lawyers or lecturers (middle class examples) in Nigeria who can barely afford a decent car. If N150K is your measure of middle class in Nigeria, then trust me, a lot of middle class folks in Nigeria are on par with low class people in developed countries. I once lived, worked and earned in Nigeria so I know exactly what I am talking about. N150K is not a lot of money to live well with.

4. Low Class US vs. Upper Middle Class (or Wealthy) in Nigeria
This is the only domain where your argument is accurate. No one is saying an administrative assistant in the US is equivalent to (or better than) a General Manager in a Nigerian Bank or an oil and gas employee in Nigeria. That does not make sense. If you are pretty successful in Nigeria, you are clearly better off than a low earner here and obviously have no incentive to relocate abroad except you are on track to earn even more.

In summary the major point here is that low class in certain circumstances (e.g. an administrative assistant/secretary) in the US may have a standard of living that is on par with so-called middle class folks (e.g. a lecturer) in Nigeria. They may not be able to afford a maid or driver but those are by no means universal indicators of a high standard of living. Secondly low class in the US (again an admin. assistant) is several times better off than someone in a similar low class position in Nigeria.

Of course there are pluses and minuses everywhere but except you are pretty financially well off in Nigeria, your standard of living is pretty much below what is considered average in a developed country. I am Nigerian and am not celebrating the fact that Nigeria is how it is today but it irritates me when people are delusional about how bad the situation is.

Finally for whoever else is reading, for the last time not every Nigerian in the US or other developed countries is struggling and doing low skilled work with low pay. If you take the legal path, get educated and are prepared to work hard, you can live very very well in the US regardless of where you are originally from. Several Nigerians here are doing just that.

Calm down young man. Even white people wey get country they give up their passport at an alarming rate yet African man won die for another man thing. You will gain more attending to the issues and problems in Nigeria than praising America. These people don't know or care if we exist. They just use us for cheap labor

TheEminentLaity:
You are being ridiculous Did Steve Jobs get what he was chasing? Who does? The difference is that there is hope that if you put in the work, all things being equal, you will achieve something meaningful for yourself and children, and your children have hope.

Sometimes I wonder if you guys live in a cocoon even in Nigeria. I never left Nigeria, I still have interests. I am a landlord so when I say people don't even get paid consistently, I know what I am saying. People don't get their pensions, Teachers don't get paid. Most of my class are either underemployed or unemployed and that was 7 years ago. Has it gotten better today? No! Is it at least looking like there is some sort of progress? No! There are less and less. Heck! Even my father admits it's getting worse. Nigeria as it is frustrates any effort of development.

There is a difference between 'I like it in Nigeria' and 'Nigeria is better or the same with even the worst of eastern European countries' Jesus! Don't you people have any conscience? You talk about depression, do you know how many young people are depressed in Nigeria - Oh I forgot na who don chop dey go for medical diagnosis. Americans are on antidepressants because they can pay for it and the diagnosis. Plus, the US is shit, if you compare it to Nordic countries standard of living. Not everyone wants the capitalist dream life most people would settle for a decent, peaceful and life full of prospect and hope for their children.

Homeless people in the UK have dogs (the state doesn't joke with their animals) and its obvious these guys are either fücked by drugs or something but even their children have hope for the future and they are very likely to live till 75 if they don't commit suicide.

You may not get statistics about people committing suicide in Nigeria because I can bet 70% over have no medical records or rather cannot afford it. Even Ghana is so much better than Nigeria. Google where the late Attah Mills died...in a Ghanian Military Hospital...says a lot about confidence right?

Rwanda is making giant strides. How do you measure that? Check state institutions, how they function not Pidgin2 'I am eating good and I have a driver and a housegirl, therefore Nigeria is great and those in diaspora are frustrated'

I mentioned Nigeria is the worst country to live without money. Because the state institutions are not functioning. Compare a state schooled pupil in Ghana or Rwanda or Zimbabwe with ours then maybe you guys will understand the anger with which some of us express our disappointment in the country. Even the young people don't get decent education.

The other day the head of doctors mentioned that over a thousand doctors leave the country annually and some of them haven't been paid for up to 22 months. Yet, more money was budgeted to Aso Clinic than Teaching hospitals around the country and still the president isn't using it.

A country where negligence kills more people than in some war torn areas and you are here bringing statistics of Americans on anti-depressants. Have people stopped dying from childbirth or mistaken identity by a mob or containers falling on commercial buses? What's the life expectancy of those that live in Nigeria?

You guys should use your rubbish patriotism to beg Buhari to return to enjoy what you guys are enjoying...and Deizani and families of long serving ministers and state governors and perm secs. I mean, what's in London that's not in Nigeria?

TheEminentLaity:
You are being ridiculous Did Steve Jobs get what he was chasing? Who does? The difference is that there is hope that if you put in the work, all things being equal, you will achieve something meaningful for yourself and children, and your children have hope.

Sometimes I wonder if you guys live in a cocoon even in Nigeria. I never left Nigeria, I still have interests. I am a landlord so when I say people don't even get paid consistently, I know what I am saying. People don't get their pensions, Teachers don't get paid. Most of my class are either underemployed or unemployed and that was 7 years ago. Has it gotten better today? No! Is it at least looking like there is some sort of progress? No! There are less and less. Heck! Even my father admits it's getting worse. Nigeria as it is frustrates any effort of development.

There is a difference between 'I like it in Nigeria' and 'Nigeria is better or the same with even the worst of eastern European countries' Jesus! Don't you people have any conscience? You talk about depression, do you know how many young people are depressed in Nigeria - Oh I forgot na who don chop dey go for medical diagnosis. Americans are on antidepressants because they can pay for it and the diagnosis. Plus, the US is shit, if you compare it to Nordic countries standard of living. Not everyone wants the capitalist dream life most people would settle for a decent, peaceful and life full of prospect and hope for their children.

Homeless people in the UK have dogs (the state doesn't joke with their animals) and its obvious these guys are either fücked by drugs or something but even their children have hope for the future and they are very likely to live till 75 if they don't commit suicide.

You may not get statistics about people committing suicide in Nigeria because I can bet 70% over have no medical records or rather cannot afford it. Even Ghana is so much better than Nigeria. Google where the late Attah Mills died...in a Ghanian Military Hospital...says a lot about confidence right?

Rwanda is making giant strides. How do you measure that? Check state institutions, how they function not Pidgin2 'I am eating good and I have a driver and a housegirl, therefore Nigeria is great and those in diaspora are frustrated'

I mentioned Nigeria is the worst country to live without money. Because the state institutions are not functioning. Compare a state schooled pupil in Ghana or Rwanda or Zimbabwe with ours then maybe you guys will understand the anger with which some of us express our disappointment in the country. Even the young people don't get decent education.

The other day the head of doctors mentioned that over a thousand doctors leave the country annually and some of them haven't been paid for up to 22 months. Yet, more money was budgeted to Aso Clinic than Teaching hospitals around the country and still the president isn't using it.

A country where negligence kills more people than in some war torn areas and you are here bringing statistics of Americans on anti-depressants. Have people stopped dying from childbirth or mistaken identity by a mob or containers falling on commercial buses? What's the life expectancy of those that live in Nigeria?

You guys should use your rubbish patriotism to beg Buhari to return to enjoy what you guys are enjoying...and Deizani and families of long serving ministers and state governors and perm secs. I mean, what's in London that's not in Nigeria?

Guy u too much. Pidgin2 abeg come read oooo if u go get brain to see d sense in what he wrote.
Thunder will fire u Pidgin2 if u cant refute the weighty points in this write-up. Forever shut up. All d supporters of Pidgin I challenge u all to respond.

Pidgin2:


Your post made me laugh. Do you know how many middle class Nigerians own at least two cars and a driver to go with it? Having a driver, maids, and other domestic staffs here is quite easy unlike it is abroad. Now tell me, assuming i work in a bank, with even a salary of N150,000, i can still afford to pay a driver N25K, a washer man N15K and a maid N15 to N20(or alternatively i can just put her in a cheap school or let her learn a trade) how many middle class indivuals abroad can afford all three permanent staffs at the same time? So there are pluses and minuses everywhere. With that same salary, i can also be granted visas to many other countres abroad , depending on how i package myself. What i'm trying to say is this, Nigeria is not as hard as most people make it seem, our problem is that most people cant see beyond the bridges of their flat noses

You don't even have any shame about posting this rubbish. You don't consider the people you hire as human beings, so you want to pay them slave wages or not at all. I really pity the Nigerian mentality. It's no wonder the country is in such poor conditions.

ayodele234:
Driving a new car you won't own till 5 years time and might even default on your payment and lose it altogether. I see no difference with someone paying cash for a 5yrs used Tokunbo car in Nigeria. Most of dis privileges are debt driven and debt will never be equal to success. People lose their houses everyday you can check zillow.com for foreclosed homes. The middle class in America is shrinking everyday with more people barely able to afford the basics, struggling to afford the necessities. Even rich Americans are ditching their U.S. passports in record numbers, a sign of growing frustration with a system that taxes U.S. citizens. Funny enough Americans complain more about their roads and infrastructure decay than Nigerians. Anyone interested in knowing the financial status of Americans should talk to a bonafide American citizen not some immigrants. These things we see as El dorado are just normal to them

Your argument here is so week. Getting a new car doesn't mean you can't afford to pay for it cash and carry. If you have the cash, you can pick any car. That's why only the rich use the best thing in Nigeria because there is no system of contract payment spread over three years ( not five years). And its so easy to do. That's payment made easy. So anyone can use brand new car without breaking the bank. This is what you don't have in Nigeria. And the few people that can afford it use it to oppresse those that can't.

The rich Americans that are renouncing their citizenship are doing that to evade double taxation because they have business outside of America. While they pay taxes in the other countries where the business es are located, they still have to pay taxes over such oversea business as American citizens. So to evade double taxation, they have to drop American citizenship. Does dropping their citizenship stops them from living or being who they are in the US? No.

Americans complain about roads? I pray Nigeria has the kind of "bad" roads in America. If we do, our naija roads will no more be death traps.

Schwartz:

I have been laughing so hard reading your posts. Wow! You have actually repeated many times that there are no poor people abroad. I boldy declare that you do not live abroad. I have travelled far and wide within and outside Germany were I live and yes there are many many homeless, poor people here who cannot even afford a home, food. I mean very poor. At major train stations in germany free food is given to the poor only once a day by charity. People beg on the streets, in the cold! People deep their hands into dustbins to pick used bottles and cans so they can at least see a cent or two. And yes, people stay on train tracks to commit suicide out of frustration. Abroad is good but don't blow it out of proportion.
Here is a picture I took during the winter at Munich, Germany

Pls read d links below I dont need to write much.
http://www.independent.co.uk/news/world/politics/how-finland-could-see-benefits-from-its-basic-income-experiment-a7517701.html

http://www.mah.se/PageFiles/98343/Microsoft%20Word%20-%20the%20swedish%20welfare%20modelneolib.pdf

http://www.pitt.edu/~heinisch/ca_swed.html

http://nordic.businessinsider.com/norway-has-the-best-welfare-system-in-the-nordics-2016-6/

http://business.financialpost.com/news/economy/how-denmarks-welfare-program-has-narrowed-its-wealth-gap-to-one-of-the-smallest-in-the-world/wcm/8eaac795-395c-45c1-b3dc-b7fd8d26be71

http://www.norden.org/en/fakta-om-norden-1/social-policy-and-welfare
The links above wud give u a very deep insight into what I am trying to point out.

Young man go post your childish comment to the brainwashed. You think you are talking to a toddler? How many Americans can boast of a merely $3,000 in savings. Paying in cash is a luxury that over 85% of the population can't and will never be able to afford. America runs on a credit based system that leaves little or nothing left from your paycheck. Even people earning $150,000 still have to co-sign on the student loan form for their college bound kids because they really can't afford it. What percentage of Nigerians living in America will get to earn $150,000 during their lifetime?

drakeli:
Your argument here is so week. Getting a new car doesn't mean you can't afford to pay for it cash and carry. If you have the cash, you can pick any car. That's why only the rich use the best thing in Nigeria because there is no system of contract payment spread over three years ( not five years). And its so easy to do. That's payment made easy. So anyone can use brand new car without breaking the bank. This is what you don't have in Nigeria. And the few people that can afford it use it to oppresse those that can't.

The rich Americans that are renouncing their citizenship are doing that to evade double taxation because they have business outside of America. While they pay taxes where in the other countries where the business es are located, they still have to pay taxes over such oversea buseas American citizens. So to evade double taxation, they have to drop American citizenship. Does dropping their citizenship stops them from living or being who they are in the US? No.

Pidgin2:


Your post made me laugh. Do you know how many middle class Nigerians own at least two cars and a driver to go with it? Having a driver, maids, and other domestic staffs here is quite easy unlike it is abroad. Now tell me, assuming i work in a bank, with even a salary of N150,000, i can still afford to pay a driver N25K, a washer man N15K and a maid N15 to N20(or alternatively i can just put her in a cheap school or let her learn a trade) how many middle class indivuals abroad can afford all three permanent staffs at the same time? So there are pluses and minuses everywhere. With that same salary, i can also be granted visas to many other countres abroad , depending on how i package myself. What i'm trying to say is this, Nigeria is not as hard as most people make it seem, our problem is that most people cant see beyond the bridges of their flat noses

U see u re very wicked, u re very heartless to pay a driver N25k especially if he is a family man with even one kid. U re a Jezebel to pay a maid N15,000. U put her in a cheap school u wud never want to send ur child to. It is people like u that exploit girls and enslave them whereas where I live Fillipino women who work as au pairs are paid very well in line with d approved minimum wage that if d host family takes advantage of them, the host family wud be dealt with. For u to think this way, nothing good wud ever come ur way. Even NLC are clamouring for minimum wage to be N56,000 and u brag about paying someone 15-20k.
Oh my God u re really insane. U need to be chained and driven to Yaba Psychiatry Hospital where they wud put on d floor cos it wud be too befitting to put u on a bed. If u ve empathy and see these people as humans, can u survive well on N15k even N25k not to talk of if u ve a family and perharps aged parents to cater for.
Na to throway poo on ur face that u deserve. U re an animal not a human being and u belong to d zoo.

FortuneTeller:


You don't even have any shame about posting this rubbish. You don't consider the people you hire as human beings, so you want to pay them slave wages or not at all. I really pity the Nigerian mentality. It's no wonder the country is in such poor conditions.

Insanity has made her so useless that she reason with her foul smelling anus. It tells u how wicked she really is cos a man or woman cant live well with N25k now not to talk of if that person has a family.

ayodele234:
Young man go post your childish comment to the brainwashed. You think you are talking to a toddler? How many Americans can boast of a merely $3,000 in savings. Paying in cash is a luxury that over 85% of the population can't and will never be able to afford. America runs on a credit based system that leaves little or nothing left from your paycheck. Even people earning $150,000 still have to co-sign on the student loan form for their college bound kids because they really can't afford it. What percentage of Nigerians living in America will get to earn $150,000 during their lifetime?

Contractual payment I tell you again is payment made easy. Anyone I say anyone can do that. And that's how virtually everyone got their car. Did they complain to you that it's a problem to pay? How much is $3000. Common $3000. I laugh. For we Nigerians here, Americans are not the standard of our own living. I'm here to tell you that nigerians here are not doing bad. Research has it that Nigerian s in the US are the most successful minority immigrants in the country. Google can help you out. Who cares about Americans. Why will you compare some lazy Americans that love more pleasure and spending money more on frivolities and that all they know how to do is to work today and spend all their earnings on vacations tomorrow to the hard working financially prudent Nigerians? Why will you compare Americans that like shopping, shopping and shopping like their lives depend on it. Shopping beyond just what they need, wasting resources to financially wise naija people? Why will those Americans not live from check to check? Between Americans and Nigerians, we have different orientation about handling finances. Nigerians are better financial managers compared to an average Americans. Do get that right. I personally know a Nigerian that has over 600,000 dollars in his account. Don't ask me how I know. Besides, he has a business of his own. The day I knew I couldn't believe it. Continue to live by what you read and hear far away from the reality on ground.

In fact, I walk out of this tread. Smh. Too much ignorance.

ayodele234:
Driving a new car you won't own till 5 years time and might even default on your payment and lose it altogether. I see no difference with someone paying cash for a 5yrs used Tokunbo car in Nigeria. Most of dis privileges are debt driven and debt will never be equal to success. People lose their houses everyday you can check zillow.com for foreclosed homes. The middle class in America is shrinking everyday with more people barely able to afford the basics, struggling to afford the necessities. Even rich Americans are ditching their U.S. passports in record numbers, a sign of growing frustration with a system that taxes U.S. citizens. Funny enough Americans complain more about their roads and infrastructure decay than Nigerians. Anyone interested in knowing the financial status of Americans should talk to a bonafide American citizen not some immigrants. These things we see as El dorado are just normal to them

Lol. You are a funny man. America definitely has a culture of debt but if it is managed well, there is absolutely nothing wrong with it. Your statement that "debt will never be equal to success" makes you sound like a caveman. Nobody is advocating for a middle class earner to get neck deep in debt to buy a BMW but if a middle class person finances a comfortable mid range car and effectively pays it off in a few years, what on earth is wrong with that? Debt can be used to enhance your standard of living and as long as you manage it well, it is perfectly fine.

Of course, there are people who lose their homes and default on their debt but the fact that you make it sound like that is almost the norm really just makes you sound ignorant. Credit for all sorts of reasons (homes/cars/school) is available and if used responsibly, you can substantially enhance your standard of living in both the short term and the long term.

I personally know someone who paid for business school with a combination of savings and a substantial loan. With his $150K post MBA job and the associated bonuses, he was able to pay off the loan in a few years. With the additional opportunities open to him as a top MBA graduate he makes close to $200K and is debt free. Please tell me how debt was not beneficial in that instance?

If on the other hand, you were to borrow to buy designer shoes, fund expensive vacations or buy a lavish home you can't afford, of course you would pay for it. Your credit score would be ruined when you default and it would take years to rebuild it. But if you use debt responsibly to enhance your lifestyle e.g. to go to school (for a major with lucrative opportunities), buy an affordable home, a decent car and have a solid repayment plan, how is that wrong?

My friend, how you choose to use the debt that is available to you in a country like the US is entirely up to you. Stop making it sound like everyone has unmanageable debt and is not responsible enough to monitor their finances.

ayodele234:
Young man go post your childish comment to the brainwashed. You think you are talking to a toddler? How many Americans can boast of a merely $3,000 in savings. Paying in cash is a luxury that over 85% of the population can't and will never be able to afford. America runs on a credit based system that leaves little or nothing left from your paycheck. Even people earning $150,000 still have to co-sign on the student loan form for their college bound kids because they really can't afford it. What percentage of Nigerians living in America will get to earn $150,000 during their lifetime?

Just saw this comment you made and I almost died laughing. You actually do sound like a toddler based on inaccurate data and your examples that are not based on any facts whatsoever.

$3,000 in savings What the hell is $3,000? How one earth did you come up with your impoverished sample size? The fact that your loved ones or the Americans you know have <$3,000 in savings is your unique sad situation my friend. Please for the love of God, stop generalizing!!!

SEVERAL Americans and immigrants (including Nigerians) have a lot more than $3,000 in savings.

My guy, honestly about to bounce as well. The ignorance and warped thinking here based on certain people's unique experiences is really sad. No point arguing with dummies.

drakeli:
Contractual payment I tell you again is payment made easy. Anyone I say anyone can do that. And that's how virtually everyone got their car. Did they complain to you that it's a problem to pay? How much is $3000. Common $3000. I laugh. For we Nigerians here, Americans are not the standard of our own living. I'm here to tell you that nigerians here are not doing bad. Research has it that Nigerian s in the US are the most successful minority immigrants in the country. Google can help you out. Who cares about Americans. Why will you compare some lazy Americans that love more pleasure and spending money more on frivolities and that all they know how to do is to work today and spend all their earnings on vacations tomorrow to the hard working financially prudent Nigerians? Why will you compare Americans that like shopping, shopping and shopping like their lives depend on it. Shopping beyond just what they need, wasting resources to financially wise naija people? Why will those Americans not live from check to check? Between Americans and Nigerians, we have different orientation about handling finances. Nigerians are better financial managers compared to an average Americans. Do get that right. I personally know a Nigerian that has over 600,000 dollars in his account. Don't ask me how I know. Besides, he has a business of his own. The day I knew I couldn't believe it. Continue to live by what you read and hear far away from the reality on ground.

In fact, I walk out of this tread. Smh. Too much ignorance.

Lagbaja425:


Just saw this comment you made and I almost died laughing. You actually do sound like a toddler based on inaccurate data and your examples that are not based on any facts whatsoever.

$3,000 in savings What the hell is $3,000? How one earth did you come up with your impoverished sample size? The fact that your loved ones or the Americans you know have <$3,000 in savings is your unique sad situation my friend. Please for the love of God, stop generalizing!!!

SEVERAL Americans and immigrants (including Nigerians) have a lot more than $3,000 in savings.

Oooooh that's the way I died laughing when you guys too think that we don't earn 150k in Nigeria

What's 150k I laugh there are people that have never earned less than 400k in Nigeria years of working and it's been steady

You see we can keep arguing round and round because you guys in abroad will keep painting it with only the good side and covering the bad sides and we in Nigeria will do the same too.

But there are really people having it well in Nigeria
I'm in Nigeria and I'm happy very happy for that matter......it's simple build your own world and enjoy it.

Every country has her good and bad side

StarPlayer:
Abegi.. This Utopia you're describing is merely on paper not in reality. Look for another story, we are in the internet age where information is every where, you can't expect me to swallow this epistle hook, line and sinker

I didn't want to comment but I just have to let you know everything Nigeriadondie said is true. Not even one is false. I currently reside in a Scandinavian country. This is by far the best place in the world to live in.

Because I even decided to upgrade you and used $3,000? Most Americans don't even have $500. Funny I don't even watch or follow CNN. This is a fact you can get from all networks. But trust Nigeria they will claim to know better than Harvard and BBC...and did I hear someone saying Nigerians are the most successful minorities? Dude you must be high on weed. Where does that leave the Asians, Jews, Arabs? Nigerians are not even the most successful Africans. Come out from that dark illusion.

http://money.cnn.com/2017/01/12/pf/americans-lack-of-savings/index.html
https://www.usatoday.com/story/money/personalfinance/2016/10/09/savings-study/91083712/
http://www.businessinsider.com/most-americans-have-less-than-1000-in-savings-2016-9?IR=T
https://www.nbcnews.com/better/money/most-americans-lack-reserve-cash-cover-500-emergency-survey-n493096

Lagbaja425:


Just saw this comment you made and I almost died laughing. You actually do sound like a toddler based on inaccurate data and your examples that are not based on any facts whatsoever.

$3,000 in savings What the hell is $3,000? How one earth did you come up with your impoverished sample size? The fact that your loved ones or the Americans you know have <$3,000 in savings is your unique sad situation my friend. Please for the love of God, stop generalizing!!!

SEVERAL Americans and immigrants (including Nigerians) have a lot more than $3,000 in savings.

Even taxi drivers make up to 7,000 naira daily after expenses. Even a bricklayer working 8hrs is expected to bring home 6,000 in a single day. Most of these people are building their own houses. The love for office job has blinded us when people with skills and hand job can make over 200,000 monthly.

efismikoko:


Oooooh that's the way I died laughing when you guys too think that we don't earn 150k in Nigeria

What's 150k I laugh there are people that have never earned less than 400k in Nigeria years of working and it's been steady

You see we can keep arguing round and round because you guys in abroad will keep painting it with only the good side and covering the bad sides and we in Nigeria will do the same too.

But there are really people having it well in Nigeria
I'm in Nigeria and I'm happy very happy for that matter......it's simple build your own world and enjoy it.

Every country has her good and bad side

Nigeriadondie:

Well if u ve gone thru my other comments I wrote that I live in d Scandinavia where u earn higher wages although u pay high tax as well which is critical to financing d welfare system, bills are there as well. Items are also expensive cos of d tax on them. What u earn is not dependent on whether u re single, married with a wife or ten wives, kids or none. Pay is not dependent on that at all rather if it is fulltime or parttime, d nature of d job and qualification. If u ve health issues authenticed by ur doctor and cant work fulltime, u earn what u work for from ur place of work while govt pays something extra to it to augument ur pay. It is a kind of welfare cos its not ur fault u cant work fullltime. If u dont work at at all then u earn barely enough just to survive with d basics afterall we dont need so much to live well.
Look at d link below and see what Finland a Scandinavian country is trying to experiment with a new model of social welfare.
http://bigthink.com/articles/the-universal-basic-income-why-finland-is-giving-away-free-money

http://www.independent.co.uk/news/world/politics/how-finland-could-see-benefits-from-its-basic-income-experiment-a7517701.html

Yeh you are right but I was responding to that post . Down in the UK in ain't like that though . Here all man hustle and save.

Nigeriadondie:

U see u re very wicked, u re very heartless to pay a driver N25k especially if he is a family man with even one kid. U re a Jezebel to pay a maid N15,000. U put her in a cheap school u wud never want to send ur child to. It is people like u that exploit girls and enslave them whereas where I live Fillipino women who work as au pairs are paid very well in line with d approved minimum wage that if d host family takes advantage of them, the host family wud be dealt with. For u to think this way, nothing good wud ever come ur way. Even NLC are clamouring for minimum wage to be N56,000 and u brag about paying someone 15-20k.
Oh my God u re really insane. U need to be chained and driven to Yaba Psychiatry Hospital where they wud put on d floor cos it wud be too befitting to put u on a bed. If u ve empathy and see these people as humans, can u survive well on N15k even N25k not to talk of if u ve a family and perharps aged parents to cater for.
Na to throway poo on ur face that u deserve. U re an animal not a human being and u belong to d zoo.

God bless U 4 this post I guess no one else saw that.

ayodele234:
Because I even decided to upgrade you and used $3,000? Most Americans don't even have $500. Funny I don't even watch or follow CNN. This is a fact you can get from all networks. But trust Nigeria they will claim to know better than Harvard and BBC...and did I hear someone saying Nigerians are the most successful minorities? Dude you must be high on weed. Where does that leave the Asians, Jews, Arabs? N[b]igerians are not even the most successful Africans. C[/b]ome out from that dark illusion.



http://money.cnn.com/2017/01/12/pf/americans-lack-of-savings/index.html
https://www.usatoday.com/story/money/personalfinance/2016/10/09/savings-study/91083712/
http://www.businessinsider.com/most-americans-have-less-than-1000-in-savings-2016-9?IR=T
https://www.nbcnews.com/better/money/most-americans-lack-reserve-cash-cover-500-emergency-survey-n493096

Yes the guy is right. And I think this is what he is trying to say, " Nigerians are the most educated minority in the US". You can type "Nigerian the most educated in the US" on YouTube and see tones of video by Americans themselves confirming that fact. Having a college degree in the US. What does that tell you? It means earning more income generally compared to other group in the same category.

This is the fact. Again, Jews are part of the largest Caucasian group. They are a subgroup of the white Americans. Asian and Arabs are not.

Where did you see that I am praising America? I would rather live somewhere else than in the US so what are you talking about? Nigeria is shït and what's worse is that the shït is getting more and more stinky and one doesn't have to be a genius to see that the future is bleak.

Gain more attending to what issues? When delusional people like those in pidgin2 cult camp see absolutely nothing wrong. In fact, they think its so great that diasporans are the sufferhead. Didn't you see where the OP mentioned he wrote to his state government?

Do you think I haven't? Do you even know your representatives and their constitutional roles? would spare you details or how trying to even help can quickly turn out to be dangerous. I am in Nigeria more than one would think but I did my NYSC as a teacher, and only a few in SS3 could even write...and that's even in Abia State. The teachers were being owed for over a year and it's much much worse in northern Nigeria. These things do NOT happen in even some countries at war Even some make-shift clinics in Syria and Libya are better than many of our state run hospitals.

My uncle almost died from a treatable illness after he was asked by a doctor to go to church for healing at one of the main state hospitals...that's how deplorable it is and you don't have to guess that it's going to get worse. People like pidgin2 that should be fighting for the right of the nigerian child are talking rubbish here, I don't blame her she likes living as a slavemaster to have housemaids that are lesser humans/Nigerians than she is that would give birth to more slaves for her offspring. Housemaids and drivers my big nuts

The OP is comfortable and there is hope for his children and their children, it's easy to sense that when living in a working society. Nigeria isn't even trying to create a society at all. Like I said, its a jungle and one only has to survive most times by cheating the next man. From Government to Evans to Pastors to even yahoo guys.

I would have shown pictures of massive crowd of people at the airport during the 2015 presidential elections about to leave. What does that even say? Not everyone wants to be Bill Gates or Dangote or Saraki. People just want peace and quiet and to stay alive for their families. When your account starts looking great, your primary business is staying alive and Nigeria scores abysmally low in this regard. Where a cattle presidential aspirant threatens doom for people based on the outcome of mere elections.

I was in Ghana during their presidential elections and it was just another passing day, with people voting on the way to and from work, similar to what I have experienced a number of times in the UK. They frequently used Nigeria as what they don't want their country or processes to become. Who would blame them? In Nigeria, Election day is public holiday with some states having curfews and fleet of soldiers and tanks.

Most of these zombie patriots don't even know what normal is in 2017. Electricity is rocket science. Producing crude and refining it is just as complex as sending a team to the moon. Running decent state schools, clinics and justice systems require 'god' as we are not perfect (Don't we just love hearing that)

ayodele234:
Calm down young man. Even white people wey get country they give up their passport at an alarming rate yet African man won die for another man thing. You will gain more attending to the issues and problems in Nigeria than praising America. These people don't know or care if we exist. They just use us for cheap labor

By now you should know that there just a few brain cells, if any, in the head who you are talking to. Let's see of she would sample that empty container head on this thread again I was surprised one person responded to her with a robust argument, as if she would understand it

Nigeriadondie:

U see u re very wicked, u re very heartless to pay a driver N25k especially if he is a family man with even one kid. U re a Jezebel to pay a maid N15,000. U put her in a cheap school u wud never want to send ur child to. It is people like u that exploit girls and enslave them whereas where I live Fillipino women who work as au pairs are paid very well in line with d approved minimum wage that if d host family takes advantage of them, the host family wud be dealt with. For u to think this way, nothing good wud ever come ur way. Even NLC are clamouring for minimum wage to be N56,000 and u brag about paying someone 15-20k.
Oh my God u re really insane. U need to be chained and driven to Yaba Psychiatry Hospital where they wud put on d floor cos it wud be too befitting to put u on a bed. If u ve empathy and see these people as humans, can u survive well on N15k even N25k not to talk of if u ve a family and perharps aged parents to cater for.
Na to throway poo on ur face that u deserve. U re an animal not a human being and u belong to d zoo.

efismikoko:


Oooooh that's the way I died laughing when you guys too think that we don't earn 150k in Nigeria

What's 150k I laugh there are people that have never earned less than 400k in Nigeria years of working and it's been steady

You see we can keep arguing round and round because you guys in abroad will keep painting it with only the good side and covering the bad sides and we in Nigeria will do the same too.

But there are really people having it well in Nigeria
I'm in Nigeria and I'm happy very happy for that matter......it's simple build your own world and enjoy it.

Every country has her good and bad side

lol see ur mouth like 150k even a 10years old person knows that u are only deceiving urself let me start from paramilitary how much is graduate level monthly salary of immigration, custom,civil defence and road safety?should I start with civil servant? Ooh u are referring to bankers whose majority are contract staff that earn below 100k? From all I have mentioned above the total population that got those job above is not less than 10 to 15% of the total unemployed graduates we have in Nigerian. Do you know how many graduates that applied for N-power a 30k job? Close to 3million.you can only deceive yourself not Nigerians on nairaland

The population of Jewish Americans is not even up to 1.5% making them minority, and when did the most educated transform to the most successful? Th Asians and Arabs are buying up all the major real estates across the country while our education excellence remain just a little pat on the back that everybody soon forget, meaning it translates to little or nothing. Name a single Nigerian American with a net worth of $5,000,000.

business4all:
Yes the guy is right. And I think this is what he is trying to say, " Nigerians are the most educated minority in the US". You can type "Nigerian the most educated in the US" on YouTube and see tones of video by Americans themselves confirming that fact. Having a college degree in the US. What does that tell you? It means earning more income generally compared to other group in the same category.

This is the fact. Again, Jews are part of the largest Caucasian group. They are a subgroup of the white Americans. Asian and Arabs are not.

The average Nigerian graduates is caged in the mental cell of finding a JOB(office/white collar) when I just gave my POP workman over 500k for my uncle's duplex. Even in America, people learning a trade bring in more money than university graduates. University is overrated.

arena07:
lol see ur mouth like 150k even a 10years old person knows that u are only deceiving urself let me start from paramilitary how much is graduate level monthly salary of immigration, custom,civil defence and road safety?should I start with civil servant? Ooh u are referring to bankers whose majority are contract staff that earn below 100k? From all I have mentioned above the total population that got those job above is not less than 10 to 15% of the total unemployed graduates we have in Nigerian. Do you know how many graduates that applied for N-power a 30k job? Close to 3million.you can only deceive yourself not Nigerians on nairaland

ayodele234:
The population of Jewish Americans is not even up to 1.5% making them minority, and when did the most educated transform to the most successful? Th Asians and Arabs are buying up all the major real estates across the country while our education excellence remain just a little pat on the back that everybody soon forget, meaning it translates to little or nothing. Name a single Nigerian American with a net worth of $5,000,000.

I have said that before. I am saying it again. Jews are Caucasians. The same way we have German Americans, Irish Americans, swiss Americans and Jewish America. All of them are Caucasians which is the largest group in the US. They all have the same Caucasian privilege. They are not considered minority. We are talking on a general level. Those Asians and Arabs buying everything, what's their percentage out of their population. Just a few rich asian s and Arabs while most of them are cab drivers and coffee shop owners. Arabs are not even educated like that. Just oil money. How many of them are doctors and nurses like Nigerians? Just few of them controlling things. If you see a Jewish person, he is not different from other whites until he put on his traditional attire. They enjoy white privilege.

People considered as minorities in America are the people of color. That is blacks like Africans and African Americans, browns( that is, Latinos, Asians, Arabs). Not Jews that are a subgroup of the dominant Caucasian/ white American group. Jews enjoy the same white privilege that the people of color are unable to enjoy.

Jewish people are white people.

Your whole argument here is 'I am doing good therefore Nigeria is great' Coming from someone that addresses people as 'young man' and expresses sentiment as not being a kid. Your arguments are rather glib for an adult. You are quick to use stats for the US but use personal experience for the sorry Nigerian situation.

Statistically, Nigeria is bottom on every developmental indices when compared with the countries being mentioned here. And it's true, that countries like Finland is heaven compared to Nigeria. In Nigeria it takes the accident of birth to, most times, determine one's destiny and statistically, you are very likely to be born dirt poor in Nigeria than even in many countries within Africa and worse with almost no prospect of changing class without resorting to crime. Whereas, in progressive countries, children of orphans, lunatics and poor people not only have the same rights but largely fair opportunities. Even for the disabled.

You here are saying you gave your bricklayer 500K so many Nigerians are living good and should not focus on university but blue collar professions. I'm done here

ayodele234:
The population of Jewish Americans is not even up to 1.5% making them minority, and when did the most educated transform to the most successful? Th Asians and Arabs are buying up all the major real estates across the country while our education excellence remain just a little pat on the back that everybody soon forget, meaning it translates to little or nothing. Name a single Nigerian American with a net worth of $5,000,000.

.